AMES National Corp (ATLO) Stock Price

ATLOStock

$32.17+63.47%52W

Market Cap$284.94M

P/E14.98x

PEG Ratio1.03

Div yield5.78%

Beta0.28

ATLO Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)1.87%

Price vs S&P 500 (4W)1.79%

PEG Ratio1.03

VGM Score51.83

P/E Ratio (Annual)14.98x

Indicated Dividend Yield (Annual)5.78%

P/CF (Annual)13.35x

Book Value / Share (Quarterly)$24.06

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$0.96

Revenue Growth (3Y)3.09%

Cash Flow / Share (Quarterly)$2.37

Payout Ratio (TTM)33.97%

Price vs S&P 500 (YTD)28.19%

Net Profit Margin (TTM)23.44%

EPS (TTM)$2.59

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$2.59

Revenue Growth (5Y)6.09%

EPS (Annual)$2.14

Dividend / Share (Annual)$0.80

ROI (Annual)7.65%

Net Profit Margin (5Y Avg)32.21%

Cash / Share (Quarterly)$2.45

P/E Basic Excl Extra (TTM)12.41x

Revenue Growth QoQ (YoY)18.71%

EPS Growth (5Y)0.75%

P/E Normalized (Annual)14.98x

ROA (Last FY)0.89%

Revenue Growth TTM (YoY)20.28%

EBITD / Share (TTM)$2.44

ROE (5Y Avg)9.19%

Operating Margin (TTM)28.49%

Cash Flow / Share (Annual)$2.34

P/B Ratio1.34x

P/B Ratio (Quarterly)1.23x

Net Income / Employee (Annual)$79,300

ROA (TTM)1.08%

EPS Growth QoQ (YoY)32.12%

EV / EBITDA (TTM)10.26x

EPS Incl Extra (Annual)$2.14

3-Month Avg Trading Volume0.05M

52-Week Price Return63.47%

EV / Free Cash Flow (Annual)15.26x

P/E Incl Extra (TTM)12.41x

Tangible BV / Share (Quarterly)$23.98

P/S Ratio (Annual)2.67x

52-Week High$32.86

Operating Margin (5Y Avg)40.67%

EPS Excl Extra (Annual)$2.14

CapEx CAGR (5Y)-12.48%

Tangible BV CAGR (5Y)0.08%

26-Week Price Return11.78%

13-Week Price Return8.61%

Total Debt / Equity (Annual)0.20x

Enterprise Value$315.83M

Revenue / Share Growth (5Y)6.12%

Book Value / Share Growth (5Y)0.40%

Revenue / Employee (Annual)$244,392,200,000

Pretax Margin (Annual)39.98%

Cash / Share (Annual)$2.32

3-Month Return Std Dev17.68%

Net Income / Employee (TTM)$95,700

EBITDA CAGR (5Y)3.31%

EBITDA Interim CAGR (5Y)-1.98%

ROE (Last FY)9.15%

EPS Basic Excl Extra (Annual)$2.14

P/FCF (TTM)13.57x

EV / Free Cash Flow (TTM)15.04x

Total Debt / Equity (Quarterly)0.14x

EPS Incl Extra (TTM)$2.59

ROI (TTM)9.35%

Dividend Growth Rate (5Y)-4.22%

P/S Ratio (TTM)3.01x

Pretax Margin (5Y Avg)40.67%

Revenue / Share (Annual)$6.97

Tangible BV / Share (Annual)$23.38

Forward P/E11.50x

Free OCF CAGR (5Y)-6.17%

Price vs S&P 500 (52W)47.93%

P/E Ratio (TTM)12.41x

EPS Growth TTM (YoY)69.23%

Year-to-Date Return40.11%

5-Day Price Return1.07%

EPS Normalized (Annual)$2.14

ROA (5Y Avg)0.78%

Net Profit Margin (Annual)30.66%

Month-to-Date Return2.52%

Cash Flow / Share (TTM)$1.66

EBITD / Share (Annual)$2.83

EPS Growth (3Y)0.04%

Operating Margin (Annual)39.98%

LT Debt / Equity (Annual)0.01x

P/CF (TTM)12.95x

ROI (5Y Avg)7.09%

P/E Excl Extra (TTM)12.41x

LT Debt / Equity (Quarterly)0.01x

EPS Basic Excl Extra (TTM)$2.59

P/TBV (Quarterly)1.23x

Payout Ratio (Annual)37.38%

P/B Ratio (Annual)0.98x

Dividend / Share (TTM)$0.88

Pretax Margin (TTM)28.49%

Book Value / Share (Annual)$23.47

Price vs S&P 500 (13W)5.92%

Net Margin Growth (5Y)-0.15%

Dividend Yield (TTM)2.74%

Beta0.28x

P/FCF (Annual)13.77x

Revenue / Share (TTM)$6.21

ROE (TTM)11.08%

52-Week Low$19.56

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ATLO Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q3 2026	Oct 16, 2026	$0.68	$0.80	+17.65%(+$0.12)
Q2 2026	Jul 17, 2026	$0.65	$0.67	+3.08%(+$0.02)
Q1 2026	Apr 24, 2026	$0.62	$0.67	+8.06%(+$0.05)
Q4 2025	Jan 23, 2026	—	$0.73	—

ATLO Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.17

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
ATLOAMES National Corp	D	D	A	1.2x	11.1%	1.1%	—	$32.17
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About AMES National Corp

Ames National Corporation is a U.S. bank holding company providing comprehensive lending products across personal, agricultural, commercial, and business segments, including residential mortgages, real estate loans, equipment and vehicle financing, and business lines of credit. The company generates revenue through its core lending operations as well as customer deposits and ancillary banking services including cash management, merchant credit card processing, and traditional deposit products.

ATLO Insider Transactions

BuySep 9, 2026
BAKER JEFFERY C
Director
Shares: 300Value: $9,564
BuyAug 31, 2026
CASSABAUM MICHELLE R
Director
Shares: 180Value: $5,677
BuyAug 20, 2026
BEALS DOUGLAS W
Director
Shares: 325Value: $10,127
BuyAug 14, 2026
SCHREIER RICHARD
Officer of Subsidiary Company
Shares: 316Value: $9,986
BuyJul 31, 2026
CASSABAUM MICHELLE R
Director
Shares: 140Value: $4,228

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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FNRNFirst Northern Community Bancorp Common stockSavings Institutions

Same SIC sector, outside this company's own industry.

Analyst Sentiment

2.2

Sell

Consensus rating

52-Week Range

Low$19.56

High$32.86