National Bankshares Inc/VA (NKSH) Stock Price

NKSHStock

$40.94+35.36%52W

Market Cap$260.81M

P/E17.21x

PEG Ratio—

Div yield5.82%

Beta0.54

NKSH Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-2.71%

Price vs S&P 500 (4W)0.48%

VGM Score46.32

P/E Ratio (Annual)17.21x

Indicated Dividend Yield (Annual)5.82%

P/CF (Annual)15.23x

Book Value / Share (Quarterly)$29.43

P/TBV (Annual)1.16x

Indicated Dividend (Annual)$1.50

Revenue Growth (3Y)3.54%

Cash Flow / Share (Quarterly)$2.61

Payout Ratio (TTM)117.64%

Price vs S&P 500 (YTD)11.33%

Net Profit Margin (TTM)38.04%

EPS (TTM)$2.76

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$2.76

Revenue Growth (5Y)3.96%

EPS (Annual)$2.49

Dividend / Share (Annual)$1.51

ROI (Annual)8.56%

Net Profit Margin (5Y Avg)38.66%

Cash / Share (Quarterly)$2.22

P/E Basic Excl Extra (TTM)15.50x

Revenue Growth QoQ (YoY)11.58%

EPS Growth (5Y)0.05%

P/E Normalized (Annual)17.21x

ROA (Last FY)0.87%

Revenue Growth TTM (YoY)20.18%

EBITD / Share (TTM)$4.43

ROE (5Y Avg)11.27%

Operating Margin (TTM)45.90%

Cash Flow / Share (Annual)$2.38

P/B Ratio1.45x

P/B Ratio (Quarterly)1.24x

Net Income / Employee (Annual)$65,100

ROA (TTM)0.97%

EPS Growth QoQ (YoY)53.77%

EV / EBITDA (TTM)10.08x

EPS Incl Extra (Annual)$2.49

3-Month Avg Trading Volume0.04M

52-Week Price Return35.36%

EV / Free Cash Flow (Annual)17.98x

P/E Incl Extra (TTM)15.50x

Tangible BV / Share (Quarterly)$29.21

P/S Ratio (Annual)2.66x

52-Week High$43.31

Operating Margin (5Y Avg)46.29%

EPS Excl Extra (Annual)$2.49

CapEx CAGR (5Y)8.51%

Tangible BV CAGR (5Y)0.59%

26-Week Price Return8.53%

13-Week Price Return16.29%

Total Debt / Equity (Annual)0.00x

Enterprise Value$272.38M

Revenue / Share Growth (5Y)9.05%

Book Value / Share Growth (5Y)-1.52%

Revenue / Employee (Annual)$267,087,600,000

Pretax Margin (Annual)53.45%

Cash / Share (Annual)$2.11

3-Month Return Std Dev29.30%

Net Income / Employee (TTM)$72,300

EBITDA CAGR (5Y)8.78%

EBITDA Interim CAGR (5Y)4.97%

ROE (Last FY)8.56%

EPS Basic Excl Extra (Annual)$2.49

P/FCF (TTM)16.39x

EV / Free Cash Flow (TTM)16.39x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.76

