FinVolution Group American depositary shares, each representing five Class A ordinary shares (FINV) Stock Price

FINVStock

$3.13−51.25%52W

Market Cap$738.97M

P/E2.02x

PEG Ratio0.36

Div yield4.68%

Beta0.35

FINV Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-48.65%

Price vs S&P 500 (4W)-2.37%

PEG Ratio0.36

VGM Score54.59

P/E Ratio (Annual)2.02x

Indicated Dividend Yield (Annual)4.68%

P/CF (Annual)2.75x

Book Value / Share (Quarterly)$2.04

P/TBV (Annual)0.55x

Indicated Dividend (Annual)$0.05

Revenue Growth (3Y)6.82%

Cash Flow / Share (Quarterly)$0.22

Price vs S&P 500 (YTD)-52.08%

Gross Margin (TTM)76.51%

Net Profit Margin (TTM)14.52%

EPS (TTM)$0.22

10-Day Avg Trading Volume0.74M

EPS Excl Extra (TTM)$0.22

Revenue Growth (5Y)12.40%

EPS (Annual)$0.28

Dividend / Share (Annual)$0.06

ROI (Annual)14.26%

Gross Margin (Annual)78.63%

Net Profit Margin (5Y Avg)20.50%

Cash / Share (Quarterly)$0.40

P/E Basic Excl Extra (TTM)2.70x

Revenue Growth QoQ (YoY)-4.88%

EPS Growth (5Y)7.57%

P/E Normalized (Annual)2.02x

ROA (Last FY)10.00%

Revenue Growth TTM (YoY)-4.84%

EBITD / Share (TTM)$0.33

ROE (5Y Avg)17.99%

Operating Margin (TTM)17.45%

Cash Flow / Share (Annual)$0.21

P/B Ratio0.31x

P/B Ratio (Quarterly)0.45x

Net Income / Employee (Annual)$98,181

EV / Revenue (TTM)0.26x

Net Interest Coverage (TTM)109.93x

ROA (TTM)7.37%

EPS Growth QoQ (YoY)-37.56%

EV / EBITDA (TTM)1.17x

EPS Incl Extra (Annual)$0.28

Current Ratio (Annual)4.33x

Quick Ratio (Quarterly)2.74x

3-Month Avg Trading Volume0.81M

52-Week Price Return-51.25%

EV / Free Cash Flow (Annual)1.93x

P/E Incl Extra (TTM)2.70x

Revenue / Employee (TTM)$506,818

Tangible BV / Share (Quarterly)$2.02

P/S Ratio (Annual)0.38x

Asset Turnover (Annual)0.53x

52-Week High$1.06

Operating Margin (5Y Avg)22.01%

EPS Excl Extra (Annual)$0.28

CapEx CAGR (5Y)23.86%

Tangible BV CAGR (5Y)14.52%

26-Week Price Return-38.75%

Quick Ratio (Annual)3.76x

13-Week Price Return-34.24%

Total Debt / Equity (Annual)0.08x

Current Ratio (Quarterly)3.27x

Enterprise Value$510.34M

Revenue / Share Growth (5Y)14.93%

Asset Turnover (TTM)0.51x

Book Value / Share Growth (5Y)17.02%

Revenue / Employee (Annual)$524,031

Pretax Margin (Annual)22.86%

Cash / Share (Annual)$0.51

3-Month Return Std Dev52.50%

Gross Margin (5Y Avg)81.16%

Net Income / Employee (TTM)$73,587

EBITDA CAGR (5Y)4.78%

EBITDA Interim CAGR (5Y)-4.12%

ROE (Last FY)15.36%

Net Interest Coverage (Annual)24.78x

EPS Basic Excl Extra (Annual)$0.28

P/FCF (TTM)2.75x

Receivables Turnover (TTM)4.62x

EV / Free Cash Flow (TTM)1.83x

Total Debt / Equity (Quarterly)0.09x

EPS Incl Extra (TTM)$0.22

Receivables Turnover (Annual)6.07x

ROI (TTM)10.72%

Dividend Growth Rate (5Y)17.53%

P/S Ratio (TTM)0.39x

Pretax Margin (5Y Avg)24.05%

Revenue / Share (Annual)$1.52

Tangible BV / Share (Annual)$1.92

Forward P/E4.17x

Free OCF CAGR (5Y)-3.99%

Price vs S&P 500 (52W)-66.78%

P/E Ratio (TTM)2.70x

EPS Growth TTM (YoY)-31.85%

Year-to-Date Return-40.15%

5-Day Price Return4.33%

EPS Normalized (Annual)$0.28

ROA (5Y Avg)11.10%

Net Profit Margin (Annual)18.74%

Month-to-Date Return3.30%

EBITD / Share (Annual)$0.33

EPS Growth (3Y)6.93%

Operating Margin (Annual)21.47%

LT Debt / Equity (Annual)0.07x

P/CF (TTM)2.75x

ROI (5Y Avg)17.76%

P/E Excl Extra (TTM)2.70x

LT Debt / Equity (Quarterly)0.07x

EPS Basic Excl Extra (TTM)$0.22

P/TBV (Quarterly)0.46x

Payout Ratio (Annual)20.07%

P/B Ratio (Annual)0.54x

Pretax Margin (TTM)17.81%

Book Value / Share (Annual)$1.95

Price vs S&P 500 (13W)-36.93%

Net Margin Growth (5Y)-6.40%

Beta0.35x

P/FCF (Annual)2.90x

Revenue / Share (TTM)$1.57

ROE (TTM)11.58%

52-Week Low$0.43

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FINV Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q4 2025	Mar 16, 2026	$0.24	$0.26	+9.94%(+$0.02)
Q1 2025	May 20, 2025	—	$0.42	—

FINV Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.38

4.23

Industry Peers — Loan Brokers(5)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
FINVFinVolution Group American depositary shares, each representing five Class A ordinary shares	A	D	C	2.0x	11.6%	17.4%	12.4%	$3.13
FIGRFigure Technology Solutions, Inc. Class A Common Stock	D	A	C	45.5x	18.6%	28.4%	—	$27.13
NFJVirtus Dividend, Interest & Premium Strategy Fund	—	—	B	—	9.5%	—	—	$14.62
TREELendingTree, Inc.	B	C	D	2.4x	69.6%	7.6%	4.2%	$25.39
BETRBetter Home & Finance Holding Company Class A Common Stock	C	C	D	—	-494.6%	-70.7%	-25.4%	$9.95
BETRWBetter Home & Finance Holding Company Warrant	—	—	C	—	—	—	—	$0.14

About FinVolution Group American depositary shares, each representing five Class A ordinary shares

FinVolution Group operates an online lending platform in China, providing short-term consumer loans with risk-based pricing to help borrowers build credit history. The company generates revenue through fees charged to borrowers accessing its digital platform. All operations and revenues are based in China.