Expensify, Inc. Class A Common Stock (EXFY) Stock Price

EXFYStock

$2.42+44.91%52W

Market Cap$220.67M

P/E—

PEG Ratio—

Div yield—

Beta1.73

EXFY Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)168.26%

Price vs S&P 500 (4W)5.64%

VGM Score60.95

P/CF (Annual)10.98x

Book Value / Share (Quarterly)$1.46

P/TBV (Annual)2.64x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-5.71%

Cash Flow / Share (Quarterly)$0.11

Price vs S&P 500 (YTD)48.34%

Gross Margin (TTM)48.67%

Net Profit Margin (TTM)-11.31%

EPS (TTM)$-0.17

10-Day Avg Trading Volume0.38M

EPS Excl Extra (TTM)$-0.17

Revenue Growth (5Y)10.03%

EPS (Annual)$-0.23

ROI (Annual)-7.84%

Gross Margin (Annual)50.34%

Net Profit Margin (5Y Avg)-15.05%

Cash / Share (Quarterly)$0.72

Revenue Growth QoQ (YoY)-5.31%

ROA (Last FY)-5.78%

Revenue Growth TTM (YoY)-4.27%

EBITD / Share (TTM)$-0.02

ROE (5Y Avg)-21.32%

Operating Margin (TTM)-8.03%

Cash Flow / Share (Annual)$0.18

P/B Ratio1.64x

P/B Ratio (Quarterly)1.28x

Net Income / Employee (Annual)$-182,800

EV / Revenue (TTM)1.12x

Net Interest Coverage (TTM)-0.52x

ROA (TTM)-8.34%

EV / EBITDA (TTM)22.59x

EPS Incl Extra (Annual)$-0.23

Current Ratio (Annual)3.61x

Quick Ratio (Quarterly)3.40x

3-Month Avg Trading Volume1.15M

52-Week Price Return44.91%

EV / Free Cash Flow (Annual)9.37x

Revenue / Employee (TTM)$1,180,300

Tangible BV / Share (Quarterly)$1.33

P/S Ratio (Annual)1.55x

Asset Turnover (Annual)0.80x

52-Week High$2.81

Operating Margin (5Y Avg)-10.29%

EPS Excl Extra (Annual)$-0.23

CapEx CAGR (5Y)-3.73%

26-Week Price Return178.16%

Quick Ratio (Annual)3.29x

13-Week Price Return32.24%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)3.50x

Enterprise Value$154.91M

Revenue / Share Growth (5Y)7.17%

Asset Turnover (TTM)0.74x

Revenue / Employee (Annual)$1,214,500

Pretax Margin (Annual)-11.47%

Cash / Share (Annual)$0.54

3-Month Return Std Dev86.65%

Gross Margin (5Y Avg)57.04%

Net Income / Employee (TTM)$-133,500

EBITDA CAGR (5Y)17.29%

ROE (Last FY)-7.86%

Net Interest Coverage (Annual)-0.63x

EPS Basic Excl Extra (Annual)$-0.23

P/FCF (TTM)18.64x

Receivables Turnover (TTM)11.80x

EV / Free Cash Flow (TTM)14.69x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$-0.17

Receivables Turnover (Annual)9.97x

ROI (TTM)-11.54%

P/S Ratio (TTM)1.60x

Pretax Margin (5Y Avg)-12.09%

Revenue / Share (Annual)$1.54

Tangible BV / Share (Annual)$1.24

Forward P/E22.03x

Free OCF CAGR (5Y)38.11%

Price vs S&P 500 (52W)29.38%

Year-to-Date Return60.26%

5-Day Price Return-0.82%

EPS Normalized (Annual)$-0.23

ROA (5Y Avg)-10.29%

Net Profit Margin (Annual)-15.05%

Month-to-Date Return7.56%

Cash Flow / Share (TTM)$-0.40

EBITD / Share (Annual)$-0.10

Operating Margin (Annual)-12.68%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)14.79x

