FinWise Bancorp Common (FINW)

Price$14.08

Value ScoreB

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-35.14%

Price vs S&P 500 (4W)-8.85%

VGM Score39.49

Market Capitalization$197.09M

P/E Ratio (Annual)12.25x

All Metrics

Book Value / Share (Quarterly)$14.34

P/TBV (Annual)1.00x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)34.71%

Cash Flow / Share (Quarterly)$0.64

Price vs S&P 500 (YTD)-30.78%

Net Profit Margin (TTM)25.56%

EPS (TTM)$1.15

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$1.15

EPS (Annual)$1.19

ROI (Annual)8.33%

Cash / Share (Quarterly)$0.03

P/E Basic Excl Extra (TTM)12.60x

Revenue Growth QoQ (YoY)34.23%

EPS Growth (5Y)5.34%

P/E Normalized (Annual)12.25x

ROA (Last FY)1.65%

Revenue Growth TTM (YoY)9.41%

EBITD / Share (TTM)$2.38

ROE (5Y Avg)14.43%

Operating Margin (TTM)34.77%

Cash Flow / Share (Annual)$-2.50

P/B Ratio1.00x

P/B Ratio (Quarterly)1.10x

Net Income / Employee (Annual)$81,300

ROA (TTM)1.73%

EPS Growth QoQ (YoY)-15.22%

EV / EBITDA (TTM)7.37x

EPS Incl Extra (Annual)$1.19

3-Month Avg Trading Volume0.02M

52-Week Price Return-0.69%

P/E Incl Extra (TTM)12.60x

Tangible BV / Share (Quarterly)$12.04

P/S Ratio (Annual)1.59x

52-Week High$22.49

EPS Excl Extra (Annual)$1.19

CapEx CAGR (5Y)57.77%

26-Week Price Return-19.21%

13-Week Price Return-15.91%

Total Debt / Equity (Annual)0.00x

Enterprise Value$197.09M

Revenue / Employee (Annual)$709,285,100,000

Pretax Margin (Annual)40.80%

Cash / Share (Annual)$0.03

3-Month Return Std Dev33.82%

Net Income / Employee (TTM)$79,000

EBITDA CAGR (5Y)10.51%

EBITDA Interim CAGR (5Y)-8.08%

ROE (Last FY)8.33%

EPS Basic Excl Extra (Annual)$1.19

P/FCF (TTM)6.20x

EV / Free Cash Flow (TTM)22.53x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$1.15

ROI (TTM)8.24%

P/S Ratio (TTM)1.81x

Revenue / Share (Annual)$6.61

Tangible BV / Share (Annual)$10.95

Forward P/E10.46x

Price vs S&P 500 (52W)-28.90%

P/E Ratio (TTM)12.60x

EPS Growth TTM (YoY)21.35%

Year-to-Date Return-19.84%

5-Day Price Return3.83%

EPS Normalized (Annual)$1.19

ROA (5Y Avg)4.18%

Net Profit Margin (Annual)28.44%

Month-to-Date Return-7.52%

Cash Flow / Share (TTM)$1.80

EBITD / Share (Annual)$1.96

EPS Growth (3Y)-14.23%

Operating Margin (Annual)40.80%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)15.29x

ROI (5Y Avg)14.37%

P/E Excl Extra (TTM)12.60x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$1.15

P/TBV (Quarterly)0.93x

P/B Ratio (Annual)1.26x

Pretax Margin (TTM)34.77%

Book Value / Share (Annual)$14.15

Price vs S&P 500 (13W)-25.65%

Beta0.72x

P/FCF (Annual)41.00x

Revenue / Share (TTM)$5.95

ROE (TTM)8.24%

52-Week Low$12.82

vGradeB

gGradeD

mGradeD

vgmGradeD

Show chart for

Earnings Surprise History

Q1 260.20est. 0.33

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.22

4.20

4.22

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
FINWFinWise Bancorp Common	B	D	D	$14.08
BNSBank of Nova Scotia	C	C	B	$78.61
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.79
DBDeutsche Bank Aktiengesellschaft	B	B	F	$32.19
FITBIFifth Third Bancorp Depositary Shares	D	C	C	$25.71
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	C	$26.26
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	C	$18.52
FITBFifth Third Bancorp	D	C	C	$48.56
STTState Street Corporation	C	C	A	$159.79
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	F	$3.47

About

FinWise Bancorp is an independent bank offering comprehensive banking services to individuals and businesses. The company generates revenue primarily through a diversified loan portfolio including SBA, commercial, commercial real estate, and residential lending. FinWise has developed strategic partnerships with technology-enabled loan origination platforms to efficiently serve borrowers across various credit profiles.