Horizon Bancorp, Inc. Common Stock (HBNC) Stock Price

HBNCStock

$19.46+28.70%52W

Market Cap$999.16M

P/E—

PEG Ratio0.80

Div yield5.74%

Beta0.84

HBNC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-0.21%

Price vs S&P 500 (4W)1.79%

PEG Ratio0.80

VGM Score47.93

Indicated Dividend Yield (Annual)5.74%

P/CF (Annual)12.61x

Book Value / Share (Quarterly)$14.15

P/TBV (Annual)1.28x

Indicated Dividend (Annual)$0.64

Revenue Growth (3Y)4.25%

Cash Flow / Share (Quarterly)$1.83

Payout Ratio (TTM)31.61%

Price vs S&P 500 (YTD)2.81%

Net Profit Margin (TTM)33.56%

EPS (TTM)$-3.17

10-Day Avg Trading Volume0.65M

EPS Excl Extra (TTM)$-3.17

Revenue Growth (5Y)12.93%

EPS (Annual)$-3.24

Dividend / Share (Annual)$0.62

ROI (Annual)-15.96%

Net Profit Margin (5Y Avg)34.18%

Cash / Share (Quarterly)$3.97

Revenue Growth QoQ (YoY)30.29%

ROA (Last FY)-2.34%

Revenue Growth TTM (YoY)33.16%

EBITD / Share (TTM)$3.13

ROE (5Y Avg)2.50%

Operating Margin (TTM)36.84%

Cash Flow / Share (Annual)$1.45

P/B Ratio1.38x

P/B Ratio (Quarterly)1.41x

Net Income / Employee (Annual)$-323,600

ROA (TTM)-2.19%

EPS Growth QoQ (YoY)3.56%

EV / EBITDA (TTM)22.54x

EPS Incl Extra (Annual)$-3.24

3-Month Avg Trading Volume0.65M

52-Week Price Return28.70%

EV / Free Cash Flow (Annual)18.56x

Tangible BV / Share (Quarterly)$14.03

P/S Ratio (Annual)1.99x

52-Week High$21.04

Operating Margin (5Y Avg)39.84%

EPS Excl Extra (Annual)$-3.24

CapEx CAGR (5Y)-3.43%

Tangible BV CAGR (5Y)0.35%

26-Week Price Return9.70%

13-Week Price Return-4.14%

Total Debt / Equity (Annual)0.37x

Enterprise Value$1.38B

Revenue / Share Growth (5Y)6.23%

Book Value / Share Growth (5Y)-3.15%

Revenue / Employee (Annual)$291,408,800,000

Pretax Margin (Annual)42.75%

Cash / Share (Annual)$2.81

3-Month Return Std Dev15.55%

Net Income / Employee (TTM)$-309,700

EBITDA CAGR (5Y)16.71%

EBITDA Interim CAGR (5Y)11.19%

ROE (Last FY)-21.86%

EPS Basic Excl Extra (Annual)$-3.24

P/FCF (TTM)10.62x

EV / Free Cash Flow (TTM)14.65x

Total Debt / Equity (Quarterly)0.52x

EPS Incl Extra (TTM)$-3.17

ROI (TTM)-13.09%

Dividend Growth Rate (5Y)5.32%

P/S Ratio (TTM)2.22x

Pretax Margin (5Y Avg)39.84%

Revenue / Share (Annual)$5.65

Tangible BV / Share (Annual)$13.30

Forward P/E8.83x

Free OCF CAGR (5Y)0.35%

Price vs S&P 500 (52W)13.17%

Year-to-Date Return14.74%

5-Day Price Return0.99%

EPS Normalized (Annual)$-3.24

ROA (5Y Avg)0.17%

Net Profit Margin (Annual)37.82%

Month-to-Date Return3.35%

Cash Flow / Share (TTM)$1.94

EBITD / Share (Annual)$-4.11

Operating Margin (Annual)42.75%

LT Debt / Equity (Annual)0.24x

P/CF (TTM)10.15x

ROI (5Y Avg)1.46%

LT Debt / Equity (Quarterly)0.52x

EPS Basic Excl Extra (TTM)$-3.17

P/TBV (Quarterly)1.42x

Payout Ratio (Annual)79.96%

P/B Ratio (Annual)1.26x

Dividend / Share (TTM)$0.67

Pretax Margin (TTM)36.84%

Book Value / Share (Annual)$13.44

Price vs S&P 500 (13W)-6.82%

Net Margin Growth (5Y)9.10%

Dividend Yield (TTM)3.18%

Beta0.84x

P/FCF (Annual)13.45x

Revenue / Share (TTM)$5.06

ROE (TTM)-20.76%

52-Week Low$14.99

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HBNC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 22, 2026	$0.51	$0.49	-3.92%(-$0.02)
Q1 2026	Apr 22, 2026	$0.48	$0.51	+6.25%(+$0.03)
Q4 2025	Jan 21, 2026	$0.50	$0.52	+4.65%(+$0.02)
Q3 2025	Oct 22, 2025	$0.47	$1.63	+243.26%(+$1.16)
Q2 2025	Jul 23, 2025	$0.44	$0.47	+7.23%(+$0.03)

HBNC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.09

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
HBNCHorizon Bancorp, Inc. Common Stock	C	C	C	1.4x	-20.8%	-2.2%	—	$19.46
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Horizon Bancorp, Inc. Common Stock

Horizon Bancorp is a U.S.-based bank holding company providing commercial and retail banking services. The company generates revenue through commercial loans, real estate loans, mortgage warehouse loans, consumer loans, and trust and agency services. Its operations are concentrated in a single commercial banking segment.

HBNC Next Earnings Report

Report dateOct 21, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.54

Revenue estimate$77.99M

Also reporting on Oct 21, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

HBNC Insider Transactions

SellJul 27, 2026
DERUITER KATHIE A
Officer
Shares: 8,000Value: $161,520

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for July 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.1

Buy

Consensus rating

52-Week Range

Low$14.99

High$21.04