AMES National Corp (ATLO) Stock Price

ATLOStock

$31.60+58.63%52W

Market Cap$279.89M

P/E14.79x

PEG Ratio1.03

Div yield5.78%

Beta0.30

ATLO Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)2.94%

Price vs S&P 500 (4W)0.66%

PEG Ratio1.03

VGM Score48.21

P/E Ratio (Annual)14.79x

Indicated Dividend Yield (Annual)5.78%

P/CF (Annual)13.19x

Book Value / Share (Quarterly)$23.44

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$0.96

Revenue Growth (3Y)3.09%

Cash Flow / Share (Quarterly)$2.45

Payout Ratio (TTM)34.61%

Price vs S&P 500 (YTD)24.81%

Net Profit Margin (TTM)23.44%

EPS (TTM)$2.43

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$2.43

Revenue Growth (5Y)6.09%

EPS (Annual)$2.14

Dividend / Share (Annual)$0.80

ROI (Annual)7.65%

Net Profit Margin (5Y Avg)32.21%

Cash / Share (Quarterly)$2.45

P/E Basic Excl Extra (TTM)13.07x

Revenue Growth QoQ (YoY)18.71%

EPS Growth (5Y)0.75%

P/E Normalized (Annual)14.79x

ROA (Last FY)0.89%

Revenue Growth TTM (YoY)20.28%

EBITD / Share (TTM)$2.44

ROE (5Y Avg)9.19%

Operating Margin (TTM)28.49%

Cash Flow / Share (Annual)$2.34

P/B Ratio1.36x

P/B Ratio (Quarterly)1.20x

Net Income / Employee (Annual)$79,300

ROA (TTM)1.02%

EPS Growth QoQ (YoY)74.28%

EV / EBITDA (TTM)10.26x

EPS Incl Extra (Annual)$2.14

3-Month Avg Trading Volume0.06M

52-Week Price Return58.63%

EV / Free Cash Flow (Annual)15.46x

P/E Incl Extra (TTM)13.07x

Tangible BV / Share (Quarterly)$23.35

P/S Ratio (Annual)2.67x

52-Week High$32.30

Operating Margin (5Y Avg)40.67%

EPS Excl Extra (Annual)$2.14

CapEx CAGR (5Y)-12.48%

Tangible BV CAGR (5Y)0.08%

26-Week Price Return14.87%

13-Week Price Return9.91%

Total Debt / Equity (Annual)0.20x

Enterprise Value$319.96M

Revenue / Share Growth (5Y)6.12%

Book Value / Share Growth (5Y)0.40%

Revenue / Employee (Annual)$244,392,200,000

Pretax Margin (Annual)39.98%

Cash / Share (Annual)$2.32

3-Month Return Std Dev21.04%

Net Income / Employee (TTM)$89,800

EBITDA CAGR (5Y)3.31%

EBITDA Interim CAGR (5Y)-1.98%

ROE (Last FY)9.15%

EPS Basic Excl Extra (Annual)$2.14

P/FCF (TTM)12.95x

EV / Free Cash Flow (TTM)14.72x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$2.43

