California BanCorp Common Stock (BCAL) Stock Price

BCALStock

$21.76+35.83%52W

Market Cap$699.60M

P/E11.09x

PEG Ratio—

Div yield2.24%

Beta0.38

BCAL Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)8.10%

Price vs S&P 500 (4W)2.49%

VGM Score45.07

P/E Ratio (Annual)11.09x

Indicated Dividend Yield (Annual)2.24%

P/CF (Annual)12.21x

Book Value / Share (Quarterly)$18.27

P/TBV (Annual)1.08x

Indicated Dividend (Annual)$0.48

Revenue Growth (3Y)34.11%

Cash Flow / Share (Quarterly)$1.85

Price vs S&P 500 (YTD)4.62%

Net Profit Margin (TTM)27.11%

EPS (TTM)$1.84

10-Day Avg Trading Volume0.21M

EPS Excl Extra (TTM)$1.84

EPS (Annual)$1.93

Dividend / Share (Annual)$0.10

ROI (Annual)1.58%

Net Profit Margin (5Y Avg)16.92%

Cash / Share (Quarterly)$1.72

P/E Basic Excl Extra (TTM)11.62x

Revenue Growth QoQ (YoY)-1.53%

P/E Normalized (Annual)11.09x

ROA (Last FY)1.56%

Revenue Growth TTM (YoY)-2.93%

EBITD / Share (TTM)$4.22

ROE (5Y Avg)6.30%

Operating Margin (TTM)60.50%

Cash Flow / Share (Annual)$1.76

P/B Ratio1.19x

P/B Ratio (Quarterly)1.14x

Net Income / Employee (Annual)$219,000

EV / Revenue (TTM)18.18x

Net Interest Coverage (TTM)2.55x

ROA (TTM)1.49%

EPS Growth QoQ (YoY)2.32%

EV / EBITDA (TTM)29.29x

EPS Incl Extra (Annual)$1.93

Current Ratio (Annual)0.03x

Quick Ratio (Quarterly)0.03x

3-Month Avg Trading Volume0.22M

52-Week Price Return35.83%

EV / Free Cash Flow (Annual)70.91x

P/E Incl Extra (TTM)11.62x

Revenue / Employee (TTM)$771,100

Tangible BV / Share (Quarterly)$17.74

P/S Ratio (Annual)3.09x

Asset Turnover (Annual)0.06x

52-Week High$22.41

Operating Margin (5Y Avg)41.81%

EPS Excl Extra (Annual)$1.93

26-Week Price Return18.00%

Quick Ratio (Annual)0.03x

13-Week Price Return2.50%

Total Debt / Equity (Annual)5.90x

Current Ratio (Quarterly)0.03x

Enterprise Value$4.04B

Asset Turnover (TTM)0.05x

Revenue / Employee (Annual)$786,700

Pretax Margin (Annual)38.82%

Cash / Share (Annual)$1.60

3-Month Return Std Dev15.56%

Net Income / Employee (TTM)$209,000

ROE (Last FY)10.94%

Net Interest Coverage (Annual)2.62x

EPS Basic Excl Extra (Annual)$1.93

P/FCF (TTM)11.80x

EV / Free Cash Flow (TTM)68.12x

Total Debt / Equity (Quarterly)5.79x

EPS Incl Extra (TTM)$1.84

ROI (TTM)1.50%

P/S Ratio (TTM)3.15x

Pretax Margin (5Y Avg)23.47%

Revenue / Share (Annual)$6.92

Tangible BV / Share (Annual)$17.22

Forward P/E11.89x

Price vs S&P 500 (52W)20.30%

P/E Ratio (TTM)11.62x

EPS Growth TTM (YoY)116.88%

Year-to-Date Return16.55%

5-Day Price Return1.26%

EPS Normalized (Annual)$1.93

ROA (5Y Avg)0.79%

Net Profit Margin (Annual)27.83%

Month-to-Date Return1.92%

EBITD / Share (Annual)$4.54

EPS Growth (3Y)28.95%

Operating Margin (Annual)63.93%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)11.61x

ROI (5Y Avg)0.80%

P/E Excl Extra (TTM)11.62x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$1.84

P/TBV (Quarterly)1.18x

Payout Ratio (Annual)5.16%

P/B Ratio (Annual)1.05x

Pretax Margin (TTM)37.44%

Book Value / Share (Annual)$17.79

Price vs S&P 500 (13W)-0.19%

Beta0.38x

P/FCF (Annual)12.29x

Revenue / Share (TTM)$6.86

ROE (TTM)10.44%

52-Week Low$15.85

vGradeD

gGradeD

mGradeB

vgmGradeC

BCAL Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 27, 2026	$0.40	$0.44	+9.09%(+$0.04)
Q1 2026	Apr 28, 2026	$0.40	$0.42	+5.00%(+$0.02)
Q4 2025	Jan 28, 2026	$0.43	$0.50	+15.39%(+$0.07)
Q3 2025	Oct 28, 2025	$0.39	$0.48	+22.03%(+$0.09)
Q2 2025	Jul 28, 2025	$0.41	$0.43	+4.88%(+$0.02)

BCAL Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.22

4.20

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
BCALCalifornia BanCorp Common Stock	D	D	B	1.1x	10.4%	1.5%	2.5x	$21.76
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About California BanCorp Common Stock

California BanCorp is a San Diego-based bank holding company serving individuals, professionals, and small to medium-sized businesses across Northern and Southern California through 14 branches and four loan production offices. The company operates a commercial banking segment, emphasizing relationship-based banking solutions designed to provide clients direct access to decision-makers and enhance long-term partnership value.

BCAL Next Earnings Report

Report dateOct 28, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$0.43

Revenue estimate$46.12M

Also reporting on Oct 28, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

BCAL Insider Transactions

BuySep 4, 2026
MULLER FRANK L
Director
Shares: 450Value: $9,958
SellJul 31, 2026
MACHADO LESTER
Director
Shares: 7,500Value: $158,948

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.2

Strong Buy

Consensus rating

52-Week Range

Low$15.85

High$22.41