First Foundation Inc. (FFWM)

Price$5.90

Favorite Metrics

Price vs S&P 500 (26W)3.35%

Price vs S&P 500 (4W)2.76%

Market Capitalization$489.27M

Indicated Dividend Yield (Annual)0.68%

All Metrics

Book Value / Share (Quarterly)$11.01

P/TBV (Annual)0.56x

Revenue Growth (3Y)17.53%

Cash Flow / Share (Quarterly)$-0.42

Payout Ratio (TTM)33.14%

Price vs S&P 500 (YTD)0.41%

Net Profit Margin (TTM)-66.46%

EPS (TTM)$-1.88

10-Day Avg Trading Volume1.21M

EPS Excl Extra (TTM)$-1.88

Revenue Growth (5Y)24.17%

EPS (Annual)$-1.88

Dividend / Share (Annual)$0.02

ROI (Annual)-13.90%

Net Profit Margin (5Y Avg)30.46%

Cash / Share (Quarterly)$14.50

Revenue Growth QoQ (YoY)33.12%

ROA (Last FY)-1.30%

Revenue Growth TTM (YoY)61.47%

EBITD / Share (TTM)$-0.81

ROE (5Y Avg)-5.45%

Operating Margin (TTM)-64.70%

Cash Flow / Share (Annual)$-0.42

P/B Ratio0.54x

P/B Ratio (Quarterly)0.56x

Net Income / Employee (Annual)$-0

ROA (TTM)-1.29%

EV / EBITDA (TTM)77.16x

EPS Incl Extra (Annual)$-1.88

3-Month Avg Trading Volume0.77M

52-Week Price Return13.68%

Tangible BV / Share (Quarterly)$10.98

P/S Ratio (Annual)0.91x

52-Week High$6.72

Operating Margin (5Y Avg)42.26%

EPS Excl Extra (Annual)$-1.88

CapEx CAGR (5Y)2.72%

Tangible BV CAGR (5Y)5.73%

26-Week Price Return1.72%

13-Week Price Return-4.22%

Total Debt / Equity (Annual)0.22x

Enterprise Value$693.304

Revenue / Share Growth (5Y)8.54%

Book Value / Share Growth (5Y)-6.57%

Revenue / Employee (Annual)$529,090

Pretax Margin (Annual)40.83%

Cash / Share (Annual)$11.66

3-Month Return Std Dev34.06%

Net Income / Employee (TTM)$-0

ROE (Last FY)-17.00%

EPS Basic Excl Extra (Annual)$-1.88

P/FCF (TTM)57.19x

Total Debt / Equity (Quarterly)0.22x

EPS Incl Extra (TTM)$-1.88

ROI (TTM)-13.12%

Dividend Growth Rate (5Y)-39.43%

P/S Ratio (TTM)1.20x

Pretax Margin (5Y Avg)42.26%

Revenue / Share (Annual)$6.50

Tangible BV / Share (Annual)$10.98

Forward P/E45.38x

Price vs S&P 500 (52W)-2.58%

Year-to-Date Return-4.22%

5-Day Price Return-1.34%

EPS Normalized (Annual)$-1.88

ROA (5Y Avg)-0.32%

Net Profit Margin (Annual)30.12%

Month-to-Date Return0.51%

Cash Flow / Share (TTM)$-3.11

EBITD / Share (Annual)$-0.81

Operating Margin (Annual)40.83%

LT Debt / Equity (Annual)0.20x

ROI (5Y Avg)-3.99%

LT Debt / Equity (Quarterly)0.20x

EPS Basic Excl Extra (TTM)$-1.88

P/TBV (Quarterly)0.56x

Payout Ratio (Annual)22.47%

P/B Ratio (Annual)0.56x

Dividend / Share (TTM)$0.02

Pretax Margin (TTM)-64.70%

Book Value / Share (Annual)$11.01

Price vs S&P 500 (13W)1.57%

Net Margin Growth (5Y)6.82%

Dividend Yield (TTM)0.23%

Beta-0.34x

P/FCF (Annual)5.07x

Revenue / Share (TTM)$4.91

ROE (TTM)-15.75%

52-Week Low$4.58

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.00

4.11

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FFWMFirst Foundation Inc.	0.56x	-15.75%	-1.29%	—	$5.90
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

First Foundation Inc is a financial services company operating Banking and Wealth Management segments. It provides investment management and financial planning to high-net-worth individuals, retirement plans, charitable institutions, and foundations, while offering business and consumer banking services and real estate lending.