First United Corp (FUNC) Stock Price

FUNCStock

$44.24+29.70%52W

Market Cap$285.52M

P/E11.65x

PEG Ratio0.33

Div yield4.37%

Beta0.53

FUNC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)7.26%

Price vs S&P 500 (4W)2.70%

PEG Ratio0.33

VGM Score51.44

P/E Ratio (Annual)11.65x

Indicated Dividend Yield (Annual)4.37%

P/CF (Annual)14.74x

Book Value / Share (Quarterly)$32.91

P/TBV (Annual)0.43x

Indicated Dividend (Annual)$1.04

Revenue Growth (3Y)2.53%

Cash Flow / Share (Quarterly)$4.03

Payout Ratio (TTM)25.87%

Price vs S&P 500 (YTD)6.24%

Net Profit Margin (TTM)26.60%

EPS (TTM)$3.86

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$3.86

Revenue Growth (5Y)5.86%

EPS (Annual)$3.77

Dividend / Share (Annual)$0.92

ROI (Annual)9.72%

Net Profit Margin (5Y Avg)24.35%

Cash / Share (Quarterly)$11.76

P/E Basic Excl Extra (TTM)11.40x

Revenue Growth QoQ (YoY)30.76%

EPS Growth (5Y)13.81%

P/E Normalized (Annual)11.65x

ROA (Last FY)1.17%

Revenue Growth TTM (YoY)27.40%

EBITD / Share (TTM)$5.03

ROE (5Y Avg)12.65%

Operating Margin (TTM)34.40%

Cash Flow / Share (Annual)$2.37

P/B Ratio1.34x

P/B Ratio (Quarterly)1.34x

Net Income / Employee (Annual)$77,800

ROA (TTM)1.22%

EPS Growth QoQ (YoY)-4.64%

EV / EBITDA (TTM)8.02x

EPS Incl Extra (Annual)$3.77

3-Month Avg Trading Volume0.03M

52-Week Price Return29.70%

EV / Free Cash Flow (Annual)25.04x

P/E Incl Extra (TTM)11.40x

Tangible BV / Share (Quarterly)$25.06

P/S Ratio (Annual)1.62x

52-Week High$46.30

EPS Excl Extra (Annual)$3.77

CapEx CAGR (5Y)19.93%

Tangible BV CAGR (5Y)0.14%

26-Week Price Return17.16%

13-Week Price Return-2.45%

Total Debt / Equity (Annual)0.24x

Enterprise Value$385.68M

Revenue / Share Growth (5Y)7.87%

Book Value / Share Growth (5Y)10.86%

Revenue / Employee (Annual)$265,089,300,000

Pretax Margin (Annual)43.84%

Cash / Share (Annual)$10.91

3-Month Return Std Dev22.40%

Net Income / Employee (TTM)$79,500

EBITDA CAGR (5Y)15.91%

EBITDA Interim CAGR (5Y)11.13%

ROE (Last FY)12.04%

EPS Basic Excl Extra (Annual)$3.77

P/FCF (TTM)10.99x

EV / Free Cash Flow (TTM)14.84x

Total Debt / Equity (Quarterly)0.47x

EPS Incl Extra (TTM)$3.86

ROI (TTM)9.36%

Dividend Growth Rate (5Y)12.50%

P/S Ratio (TTM)1.61x

Pretax Margin (5Y Avg)31.65%

Revenue / Share (Annual)$11.36

Tangible BV / Share (Annual)$16.56

Forward P/E9.51x

Free OCF CAGR (5Y)1.08%

Price vs S&P 500 (52W)14.17%

P/E Ratio (TTM)11.40x

EPS Growth TTM (YoY)5.45%

Year-to-Date Return18.16%

5-Day Price Return0.18%

EPS Normalized (Annual)$3.77

ROA (5Y Avg)1.10%

Net Profit Margin (Annual)33.10%

Month-to-Date Return3.44%

Cash Flow / Share (TTM)$3.54

EBITD / Share (Annual)$5.39

EPS Growth (3Y)0.07%

Operating Margin (Annual)43.84%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)9.47x

ROI (5Y Avg)8.44%

P/E Excl Extra (TTM)11.40x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$3.86

P/TBV (Quarterly)1.19x

Payout Ratio (Annual)24.34%

P/B Ratio (Annual)1.19x

Dividend / Share (TTM)$1.00

Pretax Margin (TTM)34.40%

Book Value / Share (Annual)$31.33

Price vs S&P 500 (13W)-5.13%

Net Margin Growth (5Y)16.00%

Dividend Yield (TTM)2.27%

Beta0.53x

P/FCF (Annual)18.53x

Revenue / Share (TTM)$11.36

ROE (TTM)12.22%

52-Week Low$33.54

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FUNC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 20, 2026	$1.05	$1.13	+7.62%(+$0.08)
Q1 2026	Apr 20, 2026	$0.92	$1.02	+10.87%(+$0.10)
Q4 2025	Feb 4, 2026	$0.96	$1.10	+14.58%(+$0.14)
Q3 2025	Oct 20, 2025	$0.89	$1.07	+20.22%(+$0.18)

FUNC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.13

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FUNCFirst United Corp	C	D	C	1.3x	12.2%	1.2%	—	$44.24
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About First United Corp

First United Corp is a community bank providing deposit and lending services to consumers, businesses, and not-for-profit organizations. Its offerings include checking and savings accounts, certificates of deposit, personal loans, business loans, mortgages, and residential real estate construction loans. Operating through community banking and wealth management segments, the company generates the majority of its revenue from community banking activities.

FUNC Next Earnings Report

Report dateOct 26, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$1.16

Revenue estimate$24.54M

Also reporting on Oct 26, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

FUNC Insider Transactions

BuyAug 3, 2026
RODEHEAVER CARISSA LYNN
Retired
Shares: 139Value: $6,396
SellJul 28, 2026
FISHER ROBERT L. II
Officer
Shares: 5,250Value: $237,772
SellJul 24, 2026
RUDY IRVIN ROBERT
Director
Shares: 1,000Value: $44,580
SellJul 23, 2026
SANDERS KEITH
Officer
Shares: 5,000Value: $218,398

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

Companies in Related Industries

FCCOFirst Community CorpState Banks
BPRNPrinceton Bancorp, Inc. Common Stock (PA)State Banks
MYFWFirst Western Financial, Inc.State Banks
OVLYOak Valley BancorpState Banks
QNBCQNB Corp. Common StockState Banks
FRAFFranklin Financial Services Corporation Common StockState Banks
ISBAIsabella Bank Corporation Common stockState Banks
FNRNFirst Northern Community Bancorp Common stockSavings Institutions

Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.1

Buy

Consensus rating

52-Week Range

Low$33.54

High$46.30