AmeriServ Financial Inc (ASRV) Stock Price

ASRVStock

$4.54+48.85%52W

Market Cap$77.09M

P/E13.74x

PEG Ratio0.95

Div yield4.00%

Beta0.46

ASRV Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)8.32%

Price vs S&P 500 (4W)-1.04%

PEG Ratio0.95

VGM Score56.85

P/E Ratio (Annual)13.74x

Indicated Dividend Yield (Annual)4.00%

P/CF (Annual)24.19x

Book Value / Share (Quarterly)$7.26

P/TBV (Annual)0.44x

Indicated Dividend (Annual)$0.12

Revenue Growth (3Y)-0.48%

Cash Flow / Share (Quarterly)$0.00

Payout Ratio (TTM)23.59%

Price vs S&P 500 (YTD)30.39%

Net Profit Margin (TTM)5.30%

EPS (TTM)$0.51

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$0.51

Revenue Growth (5Y)2.04%

EPS (Annual)$0.34

Dividend / Share (Annual)$0.12

ROI (Annual)3.78%

Net Profit Margin (5Y Avg)12.34%

Cash / Share (Quarterly)$0.84

P/E Basic Excl Extra (TTM)9.05x

Revenue Growth QoQ (YoY)21.57%

EPS Growth (5Y)4.72%

P/E Normalized (Annual)13.74x

ROA (Last FY)0.39%

Revenue Growth TTM (YoY)25.03%

EBITD / Share (TTM)$0.52

ROE (5Y Avg)3.58%

Operating Margin (TTM)6.32%

Cash Flow / Share (Annual)$0.12

P/B Ratio0.63x

P/B Ratio (Quarterly)0.53x

Net Income / Employee (Annual)$18,800

ROA (TTM)0.58%

EPS Growth QoQ (YoY)-8.23%

EV / EBITDA (TTM)10.98x

EPS Incl Extra (Annual)$0.34

3-Month Avg Trading Volume0.02M

52-Week Price Return48.85%

EV / Free Cash Flow (Annual)51.52x

P/E Incl Extra (TTM)9.05x

Tangible BV / Share (Quarterly)$7.25

P/S Ratio (Annual)0.90x

52-Week High$5.38

EPS Excl Extra (Annual)$0.34

CapEx CAGR (5Y)-3.31%

Tangible BV CAGR (5Y)2.15%

26-Week Price Return18.23%

13-Week Price Return16.41%

Total Debt / Equity (Annual)0.25x

Enterprise Value$106.28M

Revenue / Share Growth (5Y)4.35%

Book Value / Share Growth (5Y)3.41%

Revenue / Employee (Annual)$176,713,000,000

Pretax Margin (Annual)16.07%

Cash / Share (Annual)$1.10

3-Month Return Std Dev51.50%

Net Income / Employee (TTM)$28,500

EBITDA CAGR (5Y)0.62%

EBITDA Interim CAGR (5Y)-8.72%

ROE (Last FY)4.70%

EPS Basic Excl Extra (Annual)$0.34

P/FCF (TTM)34.02x

EV / Free Cash Flow (TTM)2592.12x

Total Debt / Equity (Quarterly)0.24x

EPS Incl Extra (TTM)$0.51

ROI (TTM)5.73%

Dividend Growth Rate (5Y)3.59%

P/S Ratio (TTM)0.93x

Pretax Margin (5Y Avg)15.31%

Revenue / Share (Annual)$3.34

Tangible BV / Share (Annual)$7.22

Free OCF CAGR (5Y)-13.96%

Price vs S&P 500 (52W)33.32%

P/E Ratio (TTM)9.05x

EPS Growth TTM (YoY)127.21%

Year-to-Date Return42.32%

5-Day Price Return8.87%

EPS Normalized (Annual)$0.34

ROA (5Y Avg)0.30%

Net Profit Margin (Annual)13.01%

Month-to-Date Return-1.52%

Cash Flow / Share (TTM)$0.29

EBITD / Share (Annual)$0.54

EPS Growth (3Y)-7.89%

LT Debt / Equity (Annual)0.22x

P/CF (TTM)40.76x

ROI (5Y Avg)2.48%

P/E Excl Extra (TTM)9.05x

LT Debt / Equity (Quarterly)0.22x

EPS Basic Excl Extra (TTM)$0.51

P/TBV (Quarterly)0.54x

Payout Ratio (Annual)35.32%

P/B Ratio (Annual)0.44x

Dividend / Share (TTM)$0.12

Pretax Margin (TTM)6.32%

Book Value / Share (Annual)$7.22

Price vs S&P 500 (13W)13.72%

Net Margin Growth (5Y)1.99%

Dividend Yield (TTM)2.61%

Beta0.46x

P/FCF (Annual)37.37x

Revenue / Share (TTM)$3.21

ROE (TTM)7.13%

52-Week Low$2.91

vGradeC

gGradeD

mGradeA

vgmGradeC

ASRV Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q3 2018	Oct 16, 2018	—	$0.13	—

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
ASRVAmeriServ Financial Inc	C	D	A	0.5x	7.1%	0.6%	—	$4.54
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About AmeriServ Financial Inc

AmeriServ Financial Inc is a bank holding company engaged in community banking, providing both retail and commercial banking services. Its lending operations span residential mortgages, consumer loans, small business loans, and commercial real estate financing, while also offering deposit products and trust services to retail and commercial customers.

ASRV Next Earnings Report

Report dateOct 20, 2026

QuarterQ4 2018

Report timeBMO

Also reporting on Oct 20, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

ASRV Insider Transactions

BuySep 11, 2026
STOPKO JEFFREY A
Officer
Shares: 2,000Value: $9,880
SellSep 4, 2026
FINUI DAVID ALLEN
Officer
Shares: 10,000Value: $48,889

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

Companies in Related Industries

FDSBFifth District Bancorp, Inc. Common StockSavings Institutions
FSEAFirst Seacoast Bancorp, Inc. Common StockSavings Institutions
USIOUsio, Inc. Common StockFederal Credit Unions
CPBICentral Plains Bancshares, Inc. Common StockSavings Institutions
UBCPUnited Bancorp Inc/OHState Banks
HFBLHome Federal Bancorp, Inc. of LouisianaSavings Institutions
NSTSNSTS Bancorp, Inc. Common StockSavings Institutions
CLSTCatalyst Bancorp, Inc. Common StockSavings Institutions

Same SIC sector, outside this company's own industry.

52-Week Range

Low$2.91

High$5.38