California BanCorp Common Stock (BCAL) Stock Price

BCALStock

$21.27+26.68%52W

Market Cap$683.84M

P/E11.08x

PEG Ratio—

Div yield2.24%

Beta0.35

BCAL Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)2.67%

Price vs S&P 500 (4W)-2.38%

VGM Score42.31

P/E Ratio (Annual)11.08x

Indicated Dividend Yield (Annual)2.24%

P/CF (Annual)12.20x

Book Value / Share (Quarterly)$18.27

P/TBV (Annual)1.08x

Indicated Dividend (Annual)$0.48

Revenue Growth (3Y)34.11%

Cash Flow / Share (Quarterly)$1.82

Price vs S&P 500 (YTD)1.10%

Net Profit Margin (TTM)27.11%

EPS (TTM)$1.84

10-Day Avg Trading Volume0.15M

EPS Excl Extra (TTM)$1.84

EPS (Annual)$1.93

Dividend / Share (Annual)$0.10

ROI (Annual)1.58%

Net Profit Margin (5Y Avg)16.92%

Cash / Share (Quarterly)$1.72

P/E Basic Excl Extra (TTM)11.61x

Revenue Growth QoQ (YoY)-1.53%

P/E Normalized (Annual)11.08x

ROA (Last FY)1.56%

Revenue Growth TTM (YoY)-2.93%

EBITD / Share (TTM)$4.31

ROE (5Y Avg)6.30%

Operating Margin (TTM)60.50%

Cash Flow / Share (Annual)$1.76

P/B Ratio1.19x

P/B Ratio (Quarterly)1.14x

Net Income / Employee (Annual)$219,000

EV / Revenue (TTM)18.18x

Net Interest Coverage (TTM)2.55x

ROA (TTM)1.49%

EPS Growth QoQ (YoY)2.32%

EV / EBITDA (TTM)28.63x

EPS Incl Extra (Annual)$1.93

Current Ratio (Annual)0.03x

Quick Ratio (Quarterly)0.03x

3-Month Avg Trading Volume0.20M

52-Week Price Return26.68%

EV / Free Cash Flow (Annual)70.90x

P/E Incl Extra (TTM)11.61x

Revenue / Employee (TTM)$771,100

Tangible BV / Share (Quarterly)$17.74

P/S Ratio (Annual)3.09x

Asset Turnover (Annual)0.06x

52-Week High$22.00

Operating Margin (5Y Avg)41.81%

EPS Excl Extra (Annual)$1.93

26-Week Price Return14.60%

Quick Ratio (Annual)0.03x

13-Week Price Return12.30%

Total Debt / Equity (Annual)5.90x

Current Ratio (Quarterly)0.03x

Enterprise Value$4.04B

Asset Turnover (TTM)0.05x

Revenue / Employee (Annual)$786,700

Pretax Margin (Annual)38.82%

Cash / Share (Annual)$1.60

3-Month Return Std Dev19.75%

Net Income / Employee (TTM)$209,000

ROE (Last FY)10.94%

Net Interest Coverage (Annual)2.62x

EPS Basic Excl Extra (Annual)$1.93

P/FCF (TTM)11.98x

EV / Free Cash Flow (TTM)69.18x

Total Debt / Equity (Quarterly)5.79x

EPS Incl Extra (TTM)$1.84

ROI (TTM)1.50%

P/S Ratio (TTM)3.15x

Pretax Margin (5Y Avg)23.47%

Revenue / Share (Annual)$6.92

Tangible BV / Share (Annual)$17.22

Forward P/E11.81x

Price vs S&P 500 (52W)8.12%

P/E Ratio (TTM)11.61x

EPS Growth TTM (YoY)116.88%

Year-to-Date Return13.93%

5-Day Price Return-0.93%

EPS Normalized (Annual)$1.93

ROA (5Y Avg)0.79%

Net Profit Margin (Annual)27.83%

Month-to-Date Return-0.14%

EBITD / Share (Annual)$4.54

EPS Growth (3Y)28.95%

Operating Margin (Annual)63.93%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)11.88x

ROI (5Y Avg)0.80%

P/E Excl Extra (TTM)11.61x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$1.84

