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Hanmi Financial Corp (HAFC)
Price$27.50
Favorite Metrics
Price vs S&P 500 (26W)8.14%
Price vs S&P 500 (4W)3.73%
Market Capitalization$822.49M
P/E Ratio (Annual)10.81x
Indicated Dividend Yield (Annual)4.05%
All Metrics
P/CF (Annual)3.99x
Book Value / Share (Quarterly)$26.64
P/TBV (Annual)1.02x
Indicated Dividend (Annual)$1.08
Revenue Growth (3Y)3.53%
Cash Flow / Share (Quarterly)$6.81
Payout Ratio (TTM)42.87%
Price vs S&P 500 (YTD)-0.39%
Net Profit Margin (TTM)33.58%
EPS (TTM)$2.53
10-Day Avg Trading Volume0.21M
EPS Excl Extra (TTM)$2.53
Revenue Growth (5Y)5.52%
EPS (Annual)$2.53
Dividend / Share (Annual)$1.09
ROI (Annual)8.21%
Net Profit Margin (5Y Avg)29.19%
Cash / Share (Quarterly)$9.50
P/E Basic Excl Extra (TTM)10.81x
Revenue Growth QoQ (YoY)31.66%
EPS Growth (5Y)12.71%
P/E Normalized (Annual)10.81x
ROA (Last FY)0.97%
Revenue Growth TTM (YoY)43.95%
EBITD / Share (TTM)$3.70
ROE (5Y Avg)12.14%
Operating Margin (TTM)46.79%
Cash Flow / Share (Annual)$6.81
P/B Ratio1.03x
P/B Ratio (Quarterly)1.02x
Net Income / Employee (Annual)$0
ROA (TTM)0.97%
EPS Growth QoQ (YoY)19.06%
EV / EBITDA (TTM)8.57x
EPS Incl Extra (Annual)$2.53
3-Month Avg Trading Volume0.31M
52-Week Price Return33.01%
EV / Free Cash Flow (Annual)4.68x
P/E Incl Extra (TTM)10.81x
Tangible BV / Share (Quarterly)$26.42
P/S Ratio (Annual)1.85x
52-Week High$30.20
Operating Margin (5Y Avg)40.96%
EPS Excl Extra (Annual)$2.53
CapEx CAGR (5Y)-12.11%
Tangible BV CAGR (5Y)6.73%
26-Week Price Return12.13%
13-Week Price Return-0.25%
Total Debt / Equity (Annual)0.16x
Enterprise Value$952.958
Revenue / Share Growth (5Y)6.53%
Book Value / Share Growth (5Y)7.22%
Revenue / Employee (Annual)$446,749
Pretax Margin (Annual)51.77%
Cash / Share (Annual)$11.56
3-Month Return Std Dev39.32%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)9.55%
EBITDA Interim CAGR (5Y)6.45%
ROE (Last FY)9.55%
EPS Basic Excl Extra (Annual)$2.53
P/FCF (TTM)3.68x
EV / Free Cash Flow (TTM)4.68x
Total Debt / Equity (Quarterly)0.16x
EPS Incl Extra (TTM)$2.53
ROI (TTM)8.42%
Dividend Growth Rate (5Y)15.85%
P/S Ratio (TTM)1.87x
Pretax Margin (5Y Avg)40.96%
Revenue / Share (Annual)$8.94
Tangible BV / Share (Annual)$26.42
Forward P/E9.14x
Free OCF CAGR (5Y)29.56%
Price vs S&P 500 (52W)3.18%
P/E Ratio (TTM)10.81x
EPS Growth TTM (YoY)22.37%
Year-to-Date Return2.26%
5-Day Price Return-1.64%
EPS Normalized (Annual)$2.53
ROA (5Y Avg)1.13%
Net Profit Margin (Annual)37.30%
Month-to-Date Return4.86%
Cash Flow / Share (TTM)$3.22
EBITD / Share (Annual)$3.70
EPS Growth (3Y)-8.77%
Operating Margin (Annual)51.77%
LT Debt / Equity (Annual)0.16x
P/CF (TTM)3.99x
ROI (5Y Avg)9.95%
P/E Excl Extra (TTM)10.81x
LT Debt / Equity (Quarterly)0.16x
EPS Basic Excl Extra (TTM)$2.53
P/TBV (Quarterly)1.02x
Payout Ratio (Annual)42.87%
P/B Ratio (Annual)1.02x
Dividend / Share (TTM)$1.09
Pretax Margin (TTM)46.79%
Book Value / Share (Annual)$26.64
Price vs S&P 500 (13W)-0.94%
Net Margin Growth (5Y)6.01%
Dividend Yield (TTM)3.97%
Beta0.69x
P/FCF (Annual)4.04x
Revenue / Share (TTM)$8.81
ROE (TTM)9.85%
52-Week Low$20.24
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.00
3.89
3.89
3.90
Industry Peers — National Banks(97)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
HAFCHanmi Financial Corp | 1.02x | 9.85% | 0.97% | — | $27.50 |
JPMJPMorgan Chase & Co. | 2.17x | 16.32% | 1.28% | — | $309.95 |
BACBank of America Corporation | 1.16x | 10.50% | 0.92% | — | $53.51 |
WFCWells Fargo & Co. | 1.37x | 12.02% | 1.03% | — | $81.25 |
CCitigroup Inc. | 0.92x | 7.55% | 0.60% | — | $129.34 |
COFCapital One Financial | 1.36x | 2.44% | 0.40% | — | $200.71 |
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | 1.27x | 9.73% | 0.37% | — | $8.63 |
UBSUBS Group AG | 1.64x | 8.71% | 0.48% | — | $42.72 |
PNCPNC Financial Services Group | 1.35x | 11.88% | 1.23% | — | $220.07 |
USBU.S. Bancorp | 1.23x | 12.21% | 1.13% | — | $55.48 |
TFCTruist Financial Corporation | 0.97x | 8.15% | 0.98% | — | $49.43 |
About
Hanmi Financial Corp is a Los Angeles-based community bank serving Korean-American and multi-ethnic populations across nine states, with a focus on small business lending, commercial real estate, and international trade finance. The bank generates revenue from loan interest and fees, deposit service charges, securities holdings, and SBA loan sales, with differentiation through specialized international finance services including letters of credit and import-export financing.