Arrow Financial Corp (AROW) Stock Price

AROWStock

$38.18+30.50%52W

Market Cap$707.24M

P/E16.64x

PEG Ratio2.84

Div yield4.39%

Beta0.75

AROW Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-0.98%

Price vs S&P 500 (4W)-7.63%

PEG Ratio2.84

VGM Score39.98

P/E Ratio (Annual)16.64x

Indicated Dividend Yield (Annual)4.39%

P/CF (Annual)17.72x

Book Value / Share (Quarterly)$26.98

P/TBV (Annual)1.20x

Indicated Dividend (Annual)$1.20

Revenue Growth (3Y)5.71%

Cash Flow / Share (Quarterly)$2.50

Payout Ratio (TTM)37.46%

Price vs S&P 500 (YTD)10.14%

Net Profit Margin (TTM)24.85%

EPS (TTM)$3.12

10-Day Avg Trading Volume0.12M

EPS Excl Extra (TTM)$3.12

Revenue Growth (5Y)8.90%

EPS (Annual)$2.66

Dividend / Share (Annual)$1.14

ROI (Annual)9.62%

Net Profit Margin (5Y Avg)32.59%

Cash / Share (Quarterly)$2.33

P/E Basic Excl Extra (TTM)14.26x

Revenue Growth QoQ (YoY)23.12%

EPS Growth (5Y)1.98%

P/E Normalized (Annual)16.64x

ROA (Last FY)0.99%

Revenue Growth TTM (YoY)26.24%

EBITD / Share (TTM)$3.33

ROE (5Y Avg)10.55%

Operating Margin (TTM)31.52%

Cash Flow / Share (Annual)$2.20

P/B Ratio1.64x

P/B Ratio (Quarterly)1.52x

Net Income / Employee (Annual)$76,000

ROA (TTM)1.14%

EPS Growth QoQ (YoY)1.98%

EV / EBITDA (TTM)9.04x

EPS Incl Extra (Annual)$2.66

3-Month Avg Trading Volume0.09M

52-Week Price Return30.50%

EV / Free Cash Flow (Annual)20.89x

P/E Incl Extra (TTM)14.26x

Tangible BV / Share (Quarterly)$26.88

P/S Ratio (Annual)2.81x

52-Week High$42.70

Operating Margin (5Y Avg)41.50%

EPS Excl Extra (Annual)$2.66

CapEx CAGR (5Y)-0.16%

Tangible BV CAGR (5Y)5.29%

26-Week Price Return10.27%

13-Week Price Return4.30%

Total Debt / Equity (Annual)0.06x

Enterprise Value$756.20M

Revenue / Share Growth (5Y)6.76%

Book Value / Share Growth (5Y)5.95%

Revenue / Employee (Annual)$294,824,500,000

Pretax Margin (Annual)42.09%

Cash / Share (Annual)$1.87

3-Month Return Std Dev24.12%

Net Income / Employee (TTM)$88,700

EBITDA CAGR (5Y)8.38%

EBITDA Interim CAGR (5Y)1.50%

ROE (Last FY)10.18%

EPS Basic Excl Extra (Annual)$2.66

P/FCF (TTM)17.69x

EV / Free Cash Flow (TTM)18.29x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$3.12

ROI (TTM)11.18%

Dividend Growth Rate (5Y)4.17%

P/S Ratio (TTM)3.03x

Pretax Margin (5Y Avg)41.50%

Revenue / Share (Annual)$8.76

Tangible BV / Share (Annual)$26.15

Forward P/E10.54x

Free OCF CAGR (5Y)-0.54%

Price vs S&P 500 (52W)12.19%

P/E Ratio (TTM)14.26x

EPS Growth TTM (YoY)70.32%

Year-to-Date Return22.10%

5-Day Price Return-1.64%

EPS Normalized (Annual)$2.66

ROA (5Y Avg)0.97%

Net Profit Margin (Annual)32.65%

Month-to-Date Return-3.77%

Cash Flow / Share (TTM)$2.41

EBITD / Share (Annual)$3.68

EPS Growth (3Y)-2.28%

Operating Margin (Annual)42.09%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)15.74x