P/TBV (Quarterly)1.18x

Payout Ratio (Annual)5.16%

P/B Ratio (Annual)1.05x

Pretax Margin (TTM)37.44%

Book Value / Share (Annual)$17.79

Price vs S&P 500 (13W)10.35%

Beta0.35x

P/FCF (Annual)12.27x

Revenue / Share (TTM)$6.86

ROE (TTM)10.44%

52-Week Low$15.85

vGradeD

gGradeD

mGradeC

vgmGradeC

BCAL Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 27, 2026	$0.40	$0.44	+9.09%(+$0.04)
Q1 2026	Apr 28, 2026	$0.40	$0.42	+5.00%(+$0.02)
Q4 2025	Jan 28, 2026	$0.43	$0.50	+15.39%(+$0.07)
Q3 2025	Oct 28, 2025	$0.39	$0.48	+22.03%(+$0.09)
Q2 2025	Jul 28, 2025	$0.41	$0.43	+4.88%(+$0.02)

BCAL Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.22

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
BCALCalifornia BanCorp Common Stock	D	D	C	$21.27
JPMJPMorgan Chase & Co.	D	B	B	$357.62
BACBank of America Corporation	C	C	B	$62.32
WFCWells Fargo & Co.	C	C	C	$86.69
CCitigroup Inc.	C	C	B	$132.90
UBSUBS Group AG	C	C	A	$54.90
COFCapital One Financial	B	D	C	$215.67
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	A	$10.64
USBU.S. Bancorp	C	C	B	$62.47
PNCPNC Financial Services Group	C	C	C	$242.22
TFCTruist Financial Corporation	B	C	D	$50.43
SHGShinhan Financial Group Co Ltd	B	C	B	$79.15
HBANHuntington Bancshares Inc	C	C	D	$16.92
RFRegions Financial Corp.	C	D	D	$30.33
KEYKeyCorp	C	C	D	$21.91
PNFPPinnacle Financial Partners, Inc.	D	B	D	$101.09
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	D	$24.65
UMBFUMB Financial Corp	C	B	B	$144.59
CFRCullen/Frost Bankers Inc.	D	C	B	$161.69
ZIONZions Bancorporation N.A.	B	C	C	$67.78
ONBOld National Bancorp	C	B	C	$25.85
BOKFBOK Financial Corp	C	C	D	$137.48
VLYValley National Bancorp	C	B	C	$13.92
FNBF.N.B. Corp	B	C	D	$18.41
FULTFulton Financial Corp	B	C	C	$23.68
WSFSWSFS Financial Corp	D	B	C	$78.30
WSBCWesBanco Inc	B	B	B	$40.42
BANFBancfirst Corp	D	C	F	$110.55
NICNicolet Bankshares,Inc.	F	C	B	$171.74
PRKPark National Corporation	D	D	C	$198.12
FFBCFirst Financial Bancorp	B	B	C	$32.82
CBUCommunity Financial System, Inc.	D	D	D	$63.16
SFNCSimmons First National Corp	B	C	D	$22.69
BANCBanc of California, Inc.	B	C	D	$18.60
TRMKTrustmark Corp	C	C	D	$46.27
TBBKThe Bancorp Inc.	D	B	C	$65.70
NBTBNBT Bancorp Inc	C	C	C	$51.55
WAFDWaFd, Inc. Common Stock	B	C	D	$36.09
FRMEFirst Merchants Corp	B	C	D	$41.93
NWBINorthwest Bancshares, Inc	C	D	C	$15.34
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.85
CHCOCity Holding Co	D	D	C	$143.46
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	$41.22
OCFCOceanFirst Financial Corp	D	C	D	$18.88
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.47
HOPEHope Bancorp, Inc.	C	C	B	$13.92
FSUNFirstSun Capital Bancorp Common Stock	D	F	C	$40.07
BFCBank First Corporation Common Stock	F	C	C	$152.81
CASHPathward Financial, Inc. Common Stock	B	C	F	$81.50
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.71

About California BanCorp Common Stock

California BanCorp is a San Diego-based bank holding company serving individuals, professionals, and small to medium-sized businesses across Northern and Southern California through 14 branches and four loan production offices. The company operates a commercial banking segment, emphasizing relationship-based banking solutions designed to provide clients direct access to decision-makers and enhance long-term partnership value.