Hanmi Financial Corp (HAFC) Stock Price

HAFCStock

$31.12+35.54%52W

Market Cap$922.68M

P/E12.13x

PEG Ratio1.39

Div yield6.06%

Beta0.73

HAFC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)2.36%

Price vs S&P 500 (4W)-2.09%

PEG Ratio1.39

VGM Score63.88

P/E Ratio (Annual)12.13x

Indicated Dividend Yield (Annual)6.06%

P/CF (Annual)4.48x

Book Value / Share (Quarterly)$27.41

P/TBV (Annual)1.02x

Indicated Dividend (Annual)$1.12

Revenue Growth (3Y)3.53%

Cash Flow / Share (Quarterly)$7.12

Payout Ratio (TTM)37.06%

Price vs S&P 500 (YTD)3.20%

Net Profit Margin (TTM)33.58%

EPS (TTM)$2.99

10-Day Avg Trading Volume0.20M

EPS Excl Extra (TTM)$2.99

Revenue Growth (5Y)5.52%

EPS (Annual)$2.53

Dividend / Share (Annual)$1.09

ROI (Annual)8.21%

Net Profit Margin (5Y Avg)29.19%

Cash / Share (Quarterly)$9.50

P/E Basic Excl Extra (TTM)10.33x

Revenue Growth QoQ (YoY)31.66%

EPS Growth (5Y)12.71%

P/E Normalized (Annual)12.13x

ROA (Last FY)0.97%

Revenue Growth TTM (YoY)43.95%

EBITD / Share (TTM)$4.79

ROE (5Y Avg)12.14%

Operating Margin (TTM)46.79%

Cash Flow / Share (Annual)$6.81

P/B Ratio1.14x

P/B Ratio (Quarterly)1.19x

Net Income / Employee (Annual)$125,600

ROA (TTM)1.13%

EPS Growth QoQ (YoY)57.40%

EV / EBITDA (TTM)8.88x

EPS Incl Extra (Annual)$2.53

3-Month Avg Trading Volume0.24M

52-Week Price Return35.54%

EV / Free Cash Flow (Annual)5.17x

P/E Incl Extra (TTM)10.33x

Tangible BV / Share (Quarterly)$27.19

P/S Ratio (Annual)1.85x

52-Week High$33.50

Operating Margin (5Y Avg)40.96%

EPS Excl Extra (Annual)$2.53

CapEx CAGR (5Y)-12.11%

Tangible BV CAGR (5Y)6.73%

26-Week Price Return12.27%

13-Week Price Return-4.63%

Total Debt / Equity (Annual)0.16x

Enterprise Value$1.05B

Revenue / Share Growth (5Y)6.53%

Book Value / Share Growth (5Y)7.22%

Revenue / Employee (Annual)$446,749,400,000

Pretax Margin (Annual)51.77%

Cash / Share (Annual)$11.56

3-Month Return Std Dev17.39%

Net Income / Employee (TTM)$147,500

EBITDA CAGR (5Y)7.71%

EBITDA Interim CAGR (5Y)5.36%

ROE (Last FY)9.55%

EPS Basic Excl Extra (Annual)$2.53

P/FCF (TTM)4.17x

EV / Free Cash Flow (TTM)4.99x

Total Debt / Equity (Quarterly)0.16x

EPS Incl Extra (TTM)$2.99

ROI (TTM)9.63%

Dividend Growth Rate (5Y)15.85%

P/S Ratio (TTM)1.87x

Pretax Margin (5Y Avg)40.96%

Revenue / Share (Annual)$8.94

Tangible BV / Share (Annual)$26.42

Forward P/E9.75x

Free OCF CAGR (5Y)29.56%

Price vs S&P 500 (52W)20.01%

P/E Ratio (TTM)10.33x

EPS Growth TTM (YoY)37.34%

Year-to-Date Return15.13%

5-Day Price Return0.13%

EPS Normalized (Annual)$2.53

ROA (5Y Avg)1.13%

Net Profit Margin (Annual)37.30%

Month-to-Date Return0.71%

Cash Flow / Share (TTM)$3.22

EBITD / Share (Annual)$3.70

EPS Growth (3Y)-8.77%

Operating Margin (Annual)51.77%

LT Debt / Equity (Annual)0.16x

P/CF (TTM)4.31x

ROI (5Y Avg)9.95%

P/E Excl Extra (TTM)10.33x

LT Debt / Equity (Quarterly)0.16x

EPS Basic Excl Extra (TTM)$2.99

P/TBV (Quarterly)1.20x

Payout Ratio (Annual)42.87%

P/B Ratio (Annual)1.02x

Dividend / Share (TTM)$1.11

Pretax Margin (TTM)46.79%

Book Value / Share (Annual)$26.64

Price vs S&P 500 (13W)-7.31%

Net Margin Growth (5Y)6.01%

Dividend Yield (TTM)3.59%

Beta0.73x

P/FCF (Annual)4.53x

Revenue / Share (TTM)$8.81

ROE (TTM)11.20%

52-Week Low$22.85

vGradeB

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HAFC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 21, 2026	$0.77	$0.79	+2.93%(+$0.02)
Q1 2026	Apr 21, 2026	$0.70	$0.75	+6.76%(+$0.05)
Q4 2025	Jan 27, 2026	$0.70	$0.70	-0.36%(-$0.00)
Q3 2025	Oct 21, 2025	$0.65	$0.73	+12.31%(+$0.08)
Q2 2025	Jul 22, 2025	$0.61	$0.50	-18.03%(-$0.11)

HAFC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.80

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
HAFCHanmi Financial Corp	B	C	C	1.2x	11.2%	1.1%	—	$31.12
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About Hanmi Financial Corp

Hanmi Financial Corp is a Los Angeles-based community bank serving Korean-American and multi-ethnic populations across nine states, with a focus on small business lending, commercial real estate, and international trade finance. The bank generates revenue from loan interest and fees, deposit service charges, securities holdings, and SBA loan sales, with differentiation through specialized international finance services including letters of credit and import-export financing.