FinWise Bancorp Common (FINW)

Price$16.40

Favorite Metrics

Price vs S&P 500 (26W)-17.84%

Price vs S&P 500 (4W)-0.41%

Market Capitalization$223.75M

P/E Ratio (Annual)13.91x

All Metrics

Book Value / Share (Quarterly)$14.15

P/TBV (Annual)1.00x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)34.71%

Cash Flow / Share (Quarterly)$-2.50

Price vs S&P 500 (YTD)-11.45%

Net Profit Margin (TTM)25.56%

EPS (TTM)$1.19

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$1.19

EPS (Annual)$1.19

ROI (Annual)8.33%

Cash / Share (Quarterly)$0.03

P/E Basic Excl Extra (TTM)13.90x

Revenue Growth QoQ (YoY)34.23%

EPS Growth (5Y)5.34%

P/E Normalized (Annual)13.91x

ROA (Last FY)1.65%

Revenue Growth TTM (YoY)9.41%

EBITD / Share (TTM)$1.96

ROE (5Y Avg)14.43%

Operating Margin (TTM)34.77%

Cash Flow / Share (Annual)$-2.50

P/B Ratio1.16x

P/B Ratio (Quarterly)1.26x

Net Income / Employee (Annual)$0

ROA (TTM)1.83%

EPS Growth QoQ (YoY)37.56%

EV / EBITDA (TTM)8.40x

EPS Incl Extra (Annual)$1.19

3-Month Avg Trading Volume0.02M

52-Week Price Return14.49%

P/E Incl Extra (TTM)13.90x

Tangible BV / Share (Quarterly)$12.04

P/S Ratio (Annual)1.59x

52-Week High$22.49

EPS Excl Extra (Annual)$1.19

CapEx CAGR (5Y)57.77%

26-Week Price Return-13.85%

13-Week Price Return-6.99%

Total Debt / Equity (Annual)0.00x

Enterprise Value$223.753

Revenue / Employee (Annual)$709,285

Pretax Margin (Annual)40.80%

Cash / Share (Annual)$0.03

3-Month Return Std Dev33.63%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)10.51%

EBITDA Interim CAGR (5Y)0.95%

ROE (Last FY)8.33%

EPS Basic Excl Extra (Annual)$1.19

P/FCF (TTM)18.46x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$1.19

ROI (TTM)8.70%

P/S Ratio (TTM)1.81x

Revenue / Share (Annual)$6.61

Tangible BV / Share (Annual)$10.95

Forward P/E9.96x

Price vs S&P 500 (52W)-15.34%

P/E Ratio (TTM)13.90x

EPS Growth TTM (YoY)22.86%

Year-to-Date Return-8.81%

5-Day Price Return-5.65%

EPS Normalized (Annual)$1.19

ROA (5Y Avg)4.18%

Net Profit Margin (Annual)28.44%

Month-to-Date Return3.15%

Cash Flow / Share (TTM)$1.80

EBITD / Share (Annual)$1.96

EPS Growth (3Y)-14.23%

Operating Margin (Annual)40.80%

LT Debt / Equity (Annual)0.00x

ROI (5Y Avg)14.37%

P/E Excl Extra (TTM)13.90x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$1.19

P/TBV (Quarterly)0.93x

P/B Ratio (Annual)1.26x

Pretax Margin (TTM)34.77%

Book Value / Share (Annual)$14.15

Price vs S&P 500 (13W)-7.68%

Beta0.84x

P/FCF (Annual)46.55x

Revenue / Share (TTM)$5.95

ROE (TTM)8.70%

52-Week Low$13.48

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.22

4.20

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FINWFinWise Bancorp Common	1.26x	8.70%	1.83%	—	$16.40
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

FinWise Bancorp is an independent bank offering comprehensive banking services to individuals and businesses. The company generates revenue primarily through a diversified loan portfolio including SBA, commercial, commercial real estate, and residential lending. FinWise has developed strategic partnerships with technology-enabled loan origination platforms to efficiently serve borrowers across various credit profiles.