NATIONAL BANK HOLDINGS CORP. (NBHC)

Price$41.20

Value ScoreD

Growth ScoreC

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)1.37%

Price vs S&P 500 (4W)-7.85%

VGM Score41.86

Market Capitalization$1.87B

P/E Ratio (Annual)17.10x

Indicated Dividend Yield (Annual)3.06%

All Metrics

P/CF (Annual)11.54x

Book Value / Share (Quarterly)$37.25

P/TBV (Annual)1.08x

Indicated Dividend (Annual)$1.28

Revenue Growth (3Y)5.48%

Cash Flow / Share (Quarterly)$0.91

Payout Ratio (TTM)46.65%

Price vs S&P 500 (YTD)-0.88%

Net Profit Margin (TTM)29.25%

EPS (TTM)$2.71

10-Day Avg Trading Volume0.28M

EPS Excl Extra (TTM)$2.71

Revenue Growth (5Y)11.60%

EPS (Annual)$2.88

Dividend / Share (Annual)$1.21

ROI (Annual)7.52%

Net Profit Margin (5Y Avg)25.98%

Cash / Share (Quarterly)$7.72

P/E Basic Excl Extra (TTM)17.65x

Revenue Growth QoQ (YoY)74.26%

EPS Growth (5Y)0.19%

P/E Normalized (Annual)17.10x

ROA (Last FY)1.11%

Revenue Growth TTM (YoY)99.23%

EBITD / Share (TTM)$5.44

ROE (5Y Avg)9.28%

Operating Margin (TTM)36.41%

Cash Flow / Share (Annual)$3.51

P/B Ratio1.13x

P/B Ratio (Quarterly)1.05x

Net Income / Employee (Annual)$87,700

ROA (TTM)1.00%

EPS Growth QoQ (YoY)-26.46%

EV / EBITDA (TTM)13.10x

EPS Incl Extra (Annual)$2.88

3-Month Avg Trading Volume0.49M

52-Week Price Return13.36%

EV / Free Cash Flow (Annual)15.79x

P/E Incl Extra (TTM)17.65x

Tangible BV / Share (Quarterly)$35.74

P/S Ratio (Annual)3.69x

52-Week High$43.86

Operating Margin (5Y Avg)31.57%

EPS Excl Extra (Annual)$2.88

CapEx CAGR (5Y)46.72%

Tangible BV CAGR (5Y)10.74%

26-Week Price Return17.30%

13-Week Price Return1.93%

Total Debt / Equity (Annual)0.05x

Enterprise Value$2.09B

Revenue / Share Growth (5Y)8.84%

Book Value / Share Growth (5Y)6.46%

Revenue / Employee (Annual)$281,386,900,000

Pretax Margin (Annual)25.79%

Cash / Share (Annual)$5.18

3-Month Return Std Dev19.97%

Net Income / Employee (TTM)$84,900

EBITDA CAGR (5Y)19.03%

EBITDA Interim CAGR (5Y)22.17%

ROE (Last FY)7.91%

EPS Basic Excl Extra (Annual)$2.88

P/FCF (TTM)14.14x

EV / Free Cash Flow (TTM)51.39x

Total Debt / Equity (Quarterly)0.13x

EPS Incl Extra (TTM)$2.71

ROI (TTM)6.83%

Dividend Growth Rate (5Y)8.64%

P/S Ratio (TTM)2.87x

Pretax Margin (5Y Avg)31.57%

Revenue / Share (Annual)$10.22

Tangible BV / Share (Annual)$35.39

Forward P/E11.25x

Free OCF CAGR (5Y)29.61%

Price vs S&P 500 (52W)-14.85%

P/E Ratio (TTM)17.65x

EPS Growth TTM (YoY)-7.16%

Year-to-Date Return10.05%

5-Day Price Return-0.48%

EPS Normalized (Annual)$2.88

ROA (5Y Avg)1.16%

Net Profit Margin (Annual)21.33%

Month-to-Date Return-2.04%

Cash Flow / Share (TTM)$3.90

EBITD / Share (Annual)$4.25

EPS Growth (3Y)9.68%

Operating Margin (Annual)25.79%

LT Debt / Equity (Annual)0.04x

P/CF (TTM)28.40x

ROI (5Y Avg)8.73%

P/E Excl Extra (TTM)17.65x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$2.71

P/TBV (Quarterly)1.10x

Payout Ratio (Annual)42.03%

P/B Ratio (Annual)1.04x

Dividend / Share (TTM)$1.20

Pretax Margin (TTM)36.41%

Book Value / Share (Annual)$36.67

Price vs S&P 500 (13W)-7.82%

Net Margin Growth (5Y)3.65%

Dividend Yield (TTM)2.64%

Beta0.80x

P/FCF (Annual)14.14x

Revenue / Share (TTM)$11.26

ROE (TTM)7.35%

52-Week Low$35.06

vGradeD

gGradeC

mGradeC

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.46est. 0.66

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.10

4.09

4.10

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
NBHCNATIONAL BANK HOLDINGS CORP.	D	C	C	$41.20
JPMJPMorgan Chase & Co.	D	C	D	$296.58
BACBank of America Corporation	C	C	D	$51.51
WFCWells Fargo & Co.	D	C	D	$77.17
CCitigroup Inc.	C	C	A	$129.09
COFCapital One Financial	C	D	F	$184.56
UBSUBS Group AG	C	C	B	$47.99
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$9.03
PNCPNC Financial Services Group	C	C	C	$216.07
USBU.S. Bancorp	C	C	C	$53.55
TFCTruist Financial Corporation	B	C	D	$46.87

About

National Bank Holdings Corp is a Colorado-based bank providing commercial, business, and consumer clients with comprehensive banking services including lending, deposits, treasury management, and wealth management. The company offers a diversified product suite spanning commercial and industrial loans, SBA lending, agricultural financing, residential real estate loans, and deposit products. Its relationship-based model integrates lending, deposits, and cash management solutions to serve its client base across multiple segments.