City Holding Co (CHCO) Stock Price

CHCOStock

$141.69+21.06%52W

Market Cap$1.99B

P/E15.25x

PEG Ratio1.91

Div yield2.94%

Beta0.49

CHCO Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)1.35%

Price vs S&P 500 (4W)2.36%

PEG Ratio1.91

VGM Score42.28

P/E Ratio (Annual)15.25x

Indicated Dividend Yield (Annual)2.94%

P/CF (Annual)15.15x

Book Value / Share (Quarterly)$57.57

P/TBV (Annual)2.14x

Indicated Dividend (Annual)$3.48

Revenue Growth (3Y)-1.37%

Cash Flow / Share (Quarterly)$9.85

Payout Ratio (TTM)37.19%

Price vs S&P 500 (YTD)6.94%

Net Profit Margin (TTM)40.33%

EPS (TTM)$9.22

10-Day Avg Trading Volume0.10M

EPS Excl Extra (TTM)$9.22

Revenue Growth (5Y)5.82%

EPS (Annual)$9.01

Dividend / Share (Annual)$3.25

ROI (Annual)11.08%

Net Profit Margin (5Y Avg)38.41%

Cash / Share (Quarterly)$4.17

P/E Basic Excl Extra (TTM)15.10x

Revenue Growth QoQ (YoY)38.15%

EPS Growth (5Y)9.98%

P/E Normalized (Annual)15.25x

ROA (Last FY)1.94%

Revenue Growth TTM (YoY)45.80%

EBITD / Share (TTM)$11.34

ROE (5Y Avg)15.93%

Operating Margin (TTM)50.25%

Cash Flow / Share (Annual)$8.95

P/B Ratio2.46x

P/B Ratio (Quarterly)2.31x

Net Income / Employee (Annual)$140,600

ROA (TTM)1.96%

EPS Growth QoQ (YoY)2.63%

EV / EBITDA (TTM)12.69x

EPS Incl Extra (Annual)$9.01

3-Month Avg Trading Volume0.13M

52-Week Price Return21.06%

EV / Free Cash Flow (Annual)18.43x

P/E Incl Extra (TTM)15.10x

Tangible BV / Share (Quarterly)$46.40

P/S Ratio (Annual)5.73x

52-Week High$148.99

EPS Excl Extra (Annual)$9.01

CapEx CAGR (5Y)-11.87%

Tangible BV CAGR (5Y)3.00%

26-Week Price Return11.26%

13-Week Price Return4.37%

Total Debt / Equity (Annual)0.45x

Enterprise Value$2.37B

Revenue / Share Growth (5Y)6.64%

Book Value / Share Growth (5Y)4.92%

Revenue / Employee (Annual)$277,960,300,000

Pretax Margin (Annual)50.51%

Cash / Share (Annual)$4.62

3-Month Return Std Dev14.83%

Net Income / Employee (TTM)$142,000

EBITDA CAGR (5Y)6.61%

EBITDA Interim CAGR (5Y)9.28%

ROE (Last FY)16.12%

EPS Basic Excl Extra (Annual)$9.01

P/FCF (TTM)14.37x

EV / Free Cash Flow (TTM)17.10x

Total Debt / Equity (Quarterly)0.47x

EPS Incl Extra (TTM)$9.22

ROI (TTM)11.21%

Dividend Growth Rate (5Y)7.32%

P/S Ratio (TTM)4.96x

Pretax Margin (5Y Avg)48.23%

Revenue / Share (Annual)$16.95

Tangible BV / Share (Annual)$55.84

Forward P/E14.65x

Free OCF CAGR (5Y)8.79%

Price vs S&P 500 (52W)5.53%

P/E Ratio (TTM)15.10x

EPS Growth TTM (YoY)10.17%

Year-to-Date Return18.87%

5-Day Price Return1.25%

EPS Normalized (Annual)$9.01

ROA (5Y Avg)1.76%

Net Profit Margin (Annual)40.49%

Month-to-Date Return1.85%

Cash Flow / Share (TTM)$8.22

EBITD / Share (Annual)$11.45

EPS Growth (3Y)9.56%

Operating Margin (Annual)50.51%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)13.99x

ROI (5Y Avg)10.88%

P/E Excl Extra (TTM)15.10x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$9.22

P/TBV (Quarterly)2.87x

Payout Ratio (Annual)36.24%

P/B Ratio (Annual)2.12x

Dividend / Share (TTM)$3.43

Pretax Margin (TTM)50.25%

Book Value / Share (Annual)$56.41

Price vs S&P 500 (13W)1.68%

Net Margin Growth (5Y)4.58%

Dividend Yield (TTM)2.46%

Beta0.49x

P/FCF (Annual)15.49x

Revenue / Share (TTM)$19.59

ROE (TTM)16.41%

52-Week Low$113.21

vGradeD

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CHCO Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 22, 2026	$2.23	$2.35	+5.57%(+$0.12)
Q1 2026	Apr 23, 2026	$2.15	$2.20	+2.52%(+$0.05)
Q4 2025	Jan 21, 2026	$2.26	$2.18	-3.63%(-$0.08)
Q3 2025	Oct 22, 2025	$2.15	$2.41	+11.83%(+$0.26)
Q2 2025	Jul 22, 2025	$1.96	$2.29	+16.96%(+$0.33)

CHCO Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.50

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69
AMTBAmerant Bancorp Inc.	C	C	A	1.1x	6.1%	0.6%	—	$28.96

About City Holding Co

City Holding Company operates City National Bank of West Virginia, a community bank serving customers across West Virginia, Virginia, southeastern Ohio, and Kentucky. The company offers deposit products, lending, investment advisory, securities brokerage, and insurance services. Its operations focus on delivering personalized financial solutions to individuals and businesses in its regional markets.

CHCO Next Earnings Report

Report dateOct 21, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$2.36

Revenue estimate$83.07M

Also reporting on Oct 21, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

CHCO Insider Transactions

SellAug 26, 2026
ROWE SHARON HORTON
Director
Shares: 400Value: $57,584
SellJul 30, 2026
HAGEBOECK CHARLES ROBERT
Chief Executive Officer
Shares: 4,485Value: $650,129
BuyJul 21, 2026
FISHER ROBERT D
Director
Shares: 156Value: $20,990
BuyJul 21, 2026
STRONG-TREISTER DIANE W
Director
Shares: 110Value: $14,800
BuyJul 21, 2026
HOYER JAMES A
Director
Shares: 95Value: $12,782

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

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RBCAARepublic Bancorp Inc/KYState Banks
STBAS&T Bancorp IncState Banks

Same SIC sector, outside this company's own industry.

Analyst Sentiment

2.5

Sell

Consensus rating

52-Week Range

Low$113.21

High$148.99