City Holding Co (CHCO)

Price$123.68

Value ScoreD

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-11.35%

Price vs S&P 500 (4W)-4.38%

VGM Score32.01

Market Capitalization$1.75B

P/E Ratio (Annual)13.44x

Indicated Dividend Yield (Annual)2.80%

All Metrics

P/CF (Annual)13.35x

Book Value / Share (Quarterly)$56.29

P/TBV (Annual)2.14x

Indicated Dividend (Annual)$3.48

Revenue Growth (3Y)-1.37%

Cash Flow / Share (Quarterly)$9.53

Payout Ratio (TTM)38.29%

Price vs S&P 500 (YTD)-6.65%

Net Profit Margin (TTM)40.33%

EPS (TTM)$9.16

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$9.16

Revenue Growth (5Y)5.82%

EPS (Annual)$9.01

Dividend / Share (Annual)$3.25

ROI (Annual)11.08%

Net Profit Margin (5Y Avg)38.41%

Cash / Share (Quarterly)$4.17

P/E Basic Excl Extra (TTM)13.30x

Revenue Growth QoQ (YoY)38.15%

EPS Growth (5Y)9.98%

P/E Normalized (Annual)13.44x

ROA (Last FY)1.94%

Revenue Growth TTM (YoY)45.80%

EBITD / Share (TTM)$11.34

ROE (5Y Avg)15.93%

Operating Margin (TTM)50.25%

Cash Flow / Share (Annual)$8.95

P/B Ratio2.21x

P/B Ratio (Quarterly)2.16x

Net Income / Employee (Annual)$140,600

ROA (TTM)1.97%

EPS Growth QoQ (YoY)7.21%

EV / EBITDA (TTM)12.69x

EPS Incl Extra (Annual)$9.01

3-Month Avg Trading Volume0.11M

52-Week Price Return4.23%

EV / Free Cash Flow (Annual)16.57x

P/E Incl Extra (TTM)13.30x

Tangible BV / Share (Quarterly)$45.14

P/S Ratio (Annual)5.73x

52-Week High$133.59

EPS Excl Extra (Annual)$9.01

CapEx CAGR (5Y)-11.87%

Tangible BV CAGR (5Y)3.00%

26-Week Price Return4.58%

13-Week Price Return0.97%

Total Debt / Equity (Annual)0.45x

Enterprise Value$2.13B

Revenue / Share Growth (5Y)6.64%

Book Value / Share Growth (5Y)4.92%

Revenue / Employee (Annual)$277,960,300,000

Pretax Margin (Annual)50.51%

Cash / Share (Annual)$4.62

3-Month Return Std Dev16.78%

Net Income / Employee (TTM)$142,100

EBITDA CAGR (5Y)6.61%

EBITDA Interim CAGR (5Y)9.28%

ROE (Last FY)16.12%

EPS Basic Excl Extra (Annual)$9.01

P/FCF (TTM)13.05x

EV / Free Cash Flow (TTM)15.83x

Total Debt / Equity (Quarterly)0.47x

EPS Incl Extra (TTM)$9.16

ROI (TTM)11.42%

Dividend Growth Rate (5Y)7.32%

P/S Ratio (TTM)4.96x

Pretax Margin (5Y Avg)48.23%

Revenue / Share (Annual)$16.95

Tangible BV / Share (Annual)$55.84

Forward P/E13.48x

Free OCF CAGR (5Y)8.79%

Price vs S&P 500 (52W)-23.98%

P/E Ratio (TTM)13.30x

EPS Growth TTM (YoY)-8.91%

Year-to-Date Return4.29%

5-Day Price Return-0.26%

EPS Normalized (Annual)$9.01

ROA (5Y Avg)1.76%

Net Profit Margin (Annual)40.49%

Month-to-Date Return1.10%

Cash Flow / Share (TTM)$8.22

EBITD / Share (Annual)$11.45

EPS Growth (3Y)9.56%

Operating Margin (Annual)50.51%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)12.72x

ROI (5Y Avg)10.88%

P/E Excl Extra (TTM)13.30x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$9.16

P/TBV (Quarterly)2.70x

Payout Ratio (Annual)36.24%

P/B Ratio (Annual)2.12x

Dividend / Share (TTM)$3.51

Pretax Margin (TTM)50.25%

Book Value / Share (Annual)$56.41

Price vs S&P 500 (13W)-8.78%

Net Margin Growth (5Y)4.58%

Dividend Yield (TTM)2.88%

Beta0.50x

P/FCF (Annual)13.66x

Revenue / Share (TTM)$19.59

ROE (TTM)16.66%

52-Week Low$113.21

vGradeD

gGradeD

mGradeD

vgmGradeD

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Earnings Surprise History

Q1 262.20est. 2.19

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.44

2.50

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
CHCOCity Holding Co	D	D	D	$123.68
JPMJPMorgan Chase & Co.	D	C	D	$296.58
BACBank of America Corporation	C	C	D	$51.51
WFCWells Fargo & Co.	D	C	D	$77.17
CCitigroup Inc.	C	C	A	$129.09
COFCapital One Financial	C	D	F	$184.56
UBSUBS Group AG	C	C	B	$47.99
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$9.03
PNCPNC Financial Services Group	C	C	C	$216.07
USBU.S. Bancorp	C	C	C	$53.55
TFCTruist Financial Corporation	B	C	D	$46.87

About

City Holding Company operates City National Bank of West Virginia, a community bank serving customers across West Virginia, Virginia, southeastern Ohio, and Kentucky. The company offers deposit products, lending, investment advisory, securities brokerage, and insurance services. Its operations focus on delivering personalized financial solutions to individuals and businesses in its regional markets.