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AmeriServ Financial Inc (ASRV)
Price$3.86
Favorite Metrics
Price vs S&P 500 (26W)25.72%
Price vs S&P 500 (4W)-1.84%
Market Capitalization$67.86M
P/E Ratio (Annual)12.09x
Indicated Dividend Yield (Annual)3.05%
All Metrics
P/CF (Annual)21.29x
Book Value / Share (Quarterly)$7.22
P/TBV (Annual)0.44x
Indicated Dividend (Annual)$0.12
Revenue Growth (3Y)-0.48%
Cash Flow / Share (Quarterly)$0.12
Payout Ratio (TTM)25.23%
Price vs S&P 500 (YTD)19.37%
Net Profit Margin (TTM)5.30%
EPS (TTM)$0.34
10-Day Avg Trading Volume0.01M
EPS Excl Extra (TTM)$0.34
Revenue Growth (5Y)2.04%
EPS (Annual)$0.34
Dividend / Share (Annual)$0.12
ROI (Annual)3.78%
Net Profit Margin (5Y Avg)12.34%
Cash / Share (Quarterly)$0.84
P/E Basic Excl Extra (TTM)12.09x
Revenue Growth QoQ (YoY)21.57%
EPS Growth (5Y)4.72%
P/E Normalized (Annual)12.09x
ROA (Last FY)0.39%
Revenue Growth TTM (YoY)25.03%
EBITD / Share (TTM)$0.54
ROE (5Y Avg)3.58%
Operating Margin (TTM)6.32%
Cash Flow / Share (Annual)$0.12
P/B Ratio0.57x
P/B Ratio (Quarterly)0.44x
Net Income / Employee (Annual)$0
ROA (TTM)0.39%
EPS Growth QoQ (YoY)61.90%
EV / EBITDA (TTM)10.95x
EPS Incl Extra (Annual)$0.34
3-Month Avg Trading Volume0.02M
52-Week Price Return82.41%
EV / Free Cash Flow (Annual)47.08x
P/E Incl Extra (TTM)12.09x
Tangible BV / Share (Quarterly)$7.22
P/S Ratio (Annual)0.90x
52-Week High$4.04
EPS Excl Extra (Annual)$0.34
CapEx CAGR (5Y)-3.31%
Tangible BV CAGR (5Y)2.15%
26-Week Price Return34.47%
13-Week Price Return21.98%
Total Debt / Equity (Annual)0.25x
Enterprise Value$97.125
Revenue / Share Growth (5Y)4.35%
Book Value / Share Growth (5Y)3.41%
Revenue / Employee (Annual)$176,713
Pretax Margin (Annual)16.07%
Cash / Share (Annual)$1.10
3-Month Return Std Dev38.13%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)2.59%
EBITDA Interim CAGR (5Y)8.42%
ROE (Last FY)4.70%
EPS Basic Excl Extra (Annual)$0.34
P/FCF (TTM)29.95x
EV / Free Cash Flow (TTM)47.08x
Total Debt / Equity (Quarterly)0.25x
EPS Incl Extra (TTM)$0.34
ROI (TTM)3.83%
Dividend Growth Rate (5Y)3.59%
P/S Ratio (TTM)0.93x
Pretax Margin (5Y Avg)15.31%
Revenue / Share (Annual)$3.34
Tangible BV / Share (Annual)$7.22
Free OCF CAGR (5Y)-13.96%
Price vs S&P 500 (52W)47.31%
P/E Ratio (TTM)12.09x
EPS Growth TTM (YoY)58.35%
Year-to-Date Return23.51%
5-Day Price Return4.51%
EPS Normalized (Annual)$0.34
ROA (5Y Avg)0.30%
Net Profit Margin (Annual)13.01%
Month-to-Date Return8.84%
Cash Flow / Share (TTM)$0.29
EBITD / Share (Annual)$0.54
EPS Growth (3Y)-7.89%
LT Debt / Equity (Annual)0.22x
P/CF (TTM)21.29x
ROI (5Y Avg)2.48%
P/E Excl Extra (TTM)12.09x
LT Debt / Equity (Quarterly)0.22x
EPS Basic Excl Extra (TTM)$0.34
P/TBV (Quarterly)0.44x
Payout Ratio (Annual)35.32%
P/B Ratio (Annual)0.44x
Dividend / Share (TTM)$0.12
Pretax Margin (TTM)6.32%
Book Value / Share (Annual)$7.22
Price vs S&P 500 (13W)19.12%
Net Margin Growth (5Y)1.99%
Dividend Yield (TTM)2.92%
Beta0.48x
P/FCF (Annual)32.89x
Revenue / Share (TTM)$3.21
ROE (TTM)4.93%
52-Week Low$2.11
Industry Peers — National Banks(97)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
ASRVAmeriServ Financial Inc | 0.44x | 4.93% | 0.39% | — | $3.86 |
JPMJPMorgan Chase & Co. | 2.17x | 16.32% | 1.28% | — | $315.32 |
BACBank of America Corporation | 1.16x | 10.50% | 0.92% | — | $54.02 |
WFCWells Fargo & Co. | 1.37x | 12.02% | 1.03% | — | $81.90 |
CCitigroup Inc. | 0.92x | 7.55% | 0.60% | — | $132.73 |
COFCapital One Financial | 1.36x | 2.44% | 0.40% | — | $203.90 |
UBSUBS Group AG | 1.64x | 8.71% | 0.48% | — | $43.77 |
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | 1.27x | 9.73% | 0.37% | — | $8.31 |
PNCPNC Financial Services Group | 1.32x | 11.98% | 1.25% | — | $228.47 |
USBU.S. Bancorp | 1.23x | 12.21% | 1.13% | — | $56.92 |
TFCTruist Financial Corporation | 0.89x | 8.51% | 1.01% | — | $51.13 |
About
AmeriServ Financial Inc is a bank holding company engaged in community banking, providing both retail and commercial banking services. Its lending operations span residential mortgages, consumer loans, small business loans, and commercial real estate financing, while also offering deposit products and trust services to retail and commercial customers.