First Citizens BancShares Inc (FCNCA)

Price$2061.48

Favorite Metrics

Price vs S&P 500 (26W)10.55%

Price vs S&P 500 (4W)1.91%

Market Capitalization$23.75B

P/E Ratio (Annual)10.77x

Indicated Dividend Yield (Annual)0.41%

All Metrics

P/CF (Annual)8.12x

Book Value / Share (Quarterly)$1831.92

P/TBV (Annual)1.20x

Indicated Dividend (Annual)$7.80

Cash Flow / Share (Quarterly)$112.12

Payout Ratio (TTM)7.30%

Price vs S&P 500 (YTD)-9.54%

EPS (TTM)$170.16

10-Day Avg Trading Volume0.07M

EPS Excl Extra (TTM)$170.16

EPS (Annual)$169.66

Dividend / Share (Annual)$12.45

ROI (Annual)3.71%

P/E Basic Excl Extra (TTM)10.77x

EPS Growth (5Y)28.36%

P/E Normalized (Annual)10.77x

ROA (Last FY)0.96%

EBITD / Share (TTM)$228.46

ROE (5Y Avg)19.85%

Cash Flow / Share (Annual)$112.12

P/B Ratio1.07x

P/B Ratio (Quarterly)1.18x

Net Income / Employee (Annual)$0

ROA (TTM)0.96%

EPS Growth QoQ (YoY)-6.12%

EV / EBITDA (TTM)20.50x

EPS Incl Extra (Annual)$169.66

3-Month Avg Trading Volume0.10M

52-Week Price Return20.00%

EV / Free Cash Flow (Annual)44.75x

P/E Incl Extra (TTM)10.77x

Tangible BV / Share (Quarterly)$1815.86

52-Week High$2232.21

EPS Excl Extra (Annual)$169.66

CapEx CAGR (5Y)63.57%

Tangible BV CAGR (5Y)39.46%

26-Week Price Return19.30%

13-Week Price Return-6.07%

Total Debt / Equity (Annual)1.67x

Enterprise Value$60,904.176

Book Value / Share Growth (5Y)34.06%

3-Month Return Std Dev33.18%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)32.54%

EBITDA Interim CAGR (5Y)32.00%

ROE (Last FY)9.92%

EPS Basic Excl Extra (Annual)$169.66

P/FCF (TTM)15.46x

EV / Free Cash Flow (TTM)44.75x

Total Debt / Equity (Quarterly)1.67x

EPS Incl Extra (TTM)$170.16

ROI (TTM)3.61%

Dividend Growth Rate (5Y)33.88%

Tangible BV / Share (Annual)$1815.86

Forward P/E11.52x

Free OCF CAGR (5Y)41.21%

Price vs S&P 500 (52W)-15.09%

P/E Ratio (TTM)10.77x

EPS Growth TTM (YoY)-12.55%

Year-to-Date Return-5.41%

5-Day Price Return1.47%

EPS Normalized (Annual)$169.66

ROA (5Y Avg)1.90%

Month-to-Date Return7.72%

EBITD / Share (Annual)$228.50

EPS Growth (3Y)33.79%

LT Debt / Equity (Annual)1.61x

P/CF (TTM)8.12x

ROI (5Y Avg)8.62%

P/E Excl Extra (TTM)10.77x

LT Debt / Equity (Quarterly)1.61x

EPS Basic Excl Extra (TTM)$170.16

P/TBV (Quarterly)1.20x

Payout Ratio (Annual)7.30%

P/B Ratio (Annual)1.18x

Dividend / Share (TTM)$12.32

Book Value / Share (Annual)$1831.92

Price vs S&P 500 (13W)-8.93%

Dividend Yield (TTM)0.68%

Beta0.67x

P/FCF (Annual)17.45x

ROE (TTM)9.94%

52-Week Low$1623.76

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

3.95

3.91

3.86

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FCNCAFirst Citizens BancShares Inc	1.18x	9.94%	0.96%	—	$2061.48
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

First Citizens BancShares Inc. is a Raleigh, North Carolina-based financial holding company offering retail banking, commercial lending, leasing, and wealth management services through a nationwide branch network and digital platforms. The 2023 acquisition of Silicon Valley Bank significantly expanded its presence in banking for technology, healthcare, and innovation-sector clients.