Mechanics Bancorp Class A Common Stock (MCHB) Stock Price

MCHBStock

$15.89+16.67%52W

Market Cap$3.52B

P/E14.91x

PEG Ratio—

Div yield16.60%

Beta1.42

MCHB Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-3.61%

Price vs S&P 500 (4W)-8.13%

VGM Score39.58

P/E Ratio (Annual)14.91x

Indicated Dividend Yield (Annual)16.60%

P/CF (Annual)20.47x

Book Value / Share (Quarterly)$12.61

P/TBV (Annual)1.26x

Indicated Dividend (Annual)$2.80

Revenue Growth (3Y)-3.06%

Cash Flow / Share (Quarterly)$0.99

Payout Ratio (TTM)83.81%

Price vs S&P 500 (YTD)-4.21%

EPS (TTM)$0.79

10-Day Avg Trading Volume0.41M

EPS Excl Extra (TTM)$0.79

EPS (Annual)$1.27

Dividend / Share (Annual)$0.40

ROI (Annual)8.70%

P/E Basic Excl Extra (TTM)18.08x

EPS Growth (5Y)-18.15%

P/E Normalized (Annual)14.91x

ROA (Last FY)1.19%

EBITD / Share (TTM)$1.71

ROE (5Y Avg)-0.84%

Cash Flow / Share (Annual)$0.85

P/B Ratio1.42x

P/B Ratio (Quarterly)1.22x

Net Income / Employee (Annual)$138,300

ROA (TTM)1.18%

EV / EBITDA (TTM)17.32x

EPS Incl Extra (Annual)$1.27

3-Month Avg Trading Volume0.54M

52-Week Price Return16.67%

EV / Free Cash Flow (Annual)21.87x

P/E Incl Extra (TTM)18.08x

Tangible BV / Share (Quarterly)$11.30

P/S Ratio (Annual)3.67x

52-Week High$17.38

EPS Excl Extra (Annual)$1.27

CapEx CAGR (5Y)14.58%

Tangible BV CAGR (5Y)33.75%

26-Week Price Return8.32%

13-Week Price Return9.51%

Total Debt / Equity (Annual)0.07x

Enterprise Value$4.09B

Book Value / Share Growth (5Y)-17.05%

Pretax Margin (Annual)26.30%

Cash / Share (Annual)$6640.11

3-Month Return Std Dev26.18%

Net Income / Employee (TTM)$114,100

EBITDA CAGR (5Y)24.00%

EBITDA Interim CAGR (5Y)56.91%

ROE (Last FY)9.28%

EPS Basic Excl Extra (Annual)$1.27

P/FCF (TTM)17.36x

EV / Free Cash Flow (TTM)18.73x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$0.79

ROI (TTM)9.16%

Dividend Growth Rate (5Y)-7.80%

Revenue / Share (Annual)$6756.90

Tangible BV / Share (Annual)$11.59

Forward P/E14.25x

Price vs S&P 500 (52W)-1.89%

P/E Ratio (TTM)18.08x

Year-to-Date Return8.61%

5-Day Price Return-1.67%

EPS Normalized (Annual)$1.27

ROA (5Y Avg)0.29%

Net Profit Margin (Annual)14.85%

Month-to-Date Return-5.36%

EBITD / Share (Annual)$1.58

EPS Growth (3Y)-28.58%

Operating Margin (Annual)26.30%

LT Debt / Equity (Annual)0.07x

P/CF (TTM)17.42x

ROI (5Y Avg)3.32%

P/E Excl Extra (TTM)18.08x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$0.79

P/TBV (Quarterly)1.36x

Payout Ratio (Annual)18.27%

P/B Ratio (Annual)1.13x

Dividend / Share (TTM)$1.17

Book Value / Share (Annual)$12.93

Price vs S&P 500 (13W)7.56%

Dividend Yield (TTM)3.56%

Beta1.42x

P/FCF (Annual)21.18x

ROE (TTM)9.93%

52-Week Low$12.52

vGradeD

gGradeC

mGradeC

vgmGradeD

MCHB Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$0.25	$0.27	+6.56%(+$0.02)
Q1 2026	Apr 30, 2026	$0.26	$0.24	-6.46%(-$0.02)
Q4 2025	Jan 30, 2026	$0.26	$0.59	+125.69%(+$0.33)
Q3 2025	Oct 30, 2025	$0.56	$0.28	-49.86%(-$0.28)

MCHB Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
MCHBMechanics Bancorp Class A Common Stock	D	C	C	$15.89
BNSBank of Nova Scotia	C	C	A	$92.39
BNYBank of New York Mellon Corporation	F	B	A	$162.50
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.50
DBDeutsche Bank Aktiengesellschaft	A	C	B	$40.36
STTState Street Corporation	C	B	A	$193.33
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.10
FITBFifth Third Bancorp	D	C	C	$54.54
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
MTBM&T Bank Corp.	C	B	C	$237.29
NTRSNorthern Trust Corp	D	C	B	$186.79
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.03
CFGCitizens Financial Group, Inc.	C	C	B	$69.71
FCNCAFirst Citizens BancShares Inc	C	B	C	$2194.07
EWBCEast-West Bancorp Inc	C	B	C	$129.44
ALLYAlly Financial Inc.	A	C	D	$42.18
BPOPPopular Inc	C	C	B	$169.75
WTFCWintrust Financial Corp	B	B	D	$152.95
SSBSouthState Bank Corporation	C	B	C	$105.98
PBProsperity Bancshares Inc	D	D	D	$72.30
WALWestern Alliance Bancorporation	B	B	D	$78.53
COLBColumbia Banking Systems Inc	B	C	D	$30.07
CBSHCommerce Bancshares Inc	C	D	D	$58.04
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	A	$32.60
UBSIUnited Bankshares Inc	C	C	C	$47.60
GBCIGlacier Bancorp Inc	D	C	D	$46.88
HWCHancock Whitney Corporation Common Stock	C	C	C	$75.07
HOMBHome BancShares, Inc.	C	D	D	$29.62
ASBAssociated Banc-Corp	B	C	C	$30.92
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.66
ABCBAmeris Bancorp	D	C	D	$85.59
FFINFirst Financial Bankshares Inc	D	D	F	$33.39
SFBSServisFirst Bancshares Inc.	D	B	D	$43.20
IBOCInternational Bancshares Corp	C	C	F	$70.93
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.64
FBPFirst BanCorp.	C	C	B	$28.01
UCBUnited Community Banks, Inc.	B	B	D	$35.18
CATYCathay General Bancorp	C	C	C	$61.87
CVBFCVB Financial Corp	D	D	D	$22.19
INDBIndependent Bank Corp/MA	C	C	D	$82.06
RNSTRenasant Corporation	C	B	D	$41.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.04
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.37
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.79
BOHBank of Hawaii Corp.	C	C	D	$77.29
FBKFB Financial Corporation	D	B	D	$57.85
CUBICUSTOMERS BANCORP INC	B	B	D	$78.58
FBNCFirst Bancorp/NC	D	C	C	$63.99
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$30.29
SYBTStock Yards Bancorp, Inc.	D	C	C	$79.84
MBINMerchants Bancorp Common Stock	C	F	B	$53.41

About Mechanics Bancorp Class A Common Stock

Mechanics Bancorp is an independent, full-service community bank offering comprehensive personal and business banking services. For retail customers, it provides checking, savings, credit cards, mortgages, home equity loans, and online banking, alongside wealth management services including trust, estate planning, and investment management. For business clients, it offers commercial checking and savings accounts, cash management, commercial real estate loans, equipment leasing, and SBA-backed lending solutions.