AmeriServ Financial Inc (ASRV) Stock Price

ASRVStock

$4.95+60.33%52W

Market Cap$84.05M

P/E14.89x

PEG Ratio0.95

Div yield4.00%

Beta0.45

ASRV Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)13.37%

Price vs S&P 500 (4W)4.55%

PEG Ratio0.95

VGM Score54.22

P/E Ratio (Annual)14.89x

Indicated Dividend Yield (Annual)4.00%

P/CF (Annual)26.23x

Book Value / Share (Quarterly)$7.12

P/TBV (Annual)0.44x

Indicated Dividend (Annual)$0.12

Revenue Growth (3Y)-0.48%

Cash Flow / Share (Quarterly)$0.08

Payout Ratio (TTM)25.93%

Price vs S&P 500 (YTD)38.82%

Net Profit Margin (TTM)5.30%

EPS (TTM)$0.51

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$0.51

Revenue Growth (5Y)2.04%

EPS (Annual)$0.34

Dividend / Share (Annual)$0.12

ROI (Annual)3.78%

Net Profit Margin (5Y Avg)12.34%

Cash / Share (Quarterly)$0.84

P/E Basic Excl Extra (TTM)9.81x

Revenue Growth QoQ (YoY)21.57%

EPS Growth (5Y)4.72%

P/E Normalized (Annual)14.89x

ROA (Last FY)0.39%

Revenue Growth TTM (YoY)25.03%

EBITD / Share (TTM)$0.52

ROE (5Y Avg)3.58%

Operating Margin (TTM)6.32%

Cash Flow / Share (Annual)$0.12

P/B Ratio0.69x

P/B Ratio (Quarterly)0.51x

Net Income / Employee (Annual)$18,800

ROA (TTM)0.38%

EPS Growth QoQ (YoY)-8.23%

EV / EBITDA (TTM)10.98x

EPS Incl Extra (Annual)$0.34

3-Month Avg Trading Volume0.02M

52-Week Price Return60.33%

EV / Free Cash Flow (Annual)54.69x

P/E Incl Extra (TTM)9.81x

Tangible BV / Share (Quarterly)$7.11

P/S Ratio (Annual)0.90x

52-Week High$5.38

EPS Excl Extra (Annual)$0.34

CapEx CAGR (5Y)-3.31%

Tangible BV CAGR (5Y)2.15%

26-Week Price Return24.61%

13-Week Price Return23.02%

Total Debt / Equity (Annual)0.25x

Enterprise Value$112.82M

Revenue / Share Growth (5Y)4.35%

Book Value / Share Growth (5Y)3.41%

Revenue / Employee (Annual)$176,713,000,000

Pretax Margin (Annual)16.07%

Cash / Share (Annual)$1.10

3-Month Return Std Dev39.53%

Net Income / Employee (TTM)$28,500

EBITDA CAGR (5Y)0.62%

EBITDA Interim CAGR (5Y)-8.72%

ROE (Last FY)4.70%

EPS Basic Excl Extra (Annual)$0.34

P/FCF (TTM)36.89x

EV / Free Cash Flow (TTM)79.45x

Total Debt / Equity (Quarterly)0.24x

EPS Incl Extra (TTM)$0.51

ROI (TTM)3.76%

Dividend Growth Rate (5Y)3.59%

P/S Ratio (TTM)0.93x

Pretax Margin (5Y Avg)15.31%

Revenue / Share (Annual)$3.34

Tangible BV / Share (Annual)$7.22

Free OCF CAGR (5Y)-13.96%

Price vs S&P 500 (52W)42.02%

P/E Ratio (TTM)9.81x

EPS Growth TTM (YoY)127.21%

Year-to-Date Return50.78%

5-Day Price Return-4.37%

EPS Normalized (Annual)$0.34

ROA (5Y Avg)0.30%

Net Profit Margin (Annual)13.01%

Month-to-Date Return5.25%

Cash Flow / Share (TTM)$0.29

EBITD / Share (Annual)$0.54

EPS Growth (3Y)-7.89%

LT Debt / Equity (Annual)0.22x

P/CF (TTM)28.39x

ROI (5Y Avg)2.48%

P/E Excl Extra (TTM)9.81x

LT Debt / Equity (Quarterly)0.22x

EPS Basic Excl Extra (TTM)$0.51

P/TBV (Quarterly)0.51x

Payout Ratio (Annual)35.32%

P/B Ratio (Annual)0.44x

