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Atlanticus Holdings Corporation 7.625% Series B Cumulative Perpetual Preferred Stock, no par value per share (ATLCP)
Price$22.98
Favorite Metrics
Price vs S&P 500 (26W)20.84%
Price vs S&P 500 (4W)20.30%
Market Capitalization$1.09B
P/E Ratio (Annual)8.95x
All Metrics
P/CF (Annual)1.71x
Book Value / Share (Quarterly)$43.47
P/TBV (Annual)1.64x
Indicated Dividend (Annual)$0.00
Revenue Growth (3Y)22.58%
Cash Flow / Share (Quarterly)$42.42
Payout Ratio (TTM)10.17%
Price vs S&P 500 (YTD)1.85%
Gross Margin (TTM)46.52%
Net Profit Margin (TTM)14.12%
EPS (TTM)$6.37
10-Day Avg Trading Volume0.07M
EPS Excl Extra (TTM)$6.37
Revenue Growth (5Y)13.90%
EPS (Annual)$6.37
Dividend / Share (Annual)$0.83
ROI (Annual)1.71%
Gross Margin (Annual)46.52%
Net Profit Margin (5Y Avg)23.58%
Cash / Share (Quarterly)$41.62
P/E Basic Excl Extra (TTM)8.95x
Revenue Growth QoQ (YoY)79.28%
EPS Growth (5Y)6.36%
P/E Normalized (Annual)8.95x
ROA (Last FY)1.60%
Revenue Growth TTM (YoY)49.72%
EBITD / Share (TTM)$8.63
ROE (5Y Avg)25.57%
Operating Margin (TTM)18.46%
Cash Flow / Share (Annual)$42.42
P/B Ratio1.69x
P/B Ratio (Quarterly)1.56x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)8.08x
Net Interest Coverage (TTM)8.74x
ROA (TTM)2.26%
EPS Growth QoQ (YoY)10.77%
EV / EBITDA (TTM)42.23x
EPS Incl Extra (Annual)$6.37
Current Ratio (Annual)1.49x
Quick Ratio (Quarterly)1.34x
3-Month Avg Trading Volume0.07M
52-Week Price Return36.59%
EV / Free Cash Flow (Annual)11.04x
P/E Incl Extra (TTM)8.95x
Revenue / Employee (TTM)$2
Tangible BV / Share (Quarterly)$41.44
P/S Ratio (Annual)1.26x
Asset Turnover (Annual)0.11x
52-Week High$78.91
Operating Margin (5Y Avg)28.66%
EPS Excl Extra (Annual)$6.37
CapEx CAGR (5Y)48.32%
Tangible BV CAGR (5Y)-6.63%
26-Week Price Return29.58%
Quick Ratio (Annual)1.34x
13-Week Price Return17.17%
Total Debt / Equity (Annual)10.05x
Current Ratio (Quarterly)1.49x
Enterprise Value$6,989.376
Revenue / Share Growth (5Y)14.97%
Asset Turnover (TTM)0.16x
Book Value / Share Growth (5Y)26.44%
Revenue / Employee (Annual)$2
Pretax Margin (Annual)18.46%
Cash / Share (Annual)$41.62
3-Month Return Std Dev59.67%
Gross Margin (5Y Avg)58.22%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)7.44%
EBITDA Interim CAGR (5Y)9.04%
ROE (Last FY)18.84%
Net Interest Coverage (Annual)16.94x
EPS Basic Excl Extra (Annual)$6.37
P/FCF (TTM)1.73x
EV / Free Cash Flow (TTM)11.04x
Total Debt / Equity (Quarterly)10.05x
EPS Incl Extra (TTM)$6.37
ROI (TTM)2.41%
Dividend Growth Rate (5Y)-0.39%
P/S Ratio (TTM)1.26x
Pretax Margin (5Y Avg)28.66%
Revenue / Share (Annual)$45.13
Tangible BV / Share (Annual)$41.44
Forward P/E8.06x
Free OCF CAGR (5Y)24.45%
Price vs S&P 500 (52W)1.50%
P/E Ratio (TTM)8.95x
EPS Growth TTM (YoY)7.69%
Year-to-Date Return5.99%
5-Day Price Return5.77%
EPS Normalized (Annual)$6.37
ROA (5Y Avg)4.73%
Net Profit Margin (Annual)14.12%
Month-to-Date Return35.24%
Cash Flow / Share (TTM)$4.10
EBITD / Share (Annual)$8.63
EPS Growth (3Y)-3.03%
Operating Margin (Annual)18.46%
LT Debt / Equity (Annual)10.05x
P/CF (TTM)1.71x
ROI (5Y Avg)5.00%
P/E Excl Extra (TTM)8.95x
LT Debt / Equity (Quarterly)10.05x
EPS Basic Excl Extra (TTM)$6.37
P/TBV (Quarterly)1.64x
Payout Ratio (Annual)10.17%
P/B Ratio (Annual)1.56x
Dividend / Share (TTM)$0.83
Pretax Margin (TTM)18.46%
Book Value / Share (Annual)$43.47
Price vs S&P 500 (13W)14.31%
Net Margin Growth (5Y)-7.49%
Dividend Yield (TTM)1.14%
Beta2.05x
P/FCF (Annual)1.73x
Revenue / Share (TTM)$45.23
ROE (TTM)19.92%
52-Week Low$45.74
Industry Peers — Personal Credit Institutions(15)
| Symbol | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|
ATLCPAtlanticus Holdings Corporation 7.625% Series B Cumulative Perpetual Preferred Stock, no par value per share | 8.95x | 19.92% | 18.46% | 13.90% | $22.98 |
AFRMAffirm Holdings, Inc. Class A Common Stock | 428.06x | 8.83% | 6.21% | 44.63% | $67.06 |
OMFOneMain Holdings, Inc. | 8.97x | 23.40% | 16.04% | 4.82% | $59.92 |
CACCCredit Acceptance Corp | 13.36x | 26.63% | 44.38% | 6.78% | $542.71 |
NNINelnet, Inc. Class A | 11.67x | 11.96% | 26.54% | 7.13% | $138.72 |
SLMSLM Corporation | 6.13x | 31.14% | 26.74% | 7.17% | $23.11 |
SLMBPSLM Corporation Floating-Rate Non-Cumulative Series B | 6.13x | 31.14% | 26.74% | 7.17% | $74.60 |
ENVAEnova International, Inc. | 13.31x | 24.45% | 40.35% | 21.75% | $165.23 |
BFHBread Financial Holdings, Inc. | 7.59x | 16.12% | 13.65% | 3.44% | $91.75 |
LCLendingClub Corporation | 14.91x | 9.47% | 11.38% | 2.92% | $17.92 |
ATLCAtlanticus Holdings Corporation | 8.95x | 19.92% | 18.46% | 13.90% | $72.98 |
About
Atlanticus Holdings Corp provides credit and financial services to underserved consumers through two main operating segments: Credit as a Service (CaaS) and Auto Finance. The CaaS segment is the company's primary revenue driver.