First Citizens BancShares Inc (FCNCA) Stock Price

FCNCAStock

$2123.74+29.60%52W

Market Cap$23.98B

P/E10.68x

PEG Ratio1.01

Div yield0.37%

Beta0.64

FCNCA Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-3.24%

Price vs S&P 500 (4W)1.42%

PEG Ratio1.01

VGM Score62.34

P/E Ratio (Annual)10.68x

Indicated Dividend Yield (Annual)0.37%

P/CF (Annual)8.06x

Book Value / Share (Quarterly)$1922.67

P/TBV (Annual)1.20x

Indicated Dividend (Annual)$8.40

Cash Flow / Share (Quarterly)$141.17

Payout Ratio (TTM)7.86%

Price vs S&P 500 (YTD)-12.97%

EPS (TTM)$194.18

10-Day Avg Trading Volume0.06M

EPS Excl Extra (TTM)$194.18

EPS (Annual)$169.66

Dividend / Share (Annual)$12.45

ROI (Annual)3.71%

P/E Basic Excl Extra (TTM)10.01x

EPS Growth (5Y)28.36%

P/E Normalized (Annual)10.68x

ROA (Last FY)0.96%

EBITD / Share (TTM)$240.23

ROE (5Y Avg)19.85%

Cash Flow / Share (Annual)$112.12

P/B Ratio1.08x

P/B Ratio (Quarterly)1.09x

Net Income / Employee (Annual)$123,400

ROA (TTM)1.01%

EPS Growth QoQ (YoY)34.11%

EV / EBITDA (TTM)19.16x

EPS Incl Extra (Annual)$169.66

3-Month Avg Trading Volume0.07M

52-Week Price Return29.60%

EV / Free Cash Flow (Annual)41.94x

P/E Incl Extra (TTM)10.01x

Tangible BV / Share (Quarterly)$1907.66

52-Week High$2296.30

EPS Excl Extra (Annual)$169.66

CapEx CAGR (5Y)63.57%

Tangible BV CAGR (5Y)39.46%

26-Week Price Return6.67%

13-Week Price Return0.08%

Total Debt / Equity (Annual)1.67x

Enterprise Value$57.09B

Book Value / Share Growth (5Y)34.06%

3-Month Return Std Dev24.01%

Net Income / Employee (TTM)$131,700

EBITDA CAGR (5Y)32.54%

EBITDA Interim CAGR (5Y)26.35%

ROE (Last FY)9.92%

EPS Basic Excl Extra (Annual)$169.66

P/FCF (TTM)13.30x

EV / Free Cash Flow (TTM)35.50x

Total Debt / Equity (Quarterly)1.53x

EPS Incl Extra (TTM)$194.18

ROI (TTM)4.02%

Dividend Growth Rate (5Y)33.88%

Tangible BV / Share (Annual)$1815.86

Forward P/E10.44x

Free OCF CAGR (5Y)41.21%

Price vs S&P 500 (52W)14.07%

P/E Ratio (TTM)10.01x

EPS Growth TTM (YoY)11.18%

Year-to-Date Return-1.05%

5-Day Price Return1.98%

EPS Normalized (Annual)$169.66

ROA (5Y Avg)1.90%

Month-to-Date Return3.08%

EBITD / Share (Annual)$228.50

EPS Growth (3Y)33.79%

LT Debt / Equity (Annual)1.61x

P/CF (TTM)7.41x

ROI (5Y Avg)8.62%

P/E Excl Extra (TTM)10.01x

LT Debt / Equity (Quarterly)1.46x

EPS Basic Excl Extra (TTM)$194.18

P/TBV (Quarterly)1.10x

Payout Ratio (Annual)7.30%

P/B Ratio (Annual)1.18x

Dividend / Share (TTM)$15.12

Book Value / Share (Annual)$1831.92

Price vs S&P 500 (13W)-2.61%

Dividend Yield (TTM)0.79%

Beta0.64x

P/FCF (Annual)17.31x

ROE (TTM)10.68%

52-Week Low$1623.76

vGradeC

gGradeB

mGradeB

vgmGradeB

FCNCA Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 23, 2026	$40.16	$57.09	+42.16%(+$16.93)
Q1 2026	Apr 23, 2026	$39.23	$44.86	+14.35%(+$5.63)
Q4 2025	Jan 23, 2026	$43.79	$51.27	+17.08%(+$7.48)
Q3 2025	Oct 23, 2025	$41.49	$44.62	+7.53%(+$3.13)
Q2 2025	Jul 25, 2025	$39.09	$44.78	+14.54%(+$5.69)

FCNCA Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.67

3.62

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69
BANRBanner Corp.	C	D	C	1.1x	10.7%	1.3%	—	$67.57

About First Citizens BancShares Inc

First Citizens BancShares Inc. is a Raleigh, North Carolina-based financial holding company offering retail banking, commercial lending, leasing, and wealth management services through a nationwide branch network and digital platforms. The 2023 acquisition of Silicon Valley Bank significantly expanded its presence in banking for technology, healthcare, and innovation-sector clients.

FCNCA Next Earnings Report

Report dateOct 23, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$45.98

Revenue estimate$2.23B

Also reporting on Oct 23, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

FCNCA Insider Transactions

BuyAug 19, 2026
MORAIS DIANE E
Director
Shares: 50Value: $108,405

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.6

Buy

Consensus rating

52-Week Range

Low$1623.76

High$2296.30