ROI (5Y Avg)-13.95%

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$-0.17

P/TBV (Quarterly)1.41x

P/B Ratio (Annual)2.31x

Pretax Margin (TTM)-7.39%

Book Value / Share (Annual)$1.42

Price vs S&P 500 (13W)29.55%

Beta1.73x

P/FCF (Annual)13.35x

Revenue / Share (TTM)$1.45

ROE (TTM)-11.54%

52-Week Low$0.69

vGradeC

gGradeC

mGradeA

vgmGradeB

EXFY Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 6, 2026	$0.02	$0.04	+76.00%(+$0.02)
Q1 2026	May 7, 2026	$0.02	$0.04	+94.00%(+$0.02)
Q4 2025	Feb 26, 2026	$0.04	-$0.02	-157.13%(-$0.06)
Q3 2025	Nov 6, 2025	$0.05	$0.05	-13.52%(-$0.01)
Q2 2025	Aug 7, 2025	$0.02	-$0.02	-208.02%(-$0.04)

EXFY Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.38

3.89

Industry Peers — Software(281)

Symbol	Value Score	Growth Score	Momentum Score	P/S Ratio (TTM)	Revenue Growth TTM (YoY)	Gross Margin (TTM)	Operating Margin (TTM)	Price
EXFYExpensify, Inc. Class A Common Stock	C	C	A	1.6x	-4.3%	48.7%	-8.0%	$2.42
MSFTMicrosoft Corp	D	C	B	11.8x	17.8%	67.9%	46.7%	$529.05
PLTRPalantir Technologies Inc. Class A Common Stock	F	A	B	72.6x	78.9%	84.8%	42.8%	$186.03
ORCLOracle Corp	D	C	C	5.4x	21.6%	64.0%	32.1%	$128.23
SAPSAP SE	D	C	B	6.2x	6.4%	73.6%	26.7%	$224.29
CRWDCrowdStrike Holdings, Inc. Class A Common Stock	F	A	B	43.1x	24.3%	75.2%	-2.2%	$227.39
SHOPShopify Inc. Class A subordinate voting shares	F	B	B	16.4x	32.5%	47.8%	13.9%	$169.52
CRMSalesforce, Inc.	D	B	B	4.5x	11.2%	77.3%	18.8%	$240.70
NOWSERVICENOW, INC.	F	B	B	10.0x	22.2%	74.8%	11.4%	$141.97
SNOWSnowflake Inc.	F	A	B	19.9x	32.0%	67.0%	-23.2%	$306.84
NETCloudflare, Inc. Class A common stock, par value $0.001 per share	F	A	B	42.0x	33.5%	72.6%	-14.1%	$296.30
ADBEAdobe Inc.	C	C	B	3.7x	12.0%	89.3%	35.7%	$245.20
DDOGDatadog, Inc. Class A Common Stock	F	A	B	22.4x	31.5%	79.5%	0.4%	$247.11
CDNSCadence Design Systems	F	B	C	15.1x	14.7%	85.9%	30.3%	$319.51
SNPSSynopsys Inc	D	B	B	9.3x	46.3%	72.4%	18.9%	$454.63
INTUIntuit Inc	C	C	C	4.1x	13.9%	80.2%	27.4%	$325.15
NTESNetEase, inc.	C	C	C	4.6x	6.3%	67.2%	35.2%	$126.06
TEAMAtlassian Corporation Class A Common Stock	F	C	A	8.0x	26.0%	84.8%	0.2%	$207.82
VEEVVeeva Systems Inc.	F	B	A	14.5x	16.5%	75.0%	29.9%	$310.36
ADSKAutodesk Inc	D	C	B	6.4x	17.9%	91.3%	26.2%	$239.90
XYZBlock, Inc.	C	C	B	1.8x	5.1%	46.4%	4.7%	$77.89
TTWOTake-Two Interactive Software Inc	F	D	C	5.7x	15.3%	56.8%	-2.4%	$205.28
TWLOTwilio Inc.	D	A	B	6.7x	17.8%	48.5%	5.2%	$244.37
RBLXRoblox Corporation	D	A	C	6.2x	41.3%	78.9%	-20.7%	$49.55
CRWVCoreWeave, Inc. Class A Common Stock	D	A	D	4.5x	115.3%	67.4%	-3.0%	$61.39
