First Internet Bancorp (INBK) Stock Price

INBKStock

$28.50+12.88%52W

Market Cap$248.95M

P/E—

PEG Ratio—

Div yield1.21%

Beta0.90

INBK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)26.24%

Price vs S&P 500 (4W)2.61%

VGM Score67.85

Indicated Dividend Yield (Annual)1.21%

P/CF (Annual)74.94x

Book Value / Share (Quarterly)$41.41

P/TBV (Annual)0.48x

Indicated Dividend (Annual)$0.24

Revenue Growth (3Y)2.10%

Cash Flow / Share (Quarterly)$5.14

Payout Ratio (TTM)19.66%

Price vs S&P 500 (YTD)24.94%

Net Profit Margin (TTM)10.49%

EPS (TTM)$-3.84

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$-3.84

Revenue Growth (5Y)13.12%

EPS (Annual)$-4.03

Dividend / Share (Annual)$0.24

ROI (Annual)-7.56%

Net Profit Margin (5Y Avg)32.74%

Cash / Share (Quarterly)$0.41

Revenue Growth QoQ (YoY)61.17%

ROA (Last FY)-0.63%

Revenue Growth TTM (YoY)50.48%

EBITD / Share (TTM)$3.80

ROE (5Y Avg)4.30%

Operating Margin (TTM)8.13%

Cash Flow / Share (Annual)$0.26

P/B Ratio0.72x

P/B Ratio (Quarterly)0.49x

Net Income / Employee (Annual)$-99,300

ROA (TTM)-0.58%

EPS Growth QoQ (YoY)166.54%

EV / EBITDA (TTM)14.37x

EPS Incl Extra (Annual)$-4.03

3-Month Avg Trading Volume0.05M

52-Week Price Return12.88%

EV / Free Cash Flow (Annual)163.90x

Tangible BV / Share (Quarterly)$39.57

P/S Ratio (Annual)1.45x

52-Week High$31.09

Operating Margin (5Y Avg)37.12%

EPS Excl Extra (Annual)$-4.03

CapEx CAGR (5Y)-45.51%

Tangible BV CAGR (5Y)10.42%

26-Week Price Return37.49%

13-Week Price Return18.25%

Total Debt / Equity (Annual)0.29x

Enterprise Value$364.02M

Revenue / Share Growth (5Y)6.45%

Book Value / Share Growth (5Y)4.16%

Revenue / Employee (Annual)$391,239,700,000

Pretax Margin (Annual)33.88%

Cash / Share (Annual)$1.92

3-Month Return Std Dev38.15%

Net Income / Employee (TTM)$-94,900

EBITDA CAGR (5Y)13.83%

EBITDA Interim CAGR (5Y)-4.46%

ROE (Last FY)-9.78%

EPS Basic Excl Extra (Annual)$-4.03

P/FCF (TTM)1.91x

EV / Free Cash Flow (TTM)8.12x

Total Debt / Equity (Quarterly)0.29x

EPS Incl Extra (TTM)$-3.84

ROI (TTM)-7.13%

Dividend Growth Rate (5Y)-0.04%

P/S Ratio (TTM)1.70x

Pretax Margin (5Y Avg)37.12%

Revenue / Share (Annual)$12.33

Tangible BV / Share (Annual)$39.74

Forward P/E7.58x

Price vs S&P 500 (52W)-5.43%

Year-to-Date Return36.90%

5-Day Price Return-2.76%

EPS Normalized (Annual)$-4.03

ROA (5Y Avg)0.38%

Net Profit Margin (Annual)30.03%

Month-to-Date Return-3.02%

Cash Flow / Share (TTM)$1.73

EBITD / Share (Annual)$-5.12

Operating Margin (Annual)33.88%

LT Debt / Equity (Annual)0.29x

P/CF (TTM)5.60x

ROI (5Y Avg)3.38%

LT Debt / Equity (Quarterly)0.29x

EPS Basic Excl Extra (TTM)$-3.84

P/TBV (Quarterly)0.50x

Payout Ratio (Annual)8.22%

P/B Ratio (Annual)0.51x

Dividend / Share (TTM)$0.24

Pretax Margin (TTM)8.13%

Book Value / Share (Annual)$41.41

Price vs S&P 500 (13W)15.46%

Net Margin Growth (5Y)2.56%

Dividend Yield (TTM)0.81%

Beta0.90x

P/FCF (Annual)116.38x

Revenue / Share (TTM)$11.24

ROE (TTM)-9.19%

52-Week Low$17.05

vGradeB

gGradeB

mGradeB

vgmGradeB

INBK Earnings Surprise History

Q2 250.02est. 0.31

Q3 25-1.43est. 0.64

Q4 250.64est. 0.57

Q1 260.29est. 0.08

Q2 260.27est. 0.14

INBK Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.80

3.82

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
INBKFirst Internet Bancorp	B	B	B	$28.50
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About First Internet Bancorp

First Internet Bancorp is a bank holding company specializing in commercial real estate and commercial & industrial lending, with a focus on nationwide single-tenant lease financing. Operating exclusively through digital channels without any physical branches, it serves commercial and retail customers through its Commercial Banking segment, offering business banking and treasury management services.