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AmeriServ Financial Inc (ASRV)
Price$3.74
Value ScoreC
Growth ScoreD
Momentum ScoreC
Favorite Metrics
Price vs S&P 500 (26W)10.94%
Price vs S&P 500 (4W)-3.49%
VGM Score42.25
Market Capitalization$63.45M
P/E Ratio (Annual)11.31x
Indicated Dividend Yield (Annual)3.17%
All Metrics
P/CF (Annual)19.91x
Book Value / Share (Quarterly)$7.12
P/TBV (Annual)0.44x
Indicated Dividend (Annual)$0.12
Revenue Growth (3Y)-0.48%
Cash Flow / Share (Quarterly)$0.08
Payout Ratio (TTM)25.93%
Price vs S&P 500 (YTD)7.47%
Net Profit Margin (TTM)5.30%
EPS (TTM)$0.33
10-Day Avg Trading Volume0.01M
EPS Excl Extra (TTM)$0.33
Revenue Growth (5Y)2.04%
EPS (Annual)$0.34
Dividend / Share (Annual)$0.12
ROI (Annual)3.78%
Net Profit Margin (5Y Avg)12.34%
Cash / Share (Quarterly)$0.84
P/E Basic Excl Extra (TTM)11.54x
Revenue Growth QoQ (YoY)21.57%
EPS Growth (5Y)4.72%
P/E Normalized (Annual)11.31x
ROA (Last FY)0.39%
Revenue Growth TTM (YoY)25.03%
EBITD / Share (TTM)$0.52
ROE (5Y Avg)3.58%
Operating Margin (TTM)6.32%
Cash Flow / Share (Annual)$0.12
P/B Ratio0.53x
P/B Ratio (Quarterly)0.51x
Net Income / Employee (Annual)$18,800
ROA (TTM)0.38%
EPS Growth QoQ (YoY)-8.23%
EV / EBITDA (TTM)10.98x
EPS Incl Extra (Annual)$0.34
3-Month Avg Trading Volume0.01M
52-Week Price Return30.34%
EV / Free Cash Flow (Annual)44.92x
P/E Incl Extra (TTM)11.54x
Tangible BV / Share (Quarterly)$7.11
P/S Ratio (Annual)0.90x
52-Week High$4.04
EPS Excl Extra (Annual)$0.34
CapEx CAGR (5Y)-3.31%
Tangible BV CAGR (5Y)2.15%
26-Week Price Return22.33%
13-Week Price Return-1.82%
Total Debt / Equity (Annual)0.25x
Enterprise Value$92.68M
Revenue / Share Growth (5Y)4.35%
Book Value / Share Growth (5Y)3.41%
Revenue / Employee (Annual)$176,713,000,000
Pretax Margin (Annual)16.07%
Cash / Share (Annual)$1.10
3-Month Return Std Dev32.03%
Net Income / Employee (TTM)$18,400
EBITDA CAGR (5Y)0.62%
EBITDA Interim CAGR (5Y)-8.72%
ROE (Last FY)4.70%
EPS Basic Excl Extra (Annual)$0.34
P/FCF (TTM)28.00x
EV / Free Cash Flow (TTM)65.27x
Total Debt / Equity (Quarterly)0.24x
EPS Incl Extra (TTM)$0.33
ROI (TTM)3.76%
Dividend Growth Rate (5Y)3.59%
P/S Ratio (TTM)0.93x
Pretax Margin (5Y Avg)15.31%
Revenue / Share (Annual)$3.34
Tangible BV / Share (Annual)$7.22
Free OCF CAGR (5Y)-13.96%
Price vs S&P 500 (52W)3.30%
P/E Ratio (TTM)11.54x
EPS Growth TTM (YoY)50.75%
Year-to-Date Return18.50%
5-Day Price Return2.16%
EPS Normalized (Annual)$0.34
ROA (5Y Avg)0.30%
Net Profit Margin (Annual)13.01%
Month-to-Date Return2.16%
Cash Flow / Share (TTM)$0.29
EBITD / Share (Annual)$0.54
EPS Growth (3Y)-7.89%
LT Debt / Equity (Annual)0.22x
P/CF (TTM)21.55x
ROI (5Y Avg)2.48%
P/E Excl Extra (TTM)11.54x
LT Debt / Equity (Quarterly)0.22x
EPS Basic Excl Extra (TTM)$0.33
P/TBV (Quarterly)0.51x
Payout Ratio (Annual)35.32%
P/B Ratio (Annual)0.44x
Dividend / Share (TTM)$0.12
Pretax Margin (TTM)6.32%
Book Value / Share (Annual)$7.22
Price vs S&P 500 (13W)-12.32%
Net Margin Growth (5Y)1.99%
Dividend Yield (TTM)3.14%
Beta0.46x
P/FCF (Annual)30.75x
Revenue / Share (TTM)$3.21
ROE (TTM)4.72%
52-Week Low$2.64
vGradeC
gGradeD
mGradeC
vgmGradeC
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Earnings Surprise History
Q1 260.11est. —
Industry Peers — National Banks(117)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
ASRVAmeriServ Financial Inc | C | D | C | $3.74 |
| JPMJPMorgan Chase & Co. | D | C | C | $312.37 |
| BACBank of America Corporation | C | C | C | $53.83 |
| WFCWells Fargo & Co. | D | C | D | $81.94 |
| CCitigroup Inc. | C | C | A | $132.47 |
| MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | D | B | A | $9.52 |
| UBSUBS Group AG | C | C | B | $47.01 |
| COFCapital One Financial | C | D | F | $180.67 |
| PNCPNC Financial Services Group | D | C | B | $228.37 |
| USBU.S. Bancorp | B | C | C | $55.69 |
| TFCTruist Financial Corporation | B | C | C | $49.20 |
About
AmeriServ Financial Inc is a bank holding company engaged in community banking, providing both retail and commercial banking services. Its lending operations span residential mortgages, consumer loans, small business loans, and commercial real estate financing, while also offering deposit products and trust services to retail and commercial customers.