OKTAOkta, Inc. Class A Common Stock	F	B	B	10.7x	11.2%	78.1%	7.5%	$187.26
MDBMongoDB, Inc. Class A	F	B	B	9.8x	25.4%	72.7%	-0.5%	$337.57
RBRKRubrik, Inc.	F	A	A	15.1x	42.5%	80.2%	-18.3%	$112.41
PTCPTC, INC	D	B	B	7.1x	19.5%	84.5%	37.8%	$192.98
SSNCSS&C Technologies Inc	C	C	B	3.0x	8.6%	48.1%	23.6%	$84.07
NTNXNutanix, Inc. Class A Common Stock	D	B	B	6.3x	12.4%	86.9%	9.6%	$66.94
UUnity Software Inc.	F	B	B	8.8x	14.0%	76.3%	-28.0%	$40.40
DTDynatrace, Inc.	F	C	A	8.4x	17.9%	81.4%	12.2%	$61.11
TYLTyler Technologies, Inc.	D	C	B	6.1x	8.2%	47.2%	15.1%	$360.87
GENGen Digital Inc. Common Stock	C	B	B	2.8x	20.2%	78.0%	41.3%	$24.16
CHKPCheck Point Software Technologies Ltd	C	D	C	5.1x	4.6%	86.1%	29.0%	$137.87
DOCUDocuSign, Inc. Common Stock	D	B	A	4.2x	8.6%	79.5%	12.0%	$74.65
GWREGUIDEWIRE SOFTWARE, INC.	F	C	B	9.4x	22.7%	64.2%	10.2%	$168.86
MANHManhattan Associates Inc	F	C	A	11.5x	6.5%	55.8%	24.3%	$222.17
HUBSHUBSPOT, INC.	D	A	C	3.3x	21.1%	83.3%	3.6%	$230.94
FIGFigma, Inc.	F	A	C	8.9x	—	79.1%	-123.8%	$21.49
PAYCPAYCOM SOFTWARE, INC.	D	B	A	5.2x	9.2%	83.7%	32.4%	$251.64
SAILSailPoint, Inc. Common Stock	F	B	B	9.2x	20.1%	66.3%	-18.9%	$18.75
BSYBentley Systems, Incorporated Class B Common Stock	D	C	B	6.7x	12.8%	81.8%	23.6%	$35.37
FROGJFrog Ltd. Ordinary Shares	F	A	B	17.3x	26.4%	77.9%	-11.5%	$84.31
ESTCElastic N.V.	D	B	A	5.3x	16.2%	75.5%	-2.6%	$91.74
YMMFull Truck Alliance Co. Ltd. American Depositary Shares (each representing 20 Class A Ordinary Shares)	C	C	C	6.1x	-48.2%	70.5%	37.4%	$8.75
PCTYPaylocity Holding Corporation Common Stock	D	B	A	5.0x	11.0%	69.2%	21.8%	$166.32
GTLBGitLab Inc. Class A Common Stock	F	A	A	8.3x	23.0%	85.9%	-8.6%	$52.76
PCORProcore Technologies, Inc.	D	B	B	6.1x	15.4%	80.0%	-4.9%	$56.98
ZETAZeta Global Holdings Corp.	D	B	A	4.7x	35.9%	59.5%	1.6%	$31.81

About Expensify, Inc. Class A Common Stock

Expensify is a cloud-based expense management platform that automates receipt scanning, reimbursement processing, and financial workflows for businesses. The platform offers corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking capabilities. The company primarily targets small and medium-sized businesses through both free and paid tiers, generating revenue from corporate card economics and premium subscriptions.

EXFY Next Earnings Report

Report dateNov 5, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.02

Revenue estimate$33.86M

Also reporting on Nov 5, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.9

Buy

Consensus rating

52-Week Range

Low$0.69

High$2.81