OceanFirst Financial Corp (OCFC) Stock Price

OCFCStock

$15.83−9.18%52W

Market Cap$1.53B

P/E21.96x

PEG Ratio1.15

Div yield5.81%

Beta1.01

OCFC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-26.15%

Price vs S&P 500 (4W)-8.58%

PEG Ratio1.15

VGM Score33.51

P/E Ratio (Annual)21.96x

Indicated Dividend Yield (Annual)5.81%

P/CF (Annual)17.87x

Book Value / Share (Quarterly)$24.96

P/TBV (Annual)0.62x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)11.77%

Cash Flow / Share (Quarterly)$1.17

Payout Ratio (TTM)67.20%

Price vs S&P 500 (YTD)-23.74%

Net Profit Margin (TTM)29.61%

EPS (TTM)$0.85

10-Day Avg Trading Volume1.32M

EPS Excl Extra (TTM)$0.85

Revenue Growth (5Y)17.96%

EPS (Annual)$1.24

Dividend / Share (Annual)$0.83

ROI (Annual)3.60%

Net Profit Margin (5Y Avg)27.33%

Cash / Share (Quarterly)$6.88

P/E Basic Excl Extra (TTM)32.54x

Revenue Growth QoQ (YoY)43.36%

EPS Growth (5Y)3.25%

P/E Normalized (Annual)21.96x

ROA (Last FY)0.49%

Revenue Growth TTM (YoY)48.40%

EBITD / Share (TTM)$4.26

ROE (5Y Avg)6.58%

Operating Margin (TTM)39.09%

Cash Flow / Share (Annual)$1.39

P/B Ratio0.65x

P/B Ratio (Quarterly)0.78x

Net Income / Employee (Annual)$79,000

ROA (TTM)0.29%

EPS Growth QoQ (YoY)-2.86%

EV / EBITDA (TTM)13.78x

EPS Incl Extra (Annual)$1.24

3-Month Avg Trading Volume1.06M

52-Week Price Return-9.18%

EV / Free Cash Flow (Annual)26.58x

P/E Incl Extra (TTM)32.54x

Tangible BV / Share (Quarterly)$24.02

P/S Ratio (Annual)1.88x

52-Week High$20.61

EPS Excl Extra (Annual)$1.24

CapEx CAGR (5Y)-12.13%

Tangible BV CAGR (5Y)2.52%

26-Week Price Return-16.24%

13-Week Price Return-20.51%

Total Debt / Equity (Annual)0.19x

Enterprise Value$2.11B

Revenue / Share Growth (5Y)4.59%

Book Value / Share Growth (5Y)3.21%

Revenue / Employee (Annual)$493,300,600,000

Pretax Margin (Annual)44.42%

Cash / Share (Annual)$2.84

3-Month Return Std Dev18.84%

Net Income / Employee (TTM)$53,300

EBITDA CAGR (5Y)21.43%

EBITDA Interim CAGR (5Y)14.77%

ROE (Last FY)4.27%

EPS Basic Excl Extra (Annual)$1.24

P/FCF (TTM)13.83x

EV / Free Cash Flow (TTM)18.75x

Total Debt / Equity (Quarterly)0.23x

EPS Incl Extra (TTM)$0.85

ROI (TTM)2.17%

Dividend Growth Rate (5Y)1.30%

P/S Ratio (TTM)1.87x

Pretax Margin (5Y Avg)34.78%

Revenue / Share (Annual)$7.41

Tangible BV / Share (Annual)$28.81

Forward P/E8.08x

Free OCF CAGR (5Y)-7.59%

Price vs S&P 500 (52W)-24.71%

P/E Ratio (TTM)32.54x

EPS Growth TTM (YoY)-43.70%

Year-to-Date Return-11.81%

5-Day Price Return-1.86%

EPS Normalized (Annual)$1.24

ROA (5Y Avg)0.81%

Net Profit Margin (Annual)33.75%

Month-to-Date Return-4.23%

Cash Flow / Share (TTM)$2.41

EBITD / Share (Annual)$1.79

EPS Growth (3Y)-20.81%

Operating Margin (Annual)44.42%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)12.81x

ROI (5Y Avg)5.58%

P/E Excl Extra (TTM)32.54x

LT Debt / Equity (Quarterly)0.20x

EPS Basic Excl Extra (TTM)$0.85

P/TBV (Quarterly)0.81x

Payout Ratio (Annual)67.97%

P/B Ratio (Annual)0.62x

Dividend / Share (TTM)$0.60

Pretax Margin (TTM)39.09%

Book Value / Share (Annual)$28.97

Price vs S&P 500 (13W)-23.20%

Net Margin Growth (5Y)7.52%

Dividend Yield (TTM)2.94%

Beta1.01x

P/FCF (Annual)19.60x

Revenue / Share (TTM)$7.42

ROE (TTM)2.59%

52-Week Low$15.65

vGradeC

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mGradeF

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OCFC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.43	$0.43	+0.33%(+$0.00)
Q1 2026	Apr 23, 2026	$0.39	$0.43	+9.79%(+$0.04)
Q4 2025	Jan 22, 2026	$0.36	$0.41	+12.33%(+$0.04)
Q3 2025	Oct 22, 2025	$0.36	$0.36	+1.12%(+$0.00)
Q2 2025	Jul 24, 2025	$0.33	$0.31	-7.00%(-$0.02)

OCFC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.83

3.77

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69
AMTBAmerant Bancorp Inc.	C	C	A	1.1x	6.1%	0.6%	—	$28.96

About OceanFirst Financial Corp

OceanFirst Financial Corp is a regional bank that attracts retail and business deposits and invests them primarily in single-family residential and commercial real estate mortgage loans. The company generates revenue principally from interest on loans and securities, supplemented by bank card services and wealth management offerings.

OCFC Next Earnings Report

Report dateOct 27, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.40

Revenue estimate$178.59M

Also reporting on Oct 27, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

OCFC Insider Transactions

SellAug 31, 2026
SCHAEFFER BRIAN
Officer of Subsidiary Company
Shares: 5,500Value: $103,978
SellAug 7, 2026
BURAN JOHN R
Director
Shares: 113,630Value: $2.20M
SellAug 7, 2026
BURAN JOHN R
Director
Shares: 113,463Value: $2.20M

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.8

Buy

Consensus rating

52-Week Range

Low$15.65

High$20.61