FinVolution Group American depositary shares, each representing five Class A ordinary shares (FINV)

Price$5.32

Value ScoreB

Growth ScoreD

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-5.87%

Price vs S&P 500 (4W)-0.60%

VGM Score53.78

Market Capitalization$188.59M

P/E Ratio (Annual)3.40x

Indicated Dividend Yield (Annual)5.45%

All Metrics

P/CF (Annual)4.63x

Book Value / Share (Quarterly)$1.93

P/TBV (Annual)0.55x

Indicated Dividend (Annual)$0.05

Revenue Growth (3Y)6.82%

Cash Flow / Share (Quarterly)$0.22

Price vs S&P 500 (YTD)-10.55%

Gross Margin (TTM)77.25%

Net Profit Margin (TTM)16.63%

EPS (TTM)$0.25

10-Day Avg Trading Volume1.54M

EPS Excl Extra (TTM)$0.25

Revenue Growth (5Y)12.40%

EPS (Annual)$0.28

Dividend / Share (Annual)$0.06

ROI (Annual)14.26%

Gross Margin (Annual)78.63%

Net Profit Margin (5Y Avg)20.50%

Cash / Share (Quarterly)$0.50

P/E Basic Excl Extra (TTM)3.91x

Revenue Growth QoQ (YoY)-7.78%

EPS Growth (5Y)7.57%

P/E Normalized (Annual)3.40x

ROA (Last FY)10.00%

Revenue Growth TTM (YoY)-0.62%

EBITD / Share (TTM)$0.32

ROE (5Y Avg)17.99%

Operating Margin (TTM)19.38%

Cash Flow / Share (Annual)$0.21

P/B Ratio0.53x

P/B Ratio (Quarterly)0.51x

Net Income / Employee (Annual)$97,024

EV / Revenue (TTM)0.40x

Net Interest Coverage (TTM)109.93x

ROA (TTM)8.58%

EPS Growth QoQ (YoY)-43.00%

EV / EBITDA (TTM)1.81x

EPS Incl Extra (Annual)$0.28

Current Ratio (Annual)4.33x

Quick Ratio (Quarterly)2.80x

3-Month Avg Trading Volume1.24M

52-Week Price Return-39.79%

EV / Free Cash Flow (Annual)2.98x

P/E Incl Extra (TTM)3.91x

Revenue / Employee (TTM)$507,519

Tangible BV / Share (Quarterly)$1.90

P/S Ratio (Annual)0.64x

Asset Turnover (Annual)0.53x

52-Week High$10.90

Operating Margin (5Y Avg)22.01%

EPS Excl Extra (Annual)$0.28

CapEx CAGR (5Y)23.86%

Tangible BV CAGR (5Y)14.52%

26-Week Price Return10.06%

Quick Ratio (Annual)3.76x

13-Week Price Return-7.89%

Total Debt / Equity (Annual)0.08x

Current Ratio (Quarterly)3.22x

Enterprise Value$779.98M

Revenue / Share Growth (5Y)14.93%

Asset Turnover (TTM)0.52x

Book Value / Share Growth (5Y)17.02%

Revenue / Employee (Annual)$517,855

Pretax Margin (Annual)22.86%

Cash / Share (Annual)$0.50

3-Month Return Std Dev60.16%

Gross Margin (5Y Avg)81.16%

Net Income / Employee (TTM)$84,385

EBITDA CAGR (5Y)4.78%

EBITDA Interim CAGR (5Y)-4.12%

ROE (Last FY)15.36%

Net Interest Coverage (Annual)23.31x

EPS Basic Excl Extra (Annual)$0.28

P/FCF (TTM)4.63x

Receivables Turnover (TTM)6.27x

EV / Free Cash Flow (TTM)2.83x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$0.25

Receivables Turnover (Annual)6.07x

ROI (TTM)12.67%

Dividend Growth Rate (5Y)17.53%

P/S Ratio (TTM)0.65x

Pretax Margin (5Y Avg)24.05%

Revenue / Share (Annual)$1.50

Tangible BV / Share (Annual)$1.90

Forward P/E4.03x

Free OCF CAGR (5Y)-3.99%

Price vs S&P 500 (52W)-68.00%

P/E Ratio (TTM)3.91x

EPS Growth TTM (YoY)-15.93%

Year-to-Date Return0.38%

5-Day Price Return16.93%

EPS Normalized (Annual)$0.28

ROA (5Y Avg)11.10%

Net Profit Margin (Annual)18.74%

Month-to-Date Return5.85%

EBITD / Share (Annual)$0.33

EPS Growth (3Y)6.93%

Operating Margin (Annual)21.47%

LT Debt / Equity (Annual)0.07x

P/CF (TTM)4.63x

ROI (5Y Avg)17.76%

P/E Excl Extra (TTM)3.91x

LT Debt / Equity (Quarterly)0.07x

EPS Basic Excl Extra (TTM)$0.25

P/TBV (Quarterly)0.51x

Payout Ratio (Annual)20.07%

P/B Ratio (Annual)0.54x

Pretax Margin (TTM)20.48%

Book Value / Share (Annual)$1.93

Price vs S&P 500 (13W)-17.64%

Net Margin Growth (5Y)-6.40%

Beta0.36x

P/FCF (Annual)4.87x

Revenue / Share (TTM)$1.53

ROE (TTM)13.61%

52-Week Low$4.35

vGradeB

gGradeD

mGradeC

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.26est. —

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.38

Industry Peers — Loan Brokers(5)

Symbol	Value Score	Growth Score	Momentum Score	Price
FINVFinVolution Group American depositary shares, each representing five Class A ordinary shares	B	D	C	$5.32
FIGRFigure Technology Solutions, Inc. Class A Common Stock	F	C	B	$33.41
NFJVirtus Dividend, Interest & Premium Strategy Fund	—	—	B	$14.85
TREELendingTree, Inc.	B	C	C	$39.89
BETRBetter Home & Finance Holding Company Class A Common Stock	D	C	C	$29.01
BETRWBetter Home & Finance Holding Company Warrant	—	—	B	$0.17

About

FinVolution Group operates an online lending platform in China, providing short-term consumer loans with risk-based pricing to help borrowers build credit history. The company generates revenue through fees charged to borrowers accessing its digital platform. All operations and revenues are based in China.