First United Corp (FUNC) Stock Price

FUNCStock

$43.16+15.77%52W

Market Cap$278.55M

P/E12.04x

PEG Ratio0.33

Div yield4.37%

Beta0.52

FUNC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)8.53%

Price vs S&P 500 (4W)-4.71%

PEG Ratio0.33

VGM Score50.75

P/E Ratio (Annual)12.04x

Indicated Dividend Yield (Annual)4.37%

P/CF (Annual)15.23x

Book Value / Share (Quarterly)$31.84

P/TBV (Annual)0.43x

Indicated Dividend (Annual)$1.04

Revenue Growth (3Y)2.53%

Cash Flow / Share (Quarterly)$3.42

Payout Ratio (TTM)24.57%

Price vs S&P 500 (YTD)2.46%

Net Profit Margin (TTM)26.60%

EPS (TTM)$3.90

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$3.90

Revenue Growth (5Y)5.86%

EPS (Annual)$3.77

Dividend / Share (Annual)$0.92

ROI (Annual)9.72%

Net Profit Margin (5Y Avg)24.35%

Cash / Share (Quarterly)$11.76

P/E Basic Excl Extra (TTM)11.63x

Revenue Growth QoQ (YoY)30.76%

EPS Growth (5Y)13.81%

P/E Normalized (Annual)12.04x

ROA (Last FY)1.17%

Revenue Growth TTM (YoY)27.40%

EBITD / Share (TTM)$5.03

ROE (5Y Avg)12.65%

Operating Margin (TTM)34.40%

Cash Flow / Share (Annual)$2.37

P/B Ratio1.44x

P/B Ratio (Quarterly)1.15x

Net Income / Employee (Annual)$77,800

ROA (TTM)1.24%

EPS Growth QoQ (YoY)14.69%

EV / EBITDA (TTM)8.02x

EPS Incl Extra (Annual)$3.77

3-Month Avg Trading Volume0.02M

52-Week Price Return15.77%

EV / Free Cash Flow (Annual)22.43x

P/E Incl Extra (TTM)11.63x

Tangible BV / Share (Quarterly)$25.06

P/S Ratio (Annual)1.62x

52-Week High$46.30

EPS Excl Extra (Annual)$3.77

CapEx CAGR (5Y)19.93%

Tangible BV CAGR (5Y)0.14%

26-Week Price Return20.46%

13-Week Price Return10.67%

Total Debt / Equity (Annual)0.24x

Enterprise Value$345.59M

Revenue / Share Growth (5Y)7.87%

Book Value / Share Growth (5Y)10.86%

Revenue / Employee (Annual)$265,089,300,000

Pretax Margin (Annual)43.84%

Cash / Share (Annual)$10.91

3-Month Return Std Dev26.98%

Net Income / Employee (TTM)$80,500

EBITDA CAGR (5Y)15.91%

EBITDA Interim CAGR (5Y)11.13%

ROE (Last FY)12.04%

EPS Basic Excl Extra (Annual)$3.77

P/FCF (TTM)13.39x

EV / Free Cash Flow (TTM)15.68x

Total Debt / Equity (Quarterly)0.25x

EPS Incl Extra (TTM)$3.90

ROI (TTM)9.84%

Dividend Growth Rate (5Y)12.50%

P/S Ratio (TTM)1.61x

Pretax Margin (5Y Avg)31.65%

Revenue / Share (Annual)$11.36

Tangible BV / Share (Annual)$16.56

Forward P/E9.73x

Free OCF CAGR (5Y)1.08%

Price vs S&P 500 (52W)-2.79%

P/E Ratio (TTM)11.63x

EPS Growth TTM (YoY)11.75%

Year-to-Date Return15.28%

5-Day Price Return-0.55%

EPS Normalized (Annual)$3.77

ROA (5Y Avg)1.10%

Net Profit Margin (Annual)33.10%

Month-to-Date Return-2.22%

Cash Flow / Share (TTM)$3.54

EBITD / Share (Annual)$5.39

EPS Growth (3Y)0.07%

Operating Margin (Annual)43.84%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)11.21x

ROI (5Y Avg)8.44%

P/E Excl Extra (TTM)11.63x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$3.90