ROI (5Y Avg)9.73%

P/E Excl Extra (TTM)14.26x

LT Debt / Equity (Quarterly)0.04x

EPS Basic Excl Extra (TTM)$3.12

P/TBV (Quarterly)1.52x

Payout Ratio (Annual)42.99%

P/B Ratio (Annual)1.20x

Dividend / Share (TTM)$1.15

Pretax Margin (TTM)31.52%

Book Value / Share (Annual)$26.26

Price vs S&P 500 (13W)1.50%

Net Margin Growth (5Y)4.06%

Dividend Yield (TTM)2.62%

Beta0.75x

P/FCF (Annual)20.21x

Revenue / Share (TTM)$8.12

ROE (TTM)11.82%

52-Week Low$25.88

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AROW Earnings Surprise History

Q2 250.70est. 0.60

Q3 250.81est. 0.72

Q4 250.85est. 0.80

Q1 260.82est. 0.79

Q2 260.71est. 0.85

AROW Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.17

3.89

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
AROWArrow Financial Corp	D	D	C	$38.18
JPMJPMorgan Chase & Co.	D	B	B	$356.69
BACBank of America Corporation	C	C	B	$62.43
WFCWells Fargo & Co.	C	C	D	$84.79
CCitigroup Inc.	C	C	C	$133.25
UBSUBS Group AG	C	C	B	$54.23
COFCapital One Financial	B	D	C	$216.24
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$10.41
PNCPNC Financial Services Group	C	C	C	$244.11
USBU.S. Bancorp	C	C	C	$62.41
TFCTruist Financial Corporation	B	C	D	$50.30
SHGShinhan Financial Group Co Ltd	B	C	D	$76.81
HBANHuntington Bancshares Inc	C	C	D	$16.95
RFRegions Financial Corp.	C	D	D	$30.63
KEYKeyCorp	C	C	D	$21.89
PNFPPinnacle Financial Partners, Inc.	D	B	D	$100.77
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	F	$24.42
UMBFUMB Financial Corp	C	B	C	$143.57
CFRCullen/Frost Bankers Inc.	D	C	B	$163.38
ZIONZions Bancorporation N.A.	B	C	C	$67.57
ONBOld National Bancorp	C	B	D	$25.66
BOKFBOK Financial Corp	C	C	C	$138.62
VLYValley National Bancorp	C	B	C	$14.10
FNBF.N.B. Corp	B	C	D	$18.37
FULTFulton Financial Corp	B	C	C	$23.66
WSFSWSFS Financial Corp	D	B	B	$78.58
WSBCWesBanco Inc	B	B	C	$40.51
BANFBancfirst Corp	D	C	F	$111.09
PRKPark National Corporation	D	D	B	$199.89
NICNicolet Bankshares,Inc.	F	C	B	$171.12
FFBCFirst Financial Bancorp	B	B	C	$32.66
CBUCommunity Financial System, Inc.	D	D	D	$62.93
SFNCSimmons First National Corp	B	C	D	$22.70
BANCBanc of California, Inc.	B	C	D	$18.59
TBBKThe Bancorp Inc.	D	B	C	$66.98
TRMKTrustmark Corp	C	C	D	$46.11
WAFDWaFd, Inc. Common Stock	B	C	D	$36.21
NBTBNBT Bancorp Inc	C	C	C	$51.39
FRMEFirst Merchants Corp	B	C	D	$41.56
NWBINorthwest Bancshares, Inc	C	D	C	$15.30
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.73
CHCOCity Holding Co	D	D	B	$144.47
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	D	$41.29
OCFCOceanFirst Financial Corp	D	C	F	$18.86
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.39
HOPEHope Bancorp, Inc.	C	C	B	$13.87
FSUNFirstSun Capital Bancorp Common Stock	D	F	D	$40.29
CASHPathward Financial, Inc. Common Stock	B	C	D	$83.59
BFCBank First Corporation Common Stock	F	C	C	$152.99
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.76

About Arrow Financial Corp

Arrow Financial Corp is a bank holding company that operates subsidiaries providing commercial and consumer lending, residential and commercial mortgages, and digital banking services. The company generates revenue primarily through interest income, fees, and commissions earned from its lending and advisory services to small and mid-sized businesses and consumers.