OceanFirst Financial Corp (OCFC) Stock Price

OCFCStock

$18.84+2.44%52W

Market Cap$1.82B

P/E26.38x

PEG Ratio1.15

Div yield5.81%

Beta0.99

OCFC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-11.02%

Price vs S&P 500 (4W)-5.51%

PEG Ratio1.15

VGM Score35.46

P/E Ratio (Annual)26.38x

Indicated Dividend Yield (Annual)5.81%

P/CF (Annual)21.47x

Book Value / Share (Quarterly)$28.98

P/TBV (Annual)0.62x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)11.77%

Cash Flow / Share (Quarterly)$1.85

Payout Ratio (TTM)67.20%

Price vs S&P 500 (YTD)-7.64%

Net Profit Margin (TTM)29.61%

EPS (TTM)$1.22

10-Day Avg Trading Volume1.01M

EPS Excl Extra (TTM)$1.22

Revenue Growth (5Y)17.96%

EPS (Annual)$1.24

Dividend / Share (Annual)$0.83

ROI (Annual)3.60%

Net Profit Margin (5Y Avg)27.33%

Cash / Share (Quarterly)$6.88

P/E Basic Excl Extra (TTM)26.76x

Revenue Growth QoQ (YoY)43.36%

EPS Growth (5Y)3.25%

P/E Normalized (Annual)26.38x

ROA (Last FY)0.49%

Revenue Growth TTM (YoY)48.40%

EBITD / Share (TTM)$4.26

ROE (5Y Avg)6.58%

Operating Margin (TTM)39.09%

Cash Flow / Share (Annual)$1.39

P/B Ratio1.12x

P/B Ratio (Quarterly)0.62x

Net Income / Employee (Annual)$79,000

ROA (TTM)0.49%

EPS Growth QoQ (YoY)-2.86%

EV / EBITDA (TTM)13.78x

EPS Incl Extra (Annual)$1.24

3-Month Avg Trading Volume0.98M

52-Week Price Return2.44%

EV / Free Cash Flow (Annual)27.61x

P/E Incl Extra (TTM)26.76x

Tangible BV / Share (Quarterly)$28.84

P/S Ratio (Annual)1.88x

52-Week High$20.61

EPS Excl Extra (Annual)$1.24

CapEx CAGR (5Y)-12.13%

Tangible BV CAGR (5Y)2.52%

26-Week Price Return0.91%

13-Week Price Return0.43%

Total Debt / Equity (Annual)0.19x

Enterprise Value$2.20B

Revenue / Share Growth (5Y)4.59%

Book Value / Share Growth (5Y)3.21%

Revenue / Employee (Annual)$493,300,600,000

Pretax Margin (Annual)44.42%

Cash / Share (Annual)$2.84

3-Month Return Std Dev23.36%

Net Income / Employee (TTM)$77,900

EBITDA CAGR (5Y)21.43%

EBITDA Interim CAGR (5Y)14.77%

ROE (Last FY)4.27%

EPS Basic Excl Extra (Annual)$1.24

P/FCF (TTM)17.60x

EV / Free Cash Flow (TTM)20.63x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$1.22

ROI (TTM)3.60%

Dividend Growth Rate (5Y)1.30%

P/S Ratio (TTM)1.87x

Pretax Margin (5Y Avg)34.78%

Revenue / Share (Annual)$7.41

Tangible BV / Share (Annual)$28.81

Forward P/E9.40x

Free OCF CAGR (5Y)-7.59%

Price vs S&P 500 (52W)-16.12%

P/E Ratio (TTM)26.76x

EPS Growth TTM (YoY)-23.46%

Year-to-Date Return5.18%

5-Day Price Return-0.32%

EPS Normalized (Annual)$1.24

ROA (5Y Avg)0.81%

Net Profit Margin (Annual)33.75%

Month-to-Date Return-2.23%

Cash Flow / Share (TTM)$2.41

EBITD / Share (Annual)$1.79

EPS Growth (3Y)-20.81%

Operating Margin (Annual)44.42%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)16.40x

ROI (5Y Avg)5.58%

P/E Excl Extra (TTM)26.76x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$1.22

P/TBV (Quarterly)0.63x

Payout Ratio (Annual)67.97%

P/B Ratio (Annual)0.62x

Dividend / Share (TTM)$0.81

Pretax Margin (TTM)39.09%

Book Value / Share (Annual)$28.97

Price vs S&P 500 (13W)-1.53%

Net Margin Growth (5Y)7.52%

Dividend Yield (TTM)2.51%

Beta0.99x

P/FCF (Annual)23.55x

Revenue / Share (TTM)$7.42

ROE (TTM)4.22%

52-Week Low$17.05

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OCFC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.43	$0.43	+0.33%(+$0.00)
Q1 2026	Apr 23, 2026	$0.39	$0.43	+9.79%(+$0.04)
Q4 2025	Jan 22, 2026	$0.36	$0.41	+12.33%(+$0.04)
Q3 2025	Oct 22, 2025	$0.36	$0.36	+1.12%(+$0.00)
Q2 2025	Jul 24, 2025	$0.33	$0.31	-7.00%(-$0.02)