Dividend / Share (TTM)$0.12

Pretax Margin (TTM)6.32%

Book Value / Share (Annual)$7.22

Price vs S&P 500 (13W)20.22%

Net Margin Growth (5Y)1.99%

Dividend Yield (TTM)2.39%

Beta0.45x

P/FCF (Annual)40.52x

Revenue / Share (TTM)$3.21

ROE (TTM)4.72%

52-Week Low$2.80

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ASRV Earnings Surprise History

Q3 180.13est. —

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
ASRVAmeriServ Financial Inc	C	D	A	$4.95
JPMJPMorgan Chase & Co.	D	B	B	$356.69
BACBank of America Corporation	C	C	B	$62.43
WFCWells Fargo & Co.	C	C	D	$84.79
CCitigroup Inc.	C	C	C	$133.25
UBSUBS Group AG	C	C	B	$54.23
COFCapital One Financial	B	D	C	$216.24
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$10.41
PNCPNC Financial Services Group	C	C	C	$244.11
USBU.S. Bancorp	C	C	C	$62.41
TFCTruist Financial Corporation	B	C	D	$50.30
SHGShinhan Financial Group Co Ltd	B	C	D	$76.81
HBANHuntington Bancshares Inc	C	C	D	$16.95
RFRegions Financial Corp.	C	D	D	$30.63
KEYKeyCorp	C	C	D	$21.89
PNFPPinnacle Financial Partners, Inc.	D	B	D	$100.77
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	F	$24.42
UMBFUMB Financial Corp	C	B	C	$143.57
CFRCullen/Frost Bankers Inc.	D	C	B	$163.38
ZIONZions Bancorporation N.A.	B	C	C	$67.57
ONBOld National Bancorp	C	B	D	$25.66
BOKFBOK Financial Corp	C	C	C	$138.62
VLYValley National Bancorp	C	B	C	$14.10
FNBF.N.B. Corp	B	C	D	$18.37
FULTFulton Financial Corp	B	C	C	$23.66
WSFSWSFS Financial Corp	D	B	B	$78.58
WSBCWesBanco Inc	B	B	C	$40.51
BANFBancfirst Corp	D	C	F	$111.09
PRKPark National Corporation	D	D	B	$199.89
NICNicolet Bankshares,Inc.	F	C	B	$171.12
FFBCFirst Financial Bancorp	B	B	C	$32.66
CBUCommunity Financial System, Inc.	D	D	D	$62.93
SFNCSimmons First National Corp	B	C	D	$22.70
BANCBanc of California, Inc.	B	C	D	$18.59
TBBKThe Bancorp Inc.	D	B	C	$66.98
TRMKTrustmark Corp	C	C	D	$46.11
WAFDWaFd, Inc. Common Stock	B	C	D	$36.21
NBTBNBT Bancorp Inc	C	C	C	$51.39
FRMEFirst Merchants Corp	B	C	D	$41.56
NWBINorthwest Bancshares, Inc	C	D	C	$15.30
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.73
CHCOCity Holding Co	D	D	B	$144.47
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	D	$41.29
OCFCOceanFirst Financial Corp	D	C	F	$18.86
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.39
HOPEHope Bancorp, Inc.	C	C	B	$13.87
FSUNFirstSun Capital Bancorp Common Stock	D	F	D	$40.29
CASHPathward Financial, Inc. Common Stock	B	C	D	$83.59
BFCBank First Corporation Common Stock	F	C	C	$152.99
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.76

About AmeriServ Financial Inc

AmeriServ Financial Inc is a bank holding company engaged in community banking, providing both retail and commercial banking services. Its lending operations span residential mortgages, consumer loans, small business loans, and commercial real estate financing, while also offering deposit products and trust services to retail and commercial customers.