CNB Financial Corporation Depositary Shares, each representing a 1/40th ownership interest in a share of 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock (CCNEP)

Price$24.98

Favorite Metrics

Price vs S&P 500 (26W)20.44%

Price vs S&P 500 (4W)4.01%

Market Capitalization$901.95M

P/E Ratio (Annual)13.64x

Indicated Dividend Yield (Annual)2.49%

All Metrics

P/CF (Annual)13.88x

Book Value / Share (Quarterly)$29.59

P/TBV (Annual)0.92x

Indicated Dividend (Annual)$0.72

Revenue Growth (3Y)11.13%

Cash Flow / Share (Quarterly)$1.99

Payout Ratio (TTM)34.01%

Price vs S&P 500 (YTD)13.54%

Net Profit Margin (TTM)26.49%

EPS (TTM)$2.62

10-Day Avg Trading Volume0.16M

EPS Excl Extra (TTM)$2.62

Revenue Growth (5Y)14.44%

EPS (Annual)$2.68

Dividend / Share (Annual)$0.89

ROI (Annual)5.70%

Net Profit Margin (5Y Avg)26.81%

Cash / Share (Quarterly)$2.94

P/E Basic Excl Extra (TTM)13.64x

Revenue Growth QoQ (YoY)36.56%

EPS Growth (5Y)5.58%

P/E Normalized (Annual)13.64x

ROA (Last FY)0.79%

Revenue Growth TTM (YoY)40.13%

EBITD / Share (TTM)$3.79

ROE (5Y Avg)10.32%

Operating Margin (TTM)32.97%

Cash Flow / Share (Annual)$1.99

P/B Ratio1.03x

P/B Ratio (Quarterly)0.88x

Net Income / Employee (Annual)$0

ROA (TTM)0.90%

EPS Growth QoQ (YoY)58.61%

EV / EBITDA (TTM)12.74x

EPS Incl Extra (Annual)$2.68

3-Month Avg Trading Volume0.16M

52-Week Price Return46.14%

EV / Free Cash Flow (Annual)20.28x

P/E Incl Extra (TTM)13.64x

Tangible BV / Share (Quarterly)$28.36

P/S Ratio (Annual)1.94x

52-Week High$31.43

Operating Margin (5Y Avg)32.77%

EPS Excl Extra (Annual)$2.68

CapEx CAGR (5Y)2.34%

Tangible BV CAGR (5Y)15.09%

26-Week Price Return24.98%

13-Week Price Return17.51%

Total Debt / Equity (Annual)0.33x

Enterprise Value$1,189.493

Revenue / Share Growth (5Y)10.78%

Book Value / Share Growth (5Y)3.62%

Revenue / Employee (Annual)$325,018

Pretax Margin (Annual)34.85%

Cash / Share (Annual)$2.80

3-Month Return Std Dev26.11%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)15.12%

EBITDA Interim CAGR (5Y)31.88%

ROE (Last FY)7.58%

EPS Basic Excl Extra (Annual)$2.68

P/FCF (TTM)15.38x

EV / Free Cash Flow (TTM)20.28x

Total Debt / Equity (Quarterly)0.33x

EPS Incl Extra (TTM)$2.62

ROI (TTM)6.93%

Dividend Growth Rate (5Y)3.29%

P/S Ratio (TTM)1.93x

Pretax Margin (5Y Avg)32.77%

Revenue / Share (Annual)$12.45

Tangible BV / Share (Annual)$28.36

Forward P/E8.77x

Free OCF CAGR (5Y)20.46%

Price vs S&P 500 (52W)15.62%

P/E Ratio (TTM)13.64x

EPS Growth TTM (YoY)0.17%

Year-to-Date Return16.43%

5-Day Price Return-2.34%

EPS Normalized (Annual)$2.68

ROA (5Y Avg)0.98%

Net Profit Margin (Annual)28.16%

Month-to-Date Return5.21%

Cash Flow / Share (TTM)$3.10

EBITD / Share (Annual)$3.79

EPS Growth (3Y)-8.60%

Operating Margin (Annual)34.85%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)13.88x

ROI (5Y Avg)8.10%

P/E Excl Extra (TTM)13.64x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$2.62

P/TBV (Quarterly)0.92x

Payout Ratio (Annual)34.01%

P/B Ratio (Annual)0.88x

Dividend / Share (TTM)$0.89

Pretax Margin (TTM)32.97%

Book Value / Share (Annual)$29.59

Price vs S&P 500 (13W)16.37%

Net Margin Growth (5Y)3.43%

Dividend Yield (TTM)2.49%

Beta0.68x

P/FCF (Annual)15.38x

Revenue / Share (TTM)$11.18

ROE (TTM)8.88%

52-Week Low$19.78

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CCNEPCNB Financial Corporation Depositary Shares, each representing a 1/40th ownership interest in a share of 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock	0.88x	8.88%	0.90%	—	$24.98
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

CNB Financial Corp is a regional bank providing integrated financial solutions for individual, business, governmental, and institutional customers across Pennsylvania, Ohio, New York, and Virginia. The company generates revenue through deposit gathering, commercial and consumer lending, credit cards, digital banking, treasury services, and wealth management offerings.