Carter Bankshares, Inc. Common Stock (CARE) Stock Price

CAREStock

$31.40+59.69%52W

Market Cap$727.35M

P/E23.10x

PEG Ratio5.49

Div yield1.25%

Beta0.60

CARE Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)31.62%

Price vs S&P 500 (4W)-13.13%

PEG Ratio5.49

VGM Score67.91

P/E Ratio (Annual)23.10x

Indicated Dividend Yield (Annual)1.25%

P/CF (Annual)18.17x

Book Value / Share (Quarterly)$22.78

P/TBV (Annual)1.04x

Indicated Dividend (Annual)$0.40

Revenue Growth (3Y)0.22%

Cash Flow / Share (Quarterly)$14.86

Price vs S&P 500 (YTD)46.03%

Net Profit Margin (TTM)26.04%

EPS (TTM)$4.93

10-Day Avg Trading Volume0.36M

EPS Excl Extra (TTM)$4.93

Revenue Growth (5Y)2.14%

EPS (Annual)$1.40

ROI (Annual)7.30%

Net Profit Margin (5Y Avg)10.72%

Cash / Share (Quarterly)$2.41

P/E Basic Excl Extra (TTM)6.70x

Revenue Growth QoQ (YoY)15.50%

EPS Growth (5Y)1.22%

P/E Normalized (Annual)23.10x

ROA (Last FY)0.65%

Revenue Growth TTM (YoY)33.04%

EBITD / Share (TTM)$3.07

ROE (5Y Avg)8.70%

Operating Margin (TTM)31.65%

Cash Flow / Share (Annual)$1.44

P/B Ratio1.43x

P/B Ratio (Quarterly)1.02x

Net Income / Employee (Annual)$45,700

ROA (TTM)2.24%

EPS Growth QoQ (YoY)902.91%

EV / EBITDA (TTM)4.15x

EPS Incl Extra (Annual)$1.40

3-Month Avg Trading Volume0.38M

52-Week Price Return59.69%

EV / Free Cash Flow (Annual)22.77x

P/E Incl Extra (TTM)6.70x

Tangible BV / Share (Quarterly)$22.75

P/S Ratio (Annual)1.80x

52-Week High$36.06

Operating Margin (5Y Avg)13.61%

EPS Excl Extra (Annual)$1.40

CapEx CAGR (5Y)-4.46%

Tangible BV CAGR (5Y)-2.47%

26-Week Price Return42.87%

13-Week Price Return15.25%

Total Debt / Equity (Annual)0.02x

Enterprise Value$724.32M

Revenue / Share Growth (5Y)7.61%

Book Value / Share Growth (5Y)2.65%

Revenue / Employee (Annual)$231,253,200,000

Pretax Margin (Annual)38.18%

Cash / Share (Annual)$1.96

3-Month Return Std Dev29.91%

Net Income / Employee (TTM)$157,400

EBITDA CAGR (5Y)2.73%

EBITDA Interim CAGR (5Y)56.73%

ROE (Last FY)7.47%

EPS Basic Excl Extra (Annual)$1.40

P/FCF (TTM)2.20x

EV / Free Cash Flow (TTM)2.20x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$4.93

ROI (TTM)24.82%

P/S Ratio (TTM)1.85x

Pretax Margin (5Y Avg)13.61%

Revenue / Share (Annual)$6.57

Tangible BV / Share (Annual)$18.96

Forward P/E9.54x

Free OCF CAGR (5Y)-0.70%

Price vs S&P 500 (52W)41.38%

P/E Ratio (TTM)6.70x

EPS Growth TTM (YoY)307.13%

Year-to-Date Return57.99%

5-Day Price Return-1.49%

EPS Normalized (Annual)$1.40

ROA (5Y Avg)0.73%

Net Profit Margin (Annual)31.00%

Month-to-Date Return-10.18%

Cash Flow / Share (TTM)$2.01

EBITD / Share (Annual)$2.13

EPS Growth (3Y)-11.82%

Operating Margin (Annual)38.18%

P/CF (TTM)2.15x

ROI (5Y Avg)8.45%

P/E Excl Extra (TTM)6.70x

EPS Basic Excl Extra (TTM)$4.93

P/TBV (Quarterly)1.03x

P/B Ratio (Annual)1.03x

Pretax Margin (TTM)31.65%

Book Value / Share (Annual)$19.01

Price vs S&P 500 (13W)12.46%

Net Margin Growth (5Y)77.28%

Beta0.60x

P/FCF (Annual)22.77x

Revenue / Share (TTM)$6.71

ROE (TTM)24.82%

52-Week Low$16.78

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CARE Earnings Surprise History

