Kingsway Financial Services, Inc. (KFS) Stock Price

KFSStock

$9.50−33.66%52W

Market Cap—

P/E—

PEG Ratio—

Div yield—

Beta0.09

KFS Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-28.47%

Price vs S&P 500 (4W)-10.67%

VGM Score28.64

P/CF (Annual)300.74x

Book Value / Share (Quarterly)$1.10

P/TBV (Annual)2.65x

Revenue Growth (3Y)12.65%

Cash Flow / Share (Quarterly)$-0.06

Price vs S&P 500 (YTD)-42.78%

Net Profit Margin (TTM)-7.94%

EPS (TTM)$-0.39

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$-0.39

Revenue Growth (5Y)17.01%

EPS (Annual)$-0.39

Dividend / Share (Annual)$0.04

ROI (Annual)-10.51%

Net Profit Margin (5Y Avg)6.42%

Cash / Share (Quarterly)$0.74

Revenue Growth QoQ (YoY)29.37%

ROA (Last FY)-4.64%

Revenue Growth TTM (YoY)21.77%

EBITD / Share (TTM)$-0.06

ROE (5Y Avg)14.31%

Operating Margin (TTM)-8.20%

Cash Flow / Share (Annual)$-0.06

P/B Ratio9.62x

P/B Ratio (Quarterly)12.40x

Net Income / Employee (Annual)$-18,900

EV / Revenue (TTM)2.70x

Net Interest Coverage (TTM)-3.37x

ROA (TTM)-4.95%

EV / EBITDA (TTM)343.97x

EPS Incl Extra (Annual)$-0.39

Current Ratio (Annual)0.30x

Quick Ratio (Quarterly)0.30x

3-Month Avg Trading Volume0.06M

52-Week Price Return-33.66%

EV / Free Cash Flow (Annual)1130.52x

Revenue / Employee (TTM)$237,400

Tangible BV / Share (Quarterly)$0.03

P/S Ratio (Annual)2.24x

Asset Turnover (Annual)0.58x

52-Week High$16.51

Operating Margin (5Y Avg)6.74%

EPS Excl Extra (Annual)$-0.39

CapEx CAGR (5Y)51.91%

26-Week Price Return-11.55%

Quick Ratio (Annual)0.30x

13-Week Price Return-8.92%

Total Debt / Equity (Annual)2.25x

Current Ratio (Quarterly)0.30x

Enterprise Value$364.61M

Revenue / Share Growth (5Y)11.81%

Asset Turnover (TTM)0.62x

Book Value / Share Growth (5Y)39.94%

Revenue / Employee (Annual)$237,400

Pretax Margin (Annual)-10.37%

Cash / Share (Annual)$2.77

3-Month Return Std Dev43.33%

Net Income / Employee (TTM)$-18,900

EBITDA CAGR (5Y)-30.79%

ROE (Last FY)-34.15%

Net Interest Coverage (Annual)-3.89x

EPS Basic Excl Extra (Annual)$-0.39

P/FCF (TTM)261.42x

Total Debt / Equity (Quarterly)2.25x

EPS Incl Extra (TTM)$-0.39

ROI (TTM)-11.39%

Dividend Growth Rate (5Y)-47.56%

P/S Ratio (TTM)2.24x

Pretax Margin (5Y Avg)6.75%

Revenue / Share (Annual)$4.85

Tangible BV / Share (Annual)$1.71

Price vs S&P 500 (52W)-49.64%

Year-to-Date Return-29.37%

5-Day Price Return-1.86%

EPS Normalized (Annual)$-0.39

ROA (5Y Avg)2.18%

Net Profit Margin (Annual)-7.94%

Month-to-Date Return-7.86%

Cash Flow / Share (TTM)$1.02

EBITD / Share (Annual)$-0.06

Operating Margin (Annual)-8.20%

LT Debt / Equity (Annual)1.94x

ROI (5Y Avg)5.90%

LT Debt / Equity (Quarterly)1.94x

EPS Basic Excl Extra (TTM)$-0.39

P/TBV (Quarterly)293.89x

P/B Ratio (Annual)12.40x

Dividend / Share (TTM)$0.04

Pretax Margin (TTM)-10.37%

Book Value / Share (Annual)$1.10

Price vs S&P 500 (13W)-12.81%

Dividend Yield (TTM)0.34%

Beta0.09x

P/FCF (Annual)913.00x

Revenue / Share (TTM)$4.72

ROE (TTM)-36.46%

52-Week Low$8.41

vGradeF

gGradeB

mGradeF

vgmGradeD

KFS Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2011	Aug 12, 2011	-$1.26	-$0.32	+74.60%(+$0.94)
Q1 2011	Jun 14, 2011	-$1.34	-$1.27	+5.09%(+$0.07)
Q4 2010	Mar 31, 2011	-$1.39	-$2.60	-87.32%(-$1.21)
Q3 2010	Nov 12, 2010	-$1.48	-$1.22	+17.30%(+$0.26)

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
KFSKingsway Financial Services, Inc.	F	B	F	12.4x	-36.5%	—	-8.2%	$9.50
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82

About Kingsway Financial Services, Inc.

Kingsway Financial Services provides extended warranty and business services through two primary segments. The Extended Warranty segment, which generates most of the company's revenue, offers after-market vehicle protection services distributed by credit unions through service fees and commissions.