First Internet Bancorp (INBK) Stock Price

INBKStock

$25.66+22.95%52W

Market Cap$224.10M

P/E—

PEG Ratio—

Div yield1.21%

Beta0.92

INBK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-0.48%

Price vs S&P 500 (4W)-5.74%

VGM Score62.90

Indicated Dividend Yield (Annual)1.21%

P/CF (Annual)64.98x

Book Value / Share (Quarterly)$41.63

P/TBV (Annual)0.48x

Indicated Dividend (Annual)$0.24

Revenue Growth (3Y)2.10%

Cash Flow / Share (Quarterly)$18.31

Payout Ratio (TTM)15.35%

Price vs S&P 500 (YTD)11.03%

Net Profit Margin (TTM)10.49%

EPS (TTM)$-3.60

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$-3.60

Revenue Growth (5Y)13.12%

EPS (Annual)$-4.03

Dividend / Share (Annual)$0.24

ROI (Annual)-7.56%

Net Profit Margin (5Y Avg)32.74%

Cash / Share (Quarterly)$0.41

Revenue Growth QoQ (YoY)61.17%

ROA (Last FY)-0.63%

Revenue Growth TTM (YoY)50.48%

EBITD / Share (TTM)$3.80

ROE (5Y Avg)4.30%

Operating Margin (TTM)8.13%

Cash Flow / Share (Annual)$0.26

P/B Ratio0.62x

P/B Ratio (Quarterly)0.67x

Net Income / Employee (Annual)$-99,300

ROA (TTM)-0.56%

EPS Growth QoQ (YoY)1119.55%

EV / EBITDA (TTM)14.37x

EPS Incl Extra (Annual)$-4.03

3-Month Avg Trading Volume0.04M

52-Week Price Return22.95%

EV / Free Cash Flow (Annual)148.46x

Tangible BV / Share (Quarterly)$39.57

P/S Ratio (Annual)1.45x

52-Week High$31.09

Operating Margin (5Y Avg)37.12%

EPS Excl Extra (Annual)$-4.03

CapEx CAGR (5Y)-45.51%

Tangible BV CAGR (5Y)10.42%

26-Week Price Return9.42%

13-Week Price Return-3.97%

Total Debt / Equity (Annual)0.29x

Enterprise Value$329.73M

Revenue / Share Growth (5Y)6.45%

Book Value / Share Growth (5Y)4.16%

Revenue / Employee (Annual)$391,239,700,000

Pretax Margin (Annual)33.88%

Cash / Share (Annual)$1.92

3-Month Return Std Dev38.83%

Net Income / Employee (TTM)$-88,800

EBITDA CAGR (5Y)13.83%

EBITDA Interim CAGR (5Y)-4.46%

ROE (Last FY)-9.78%

EPS Basic Excl Extra (Annual)$-4.03

P/FCF (TTM)1.40x

EV / Free Cash Flow (TTM)2.06x

Total Debt / Equity (Quarterly)0.29x

EPS Incl Extra (TTM)$-3.60

ROI (TTM)-6.76%

Dividend Growth Rate (5Y)-0.04%

P/S Ratio (TTM)1.70x

Pretax Margin (5Y Avg)37.12%

Revenue / Share (Annual)$12.33

Tangible BV / Share (Annual)$39.74

Forward P/E6.95x

Price vs S&P 500 (52W)7.42%

Year-to-Date Return22.95%

5-Day Price Return-2.28%

EPS Normalized (Annual)$-4.03

ROA (5Y Avg)0.38%

Net Profit Margin (Annual)30.03%

Month-to-Date Return-2.62%

Cash Flow / Share (TTM)$1.73

EBITD / Share (Annual)$-5.12

Operating Margin (Annual)33.88%

LT Debt / Equity (Annual)0.29x

P/CF (TTM)1.40x

ROI (5Y Avg)3.38%

LT Debt / Equity (Quarterly)0.29x

EPS Basic Excl Extra (TTM)$-3.60

P/TBV (Quarterly)0.50x

Payout Ratio (Annual)8.22%

P/B Ratio (Annual)0.51x

Dividend / Share (TTM)$0.24

Pretax Margin (TTM)8.13%

Book Value / Share (Annual)$41.41

Price vs S&P 500 (13W)-6.65%

Net Margin Growth (5Y)2.56%

Dividend Yield (TTM)0.93%

Beta0.92x

P/FCF (Annual)100.90x

Revenue / Share (TTM)$11.24

ROE (TTM)-8.75%

52-Week Low$17.05

vGradeB

gGradeB

mGradeC

vgmGradeB

INBK Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.14	$0.27	+96.36%(+$0.13)
Q1 2026	Apr 30, 2026	$0.08	$0.29	+278.24%(+$0.21)
Q4 2025	Jan 29, 2026	$0.57	$0.64	+12.78%(+$0.07)
Q3 2025	Oct 22, 2025	$0.64	-$1.43	-323.44%(-$2.07)
Q2 2025	Jul 23, 2025	$0.31	$0.02	-93.55%(-$0.29)

INBK Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.80

3.82

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
INBKFirst Internet Bancorp	B	B	C	0.7x	-8.8%	-0.6%	—	$25.66
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About First Internet Bancorp

First Internet Bancorp is a bank holding company specializing in commercial real estate and commercial & industrial lending, with a focus on nationwide single-tenant lease financing. Operating exclusively through digital channels without any physical branches, it serves commercial and retail customers through its Commercial Banking segment, offering business banking and treasury management services.

INBK Next Earnings Report

Report dateOct 29, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.78

Revenue estimate$35.87M

Also reporting on Oct 29, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.8

Buy

Consensus rating

52-Week Range

Low$17.05

High$31.09