ROI (TTM)9.76%

Dividend Growth Rate (5Y)1.59%

P/S Ratio (TTM)2.88x

Pretax Margin (5Y Avg)46.29%

Revenue / Share (Annual)$9.92

Tangible BV / Share (Annual)$28.80

Forward P/E11.04x

Free OCF CAGR (5Y)4.83%

Price vs S&P 500 (52W)17.05%

P/E Ratio (TTM)15.50x

EPS Growth TTM (YoY)102.67%

Year-to-Date Return23.29%

5-Day Price Return-4.28%

EPS Normalized (Annual)$2.49

ROA (5Y Avg)1.00%

Net Profit Margin (Annual)43.64%

Month-to-Date Return1.82%

Cash Flow / Share (TTM)$3.65

EBITD / Share (Annual)$3.18

EPS Growth (3Y)-16.86%

Operating Margin (Annual)53.45%

P/CF (TTM)14.63x

ROI (5Y Avg)11.27%

P/E Excl Extra (TTM)15.50x

LT Debt / Equity (Quarterly)0.18x

EPS Basic Excl Extra (TTM)$2.76

P/TBV (Quarterly)1.25x

Payout Ratio (Annual)60.73%

P/B Ratio (Annual)1.15x

Dividend / Share (TTM)$1.51

Pretax Margin (TTM)45.90%

Book Value / Share (Annual)$29.04

Price vs S&P 500 (13W)13.49%

Net Margin Growth (5Y)4.53%

Dividend Yield (TTM)3.53%

Beta0.54x

P/FCF (Annual)17.98x

Revenue / Share (TTM)$9.27

ROE (TTM)9.76%

52-Week Low$27.00

vGradeD

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mGradeB

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NKSH Earnings Surprise History

Q2 250.61est. 0.64

Q3 250.70est. 0.66

Q4 250.84est. 0.68

Q1 260.78est. —

Q2 260.79est. 0.80

NKSH Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.14

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
NKSHNational Bankshares Inc/VA	D	D	B	$40.94
JPMJPMorgan Chase & Co.	D	B	B	$356.69
BACBank of America Corporation	C	C	B	$62.43
WFCWells Fargo & Co.	C	C	D	$84.79
CCitigroup Inc.	C	C	C	$133.25
UBSUBS Group AG	C	C	B	$54.23
COFCapital One Financial	B	D	C	$216.24
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$10.41
PNCPNC Financial Services Group	C	C	C	$244.11
USBU.S. Bancorp	C	C	C	$62.41
TFCTruist Financial Corporation	B	C	D	$50.30
SHGShinhan Financial Group Co Ltd	B	C	D	$76.81
HBANHuntington Bancshares Inc	C	C	D	$16.95
RFRegions Financial Corp.	C	D	D	$30.63
KEYKeyCorp	C	C	D	$21.89
PNFPPinnacle Financial Partners, Inc.	D	B	D	$100.77
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	F	$24.42
UMBFUMB Financial Corp	C	B	C	$143.57
CFRCullen/Frost Bankers Inc.	D	C	B	$163.38
ZIONZions Bancorporation N.A.	B	C	C	$67.57
ONBOld National Bancorp	C	B	D	$25.66
BOKFBOK Financial Corp	C	C	C	$138.62
VLYValley National Bancorp	C	B	C	$14.10
FNBF.N.B. Corp	B	C	D	$18.37
FULTFulton Financial Corp	B	C	C	$23.66
WSFSWSFS Financial Corp	D	B	B	$78.58
WSBCWesBanco Inc	B	B	C	$40.51
BANFBancfirst Corp	D	C	F	$111.09
PRKPark National Corporation	D	D	B	$199.89
NICNicolet Bankshares,Inc.	F	C	B	$171.12
FFBCFirst Financial Bancorp	B	B	C	$32.66
CBUCommunity Financial System, Inc.	D	D	D	$62.93
SFNCSimmons First National Corp	B	C	D	$22.70
BANCBanc of California, Inc.	B	C	D	$18.59
TBBKThe Bancorp Inc.	D	B	C	$66.98
TRMKTrustmark Corp	C	C	D	$46.11
WAFDWaFd, Inc. Common Stock	B	C	D	$36.21
NBTBNBT Bancorp Inc	C	C	C	$51.39
FRMEFirst Merchants Corp	B	C	D	$41.56
NWBINorthwest Bancshares, Inc	C	D	C	$15.30
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.73
CHCOCity Holding Co	D	D	B	$144.47
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	D	$41.29
OCFCOceanFirst Financial Corp	D	C	F	$18.86
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.39
HOPEHope Bancorp, Inc.	C	C	B	$13.87
FSUNFirstSun Capital Bancorp Common Stock	D	F	D	$40.29
CASHPathward Financial, Inc. Common Stock	B	C	D	$83.59
BFCBank First Corporation Common Stock	F	C	C	$152.99
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.76

About National Bankshares Inc/VA

National Bankshares Inc is a bank holding company serving small and mid-sized businesses and individuals through comprehensive lending in commercial, agricultural, real estate, and consumer loan categories. The company diversifies revenue through its subsidiary, National Bankshares Financial Services Inc, which provides insurance and brokerage services. Revenues are generated from loan interest and fees, non-interest income, and investments.