OceanFirst Financial Corp (OCFC)

Price$18.25

Value ScoreB

Growth ScoreC

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-7.82%

Price vs S&P 500 (4W)-6.18%

VGM Score46.15

Market Capitalization$1.08B

P/E Ratio (Annual)15.25x

Indicated Dividend Yield (Annual)4.26%

All Metrics

P/CF (Annual)12.41x

Book Value / Share (Quarterly)$28.98

P/TBV (Annual)0.62x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)11.77%

Cash Flow / Share (Quarterly)$1.85

Payout Ratio (TTM)67.20%

Price vs S&P 500 (YTD)-6.25%

Net Profit Margin (TTM)29.61%

EPS (TTM)$1.22

10-Day Avg Trading Volume0.67M

EPS Excl Extra (TTM)$1.22

Revenue Growth (5Y)17.96%

EPS (Annual)$1.24

Dividend / Share (Annual)$0.83

ROI (Annual)3.60%

Net Profit Margin (5Y Avg)27.33%

Cash / Share (Quarterly)$6.88

P/E Basic Excl Extra (TTM)15.47x

Revenue Growth QoQ (YoY)43.36%

EPS Growth (5Y)3.25%

P/E Normalized (Annual)15.25x

ROA (Last FY)0.49%

Revenue Growth TTM (YoY)48.40%

EBITD / Share (TTM)$4.26

ROE (5Y Avg)6.58%

Operating Margin (TTM)39.09%

Cash Flow / Share (Annual)$1.39

P/B Ratio0.65x

P/B Ratio (Quarterly)0.62x

Net Income / Employee (Annual)$79,000

ROA (TTM)0.49%

EPS Growth QoQ (YoY)-2.86%

EV / EBITDA (TTM)13.78x

EPS Incl Extra (Annual)$1.24

3-Month Avg Trading Volume0.69M

52-Week Price Return11.85%

EV / Free Cash Flow (Annual)17.67x

P/E Incl Extra (TTM)15.47x

Tangible BV / Share (Quarterly)$28.84

P/S Ratio (Annual)1.88x

52-Week High$20.61

EPS Excl Extra (Annual)$1.24

CapEx CAGR (5Y)-12.13%

Tangible BV CAGR (5Y)2.52%

26-Week Price Return8.11%

13-Week Price Return-1.31%

Total Debt / Equity (Annual)0.19x

Enterprise Value$1.41B

Revenue / Share Growth (5Y)4.59%

Book Value / Share Growth (5Y)3.21%

Revenue / Employee (Annual)$493,300,600,000

Pretax Margin (Annual)44.42%

Cash / Share (Annual)$2.84

3-Month Return Std Dev24.35%

Net Income / Employee (TTM)$77,900

EBITDA CAGR (5Y)21.43%

EBITDA Interim CAGR (5Y)14.77%

ROE (Last FY)4.27%

EPS Basic Excl Extra (Annual)$1.24

P/FCF (TTM)10.17x

EV / Free Cash Flow (TTM)13.20x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$1.22

ROI (TTM)3.60%

Dividend Growth Rate (5Y)1.30%

P/S Ratio (TTM)1.87x

Pretax Margin (5Y Avg)34.78%

Revenue / Share (Annual)$7.41

Tangible BV / Share (Annual)$28.81

Forward P/E9.01x

Free OCF CAGR (5Y)-7.59%

Price vs S&P 500 (52W)-16.36%

P/E Ratio (TTM)15.47x

EPS Growth TTM (YoY)-23.46%

Year-to-Date Return4.68%

5-Day Price Return0.37%

EPS Normalized (Annual)$1.24

ROA (5Y Avg)0.81%

Net Profit Margin (Annual)33.75%

Month-to-Date Return-1.47%

Cash Flow / Share (TTM)$2.41

EBITD / Share (Annual)$1.79

EPS Growth (3Y)-20.81%

Operating Margin (Annual)44.42%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)9.48x

ROI (5Y Avg)5.58%

P/E Excl Extra (TTM)15.47x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$1.22

P/TBV (Quarterly)0.63x

Payout Ratio (Annual)67.97%

P/B Ratio (Annual)0.62x

Dividend / Share (TTM)$0.81

Pretax Margin (TTM)39.09%

Book Value / Share (Annual)$28.97

Price vs S&P 500 (13W)-11.06%

Net Margin Growth (5Y)7.52%

Dividend Yield (TTM)4.34%

Beta0.98x

P/FCF (Annual)13.61x

Revenue / Share (TTM)$7.42

ROE (TTM)4.22%

52-Week Low$16.09

vGradeB

gGradeC

mGradeD

vgmGradeC

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Earnings Surprise History

Q1 260.43est. 0.41

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.92

3.83

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
OCFCOceanFirst Financial Corp	B	C	D	$18.25
JPMJPMorgan Chase & Co.	D	C	D	$296.58
BACBank of America Corporation	C	C	D	$51.51
WFCWells Fargo & Co.	D	C	D	$77.17
CCitigroup Inc.	C	C	A	$129.09
COFCapital One Financial	C	D	F	$184.56
UBSUBS Group AG	C	C	B	$47.99
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$9.03
PNCPNC Financial Services Group	C	C	C	$216.07
USBU.S. Bancorp	C	C	C	$53.55
TFCTruist Financial Corporation	B	C	D	$46.87

About

OceanFirst Financial Corp is a regional bank that attracts retail and business deposits and invests them primarily in single-family residential and commercial real estate mortgage loans. The company generates revenue principally from interest on loans and securities, supplemented by bank card services and wealth management offerings.