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First United Corp (FUNC)
Price$38.87
Value ScoreB
Growth ScoreC
Momentum ScoreB
Favorite Metrics
Price vs S&P 500 (26W)-5.58%
Price vs S&P 500 (4W)1.18%
VGM Score57.85
Market Capitalization$248.49M
P/E Ratio (Annual)10.14x
Indicated Dividend Yield (Annual)2.63%
All Metrics
P/CF (Annual)12.83x
Book Value / Share (Quarterly)$31.84
P/TBV (Annual)0.43x
Indicated Dividend (Annual)$1.04
Revenue Growth (3Y)2.53%
Cash Flow / Share (Quarterly)$3.42
Payout Ratio (TTM)24.57%
Price vs S&P 500 (YTD)-5.32%
Net Profit Margin (TTM)26.60%
EPS (TTM)$3.90
10-Day Avg Trading Volume0.02M
EPS Excl Extra (TTM)$3.90
Revenue Growth (5Y)5.86%
EPS (Annual)$3.77
Dividend / Share (Annual)$0.92
ROI (Annual)9.72%
Net Profit Margin (5Y Avg)24.35%
Cash / Share (Quarterly)$11.76
P/E Basic Excl Extra (TTM)9.79x
Revenue Growth QoQ (YoY)30.76%
EPS Growth (5Y)13.81%
P/E Normalized (Annual)10.14x
ROA (Last FY)1.17%
Revenue Growth TTM (YoY)27.40%
EBITD / Share (TTM)$5.03
ROE (5Y Avg)12.65%
Operating Margin (TTM)34.40%
Cash Flow / Share (Annual)$2.37
P/B Ratio1.21x
P/B Ratio (Quarterly)1.15x
Net Income / Employee (Annual)$77,800
ROA (TTM)1.24%
EPS Growth QoQ (YoY)14.69%
EV / EBITDA (TTM)8.02x
EPS Incl Extra (Annual)$3.77
3-Month Avg Trading Volume0.01M
52-Week Price Return30.62%
EV / Free Cash Flow (Annual)19.41x
P/E Incl Extra (TTM)9.79x
Tangible BV / Share (Quarterly)$25.06
P/S Ratio (Annual)1.62x
52-Week High$41.95
EPS Excl Extra (Annual)$3.77
CapEx CAGR (5Y)19.93%
Tangible BV CAGR (5Y)0.14%
26-Week Price Return10.35%
13-Week Price Return9.92%
Total Debt / Equity (Annual)0.24x
Enterprise Value$299.01M
Revenue / Share Growth (5Y)7.87%
Book Value / Share Growth (5Y)10.86%
Revenue / Employee (Annual)$265,089,300,000
Pretax Margin (Annual)43.84%
Cash / Share (Annual)$10.91
3-Month Return Std Dev19.05%
Net Income / Employee (TTM)$80,500
EBITDA CAGR (5Y)15.91%
EBITDA Interim CAGR (5Y)11.13%
ROE (Last FY)12.04%
EPS Basic Excl Extra (Annual)$3.77
P/FCF (TTM)11.28x
EV / Free Cash Flow (TTM)13.57x
Total Debt / Equity (Quarterly)0.25x
EPS Incl Extra (TTM)$3.90
ROI (TTM)9.84%
Dividend Growth Rate (5Y)12.50%
P/S Ratio (TTM)1.61x
Pretax Margin (5Y Avg)31.65%
Revenue / Share (Annual)$11.36
Tangible BV / Share (Annual)$16.56
Forward P/E8.90x
Free OCF CAGR (5Y)1.08%
Price vs S&P 500 (52W)2.42%
P/E Ratio (TTM)9.79x
EPS Growth TTM (YoY)11.75%
Year-to-Date Return5.61%
5-Day Price Return6.43%
EPS Normalized (Annual)$3.77
ROA (5Y Avg)1.10%
Net Profit Margin (Annual)33.10%
Month-to-Date Return6.40%
Cash Flow / Share (TTM)$3.54
EBITD / Share (Annual)$5.39
EPS Growth (3Y)0.07%
Operating Margin (Annual)43.84%
LT Debt / Equity (Annual)0.15x
P/CF (TTM)9.44x
ROI (5Y Avg)8.44%
P/E Excl Extra (TTM)9.79x
LT Debt / Equity (Quarterly)0.15x
EPS Basic Excl Extra (TTM)$3.90
P/TBV (Quarterly)1.19x
Payout Ratio (Annual)24.34%
P/B Ratio (Annual)1.19x
Dividend / Share (TTM)$0.96
Pretax Margin (TTM)34.40%
Book Value / Share (Annual)$31.33
Price vs S&P 500 (13W)0.18%
Net Margin Growth (5Y)16.00%
Dividend Yield (TTM)2.51%
Beta0.54x
P/FCF (Annual)16.13x
Revenue / Share (TTM)$11.36
ROE (TTM)12.70%
52-Week Low$28.00
vGradeB
gGradeC
mGradeB
vgmGradeC
Show chart for
Earnings Surprise History
Q1 261.02est. 0.94
Analyst Recommendations
Feb 2026
Mar 2026
Apr 2026
May 2026
4.14
4.14
4.14
4.14
Industry Peers — National Banks(117)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
FUNCFirst United Corp | B | C | B | $38.87 |
| JPMJPMorgan Chase & Co. | D | C | D | $296.58 |
| BACBank of America Corporation | C | C | D | $51.51 |
| WFCWells Fargo & Co. | D | C | D | $77.17 |
| CCitigroup Inc. | C | C | A | $129.09 |
| COFCapital One Financial | C | D | F | $184.56 |
| UBSUBS Group AG | C | C | B | $47.99 |
| MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | D | B | B | $9.03 |
| PNCPNC Financial Services Group | C | C | C | $216.07 |
| USBU.S. Bancorp | C | C | C | $53.55 |
| TFCTruist Financial Corporation | B | C | D | $46.87 |
About
First United Corp is a community bank providing deposit and lending services to consumers, businesses, and not-for-profit organizations. Its offerings include checking and savings accounts, certificates of deposit, personal loans, business loans, mortgages, and residential real estate construction loans. Operating through community banking and wealth management segments, the company generates the majority of its revenue from community banking activities.