OCFC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.83

3.77

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
OCFCOceanFirst Financial Corp	D	C	D	0.6x	4.2%	0.5%	—	$18.84
JPMJPMorgan Chase & Co.	D	B	B	2.3x	17.8%	1.4%	—	$356.02
BACBank of America Corporation	C	C	B	1.3x	11.1%	1.0%	—	$61.94
WFCWells Fargo & Co.	C	C	C	1.4x	12.6%	1.0%	—	$86.39
CCitigroup Inc.	C	C	B	1.1x	8.4%	0.7%	—	$131.62
UBSUBS Group AG	C	C	A	1.4x	10.1%	0.6%	—	$55.72
COFCapital One Financial	B	D	C	1.1x	9.3%	1.6%	—	$214.51
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	A	1.6x	12.3%	0.5%	—	$10.64
USBU.S. Bancorp	C	C	B	1.4x	12.5%	1.2%	—	$61.58
PNCPNC Financial Services Group	C	C	C	1.5x	12.3%	1.3%	—	$239.63
TFCTruist Financial Corporation	B	C	D	0.9x	9.0%	1.1%	—	$49.58
SHGShinhan Financial Group Co Ltd	B	C	B	0.7x	8.8%	0.7%	—	$79.17
HBANHuntington Bancshares Inc	C	C	D	1.1x	8.6%	0.9%	—	$16.68
RFRegions Financial Corp.	C	D	D	1.4x	11.8%	1.4%	—	$29.88
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$21.61
PNFPPinnacle Financial Partners, Inc.	D	B	D	1.0x	7.6%	0.9%	—	$99.97
WBSWebster Financial Corporation Waterbury	C	B	C	1.3x	10.7%	1.2%	—	$77.57
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$24.32
UMBFUMB Financial Corp	C	B	B	1.4x	12.2%	1.3%	—	$141.63
CFRCullen/Frost Bankers Inc.	D	C	B	2.1x	15.0%	1.3%	—	$160.87
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.58
ZIONZions Bancorporation N.A.	B	C	C	1.3x	16.1%	1.3%	—	$66.69
BOKFBOK Financial Corp	C	C	D	1.4x	10.8%	1.2%	—	$136.08
VLYValley National Bancorp	C	B	C	1.0x	8.9%	1.1%	—	$13.64
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$18.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$23.46
WSFSWSFS Financial Corp	D	B	C	1.5x	11.7%	1.5%	—	$77.45
WSBCWesBanco Inc	B	B	B	0.9x	8.7%	1.3%	—	$40.01
BANFBancfirst Corp	D	C	F	1.9x	13.6%	1.7%	—	$109.22
NICNicolet Bankshares,Inc.	F	C	B	1.5x	8.8%	1.3%	—	$169.34
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$195.29
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$32.63
CBUCommunity Financial System, Inc.	D	D	D	1.5x	11.1%	1.3%	—	$62.75
SFNCSimmons First National Corp	B	C	D	0.9x	-10.2%	-1.4%	—	$22.58
BANCBanc of California, Inc.	B	C	D	0.8x	7.1%	0.7%	—	$18.62
TRMKTrustmark Corp	C	C	D	1.3x	11.0%	1.2%	—	$45.92
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$51.42
TBBKThe Bancorp Inc.	D	B	C	3.3x	30.6%	2.5%	—	$65.00
WAFDWaFd, Inc. Common Stock	B	C	D	0.9x	8.5%	0.9%	—	$35.76
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$41.47
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$15.29
FCFFirst Commonwealth Financial Corporation	C	C	C	1.2x	10.2%	1.3%	—	$20.70
CHCOCity Holding Co	D	D	C	2.3x	16.4%	2.0%	—	$142.95
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$41.29
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$40.40
HOPEHope Bancorp, Inc.	C	C	B	0.8x	5.7%	0.7%	—	$13.79
FSUNFirstSun Capital Bancorp Common Stock	D	F	C	0.9x	3.5%	0.5%	—	$40.01
CASHPathward Financial, Inc. Common Stock	B	C	F	2.2x	22.4%	2.6%	—	$81.46
BFCBank First Corporation Common Stock	F	C	C	1.8x	10.8%	1.5%	—	$150.66
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	1.1x	10.3%	1.1%	—	$71.31
WABCWestamerica Bancorporation	C	D	C	1.6x	12.3%	1.9%	—	$58.05

About OceanFirst Financial Corp

OceanFirst Financial Corp is a regional bank that attracts retail and business deposits and invests them primarily in single-family residential and commercial real estate mortgage loans. The company generates revenue principally from interest on loans and securities, supplemented by bank card services and wealth management offerings.