Civista Bancshares, Inc. (CIVB) Stock Price

CIVBStock

$27.38+31.83%52W

Market Cap$569.35M

P/E12.92x

PEG Ratio1.37

Div yield4.15%

Beta0.65

CIVB Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)3.89%

Price vs S&P 500 (4W)-9.06%

PEG Ratio1.37

VGM Score55.00

P/E Ratio (Annual)12.92x

Indicated Dividend Yield (Annual)4.15%

P/CF (Annual)13.80x

Book Value / Share (Quarterly)$27.26

P/TBV (Annual)0.81x

Indicated Dividend (Annual)$0.72

Revenue Growth (3Y)7.34%

Cash Flow / Share (Quarterly)$2.43

Payout Ratio (TTM)25.35%

Price vs S&P 500 (YTD)11.98%

Net Profit Margin (TTM)27.32%

EPS (TTM)$2.71

10-Day Avg Trading Volume0.17M

EPS Excl Extra (TTM)$2.71

Revenue Growth (5Y)15.66%

EPS (Annual)$2.65

Dividend / Share (Annual)$0.65

ROI (Annual)7.09%

Net Profit Margin (5Y Avg)27.82%

Cash / Share (Quarterly)$3.21

P/E Basic Excl Extra (TTM)10.99x

Revenue Growth QoQ (YoY)40.74%

EPS Growth (5Y)5.81%

P/E Normalized (Annual)12.92x

ROA (Last FY)1.07%

Revenue Growth TTM (YoY)56.16%

EBITD / Share (TTM)$5.34

ROE (5Y Avg)10.28%

Operating Margin (TTM)32.42%

Cash Flow / Share (Annual)$2.03

P/B Ratio1.05x

P/B Ratio (Quarterly)1.03x

Net Income / Employee (Annual)$87,900

ROA (TTM)1.28%

EPS Growth QoQ (YoY)-2.57%

EV / EBITDA (TTM)10.39x

EPS Incl Extra (Annual)$2.65

3-Month Avg Trading Volume0.12M

52-Week Price Return31.83%

EV / Free Cash Flow (Annual)16.73x

P/E Incl Extra (TTM)10.99x

Tangible BV / Share (Quarterly)$20.43

P/S Ratio (Annual)1.74x

52-Week High$29.97

EPS Excl Extra (Annual)$2.65

CapEx CAGR (5Y)-10.08%

Tangible BV CAGR (5Y)9.17%

26-Week Price Return15.13%

13-Week Price Return7.37%

Total Debt / Equity (Annual)0.20x

Enterprise Value$704.54M

Revenue / Share Growth (5Y)10.16%

Book Value / Share Growth (5Y)3.54%

Revenue / Employee (Annual)$286,879,500,000

Pretax Margin (Annual)33.77%

Cash / Share (Annual)$2.76

3-Month Return Std Dev21.90%

Net Income / Employee (TTM)$103,300

EBITDA CAGR (5Y)18.00%

EBITDA Interim CAGR (5Y)34.44%

ROE (Last FY)8.50%

EPS Basic Excl Extra (Annual)$2.65

P/FCF (TTM)11.85x

EV / Free Cash Flow (TTM)13.98x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$2.71

ROI (TTM)8.38%

Dividend Growth Rate (5Y)8.38%

P/S Ratio (TTM)1.45x

Pretax Margin (5Y Avg)32.66%

Revenue / Share (Annual)$9.30

Tangible BV / Share (Annual)$25.56

Forward P/E10.07x

Free OCF CAGR (5Y)6.54%

Price vs S&P 500 (52W)13.52%

P/E Ratio (TTM)10.99x

EPS Growth TTM (YoY)4.67%

Year-to-Date Return23.94%

5-Day Price Return-2.69%

EPS Normalized (Annual)$2.65

ROA (5Y Avg)1.08%

Net Profit Margin (Annual)28.31%

Month-to-Date Return-5.23%

Cash Flow / Share (TTM)$3.61

EBITD / Share (Annual)$3.65

EPS Growth (3Y)0.33%

Operating Margin (Annual)33.77%

LT Debt / Equity (Annual)0.20x

P/CF (TTM)11.52x

ROI (5Y Avg)7.77%

P/E Excl Extra (TTM)10.99x

LT Debt / Equity (Quarterly)0.19x

EPS Basic Excl Extra (TTM)$2.71

P/TBV (Quarterly)1.38x

Payout Ratio (Annual)25.61%

P/B Ratio (Annual)0.79x

Dividend / Share (TTM)$0.71

Pretax Margin (TTM)32.42%

Book Value / Share (Annual)$26.20

Price vs S&P 500 (13W)4.57%

Net Margin Growth (5Y)4.12%

Dividend Yield (TTM)2.17%

Beta0.65x

P/FCF (Annual)14.18x

Revenue / Share (TTM)$10.97

ROE (TTM)10.05%

52-Week Low$19.82

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CIVB Earnings Surprise History

Q2 250.66est. 0.68

Q3 250.71est. 0.59

Q4 250.75est. 0.62

Q1 260.74est. 0.57

Q2 260.69est. 0.67

CIVB Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.83

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
CIVBCivista Bancshares, Inc.	B	C	C	$27.38
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About Civista Bancshares, Inc.

Civista Bancshares is a community bank holding company that generates revenue primarily through interest and loan fees. The company offers deposit-taking, lending, securities purchasing, and trust services across a diversified loan portfolio including commercial, agricultural, real estate, residential, construction, and consumer loans.