NATIONAL BANK HOLDINGS CORP. (NBHC) Stock Price

NBHCStock

$37.92+6.49%52W

Market Cap$1.68B

P/E15.33x

PEG Ratio1.57

Div yield3.30%

Beta0.84

NBHC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-19.51%

Price vs S&P 500 (4W)-4.42%

PEG Ratio1.57

VGM Score41.17

P/E Ratio (Annual)15.33x

Indicated Dividend Yield (Annual)3.30%

P/CF (Annual)10.34x

Book Value / Share (Quarterly)$37.48

P/TBV (Annual)1.08x

Indicated Dividend (Annual)$1.28

Revenue Growth (3Y)5.48%

Cash Flow / Share (Quarterly)$3.26

Payout Ratio (TTM)53.26%

Price vs S&P 500 (YTD)-12.16%

Net Profit Margin (TTM)29.25%

EPS (TTM)$2.41

10-Day Avg Trading Volume0.50M

EPS Excl Extra (TTM)$2.41

Revenue Growth (5Y)11.60%

EPS (Annual)$2.88

Dividend / Share (Annual)$1.21

ROI (Annual)7.52%

Net Profit Margin (5Y Avg)25.98%

Cash / Share (Quarterly)$7.72

P/E Basic Excl Extra (TTM)17.03x

Revenue Growth QoQ (YoY)74.26%

EPS Growth (5Y)0.19%

P/E Normalized (Annual)15.33x

ROA (Last FY)1.11%

Revenue Growth TTM (YoY)99.23%

EBITD / Share (TTM)$5.44

ROE (5Y Avg)9.28%

Operating Margin (TTM)36.41%

Cash Flow / Share (Annual)$3.51

P/B Ratio1.01x

P/B Ratio (Quarterly)1.19x

Net Income / Employee (Annual)$87,700

ROA (TTM)0.87%

EPS Growth QoQ (YoY)-33.86%

EV / EBITDA (TTM)13.10x

EPS Incl Extra (Annual)$2.88

3-Month Avg Trading Volume0.44M

52-Week Price Return6.49%

EV / Free Cash Flow (Annual)14.35x

P/E Incl Extra (TTM)17.03x

Tangible BV / Share (Quarterly)$36.02

P/S Ratio (Annual)3.69x

52-Week High$47.28

Operating Margin (5Y Avg)31.57%

EPS Excl Extra (Annual)$2.88

CapEx CAGR (5Y)46.72%

Tangible BV CAGR (5Y)10.74%

26-Week Price Return-9.61%

13-Week Price Return-18.43%

Total Debt / Equity (Annual)0.05x

Enterprise Value$1.90B

Revenue / Share Growth (5Y)8.84%

Book Value / Share Growth (5Y)6.46%

Revenue / Employee (Annual)$281,386,900,000

Pretax Margin (Annual)25.79%

Cash / Share (Annual)$5.18

3-Month Return Std Dev16.94%

Net Income / Employee (TTM)$78,900

EBITDA CAGR (5Y)19.03%

EBITDA Interim CAGR (5Y)22.17%

ROE (Last FY)7.91%

EPS Basic Excl Extra (Annual)$2.88

P/FCF (TTM)8.09x

EV / Free Cash Flow (TTM)13.10x

Total Debt / Equity (Quarterly)0.13x

EPS Incl Extra (TTM)$2.41

ROI (TTM)5.90%

Dividend Growth Rate (5Y)8.64%

P/S Ratio (TTM)2.87x

Pretax Margin (5Y Avg)31.57%

Revenue / Share (Annual)$10.22

Tangible BV / Share (Annual)$35.39

Forward P/E13.72x

Free OCF CAGR (5Y)29.61%

Price vs S&P 500 (52W)-9.04%

P/E Ratio (TTM)17.03x

EPS Growth TTM (YoY)-22.99%

Year-to-Date Return-0.24%

5-Day Price Return-0.34%

EPS Normalized (Annual)$2.88

ROA (5Y Avg)1.16%

Net Profit Margin (Annual)21.33%

Month-to-Date Return-3.24%

Cash Flow / Share (TTM)$3.90

EBITD / Share (Annual)$4.25

EPS Growth (3Y)9.68%

Operating Margin (Annual)25.79%

LT Debt / Equity (Annual)0.04x

P/CF (TTM)9.95x

ROI (5Y Avg)8.73%

P/E Excl Extra (TTM)17.03x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$2.41

P/TBV (Quarterly)1.24x

Payout Ratio (Annual)42.03%

P/B Ratio (Annual)1.04x

Dividend / Share (TTM)$1.27

Pretax Margin (TTM)36.41%

Book Value / Share (Annual)$36.67

Price vs S&P 500 (13W)-21.12%

Net Margin Growth (5Y)3.65%

Dividend Yield (TTM)3.13%

Beta0.84x

P/FCF (Annual)12.67x

Revenue / Share (TTM)$11.26

ROE (TTM)6.47%

52-Week Low$35.06

vGradeC

gGradeC

mGradeF

vgmGradeC

NBHC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 21, 2026	$0.81	$0.78	-3.70%(-$0.03)
Q1 2026	Apr 21, 2026	$0.65	$0.72	+10.77%(+$0.07)
Q4 2025	Jan 27, 2026	$0.82	$0.60	-26.61%(-$0.22)
Q3 2025	Oct 21, 2025	$0.85	$0.92	+8.24%(+$0.07)
Q2 2025	Jul 22, 2025	$0.79	$0.88	+11.39%(+$0.09)

NBHC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.10

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69
AMTBAmerant Bancorp Inc.	C	C	A	1.1x	6.1%	0.6%	—	$28.96

About NATIONAL BANK HOLDINGS CORP.

National Bank Holdings Corp is a Colorado-based bank providing commercial, business, and consumer clients with comprehensive banking services including lending, deposits, treasury management, and wealth management. The company offers a diversified product suite spanning commercial and industrial loans, SBA lending, agricultural financing, residential real estate loans, and deposit products. Its relationship-based model integrates lending, deposits, and cash management solutions to serve its client base across multiple segments.

NBHC Next Earnings Report

Report dateOct 27, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.28

Revenue estimate$134.31M

Also reporting on Oct 27, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.1

Buy

Consensus rating

52-Week Range

Low$35.06

High$47.28