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National Bankshares Inc/VA (NKSH)
Price$38.01
Favorite Metrics
Price vs S&P 500 (26W)25.37%
Price vs S&P 500 (4W)-4.74%
Market Capitalization$242.06M
P/E Ratio (Annual)15.30x
Indicated Dividend Yield (Annual)4.10%
All Metrics
P/CF (Annual)13.53x
Book Value / Share (Quarterly)$29.04
P/TBV (Annual)1.16x
Indicated Dividend (Annual)$1.46
Revenue Growth (3Y)3.54%
Cash Flow / Share (Quarterly)$2.38
Payout Ratio (TTM)117.64%
Price vs S&P 500 (YTD)9.43%
Net Profit Margin (TTM)38.04%
EPS (TTM)$2.49
10-Day Avg Trading Volume0.10M
EPS Excl Extra (TTM)$2.49
Revenue Growth (5Y)3.96%
EPS (Annual)$2.49
Dividend / Share (Annual)$1.51
ROI (Annual)8.56%
Net Profit Margin (5Y Avg)38.66%
Cash / Share (Quarterly)$2.22
P/E Basic Excl Extra (TTM)15.30x
Revenue Growth QoQ (YoY)11.58%
EPS Growth (5Y)0.05%
P/E Normalized (Annual)15.30x
ROA (Last FY)0.87%
Revenue Growth TTM (YoY)20.18%
EBITD / Share (TTM)$3.18
ROE (5Y Avg)11.27%
Operating Margin (TTM)45.90%
Cash Flow / Share (Annual)$2.38
P/B Ratio1.31x
P/B Ratio (Quarterly)1.15x
Net Income / Employee (Annual)$0
ROA (TTM)0.87%
EPS Growth QoQ (YoY)91.19%
EV / EBITDA (TTM)11.95x
EPS Incl Extra (Annual)$2.49
3-Month Avg Trading Volume0.03M
52-Week Price Return51.37%
EV / Free Cash Flow (Annual)15.98x
P/E Incl Extra (TTM)15.30x
Tangible BV / Share (Quarterly)$28.80
P/S Ratio (Annual)2.66x
52-Week High$40.00
Operating Margin (5Y Avg)46.29%
EPS Excl Extra (Annual)$2.49
CapEx CAGR (5Y)8.51%
Tangible BV CAGR (5Y)0.59%
26-Week Price Return32.25%
13-Week Price Return10.43%
Total Debt / Equity (Annual)0.00x
Enterprise Value$242.063
Revenue / Share Growth (5Y)9.05%
Book Value / Share Growth (5Y)-1.52%
Revenue / Employee (Annual)$267,088
Pretax Margin (Annual)53.45%
Cash / Share (Annual)$2.11
3-Month Return Std Dev21.84%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)0.40%
EBITDA Interim CAGR (5Y)4.16%
ROE (Last FY)8.56%
EPS Basic Excl Extra (Annual)$2.49
P/FCF (TTM)15.98x
EV / Free Cash Flow (TTM)15.98x
Total Debt / Equity (Quarterly)0.00x
EPS Incl Extra (TTM)$2.49
ROI (TTM)9.04%
Dividend Growth Rate (5Y)1.59%
P/S Ratio (TTM)2.88x
Pretax Margin (5Y Avg)46.29%
Revenue / Share (Annual)$9.92
Tangible BV / Share (Annual)$28.80
Forward P/E12.98x
Free OCF CAGR (5Y)4.83%
Price vs S&P 500 (52W)16.74%
P/E Ratio (TTM)15.30x
EPS Growth TTM (YoY)103.47%
Year-to-Date Return13.36%
5-Day Price Return2.56%
EPS Normalized (Annual)$2.49
ROA (5Y Avg)1.00%
Net Profit Margin (Annual)43.64%
Month-to-Date Return4.39%
Cash Flow / Share (TTM)$3.65
EBITD / Share (Annual)$3.18
EPS Growth (3Y)-16.86%
Operating Margin (Annual)53.45%
P/CF (TTM)13.53x
ROI (5Y Avg)11.27%
P/E Excl Extra (TTM)15.30x
LT Debt / Equity (Quarterly)0.18x
EPS Basic Excl Extra (TTM)$2.49
P/TBV (Quarterly)1.16x
Payout Ratio (Annual)60.73%
P/B Ratio (Annual)1.15x
Dividend / Share (TTM)$1.51
Pretax Margin (TTM)45.90%
Book Value / Share (Annual)$29.04
Price vs S&P 500 (13W)8.05%
Net Margin Growth (5Y)4.53%
Dividend Yield (TTM)3.97%
Beta0.63x
P/FCF (Annual)15.98x
Revenue / Share (TTM)$9.27
ROE (TTM)9.04%
52-Week Low$24.74
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.29
4.29
4.29
4.29
Industry Peers — National Banks(97)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
NKSHNational Bankshares Inc/VA | 1.15x | 9.04% | 0.87% | — | $38.01 |
JPMJPMorgan Chase & Co. | 2.17x | 16.32% | 1.28% | — | $316.99 |
BACBank of America Corporation | 1.16x | 10.50% | 0.92% | — | $53.95 |
WFCWells Fargo & Co. | 1.37x | 12.02% | 1.03% | — | $81.97 |
CCitigroup Inc. | 0.92x | 7.55% | 0.60% | — | $133.05 |
COFCapital One Financial | 1.36x | 2.44% | 0.40% | — | $205.71 |
UBSUBS Group AG | 1.64x | 8.71% | 0.48% | — | $43.82 |
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | 1.27x | 9.73% | 0.37% | — | $8.60 |
PNCPNC Financial Services Group | 1.32x | 11.98% | 1.25% | — | $227.03 |
USBU.S. Bancorp | 1.23x | 12.21% | 1.13% | — | $57.00 |
TFCTruist Financial Corporation | 0.89x | 8.51% | 1.01% | — | $50.84 |
About
National Bankshares Inc is a bank holding company serving small and mid-sized businesses and individuals through comprehensive lending in commercial, agricultural, real estate, and consumer loan categories. The company diversifies revenue through its subsidiary, National Bankshares Financial Services Inc, which provides insurance and brokerage services. Revenues are generated from loan interest and fees, non-interest income, and investments.