BayCom Corp Common Stock (BCML)

Price$28.32

Favorite Metrics

Price vs S&P 500 (26W)-3.70%

Price vs S&P 500 (4W)-6.35%

Market Capitalization$307.97M

P/E Ratio (Annual)12.87x

Indicated Dividend Yield (Annual)3.72%

All Metrics

P/CF (Annual)9.68x

Book Value / Share (Quarterly)$31.10

P/TBV (Annual)0.95x

Indicated Dividend (Annual)$1.00

Cash Flow / Share (Quarterly)$2.76

Payout Ratio (TTM)37.57%

Price vs S&P 500 (YTD)-6.62%

EPS (TTM)$2.18

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$2.18

EPS (Annual)$2.18

Dividend / Share (Annual)$0.60

ROI (Annual)6.89%

P/E Basic Excl Extra (TTM)12.87x

EPS Growth (5Y)13.78%

P/E Normalized (Annual)12.87x

ROA (Last FY)0.92%

EBITD / Share (TTM)$3.15

ROE (5Y Avg)7.69%

Cash Flow / Share (Annual)$2.76

P/B Ratio0.91x

P/B Ratio (Quarterly)0.95x

Net Income / Employee (Annual)$0

ROA (TTM)0.92%

EPS Growth QoQ (YoY)14.39%

EV / EBITDA (TTM)9.14x

EPS Incl Extra (Annual)$2.18

3-Month Avg Trading Volume0.03M

52-Week Price Return11.85%

EV / Free Cash Flow (Annual)10.53x

P/E Incl Extra (TTM)12.87x

Tangible BV / Share (Quarterly)$30.93

52-Week High$33.15

EPS Excl Extra (Annual)$2.18

CapEx CAGR (5Y)-11.52%

Tangible BV CAGR (5Y)6.63%

26-Week Price Return0.28%

13-Week Price Return-1.19%

Total Debt / Equity (Annual)0.03x

Enterprise Value$316.696

Book Value / Share Growth (5Y)6.82%

3-Month Return Std Dev32.50%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)11.56%

EBITDA Interim CAGR (5Y)7.87%

ROE (Last FY)7.07%

EPS Basic Excl Extra (Annual)$2.18

P/FCF (TTM)10.24x

EV / Free Cash Flow (TTM)10.53x

Total Debt / Equity (Quarterly)0.03x

EPS Incl Extra (TTM)$2.18

ROI (TTM)6.40%

Tangible BV / Share (Annual)$30.93

Forward P/E10.69x

Free OCF CAGR (5Y)34.72%

Price vs S&P 500 (52W)-17.98%

P/E Ratio (TTM)12.87x

EPS Growth TTM (YoY)3.84%

Year-to-Date Return-3.98%

5-Day Price Return-13.59%

EPS Normalized (Annual)$2.18

ROA (5Y Avg)0.94%

Month-to-Date Return-5.05%

EBITD / Share (Annual)$3.15

EPS Growth (3Y)6.37%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)9.68x

ROI (5Y Avg)6.45%

P/E Excl Extra (TTM)12.87x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$2.18

P/TBV (Quarterly)0.95x

Payout Ratio (Annual)27.58%

P/B Ratio (Annual)0.95x

Dividend / Share (TTM)$0.60

Book Value / Share (Annual)$31.10

Price vs S&P 500 (13W)-1.88%

Dividend Yield (TTM)2.14%

Beta0.27x

P/FCF (Annual)10.24x

ROE (TTM)7.18%

52-Week Low$24.36

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.11

4.00

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
BCMLBayCom Corp Common Stock	0.95x	7.18%	0.92%	—	$28.32
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

BayCom Corp is a bank holding company operating United Business Bank, targeting small to medium-sized businesses, professional firms, real estate professionals, and nonprofits. The company provides comprehensive financial services including deposit products, lending, cash management, and online banking tailored to its specialized business clientele.