Flushing Financial Corp (FFIC) Stock Price

FFICStock

$0.00−32.29%52W

Market Cap—

P/E27.76x

PEG Ratio—

Div yield5.69%

Beta-0.28

FFIC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-16.12%

Price vs S&P 500 (4W)-6.67%

VGM Score34.97

P/E Ratio (Annual)27.76x

Indicated Dividend Yield (Annual)5.69%

P/CF (Annual)8.59x

Book Value / Share (Quarterly)$20.58

P/TBV (Annual)0.72x

Indicated Dividend (Annual)$0.88

Revenue Growth (3Y)4.31%

Cash Flow / Share (Quarterly)$1.21

Payout Ratio (TTM)88.16%

Price vs S&P 500 (YTD)-9.26%

Net Profit Margin (TTM)17.13%

EPS (TTM)$1.01

10-Day Avg Trading Volume0.47M

EPS Excl Extra (TTM)$1.01

Revenue Growth (5Y)6.18%

EPS (Annual)$0.56

Dividend / Share (Annual)$0.90

ROI (Annual)1.99%

Net Profit Margin (5Y Avg)27.32%

Cash / Share (Quarterly)$6.95

P/E Basic Excl Extra (TTM)15.19x

Revenue Growth QoQ (YoY)27.27%

EPS Growth (5Y)-14.02%

P/E Normalized (Annual)27.76x

ROA (Last FY)0.22%

Revenue Growth TTM (YoY)27.72%

EBITD / Share (TTM)$2.76

ROE (5Y Avg)5.21%

Operating Margin (TTM)22.79%

Cash Flow / Share (Annual)$1.65

P/B Ratio0.75x

P/B Ratio (Quarterly)0.75x

Net Income / Employee (Annual)$33,300

ROA (TTM)0.39%

EPS Growth QoQ (YoY)2.81%

EV / EBITDA (TTM)14.50x

EPS Incl Extra (Annual)$0.56

3-Month Avg Trading Volume0.28M

52-Week Price Return-32.29%

EV / Free Cash Flow (Annual)13.77x

P/E Incl Extra (TTM)15.19x

Tangible BV / Share (Quarterly)$20.56

P/S Ratio (Annual)1.60x

52-Week High$17.79

Operating Margin (5Y Avg)35.65%

EPS Excl Extra (Annual)$0.56

CapEx CAGR (5Y)15.78%

Tangible BV CAGR (5Y)2.81%

26-Week Price Return-1.02%

13-Week Price Return0.26%

Total Debt / Equity (Annual)0.34x

Enterprise Value$768.49M

Revenue / Share Growth (5Y)5.46%

Book Value / Share Growth (5Y)0.84%

Revenue / Employee (Annual)$468,374,900,000

Pretax Margin (Annual)41.34%

Cash / Share (Annual)$5.15

3-Month Return Std Dev26.27%

Net Income / Employee (TTM)$60,900

EBITDA CAGR (5Y)8.27%

EBITDA Interim CAGR (5Y)-2.70%

ROE (Last FY)2.67%

EPS Basic Excl Extra (Annual)$0.56

P/FCF (TTM)9.39x

EV / Free Cash Flow (TTM)18.76x

Total Debt / Equity (Quarterly)0.35x

EPS Incl Extra (TTM)$1.01

ROI (TTM)3.65%

Dividend Growth Rate (5Y)1.33%

P/S Ratio (TTM)2.08x

Pretax Margin (5Y Avg)35.65%

Revenue / Share (Annual)$8.23

Tangible BV / Share (Annual)$20.94

Forward P/E9.92x

Free OCF CAGR (5Y)-4.09%

Price vs S&P 500 (52W)-40.19%

P/E Ratio (TTM)15.19x

Year-to-Date Return1.98%

5-Day Price Return-4.27%

EPS Normalized (Annual)$0.56

ROA (5Y Avg)0.43%

Net Profit Margin (Annual)30.34%

Month-to-Date Return-3.13%

Cash Flow / Share (TTM)$1.33

EBITD / Share (Annual)$1.17

EPS Growth (3Y)-39.37%

Operating Margin (Annual)41.34%

LT Debt / Equity (Annual)0.34x

P/CF (TTM)11.58x

ROI (5Y Avg)3.97%

P/E Excl Extra (TTM)15.19x

LT Debt / Equity (Quarterly)0.35x

EPS Basic Excl Extra (TTM)$1.01

P/TBV (Quarterly)0.75x

Payout Ratio (Annual)160.43%

P/B Ratio (Annual)0.72x

Dividend / Share (TTM)$0.90

Pretax Margin (TTM)22.79%

Book Value / Share (Annual)$20.96

Price vs S&P 500 (13W)-10.32%

Net Margin Growth (5Y)4.39%

Dividend Yield (TTM)5.80%

Beta-0.28x

P/FCF (Annual)9.39x

Revenue / Share (TTM)$6.48

ROE (TTM)4.89%

52-Week Low$12.46

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FFIC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q1 2026	Apr 28, 2026	$0.32	$0.29	-9.38%(-$0.03)
Q4 2025	Jan 27, 2026	$0.35	$0.32	-8.57%(-$0.03)
Q3 2025	Oct 29, 2025	$0.30	$0.35	+15.39%(+$0.05)
Q2 2025	Jul 24, 2025	$0.31	$0.32	+4.07%(+$0.01)

FFIC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.29

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FFICFlushing Financial Corp	C	D	D	0.7x	4.9%	0.4%	—	$0.00
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Flushing Financial Corp

Flushing Financial Corp is a community bank holding company that attracts retail deposits and invests them primarily in multi-family residential mortgages and commercial real estate loans, with additional exposure to commercial business loans and one-to-four family properties. The bank focuses on mixed-use properties and operates both traditional branches and digital banking platforms under the brands iGObanking.com and BankPurely.