Cincinnati Financial Corp (CINF)

Price$165.29

Value ScoreD

Growth ScoreB

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)-9.30%

Price vs S&P 500 (4W)2.36%

VGM Score57.34

Market Capitalization$25.57B

P/E Ratio (Annual)10.68x

Indicated Dividend Yield (Annual)2.34%

All Metrics

P/CF (Annual)8.22x

Book Value / Share (Quarterly)$101.64

P/TBV (Annual)1.53x

Indicated Dividend (Annual)$3.76

Revenue Growth (3Y)24.43%

Cash Flow / Share (Quarterly)$22.24

Payout Ratio (TTM)19.33%

Price vs S&P 500 (YTD)-6.95%

Net Profit Margin (TTM)21.16%

EPS (TTM)$17.49

10-Day Avg Trading Volume0.62M

EPS Excl Extra (TTM)$17.49

Revenue Growth (5Y)10.88%

EPS (Annual)$15.17

Dividend / Share (Annual)$3.37

ROI (Annual)14.31%

Net Profit Margin (5Y Avg)16.15%

Cash / Share (Quarterly)$5.73

P/E Basic Excl Extra (TTM)9.27x

Revenue Growth QoQ (YoY)15.63%

EPS Growth (5Y)15.17%

P/E Normalized (Annual)10.68x

ROA (Last FY)5.84%

Revenue Growth TTM (YoY)18.82%

EBITD / Share (TTM)$17.19

ROE (5Y Avg)12.92%

Operating Margin (TTM)19.54%

Cash Flow / Share (Annual)$19.90

P/B Ratio1.63x

P/B Ratio (Quarterly)1.56x

Net Income / Employee (Annual)$419,500

EV / Revenue (TTM)1.93x

Net Interest Coverage (TTM)43.15x

ROA (TTM)6.82%

EPS Growth QoQ (YoY)67.65%

EV / EBITDA (TTM)9.30x

EPS Incl Extra (Annual)$15.17

Current Ratio (Annual)2.08x

Quick Ratio (Quarterly)1.87x

3-Month Avg Trading Volume0.76M

52-Week Price Return10.29%

EV / Free Cash Flow (Annual)8.14x

P/E Incl Extra (TTM)9.27x

Revenue / Employee (TTM)$2,284,300

Tangible BV / Share (Quarterly)$67.71

P/S Ratio (Annual)2.02x

Asset Turnover (Annual)0.31x

52-Week High$174.27

Operating Margin (5Y Avg)15.83%

EPS Excl Extra (Annual)$15.17

CapEx CAGR (5Y)0.00%

Tangible BV CAGR (5Y)5.02%

26-Week Price Return-1.37%

Quick Ratio (Annual)1.83x

13-Week Price Return-0.63%

Total Debt / Equity (Annual)0.05x

Current Ratio (Quarterly)1.87x

Enterprise Value$25.17B

Revenue / Share Growth (5Y)11.53%

Asset Turnover (TTM)0.32x

Book Value / Share Growth (5Y)8.85%

Revenue / Employee (Annual)$2,214,000

Pretax Margin (Annual)23.59%

Cash / Share (Annual)$8.05

3-Month Return Std Dev18.99%

Net Income / Employee (TTM)$483,300

EBITDA CAGR (5Y)1.42%

EBITDA Interim CAGR (5Y)-9.69%

ROE (Last FY)15.04%

Net Interest Coverage (Annual)10.02x

EPS Basic Excl Extra (Annual)$15.17

P/FCF (TTM)7.43x

EV / Free Cash Flow (TTM)7.32x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$17.49

ROI (TTM)17.07%

Dividend Growth Rate (5Y)7.79%

P/S Ratio (TTM)1.96x

Pretax Margin (5Y Avg)19.81%

Revenue / Share (Annual)$80.10

Tangible BV / Share (Annual)$67.03

Forward P/E17.92x

Free OCF CAGR (5Y)16.02%

Price vs S&P 500 (52W)-14.08%

P/E Ratio (TTM)9.27x

EPS Growth TTM (YoY)90.81%

Year-to-Date Return1.21%

5-Day Price Return5.39%

EPS Normalized (Annual)$15.17

ROA (5Y Avg)5.10%

Net Profit Margin (Annual)18.95%

Month-to-Date Return5.00%

Cash Flow / Share (TTM)$11.46

EBITD / Share (Annual)$11.12

Operating Margin (Annual)12.55%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)7.39x

ROI (5Y Avg)12.18%

P/E Excl Extra (TTM)9.27x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$17.49

P/TBV (Quarterly)1.52x

Payout Ratio (Annual)21.94%

P/B Ratio (Annual)1.60x

Dividend / Share (TTM)$3.43

Pretax Margin (TTM)26.35%

Book Value / Share (Annual)$102.39

Price vs S&P 500 (13W)-8.89%

Net Margin Growth (5Y)3.26%

Dividend Yield (TTM)2.08%

Beta0.58x

P/FCF (Annual)8.27x

Revenue / Share (TTM)$83.01

ROE (TTM)17.98%

52-Week Low$143.37

vGradeD

gGradeB

mGradeB

vgmGradeC

Show chart for

Earnings Surprise History

Q1 262.10est. 1.99

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.87

3.81

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
CINFCincinnati Financial Corp	D	B	B	$165.29
BRK.ABerkshire Hathaway Inc.	F	C	C	$733550.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$488.13
CBChubb Limited	D	B	B	$326.27
PGRProgressive Corporation	C	B	D	$204.02
TRVThe Travelers Companies, Inc.	C	B	B	$303.25
ALLThe Allstate Corporation	B	B	B	$221.01
AIGAmerican International Group, Inc.	C	D	D	$75.49
HIGThe Hartford Insurance Group, Inc.	C	B	C	$132.14
ACGLArch Capital Group Ltd	C	B	D	$91.19
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.36

About

Cincinnati Financial Corp is a property and casualty insurance provider that distributes commercial lines, personal lines, and excess and surplus lines policies through independent agencies across the United States. The company generates revenue primarily from written premiums, with commercial lines representing the largest segment. Operations also include life insurance, investments, and leasing and financing services.