CF Bankshares Inc. Common Stock (CFBK) Stock Price

CFBKStock

$33.50+46.67%52W

Market Cap$217.49M

P/E12.40x

PEG Ratio—

Div yield1.46%

Beta0.47

CFBK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)4.98%

Price vs S&P 500 (4W)-1.46%

VGM Score58.30

P/E Ratio (Annual)12.40x

Indicated Dividend Yield (Annual)1.46%

P/CF (Annual)11.64x

Book Value / Share (Quarterly)$29.93

P/TBV (Annual)0.97x

Indicated Dividend (Annual)$0.36

Revenue Growth (3Y)24.51%

Cash Flow / Share (Quarterly)$2.75

Payout Ratio (TTM)11.61%

Price vs S&P 500 (YTD)22.34%

Net Profit Margin (TTM)32.97%

EPS (TTM)$3.00

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$3.00

Revenue Growth (5Y)31.54%

EPS (Annual)$2.77

Dividend / Share (Annual)$0.30

ROI (Annual)7.24%

Net Profit Margin (5Y Avg)32.36%

Cash / Share (Quarterly)$35.08

P/E Basic Excl Extra (TTM)11.44x

Revenue Growth QoQ (YoY)56.43%

EPS Growth (5Y)-10.58%

P/E Normalized (Annual)12.40x

ROA (Last FY)0.83%

Revenue Growth TTM (YoY)70.31%

EBITD / Share (TTM)$4.08

ROE (5Y Avg)11.23%

Operating Margin (TTM)41.21%

Cash Flow / Share (Annual)$2.84

P/B Ratio1.12x

P/B Ratio (Quarterly)1.10x

Net Income / Employee (Annual)$179,000

ROA (TTM)0.89%

EPS Growth QoQ (YoY)17.06%

EV / EBITDA (TTM)10.74x

EPS Incl Extra (Annual)$2.77

3-Month Avg Trading Volume0.06M

52-Week Price Return46.67%

EV / Free Cash Flow (Annual)15.04x

P/E Incl Extra (TTM)11.44x

Tangible BV / Share (Quarterly)$7.59

P/S Ratio (Annual)2.08x

52-Week High$38.11

EPS Excl Extra (Annual)$2.77

CapEx CAGR (5Y)4.01%

Tangible BV CAGR (5Y)-2.80%

26-Week Price Return14.88%

13-Week Price Return1.15%

Total Debt / Equity (Annual)0.31x

Enterprise Value$273.78M

Revenue / Share Growth (5Y)14.12%

Book Value / Share Growth (5Y)11.47%

Revenue / Employee (Annual)$417,670,700,000

Pretax Margin (Annual)43.45%

Cash / Share (Annual)$23.36

3-Month Return Std Dev19.40%

Net Income / Employee (TTM)$194,000

EBITDA CAGR (5Y)45.13%

EBITDA Interim CAGR (5Y)36.03%

ROE (Last FY)9.51%

EPS Basic Excl Extra (Annual)$2.77

P/FCF (TTM)12.18x

EV / Free Cash Flow (TTM)15.33x

Total Debt / Equity (Quarterly)0.29x

EPS Incl Extra (TTM)$3.00

ROI (TTM)7.78%

Dividend Growth Rate (5Y)55.62%

P/S Ratio (TTM)2.05x

Pretax Margin (5Y Avg)40.03%

Revenue / Share (Annual)$7.96

Tangible BV / Share (Annual)$8.14

Forward P/E8.75x

Price vs S&P 500 (52W)31.14%

P/E Ratio (TTM)11.44x

EPS Growth TTM (YoY)4.64%

Year-to-Date Return34.27%

5-Day Price Return-1.41%

EPS Normalized (Annual)$2.77

ROA (5Y Avg)0.91%

Net Profit Margin (Annual)34.93%

Month-to-Date Return-1.22%

Cash Flow / Share (TTM)$2.76

EBITD / Share (Annual)$3.48

EPS Growth (3Y)-0.08%

Operating Margin (Annual)43.45%

LT Debt / Equity (Annual)0.31x

P/CF (TTM)11.86x

ROI (5Y Avg)9.33%

P/E Excl Extra (TTM)11.44x

LT Debt / Equity (Quarterly)0.29x

EPS Basic Excl Extra (TTM)$3.00

P/TBV (Quarterly)1.01x

Payout Ratio (Annual)11.11%

P/B Ratio (Annual)0.87x

Dividend / Share (TTM)$0.34

Pretax Margin (TTM)41.21%

Book Value / Share (Annual)$28.73

Price vs S&P 500 (13W)-1.54%

Net Margin Growth (5Y)16.71%

Dividend Yield (TTM)1.02%

Beta0.47x

P/FCF (Annual)11.95x

Revenue / Share (TTM)$8.13

ROE (TTM)10.18%

52-Week Low$22.10

vGradeC

gGradeB

mGradeB

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CFBK Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 28, 2026	$0.89	$0.90	+1.12%(+$0.01)
Q1 2026	May 5, 2026	$0.81	$0.77	-4.94%(-$0.04)
Q4 2025	Feb 5, 2026	$0.76	$0.88	+15.79%(+$0.12)
Q3 2025	Nov 3, 2025	$0.84	$0.36	-57.14%(-$0.48)
Q2 2025	Aug 4, 2025	$0.72	$0.77	+6.94%(+$0.05)

CFBK Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.14

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CFBKCF Bankshares Inc. Common Stock	C	B	B	1.1x	10.2%	0.9%	—	$33.50
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About CF Bankshares Inc. Common Stock

CF Bankshares provides business banking services including commercial and real estate loans, equipment leasing, and SBA financing, along with treasury management solutions. The company generates revenue primarily from interest and fees on its loan portfolio, with additional income from loan sales.

CFBK Next Earnings Report

Report dateNov 3, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$0.91

Revenue estimate$16.80M

Also reporting on Nov 3, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

CFBK Insider Transactions

SellSep 11, 2026
MCKINNEY MARIANNE
Chief Operating Officer
Shares: 400Value: $14,144

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.1

Buy

Consensus rating

52-Week Range

Low$22.10

High$38.11