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AMES National Corp (ATLO)
Price$28.50
Value ScoreC
Growth ScoreD
Momentum ScoreB
Favorite Metrics
Price vs S&P 500 (26W)21.25%
Price vs S&P 500 (4W)-5.56%
VGM Score50.81
Market Capitalization$252.61M
P/E Ratio (Annual)13.28x
Indicated Dividend Yield (Annual)3.34%
All Metrics
P/CF (Annual)11.84x
Book Value / Share (Quarterly)$23.44
P/TBV (Annual)0.99x
Indicated Dividend (Annual)$0.96
Revenue Growth (3Y)3.09%
Cash Flow / Share (Quarterly)$2.45
Payout Ratio (TTM)34.61%
Price vs S&P 500 (YTD)14.24%
Net Profit Margin (TTM)23.44%
EPS (TTM)$2.43
10-Day Avg Trading Volume0.06M
EPS Excl Extra (TTM)$2.43
Revenue Growth (5Y)6.09%
EPS (Annual)$2.14
Dividend / Share (Annual)$0.80
ROI (Annual)7.65%
Net Profit Margin (5Y Avg)32.21%
Cash / Share (Quarterly)$2.45
P/E Basic Excl Extra (TTM)11.73x
Revenue Growth QoQ (YoY)18.71%
EPS Growth (5Y)0.75%
P/E Normalized (Annual)13.28x
ROA (Last FY)0.89%
Revenue Growth TTM (YoY)20.28%
EBITD / Share (TTM)$2.44
ROE (5Y Avg)9.19%
Operating Margin (TTM)28.49%
Cash Flow / Share (Annual)$2.34
P/B Ratio1.22x
P/B Ratio (Quarterly)1.20x
Net Income / Employee (Annual)$79,300
ROA (TTM)1.02%
EPS Growth QoQ (YoY)74.28%
EV / EBITDA (TTM)10.26x
EPS Incl Extra (Annual)$2.14
3-Month Avg Trading Volume0.05M
52-Week Price Return62.56%
EV / Free Cash Flow (Annual)14.06x
P/E Incl Extra (TTM)11.73x
Tangible BV / Share (Quarterly)$23.35
P/S Ratio (Annual)2.67x
52-Week High$29.71
Operating Margin (5Y Avg)40.67%
EPS Excl Extra (Annual)$2.14
CapEx CAGR (5Y)-12.48%
Tangible BV CAGR (5Y)0.08%
26-Week Price Return37.18%
13-Week Price Return3.53%
Total Debt / Equity (Annual)0.20x
Enterprise Value$291.08M
Revenue / Share Growth (5Y)6.12%
Book Value / Share Growth (5Y)0.40%
Revenue / Employee (Annual)$244,392,200,000
Pretax Margin (Annual)39.98%
Cash / Share (Annual)$2.32
3-Month Return Std Dev18.71%
Net Income / Employee (TTM)$89,800
EBITDA CAGR (5Y)3.31%
EBITDA Interim CAGR (5Y)-1.98%
ROE (Last FY)9.15%
EPS Basic Excl Extra (Annual)$2.14
P/FCF (TTM)11.62x
EV / Free Cash Flow (TTM)13.40x
Total Debt / Equity (Quarterly)0.19x
EPS Incl Extra (TTM)$2.43
ROI (TTM)8.85%
Dividend Growth Rate (5Y)-4.22%
P/S Ratio (TTM)3.01x
Pretax Margin (5Y Avg)40.67%
Revenue / Share (Annual)$6.97
Tangible BV / Share (Annual)$23.38
Forward P/E10.47x
Free OCF CAGR (5Y)-6.17%
Price vs S&P 500 (52W)34.35%
P/E Ratio (TTM)11.73x
EPS Growth TTM (YoY)91.64%
Year-to-Date Return25.17%
5-Day Price Return-0.17%
EPS Normalized (Annual)$2.14
ROA (5Y Avg)0.78%
Net Profit Margin (Annual)30.66%
Month-to-Date Return1.99%
Cash Flow / Share (TTM)$1.66
EBITD / Share (Annual)$2.83
EPS Growth (3Y)0.04%
Operating Margin (Annual)39.98%
LT Debt / Equity (Annual)0.01x
P/CF (TTM)11.19x
ROI (5Y Avg)7.09%
P/E Excl Extra (TTM)11.73x
LT Debt / Equity (Quarterly)0.01x
EPS Basic Excl Extra (TTM)$2.43
P/TBV (Quarterly)1.21x
Payout Ratio (Annual)37.38%
P/B Ratio (Annual)0.98x
Dividend / Share (TTM)$0.84
Pretax Margin (TTM)28.49%
Book Value / Share (Annual)$23.47
Price vs S&P 500 (13W)-6.22%
Net Margin Growth (5Y)-0.15%
Dividend Yield (TTM)2.95%
Beta0.30x
P/FCF (Annual)12.21x
Revenue / Share (TTM)$6.21
ROE (TTM)10.65%
52-Week Low$16.94
vGradeC
gGradeD
mGradeB
vgmGradeC
Show chart for
Earnings Surprise History
Q1 260.67est. 0.63
Analyst Recommendations
May 2026
2.17
Industry Peers — National Banks(117)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
ATLOAMES National Corp | C | D | B | $28.50 |
| JPMJPMorgan Chase & Co. | D | C | D | $296.58 |
| BACBank of America Corporation | C | C | D | $51.51 |
| WFCWells Fargo & Co. | D | C | D | $77.17 |
| CCitigroup Inc. | C | C | A | $129.09 |
| COFCapital One Financial | C | D | F | $184.56 |
| UBSUBS Group AG | C | C | B | $47.99 |
| MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | D | B | B | $9.03 |
| PNCPNC Financial Services Group | C | C | C | $216.07 |
| USBU.S. Bancorp | C | C | C | $53.55 |
| TFCTruist Financial Corporation | B | C | D | $46.87 |
About
Ames National Corporation is a U.S. bank holding company providing comprehensive lending products across personal, agricultural, commercial, and business segments, including residential mortgages, real estate loans, equipment and vehicle financing, and business lines of credit. The company generates revenue through its core lending operations as well as customer deposits and ancillary banking services including cash management, merchant credit card processing, and traditional deposit products.