Pathward Financial, Inc. Common Stock (CASH) Stock Price

CASHStock

$72.93+4.54%52W

Market Cap$1.52B

P/E8.15x

PEG Ratio0.20

Div yield0.40%

Beta0.69

CASH Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-34.63%

Price vs S&P 500 (4W)-2.59%

PEG Ratio0.20

VGM Score43.91

P/E Ratio (Annual)8.15x

Indicated Dividend Yield (Annual)0.40%

P/CF (Annual)3.36x

Book Value / Share (Quarterly)$40.47

P/TBV (Annual)1.99x

Indicated Dividend (Annual)$0.20

Revenue Growth (3Y)10.84%

Cash Flow / Share (Quarterly)$22.79

Payout Ratio (TTM)2.51%

Price vs S&P 500 (YTD)-9.21%

Net Profit Margin (TTM)23.54%

EPS (TTM)$7.99

10-Day Avg Trading Volume0.22M

EPS Excl Extra (TTM)$7.99

Revenue Growth (5Y)20.26%

EPS (Annual)$7.90

Dividend / Share (Annual)$0.20

ROI (Annual)20.64%

Net Profit Margin (5Y Avg)23.99%

Cash / Share (Quarterly)$14.34

P/E Basic Excl Extra (TTM)8.62x

Revenue Growth QoQ (YoY)36.67%

EPS Growth (5Y)21.30%

P/E Normalized (Annual)8.15x

ROA (Last FY)2.59%

Revenue Growth TTM (YoY)27.72%

EBITD / Share (TTM)$8.54

ROE (5Y Avg)21.29%

Operating Margin (TTM)25.85%

Cash Flow / Share (Annual)$10.39

P/B Ratio1.78x

P/B Ratio (Quarterly)2.16x

Net Income / Employee (Annual)$158,900

ROA (TTM)2.41%

EPS Growth QoQ (YoY)-24.85%

EV / EBITDA (TTM)6.43x

EPS Incl Extra (Annual)$7.90

3-Month Avg Trading Volume0.22M

52-Week Price Return4.54%

EV / Free Cash Flow (Annual)7.25x

P/E Incl Extra (TTM)8.62x

Tangible BV / Share (Quarterly)$39.99

P/S Ratio (Annual)1.83x

52-Week High$101.26

Operating Margin (5Y Avg)26.01%

EPS Excl Extra (Annual)$7.90

CapEx CAGR (5Y)26.57%

Tangible BV CAGR (5Y)1.06%

26-Week Price Return-24.73%

13-Week Price Return-18.75%

Total Debt / Equity (Annual)0.05x

Enterprise Value$1.72B

Revenue / Share Growth (5Y)20.70%

Book Value / Share Growth (5Y)8.97%

Pretax Margin (Annual)25.85%

Cash / Share (Annual)$14.34

3-Month Return Std Dev25.35%

Net Income / Employee (TTM)$150,300

EBITDA CAGR (5Y)12.77%

EBITDA Interim CAGR (5Y)16.18%

ROE (Last FY)21.66%

EPS Basic Excl Extra (Annual)$7.90

P/FCF (TTM)3.16x

EV / Free Cash Flow (TTM)3.58x

Total Debt / Equity (Quarterly)0.24x

EPS Incl Extra (TTM)$7.99

ROI (TTM)18.75%

Dividend Growth Rate (5Y)0.01%

P/S Ratio (TTM)1.83x

Pretax Margin (5Y Avg)26.01%

Revenue / Share (Annual)$26.16

Tangible BV / Share (Annual)$37.13

Forward P/E7.97x

Free OCF CAGR (5Y)-10.03%

Price vs S&P 500 (52W)-10.99%

P/E Ratio (TTM)8.62x

EPS Growth TTM (YoY)4.81%

Year-to-Date Return2.72%

5-Day Price Return0.90%

EPS Normalized (Annual)$7.90

ROA (5Y Avg)2.27%

Net Profit Margin (Annual)23.54%

Month-to-Date Return2.52%

Cash Flow / Share (TTM)$6.69

EBITD / Share (Annual)$12.02

EPS Growth (3Y)13.84%

Operating Margin (Annual)25.85%

LT Debt / Equity (Annual)0.04x

P/CF (TTM)2.17x

ROI (5Y Avg)18.74%

P/E Excl Extra (TTM)8.62x

LT Debt / Equity (Quarterly)0.04x

EPS Basic Excl Extra (TTM)$7.99

P/TBV (Quarterly)2.19x

Payout Ratio (Annual)2.52%

P/B Ratio (Annual)1.96x

Dividend / Share (TTM)$0.20

Pretax Margin (TTM)25.85%

Book Value / Share (Annual)$37.68

Price vs S&P 500 (13W)-21.44%

Net Margin Growth (5Y)6.87%

Dividend Yield (TTM)0.29%

Beta0.69x

P/FCF (Annual)6.40x

Revenue / Share (TTM)$26.33

ROE (TTM)20.60%

52-Week Low$65.87

vGradeB

gGradeC

mGradeD

vgmGradeC

CASH Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 22, 2026	$1.95	$1.37	-29.62%(-$0.58)
Q1 2026	Apr 22, 2026	$3.35	$3.35	+0.10%(+$0.00)
Q4 2025	Jan 22, 2026	$1.38	$1.57	+13.77%(+$0.19)
Q3 2025	Oct 21, 2025	$1.38	$1.69	+22.91%(+$0.31)
Q2 2025	Jul 28, 2025	$1.67	$1.81	+8.38%(+$0.14)

CASH Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.00

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69
AMTBAmerant Bancorp Inc.	C	C	A	1.1x	6.1%	0.6%	—	$28.96

About Pathward Financial, Inc. Common Stock

Pathward Financial Inc is a savings and loan holding company offering community banking and nationwide payment services. It operates through three segments: Consumer (partner-based payment and lending solutions), Commercial (business financing), and Corporate Services, with the Consumer segment generating the majority of revenue. The company provides integrated retail banking and diversified payment processing services to customers nationwide.