P/TBV (Quarterly)1.19x

Payout Ratio (Annual)24.34%

P/B Ratio (Annual)1.19x

Dividend / Share (TTM)$0.96

Pretax Margin (TTM)34.40%

Book Value / Share (Annual)$31.33

Price vs S&P 500 (13W)8.71%

Net Margin Growth (5Y)16.00%

Dividend Yield (TTM)2.11%

Beta0.52x

P/FCF (Annual)19.15x

Revenue / Share (TTM)$11.36

ROE (TTM)12.70%

52-Week Low$33.54

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FUNC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 20, 2026	$1.05	$1.13	+7.62%(+$0.08)
Q1 2026	Apr 20, 2026	$0.92	$1.02	+10.87%(+$0.10)
Q4 2025	Feb 4, 2026	$0.96	$1.10	+14.58%(+$0.14)
Q3 2025	Oct 20, 2025	$0.89	$1.07	+20.22%(+$0.18)

FUNC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.14

4.13

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
FUNCFirst United Corp	C	C	C	$43.16
JPMJPMorgan Chase & Co.	D	B	B	$357.62
BACBank of America Corporation	C	C	B	$62.32
WFCWells Fargo & Co.	C	C	C	$86.69
CCitigroup Inc.	C	C	B	$132.90
UBSUBS Group AG	C	C	A	$54.90
COFCapital One Financial	B	D	C	$215.67
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	A	$10.64
USBU.S. Bancorp	C	C	B	$62.47
PNCPNC Financial Services Group	C	C	C	$242.22
TFCTruist Financial Corporation	B	C	D	$50.43
SHGShinhan Financial Group Co Ltd	B	C	B	$79.15
HBANHuntington Bancshares Inc	C	C	D	$16.92
RFRegions Financial Corp.	C	D	D	$30.33
KEYKeyCorp	C	C	D	$21.91
PNFPPinnacle Financial Partners, Inc.	D	B	D	$101.09
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	D	$24.65
UMBFUMB Financial Corp	C	B	B	$144.59
CFRCullen/Frost Bankers Inc.	D	C	B	$161.69
ZIONZions Bancorporation N.A.	B	C	C	$67.78
ONBOld National Bancorp	C	B	C	$25.85
BOKFBOK Financial Corp	C	C	D	$137.48
VLYValley National Bancorp	C	B	C	$13.92
FNBF.N.B. Corp	B	C	D	$18.41
FULTFulton Financial Corp	B	C	C	$23.68
WSFSWSFS Financial Corp	D	B	C	$78.30
WSBCWesBanco Inc	B	B	B	$40.42
BANFBancfirst Corp	D	C	F	$110.55
NICNicolet Bankshares,Inc.	F	C	B	$171.74
PRKPark National Corporation	D	D	C	$198.12
FFBCFirst Financial Bancorp	B	B	C	$32.82
CBUCommunity Financial System, Inc.	D	D	D	$63.16
SFNCSimmons First National Corp	B	C	D	$22.69
BANCBanc of California, Inc.	B	C	D	$18.60
TRMKTrustmark Corp	C	C	D	$46.27
TBBKThe Bancorp Inc.	D	B	C	$65.70
NBTBNBT Bancorp Inc	C	C	C	$51.55
WAFDWaFd, Inc. Common Stock	B	C	D	$36.09
FRMEFirst Merchants Corp	B	C	D	$41.93
NWBINorthwest Bancshares, Inc	C	D	C	$15.34
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.85
CHCOCity Holding Co	D	D	C	$143.46
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	$41.22
OCFCOceanFirst Financial Corp	D	C	D	$18.88
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.47
HOPEHope Bancorp, Inc.	C	C	B	$13.92
FSUNFirstSun Capital Bancorp Common Stock	D	F	C	$40.07
BFCBank First Corporation Common Stock	F	C	C	$152.81
CASHPathward Financial, Inc. Common Stock	B	C	F	$81.50
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.71

About First United Corp

First United Corp is a community bank providing deposit and lending services to consumers, businesses, and not-for-profit organizations. Its offerings include checking and savings accounts, certificates of deposit, personal loans, business loans, mortgages, and residential real estate construction loans. Operating through community banking and wealth management segments, the company generates the majority of its revenue from community banking activities.