Q2 250.41est. 0.32

Q3 250.26est. 0.41

Q4 250.41est. 0.35

Q1 260.40est. 3.91

Q2 260.53est. 0.43

CARE Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.10

4.00

3.90

3.91

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
CARECarter Bankshares, Inc. Common Stock	A	D	A	$31.40
JPMJPMorgan Chase & Co.	D	B	B	$356.69
BACBank of America Corporation	C	C	B	$62.43
WFCWells Fargo & Co.	C	C	D	$84.79
CCitigroup Inc.	C	C	C	$133.25
UBSUBS Group AG	C	C	B	$54.23
COFCapital One Financial	B	D	C	$216.24
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$10.41
PNCPNC Financial Services Group	C	C	C	$244.11
USBU.S. Bancorp	C	C	C	$62.41
TFCTruist Financial Corporation	B	C	D	$50.30
SHGShinhan Financial Group Co Ltd	B	C	D	$76.81
HBANHuntington Bancshares Inc	C	C	D	$16.95
RFRegions Financial Corp.	C	D	D	$30.63
KEYKeyCorp	C	C	D	$21.89
PNFPPinnacle Financial Partners, Inc.	D	B	D	$100.77
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	F	$24.42
UMBFUMB Financial Corp	C	B	C	$143.57
CFRCullen/Frost Bankers Inc.	D	C	B	$163.38
ZIONZions Bancorporation N.A.	B	C	C	$67.57
ONBOld National Bancorp	C	B	D	$25.66
BOKFBOK Financial Corp	C	C	C	$138.62
VLYValley National Bancorp	C	B	C	$14.10
FNBF.N.B. Corp	B	C	D	$18.37
FULTFulton Financial Corp	B	C	C	$23.66
WSFSWSFS Financial Corp	D	B	B	$78.58
WSBCWesBanco Inc	B	B	C	$40.51
BANFBancfirst Corp	D	C	F	$111.09
PRKPark National Corporation	D	D	B	$199.89
NICNicolet Bankshares,Inc.	F	C	B	$171.12
FFBCFirst Financial Bancorp	B	B	C	$32.66
CBUCommunity Financial System, Inc.	D	D	D	$62.93
SFNCSimmons First National Corp	B	C	D	$22.70
BANCBanc of California, Inc.	B	C	D	$18.59
TBBKThe Bancorp Inc.	D	B	C	$66.98
TRMKTrustmark Corp	C	C	D	$46.11
WAFDWaFd, Inc. Common Stock	B	C	D	$36.21
NBTBNBT Bancorp Inc	C	C	C	$51.39
FRMEFirst Merchants Corp	B	C	D	$41.56
NWBINorthwest Bancshares, Inc	C	D	C	$15.30
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.73
CHCOCity Holding Co	D	D	B	$144.47
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	D	$41.29
OCFCOceanFirst Financial Corp	D	C	F	$18.86
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.39
HOPEHope Bancorp, Inc.	C	C	B	$13.87
FSUNFirstSun Capital Bancorp Common Stock	D	F	D	$40.29
CASHPathward Financial, Inc. Common Stock	B	C	D	$83.59
BFCBank First Corporation Common Stock	F	C	C	$152.99
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.76

About Carter Bankshares, Inc. Common Stock

Carter Bankshares Inc is a bank holding company providing deposit and lending services to retail and commercial customers. Revenue comes from interest income on loans and securities, plus service fees. The company offers checking, savings, and retirement deposit products alongside commercial and consumer loans, mortgage origination, and home equity lines of credit.