Citizens, Inc. (CIA) Stock Price
CIAStock
$3.44−40.69%52W
Market Cap$174.21M
P/E11.94x
PEG Ratio1.21
Div yield—
Beta0.46
CIA Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)-47.36%
Price vs S&P 500 (4W)-3.38%
PEG Ratio1.21
VGM Score30.75
P/E Ratio (Annual)11.94x
CIA Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $0.07 | $0.01 | -85.71%(-$0.06) | |
| Q1 2026 | $0.05 | $0.03 | -40.00%(-$0.02) | |
| Q4 2025 | $0.08 | $0.11 | +37.50%(+$0.03) | |
| Q3 2025 | $0.06 | $0.07 | +16.67%(+$0.01) | |
| Q2 2025 | $0.04 | $0.08 | +100.00%(+$0.04) |
CIA Analyst Recommendations
Oct 2025
Nov 2025
Dec 2025
Sep 2026
4.20
4.20
4.20
4.00
Industry Peers — Life Insurance(33)
| Symbol | Value Score | Growth Score | Momentum Score | P/B Ratio (Quarterly) | ROE (TTM) | Indicated Dividend Yield (Annual) | Operating Margin (TTM) | Price |
|---|---|---|---|---|---|---|---|---|
CIACitizens, Inc. | C | D | F | 1.2x | 5.0% | — | 5.6% | $3.44 |
| MFCManulife Financial Corp. | C | D | B | 1.8x | 13.0% | 5.5% | 20.6% | $44.34 |
| METMetLife, Inc. | C | D | B | 2.0x | 12.9% | 3.3% | 7.4% | $100.76 |
| SLFSun Life Financial Inc. | D | C | B | 2.3x | 13.9% | 4.5% | 13.0% | $79.35 |
| PRUPrudential Financial, Inc. | B | B | C | 1.2x | 12.2% | 5.2% | 8.1% | $115.91 |
| PUKPRUDENTIAL PLC ADS (REP 2 ORD SHARES) | D | D | D | 1.7x | 18.3% | 1.7% | 31.2% | $24.13 |
| RGAReinsurance Group of America, Incorporated | B | B | A | 1.0x | 11.3% | 2.1% | 8.8% | $266.75 |
| CRBGCorebridge Financial, Inc. | C | D | B | 1.2x | 7.5% | 4.4% | 8.2% | $34.43 |
| GLGlobe Life Inc. | D | C | C | 2.3x | 20.3% | 0.7% | 26.4% | $168.77 |
| AEGAegon Ltd. | C | D | C | 1.1x | 10.5% | 5.2% | 2.3% | $8.32 |
| JXNJackson Financial Inc. | C | B | B | 0.7x | 1.0% | 5.3% | 1.0% | $130.58 |
About Citizens, Inc.
Citizens Inc is an insurance holding company providing life insurance products across 32 U.S. states and over 70 countries worldwide. The company operates two business segments—Life Insurance and Home Service Insurance—with Life Insurance generating the majority of revenues. With significant international presence in markets including Colombia, Taiwan, Venezuela, Ecuador, and Argentina, Citizens Inc maintains a geographically diversified customer base.