California BanCorp Common Stock (BCAL)

Price$18.93

Value ScoreC

Growth ScoreD

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-13.72%

Price vs S&P 500 (4W)-4.23%

VGM Score38.44

Market Capitalization$610.49M

P/E Ratio (Annual)9.68x

Indicated Dividend Yield (Annual)2.11%

All Metrics

P/CF (Annual)10.66x

Book Value / Share (Quarterly)$17.97

P/TBV (Annual)1.08x

Indicated Dividend (Annual)$0.40

Revenue Growth (3Y)34.11%

Cash Flow / Share (Quarterly)$1.82

Price vs S&P 500 (YTD)-9.27%

Net Profit Margin (TTM)26.91%

EPS (TTM)$1.83

10-Day Avg Trading Volume0.15M

EPS Excl Extra (TTM)$1.83

EPS (Annual)$1.93

Dividend / Share (Annual)$0.10

ROI (Annual)1.58%

Net Profit Margin (5Y Avg)16.92%

Cash / Share (Quarterly)$1.75

P/E Basic Excl Extra (TTM)10.18x

Revenue Growth QoQ (YoY)-6.30%

P/E Normalized (Annual)9.68x

ROA (Last FY)1.56%

Revenue Growth TTM (YoY)8.83%

EBITD / Share (TTM)$4.31

ROE (5Y Avg)6.30%

Operating Margin (TTM)61.63%

Cash Flow / Share (Annual)$1.76

P/B Ratio1.06x

P/B Ratio (Quarterly)0.99x

Net Income / Employee (Annual)$219,000

EV / Revenue (TTM)17.86x

Net Interest Coverage (TTM)2.55x

ROA (TTM)1.49%

EPS Growth QoQ (YoY)-18.10%

EV / EBITDA (TTM)28.23x

EPS Incl Extra (Annual)$1.93

Current Ratio (Annual)0.03x

Quick Ratio (Quarterly)0.03x

3-Month Avg Trading Volume0.22M

52-Week Price Return27.04%

EV / Free Cash Flow (Annual)69.92x

P/E Incl Extra (TTM)10.18x

Revenue / Employee (TTM)$774,100

Tangible BV / Share (Quarterly)$17.42

P/S Ratio (Annual)2.69x

Asset Turnover (Annual)0.06x

52-Week High$20.47

Operating Margin (5Y Avg)41.81%

EPS Excl Extra (Annual)$1.93

26-Week Price Return2.21%

Quick Ratio (Annual)0.03x

13-Week Price Return0.85%

Total Debt / Equity (Annual)5.90x

Current Ratio (Quarterly)0.03x

Enterprise Value$3.98B

Asset Turnover (TTM)0.06x

Revenue / Employee (Annual)$786,700

Pretax Margin (Annual)38.82%

Cash / Share (Annual)$1.60

3-Month Return Std Dev17.91%

Net Income / Employee (TTM)$208,300

ROE (Last FY)10.94%

Net Interest Coverage (Annual)2.54x

EPS Basic Excl Extra (Annual)$1.93

P/FCF (TTM)10.46x

EV / Free Cash Flow (TTM)68.22x

Total Debt / Equity (Quarterly)5.93x

EPS Incl Extra (TTM)$1.83

ROI (TTM)1.50%

P/S Ratio (TTM)2.74x

Pretax Margin (5Y Avg)23.47%

Revenue / Share (Annual)$6.92

Tangible BV / Share (Annual)$17.22

Forward P/E10.99x

Price vs S&P 500 (52W)-1.16%

P/E Ratio (TTM)10.18x

EPS Growth TTM (YoY)327.93%

Year-to-Date Return1.66%

5-Day Price Return-0.21%

EPS Normalized (Annual)$1.93

ROA (5Y Avg)0.79%

Net Profit Margin (Annual)27.83%

Month-to-Date Return1.55%

EBITD / Share (Annual)$4.54

EPS Growth (3Y)28.95%

Operating Margin (Annual)63.93%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)10.38x

ROI (5Y Avg)0.80%

P/E Excl Extra (TTM)10.18x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$1.83

P/TBV (Quarterly)1.02x

Payout Ratio (Annual)5.16%

P/B Ratio (Annual)1.05x

Pretax Margin (TTM)37.40%

Book Value / Share (Annual)$17.79

Price vs S&P 500 (13W)-8.90%

Beta0.31x

P/FCF (Annual)10.72x

Revenue / Share (TTM)$6.82

ROE (TTM)10.59%

52-Week Low$14.07

vGradeC

gGradeD

mGradeC

vgmGradeD

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Earnings Surprise History

Q1 260.42est. 0.41

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.22

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
BCALCalifornia BanCorp Common Stock	C	D	C	$18.93
JPMJPMorgan Chase & Co.	D	C	D	$296.58
BACBank of America Corporation	C	C	D	$51.51
WFCWells Fargo & Co.	D	C	D	$77.17
CCitigroup Inc.	C	C	A	$129.09
COFCapital One Financial	C	D	F	$184.56
UBSUBS Group AG	C	C	B	$47.99
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$9.03
PNCPNC Financial Services Group	C	C	C	$216.07
USBU.S. Bancorp	C	C	C	$53.55
TFCTruist Financial Corporation	B	C	D	$46.87

About

California BanCorp is a San Diego-based bank holding company serving individuals, professionals, and small to medium-sized businesses across Northern and Southern California through 14 branches and four loan production offices. The company operates a commercial banking segment, emphasizing relationship-based banking solutions designed to provide clients direct access to decision-makers and enhance long-term partnership value.