Flushing Financial Corp (FFIC)

Price$15.47

Value ScoreC

Growth ScoreD

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-9.89%

Price vs S&P 500 (4W)-6.03%

VGM Score42.19

Market Capitalization$535.02M

P/E Ratio (Annual)28.34x

Indicated Dividend Yield (Annual)5.51%

All Metrics

P/CF (Annual)8.77x

Book Value / Share (Quarterly)$20.58

P/TBV (Annual)0.72x

Indicated Dividend (Annual)$0.88

Revenue Growth (3Y)4.31%

Cash Flow / Share (Quarterly)$1.21

Payout Ratio (TTM)88.16%

Price vs S&P 500 (YTD)-5.66%

Net Profit Margin (TTM)17.13%

EPS (TTM)$1.01

10-Day Avg Trading Volume0.26M

EPS Excl Extra (TTM)$1.01

Revenue Growth (5Y)6.18%

EPS (Annual)$0.56

Dividend / Share (Annual)$0.90

ROI (Annual)1.99%

Net Profit Margin (5Y Avg)27.32%

Cash / Share (Quarterly)$6.95

P/E Basic Excl Extra (TTM)15.50x

Revenue Growth QoQ (YoY)27.27%

EPS Growth (5Y)-14.02%

P/E Normalized (Annual)28.34x

ROA (Last FY)0.22%

Revenue Growth TTM (YoY)27.72%

EBITD / Share (TTM)$2.76

ROE (5Y Avg)5.21%

Operating Margin (TTM)22.79%

Cash Flow / Share (Annual)$1.65

P/B Ratio0.77x

P/B Ratio (Quarterly)0.75x

Net Income / Employee (Annual)$33,300

ROA (TTM)0.39%

EPS Growth QoQ (YoY)2.81%

EV / EBITDA (TTM)14.50x

EPS Incl Extra (Annual)$0.56

3-Month Avg Trading Volume0.26M

52-Week Price Return31.55%

EV / Free Cash Flow (Annual)13.97x

P/E Incl Extra (TTM)15.50x

Tangible BV / Share (Quarterly)$20.56

P/S Ratio (Annual)1.60x

52-Week High$17.79

Operating Margin (5Y Avg)35.65%

EPS Excl Extra (Annual)$0.56

CapEx CAGR (5Y)15.78%

Tangible BV CAGR (5Y)2.81%

26-Week Price Return6.04%

13-Week Price Return-1.78%

Total Debt / Equity (Annual)0.34x

Enterprise Value$779.34M

Revenue / Share Growth (5Y)5.46%

Book Value / Share Growth (5Y)0.84%

Revenue / Employee (Annual)$468,374,900,000

Pretax Margin (Annual)41.34%

Cash / Share (Annual)$5.15

3-Month Return Std Dev25.55%

Net Income / Employee (TTM)$60,900

EBITDA CAGR (5Y)8.27%

EBITDA Interim CAGR (5Y)-2.70%

ROE (Last FY)2.67%

EPS Basic Excl Extra (Annual)$0.56

P/FCF (TTM)9.59x

EV / Free Cash Flow (TTM)19.02x

Total Debt / Equity (Quarterly)0.35x

EPS Incl Extra (TTM)$1.01

ROI (TTM)3.65%

Dividend Growth Rate (5Y)1.33%

P/S Ratio (TTM)2.08x

Pretax Margin (5Y Avg)35.65%

Revenue / Share (Annual)$8.23

Tangible BV / Share (Annual)$20.94

Forward P/E9.92x

Free OCF CAGR (5Y)-4.09%

Price vs S&P 500 (52W)3.34%

P/E Ratio (TTM)15.50x

Year-to-Date Return5.27%

5-Day Price Return0.63%

EPS Normalized (Annual)$0.56

ROA (5Y Avg)0.43%

Net Profit Margin (Annual)30.34%

Month-to-Date Return-0.93%

Cash Flow / Share (TTM)$1.33

EBITD / Share (Annual)$1.17

EPS Growth (3Y)-39.37%

Operating Margin (Annual)41.34%

LT Debt / Equity (Annual)0.34x

P/CF (TTM)11.82x

ROI (5Y Avg)3.97%

P/E Excl Extra (TTM)15.50x

LT Debt / Equity (Quarterly)0.35x

EPS Basic Excl Extra (TTM)$1.01

P/TBV (Quarterly)0.75x

Payout Ratio (Annual)160.43%

P/B Ratio (Annual)0.72x

Dividend / Share (TTM)$0.90

Pretax Margin (TTM)22.79%

Book Value / Share (Annual)$20.96

Price vs S&P 500 (13W)-11.53%

Net Margin Growth (5Y)4.39%

Dividend Yield (TTM)5.69%

Beta0.78x

P/FCF (Annual)9.59x

Revenue / Share (TTM)$6.48

ROE (TTM)4.89%

52-Week Low$11.13

vGradeC

gGradeD

mGradeC

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.17est. 0.35

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.38

2.29

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
FFICFlushing Financial Corp	C	D	C	$15.47
BNSBank of Nova Scotia	C	C	B	$78.61
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.79
DBDeutsche Bank Aktiengesellschaft	B	B	F	$32.19
FITBIFifth Third Bancorp Depositary Shares	D	C	C	$25.71
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	C	$26.26
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	C	$18.52
FITBFifth Third Bancorp	D	C	C	$48.56
STTState Street Corporation	C	C	A	$159.79
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	F	$3.47

About

Flushing Financial Corp is a community bank holding company that attracts retail deposits and invests them primarily in multi-family residential mortgages and commercial real estate loans, with additional exposure to commercial business loans and one-to-four family properties. The bank focuses on mixed-use properties and operates both traditional branches and digital banking platforms under the brands iGObanking.com and BankPurely.