ROI (TTM)8.85%

Dividend Growth Rate (5Y)-4.22%

P/S Ratio (TTM)3.01x

Pretax Margin (5Y Avg)40.67%

Revenue / Share (Annual)$6.97

Tangible BV / Share (Annual)$23.38

Forward P/E10.99x

Free OCF CAGR (5Y)-6.17%

Price vs S&P 500 (52W)40.08%

P/E Ratio (TTM)13.07x

EPS Growth TTM (YoY)91.64%

Year-to-Date Return37.63%

5-Day Price Return-0.78%

EPS Normalized (Annual)$2.14

ROA (5Y Avg)0.78%

Net Profit Margin (Annual)30.66%

Month-to-Date Return3.30%

Cash Flow / Share (TTM)$1.66

EBITD / Share (Annual)$2.83

EPS Growth (3Y)0.04%

Operating Margin (Annual)39.98%

LT Debt / Equity (Annual)0.01x

P/CF (TTM)12.46x

ROI (5Y Avg)7.09%

P/E Excl Extra (TTM)13.07x

LT Debt / Equity (Quarterly)0.01x

EPS Basic Excl Extra (TTM)$2.43

P/TBV (Quarterly)1.21x

Payout Ratio (Annual)37.38%

P/B Ratio (Annual)0.98x

Dividend / Share (TTM)$0.84

Pretax Margin (TTM)28.49%

Book Value / Share (Annual)$23.47

Price vs S&P 500 (13W)7.96%

Net Margin Growth (5Y)-0.15%

Dividend Yield (TTM)2.65%

Beta0.30x

P/FCF (Annual)13.60x

Revenue / Share (TTM)$6.21

ROE (TTM)10.65%

52-Week Low$19.56

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ATLO Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 17, 2026	$0.65	$0.67	+3.08%(+$0.02)
Q1 2026	Apr 24, 2026	$0.62	$0.67	+8.06%(+$0.05)
Q4 2025	Jan 23, 2026	—	$0.73	—

ATLO Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.17

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
ATLOAMES National Corp	C	D	B	$31.60
JPMJPMorgan Chase & Co.	D	B	B	$357.62
BACBank of America Corporation	C	C	B	$62.32
WFCWells Fargo & Co.	C	C	C	$86.69
CCitigroup Inc.	C	C	B	$132.90
UBSUBS Group AG	C	C	A	$54.90
COFCapital One Financial	B	D	C	$215.67
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	A	$10.64
USBU.S. Bancorp	C	C	B	$62.47
PNCPNC Financial Services Group	C	C	C	$242.22
TFCTruist Financial Corporation	B	C	D	$50.43
SHGShinhan Financial Group Co Ltd	B	C	B	$79.15
HBANHuntington Bancshares Inc	C	C	D	$16.92
RFRegions Financial Corp.	C	D	D	$30.33
KEYKeyCorp	C	C	D	$21.91
PNFPPinnacle Financial Partners, Inc.	D	B	D	$101.09
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	D	$24.65
UMBFUMB Financial Corp	C	B	B	$144.59
CFRCullen/Frost Bankers Inc.	D	C	B	$161.69
ZIONZions Bancorporation N.A.	B	C	C	$67.78
ONBOld National Bancorp	C	B	C	$25.85
BOKFBOK Financial Corp	C	C	D	$137.48
VLYValley National Bancorp	C	B	C	$13.92
FNBF.N.B. Corp	B	C	D	$18.41
FULTFulton Financial Corp	B	C	C	$23.68
WSFSWSFS Financial Corp	D	B	C	$78.30
WSBCWesBanco Inc	B	B	B	$40.42
BANFBancfirst Corp	D	C	F	$110.55
NICNicolet Bankshares,Inc.	F	C	B	$171.74
PRKPark National Corporation	D	D	C	$198.12
FFBCFirst Financial Bancorp	B	B	C	$32.82
CBUCommunity Financial System, Inc.	D	D	D	$63.16
SFNCSimmons First National Corp	B	C	D	$22.69
BANCBanc of California, Inc.	B	C	D	$18.60
TRMKTrustmark Corp	C	C	D	$46.27
TBBKThe Bancorp Inc.	D	B	C	$65.70
NBTBNBT Bancorp Inc	C	C	C	$51.55
WAFDWaFd, Inc. Common Stock	B	C	D	$36.09
FRMEFirst Merchants Corp	B	C	D	$41.93
NWBINorthwest Bancshares, Inc	C	D	C	$15.34
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.85
CHCOCity Holding Co	D	D	C	$143.46
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	$41.22
OCFCOceanFirst Financial Corp	D	C	D	$18.88
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.47
HOPEHope Bancorp, Inc.	C	C	B	$13.92
FSUNFirstSun Capital Bancorp Common Stock	D	F	C	$40.07
BFCBank First Corporation Common Stock	F	C	C	$152.81
CASHPathward Financial, Inc. Common Stock	B	C	F	$81.50
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.71

About AMES National Corp

Ames National Corporation is a U.S. bank holding company providing comprehensive lending products across personal, agricultural, commercial, and business segments, including residential mortgages, real estate loans, equipment and vehicle financing, and business lines of credit. The company generates revenue through its core lending operations as well as customer deposits and ancillary banking services including cash management, merchant credit card processing, and traditional deposit products.