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Flushing Financial Corp (FFIC)

Price$15.87

Favorite Metrics

Price vs S&P 500 (26W)11.96%
Price vs S&P 500 (4W)4.12%
Market Capitalization$543.49M
P/E Ratio (Annual)28.79x
Indicated Dividend Yield (Annual)5.45%

All Metrics

P/CF (Annual)8.91x
Book Value / Share (Quarterly)$20.96
P/TBV (Annual)0.72x
Indicated Dividend (Annual)$0.88
Revenue Growth (3Y)4.31%
Cash Flow / Share (Quarterly)$1.65
Payout Ratio (TTM)79.39%
Price vs S&P 500 (YTD)3.75%
Net Profit Margin (TTM)17.13%
EPS (TTM)$0.55
10-Day Avg Trading Volume0.21M
EPS Excl Extra (TTM)$0.55
Revenue Growth (5Y)6.18%
EPS (Annual)$0.56
Dividend / Share (Annual)$0.90
ROI (Annual)1.99%
Net Profit Margin (5Y Avg)27.32%
Cash / Share (Quarterly)$6.95
P/E Basic Excl Extra (TTM)28.79x
Revenue Growth QoQ (YoY)27.27%
EPS Growth (5Y)-14.02%
P/E Normalized (Annual)28.79x
ROA (Last FY)0.22%
Revenue Growth TTM (YoY)27.72%
EBITD / Share (TTM)$1.16
ROE (5Y Avg)5.21%
Operating Margin (TTM)22.79%
Cash Flow / Share (Annual)$1.65
P/B Ratio0.77x
P/B Ratio (Quarterly)0.72x
Net Income / Employee (Annual)$0
ROA (TTM)0.21%
EPS Growth QoQ (YoY)2.81%
EV / EBITDA (TTM)19.68x
EPS Incl Extra (Annual)$0.56
3-Month Avg Trading Volume0.34M
52-Week Price Return46.46%
EV / Free Cash Flow (Annual)14.05x
P/E Incl Extra (TTM)28.79x
Tangible BV / Share (Quarterly)$20.94
P/S Ratio (Annual)1.60x
52-Week High$17.79
Operating Margin (5Y Avg)35.65%
EPS Excl Extra (Annual)$0.56
CapEx CAGR (5Y)15.78%
Tangible BV CAGR (5Y)2.81%
26-Week Price Return15.95%
13-Week Price Return6.39%
Total Debt / Equity (Annual)0.34x
Enterprise Value$784.213
Revenue / Share Growth (5Y)5.46%
Book Value / Share Growth (5Y)0.84%
Revenue / Employee (Annual)$468,375
Pretax Margin (Annual)41.34%
Cash / Share (Annual)$5.15
3-Month Return Std Dev29.16%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)-4.96%
EBITDA Interim CAGR (5Y)10.80%
ROE (Last FY)2.67%
EPS Basic Excl Extra (Annual)$0.56
P/FCF (TTM)9.74x
EV / Free Cash Flow (TTM)14.05x
Total Debt / Equity (Quarterly)0.34x
EPS Incl Extra (TTM)$0.55
ROI (TTM)2.00%
Dividend Growth Rate (5Y)1.33%
P/S Ratio (TTM)2.08x
Pretax Margin (5Y Avg)35.65%
Revenue / Share (Annual)$8.23
Tangible BV / Share (Annual)$20.94
Forward P/E10.94x
Free OCF CAGR (5Y)-4.09%
Price vs S&P 500 (52W)16.63%
P/E Ratio (TTM)28.79x
Year-to-Date Return6.39%
5-Day Price Return-1.04%
EPS Normalized (Annual)$0.56
ROA (5Y Avg)0.43%
Net Profit Margin (Annual)30.34%
Month-to-Date Return5.08%
Cash Flow / Share (TTM)$1.33
EBITD / Share (Annual)$1.17
EPS Growth (3Y)-39.37%
Operating Margin (Annual)41.34%
LT Debt / Equity (Annual)0.34x
P/CF (TTM)8.91x
ROI (5Y Avg)3.97%
P/E Excl Extra (TTM)28.79x
LT Debt / Equity (Quarterly)0.34x
EPS Basic Excl Extra (TTM)$0.55
P/TBV (Quarterly)0.72x
Payout Ratio (Annual)160.43%
P/B Ratio (Annual)0.72x
Dividend / Share (TTM)$0.90
Pretax Margin (TTM)22.79%
Book Value / Share (Annual)$20.96
Price vs S&P 500 (13W)5.71%
Net Margin Growth (5Y)4.39%
Dividend Yield (TTM)5.57%
Beta0.81x
P/FCF (Annual)9.74x
Revenue / Share (TTM)$6.48
ROE (TTM)2.67%
52-Week Low$10.70

Analyst Recommendations

Jan 2026
Feb 2026
Mar 2026
Apr 2026
2.38
2.38
2.38
2.29

Industry Peers — State Banks(184)

SymbolP/B Ratio (Quarterly)ROE (TTM)ROA (TTM)Net Interest Coverage (TTM)Price
FFICFlushing Financial Corp
0.72x2.67%0.21%$15.87
ITUBItau Unibanco Holding S.A. American Depositary Shares
2.03x20.76%1.50%$9.33
BNSBank of Nova Scotia
1.45x10.41%0.62%$75.00
BKBank of New York Mellon Corporation
1.83x12.66%1.20%$134.84
FITBFifth Third Bancorp
1.42x11.96%1.19%$49.52
FITBIFifth Third Bancorp Depositary Shares
1.42x11.96%1.19%$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M
1.42x11.96%1.19%$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K
1.42x11.96%1.19%$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A
1.42x11.96%1.19%$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)
1.04x9.84%0.81%$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)
1.04x9.84%0.81%$3.72

About

Flushing Financial Corp is a community bank holding company that attracts retail deposits and invests them primarily in multi-family residential mortgages and commercial real estate loans, with additional exposure to commercial business loans and one-to-four family properties. The bank focuses on mixed-use properties and operates both traditional branches and digital banking platforms under the brands iGObanking.com and BankPurely.