Lincoln National Corp. (LNC)

Price$34.74

Value ScoreB

Growth ScoreC

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-23.48%

Price vs S&P 500 (4W)-2.95%

VGM Score58.56

Market Capitalization$6.64B

P/E Ratio (Annual)5.64x

Indicated Dividend Yield (Annual)5.29%

All Metrics

Book Value / Share (Quarterly)$53.41

P/TBV (Annual)0.61x

Indicated Dividend (Annual)$1.80

Revenue Growth (3Y)-0.30%

Cash Flow / Share (Quarterly)$1.27

Payout Ratio (TTM)16.07%

Price vs S&P 500 (YTD)-30.14%

Net Profit Margin (TTM)8.84%

EPS (TTM)$9.12

10-Day Avg Trading Volume1.67M

EPS Excl Extra (TTM)$9.12

Revenue Growth (5Y)1.30%

EPS (Annual)$6.33

Dividend / Share (Annual)$2.31

ROI (Annual)6.85%

Net Profit Margin (5Y Avg)2.89%

Cash / Share (Quarterly)$14.91

P/E Basic Excl Extra (TTM)3.85x

Revenue Growth QoQ (YoY)27.10%

EPS Growth (5Y)19.72%

P/E Normalized (Annual)5.64x

ROA (Last FY)0.28%

Revenue Growth TTM (YoY)8.97%

EBITD / Share (TTM)$11.90

ROE (5Y Avg)0.93%

Operating Margin (TTM)11.62%

Cash Flow / Share (Annual)$-0.88

P/B Ratio0.65x

P/B Ratio (Quarterly)0.66x

Net Income / Employee (Annual)$124,900

EV / Revenue (TTM)0.29x

Net Interest Coverage (TTM)6.89x

ROA (TTM)0.42%

EPS Growth QoQ (YoY)-60.26%

EV / EBITDA (TTM)2.50x

EPS Incl Extra (Annual)$6.33

3-Month Avg Trading Volume2.17M

52-Week Price Return5.88%

P/E Incl Extra (TTM)3.85x

Revenue / Employee (TTM)$2,071,400

Tangible BV / Share (Quarterly)$55.54

P/S Ratio (Annual)0.36x

Asset Turnover (Annual)0.04x

52-Week High$46.82

Operating Margin (5Y Avg)5.05%

EPS Excl Extra (Annual)$6.33

Tangible BV CAGR (5Y)3.99%

26-Week Price Return-15.56%

13-Week Price Return-1.11%

Total Debt / Equity (Annual)0.57x

Enterprise Value$5.67B

Revenue / Share Growth (5Y)2.15%

Asset Turnover (TTM)0.05x

Book Value / Share Growth (5Y)-13.46%

Revenue / Employee (Annual)$1,973,700

Pretax Margin (Annual)7.19%

Cash / Share (Annual)$19.76

3-Month Return Std Dev30.15%

Net Income / Employee (TTM)$183,200

EBITDA CAGR (5Y)14.48%

EBITDA Interim CAGR (5Y)45.07%

ROE (Last FY)10.79%

Net Interest Coverage (Annual)5.95x

EPS Basic Excl Extra (Annual)$6.33

P/FCF (TTM)4.80x

EV / Free Cash Flow (TTM)23.32x

Total Debt / Equity (Quarterly)0.62x

EPS Incl Extra (TTM)$9.12

ROI (TTM)10.57%

Dividend Growth Rate (5Y)7.62%

P/S Ratio (TTM)0.34x

Pretax Margin (5Y Avg)2.95%

Revenue / Share (Annual)$99.96

Tangible BV / Share (Annual)$96.73

Forward P/E4.45x

Price vs S&P 500 (52W)-18.48%

P/E Ratio (TTM)3.85x

EPS Growth TTM (YoY)20.52%

Year-to-Date Return-21.99%

5-Day Price Return0.32%

EPS Normalized (Annual)$6.33

ROA (5Y Avg)0.15%

Net Profit Margin (Annual)6.33%

Month-to-Date Return-1.56%

EBITD / Share (Annual)$9.21

Operating Margin (Annual)8.41%

LT Debt / Equity (Annual)0.54x

P/CF (TTM)27.34x

ROI (5Y Avg)2.23%

P/E Excl Extra (TTM)3.85x

LT Debt / Equity (Quarterly)0.58x

EPS Basic Excl Extra (TTM)$9.12

P/TBV (Quarterly)0.92x

Payout Ratio (Annual)35.34%

P/B Ratio (Annual)0.78x

Dividend / Share (TTM)$2.35

Pretax Margin (TTM)10.46%

Book Value / Share (Annual)$57.38

Price vs S&P 500 (13W)-9.36%

Net Margin Growth (5Y)17.22%

Dividend Yield (TTM)6.40%

Beta1.17x

P/FCF (Annual)1.65x

Revenue / Share (TTM)$101.72

ROE (TTM)16.79%

52-Week Low$31.69

vGradeB

gGradeC

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 261.66est. 1.59

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

3.28

3.37

3.39

3.37

Industry Peers — Life Insurance(32)

Symbol	Value Score	Growth Score	Momentum Score	Price
LNCLincoln National Corp.	B	C	C	$34.74
MFCManulife Financial Corp.	C	C	B	$38.71
METMetLife, Inc.	C	D	B	$84.49
SLFSun Life Financial Inc.	D	D	A	$73.72
PFHPrudential Financial, Inc. 4.125% Junior Subordinated Notes due 2060	B	C	B	$16.25
PRHPrudential Financial, Inc. 5.950% Junior Subordinated Notes due 2062	B	C	B	$22.63
PRSPrudential Financial, Inc. 5.625% Junior Subordinated Notes due 2058	B	C	B	$21.96
PRUPrudential Financial, Inc.	B	C	B	$104.62
PUKPRUDENTIAL PLC ADS (REP 2 ORD SHARES)	D	C	D	$25.49
RGAReinsurance Group of America, Incorporated	B	B	C	$204.96
RZBReinsurance Group of America, Incorporated 5.75% Fixed-To-Floating Rate Subordinated Debentures due 2056	B	B	C	$25.32

About

Lincoln National Corp is an insurance and retirement solutions provider operating three primary business segments: Annuities, Retirement Plan Services, and Life Insurance. The company serves both individual and institutional clients through a diverse product portfolio encompassing fixed and variable annuities, life insurance policies, employer-sponsored retirement plans, and group protection coverage for life, disability, and dental benefits.