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Mechanics Bancorp Class A Common Stock (MCHB)
Price$14.40
Value ScoreF
Growth ScoreC
Momentum ScoreC
Favorite Metrics
Price vs S&P 500 (26W)-5.00%
Price vs S&P 500 (4W)-6.31%
VGM Score34.85
Market Capitalization$3.41B
P/E Ratio (Annual)12.82x
Indicated Dividend Yield (Annual)11.87%
All Metrics
P/CF (Annual)17.60x
Book Value / Share (Quarterly)$12.93
P/TBV (Annual)1.26x
Indicated Dividend (Annual)$2.80
Revenue Growth (3Y)-3.06%
Cash Flow / Share (Quarterly)$0.85
Payout Ratio (TTM)39.07%
Price vs S&P 500 (YTD)-10.32%
EPS (TTM)$0.35
10-Day Avg Trading Volume0.46M
EPS Excl Extra (TTM)$0.35
EPS (Annual)$1.27
Dividend / Share (Annual)$0.40
ROI (Annual)8.70%
P/E Basic Excl Extra (TTM)19.97x
EPS Growth (5Y)-18.15%
P/E Normalized (Annual)12.82x
ROA (Last FY)1.19%
EBITD / Share (TTM)$1.71
ROE (5Y Avg)-0.84%
Cash Flow / Share (Annual)$0.85
P/B Ratio1.19x
P/B Ratio (Quarterly)1.13x
Net Income / Employee (Annual)$138,300
ROA (TTM)1.13%
EV / EBITDA (TTM)17.32x
EPS Incl Extra (Annual)$1.27
3-Month Avg Trading Volume0.43M
52-Week Price Return14.55%
EV / Free Cash Flow (Annual)19.24x
P/E Incl Extra (TTM)19.97x
Tangible BV / Share (Quarterly)$11.59
P/S Ratio (Annual)3.67x
52-Week High$16.03
EPS Excl Extra (Annual)$1.27
CapEx CAGR (5Y)14.58%
Tangible BV CAGR (5Y)33.75%
26-Week Price Return10.93%
13-Week Price Return-2.00%
Total Debt / Equity (Annual)0.07x
Enterprise Value$3.60B
Book Value / Share Growth (5Y)-17.05%
Pretax Margin (Annual)26.30%
Cash / Share (Annual)$6640.11
3-Month Return Std Dev30.47%
Net Income / Employee (TTM)$88,800
EBITDA CAGR (5Y)24.00%
EBITDA Interim CAGR (5Y)56.91%
ROE (Last FY)9.28%
EPS Basic Excl Extra (Annual)$1.27
P/FCF (TTM)15.52x
EV / Free Cash Flow (TTM)19.24x
Total Debt / Equity (Quarterly)0.07x
EPS Incl Extra (TTM)$0.35
ROI (TTM)9.38%
Dividend Growth Rate (5Y)-7.80%
Revenue / Share (Annual)$6756.90
Tangible BV / Share (Annual)$11.59
Forward P/E12.96x
Price vs S&P 500 (52W)-13.65%
P/E Ratio (TTM)19.97x
Year-to-Date Return0.62%
5-Day Price Return4.03%
EPS Normalized (Annual)$1.27
ROA (5Y Avg)0.29%
Net Profit Margin (Annual)14.85%
Month-to-Date Return-0.34%
EBITD / Share (Annual)$1.58
EPS Growth (3Y)-28.58%
Operating Margin (Annual)26.30%
LT Debt / Equity (Annual)0.07x
P/CF (TTM)17.60x
ROI (5Y Avg)3.32%
P/E Excl Extra (TTM)19.97x
LT Debt / Equity (Quarterly)0.07x
EPS Basic Excl Extra (TTM)$0.35
P/TBV (Quarterly)1.26x
Payout Ratio (Annual)18.27%
P/B Ratio (Annual)1.13x
Dividend / Share (TTM)$0.00
Book Value / Share (Annual)$12.93
Price vs S&P 500 (13W)-11.74%
Dividend Yield (TTM)0.00%
Beta1.41x
P/FCF (Annual)18.21x
ROE (TTM)10.60%
52-Week Low$12.05
vGradeF
gGradeC
mGradeC
vgmGradeD
Show chart for
Earnings Surprise History
Q1 260.22est. 0.27
Analyst Recommendations
Feb 2026
Mar 2026
Apr 2026
May 2026
2.17
2.17
2.17
4.00
Industry Peers — State Banks(184)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
MCHBMechanics Bancorp Class A Common Stock | F | C | C | $14.40 |
| BNSBank of Nova Scotia | C | C | B | $78.61 |
| BKBank of New York Mellon Corporation | D | B | A | $137.16 |
| ITUBItau Unibanco Holding S.A. American Depositary Shares | B | D | F | $7.79 |
| DBDeutsche Bank Aktiengesellschaft | B | B | F | $32.19 |
| FITBIFifth Third Bancorp Depositary Shares | D | C | C | $25.71 |
| FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | D | C | C | $26.26 |
| FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | D | C | C | $18.52 |
| FITBFifth Third Bancorp | D | C | C | $48.56 |
| STTState Street Corporation | C | C | A | $159.79 |
| BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | B | C | F | $3.47 |
About
Mechanics Bancorp is an independent, full-service community bank offering comprehensive personal and business banking services. For retail customers, it provides checking, savings, credit cards, mortgages, home equity loans, and online banking, alongside wealth management services including trust, estate planning, and investment management. For business clients, it offers commercial checking and savings accounts, cash management, commercial real estate loans, equipment leasing, and SBA-backed lending solutions.