Midland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A (MSBIP)

Price$25.20

Favorite Metrics

Price vs S&P 500 (26W)40.88%

Price vs S&P 500 (4W)3.68%

Market Capitalization$507.89M

P/E Ratio (Annual)11.36x

Indicated Dividend Yield (Annual)5.38%

All Metrics

P/CF (Annual)4.04x

Book Value / Share (Quarterly)$26.71

P/TBV (Annual)0.84x

Indicated Dividend (Annual)$1.28

Revenue Growth (3Y)6.54%

Cash Flow / Share (Quarterly)$5.68

Payout Ratio (TTM)93.25%

Price vs S&P 500 (YTD)8.24%

Net Profit Margin (TTM)28.73%

EPS (TTM)$-5.70

10-Day Avg Trading Volume0.16M

EPS Excl Extra (TTM)$-5.70

Revenue Growth (5Y)14.53%

EPS (Annual)$-5.69

Dividend / Share (Annual)$1.72

ROI (Annual)-17.64%

Net Profit Margin (5Y Avg)21.59%

Cash / Share (Quarterly)$6.07

Revenue Growth QoQ (YoY)30.20%

EPS Growth (5Y)-5.13%

P/E Normalized (Annual)11.36x

ROA (Last FY)-1.91%

Revenue Growth TTM (YoY)43.34%

EBITD / Share (TTM)$-5.04

ROE (5Y Avg)3.44%

Operating Margin (TTM)39.92%

Cash Flow / Share (Annual)$5.68

P/B Ratio0.90x

P/B Ratio (Quarterly)0.81x

Net Income / Employee (Annual)$-0

ROA (TTM)-1.79%

EPS Growth QoQ (YoY)-59.45%

EV / EBITDA (TTM)12.47x

EPS Incl Extra (Annual)$-5.69

3-Month Avg Trading Volume0.16M

52-Week Price Return52.99%

EV / Free Cash Flow (Annual)5.38x

Tangible BV / Share (Quarterly)$25.73

P/S Ratio (Annual)1.54x

52-Week High$24.72

Operating Margin (5Y Avg)27.83%

EPS Excl Extra (Annual)$-5.69

CapEx CAGR (5Y)15.51%

Tangible BV CAGR (5Y)-0.33%

26-Week Price Return49.62%

13-Week Price Return8.48%

Total Debt / Equity (Annual)0.25x

Enterprise Value$646.947

Revenue / Share Growth (5Y)7.06%

Book Value / Share Growth (5Y)-0.84%

Revenue / Employee (Annual)$368,772

Pretax Margin (Annual)39.87%

Cash / Share (Annual)$6.44

3-Month Return Std Dev30.22%

Net Income / Employee (TTM)$-0

EBITDA CAGR (5Y)-8.08%

EBITDA Interim CAGR (5Y)18.03%

ROE (Last FY)-21.98%

EPS Basic Excl Extra (Annual)$-5.69

P/FCF (TTM)2.27x

EV / Free Cash Flow (TTM)5.38x

Total Debt / Equity (Quarterly)0.25x

EPS Incl Extra (TTM)$-5.70

ROI (TTM)-16.76%

Dividend Growth Rate (5Y)9.88%

P/S Ratio (TTM)1.53x

Pretax Margin (5Y Avg)27.83%

Revenue / Share (Annual)$14.54

Tangible BV / Share (Annual)$25.73

Forward P/E8.92x

Free OCF CAGR (5Y)-24.68%

Price vs S&P 500 (52W)17.90%

Year-to-Date Return12.38%

5-Day Price Return-0.79%

EPS Normalized (Annual)$-5.69

ROA (5Y Avg)0.35%

Net Profit Margin (Annual)30.41%

Month-to-Date Return6.63%

Cash Flow / Share (TTM)$4.26

EBITD / Share (Annual)$-5.04

EPS Growth (3Y)-21.47%

Operating Margin (Annual)39.87%

LT Debt / Equity (Annual)0.14x

P/CF (TTM)4.04x

ROI (5Y Avg)2.49%

LT Debt / Equity (Quarterly)0.14x

EPS Basic Excl Extra (TTM)$-5.70

P/TBV (Quarterly)0.84x

Payout Ratio (Annual)94.59%

P/B Ratio (Annual)0.81x

Dividend / Share (TTM)$1.72

Pretax Margin (TTM)39.92%

Book Value / Share (Annual)$26.71

Price vs S&P 500 (13W)5.62%

Net Margin Growth (5Y)22.83%

Dividend Yield (TTM)7.20%

Beta0.58x

P/FCF (Annual)4.22x

Revenue / Share (TTM)$14.72

ROE (TTM)-21.66%

52-Week Low$14.24

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
MSBIPMidland States Bancorp, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A	0.81x	-21.66%	-1.79%	—	$25.20
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

Midland States Bancorp is a diversified financial holding company offering comprehensive banking, equipment financing, and wealth management services. The Banking segment generates the majority of revenue through commercial and consumer loans, commercial real estate financing, and merchant credit card services. The Wealth Management segment provides trust, brokerage, and retirement planning services.