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OceanFirst Financial Corp (OCFC)
Price$18.77
Favorite Metrics
Price vs S&P 500 (26W)0.39%
Price vs S&P 500 (4W)3.40%
Market Capitalization$1.08B
P/E Ratio (Annual)15.18x
Indicated Dividend Yield (Annual)4.20%
All Metrics
P/CF (Annual)12.35x
Book Value / Share (Quarterly)$28.97
P/TBV (Annual)0.62x
Indicated Dividend (Annual)$0.80
Revenue Growth (3Y)11.77%
Cash Flow / Share (Quarterly)$1.39
Payout Ratio (TTM)67.97%
Price vs S&P 500 (YTD)3.60%
Net Profit Margin (TTM)29.61%
EPS (TTM)$1.23
10-Day Avg Trading Volume0.59M
EPS Excl Extra (TTM)$1.23
Revenue Growth (5Y)17.96%
EPS (Annual)$1.24
Dividend / Share (Annual)$0.83
ROI (Annual)3.60%
Net Profit Margin (5Y Avg)27.33%
Cash / Share (Quarterly)$6.88
P/E Basic Excl Extra (TTM)15.18x
Revenue Growth QoQ (YoY)43.36%
EPS Growth (5Y)3.25%
P/E Normalized (Annual)15.18x
ROA (Last FY)0.49%
Revenue Growth TTM (YoY)48.40%
EBITD / Share (TTM)$1.79
ROE (5Y Avg)6.58%
Operating Margin (TTM)39.09%
Cash Flow / Share (Annual)$1.39
P/B Ratio0.65x
P/B Ratio (Quarterly)0.62x
Net Income / Employee (Annual)$0
ROA (TTM)0.51%
EPS Growth QoQ (YoY)-39.11%
EV / EBITDA (TTM)13.49x
EPS Incl Extra (Annual)$1.24
3-Month Avg Trading Volume0.66M
52-Week Price Return24.72%
EV / Free Cash Flow (Annual)17.45x
P/E Incl Extra (TTM)15.18x
Tangible BV / Share (Quarterly)$28.81
P/S Ratio (Annual)1.88x
52-Week High$20.61
EPS Excl Extra (Annual)$1.24
CapEx CAGR (5Y)-12.13%
Tangible BV CAGR (5Y)2.52%
26-Week Price Return4.38%
13-Week Price Return6.24%
Total Debt / Equity (Annual)0.19x
Enterprise Value$1,387.103
Revenue / Share Growth (5Y)4.59%
Book Value / Share Growth (5Y)3.21%
Revenue / Employee (Annual)$493,301
Pretax Margin (Annual)44.42%
Cash / Share (Annual)$2.84
3-Month Return Std Dev26.84%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)2.81%
EBITDA Interim CAGR (5Y)-15.71%
ROE (Last FY)4.27%
EPS Basic Excl Extra (Annual)$1.24
P/FCF (TTM)12.96x
EV / Free Cash Flow (TTM)17.45x
Total Debt / Equity (Quarterly)0.19x
EPS Incl Extra (TTM)$1.23
ROI (TTM)3.66%
Dividend Growth Rate (5Y)1.30%
P/S Ratio (TTM)1.87x
Pretax Margin (5Y Avg)34.78%
Revenue / Share (Annual)$7.41
Tangible BV / Share (Annual)$28.81
Forward P/E9.85x
Free OCF CAGR (5Y)-7.59%
Price vs S&P 500 (52W)-5.11%
P/E Ratio (TTM)15.18x
EPS Growth TTM (YoY)-28.08%
Year-to-Date Return6.24%
5-Day Price Return-0.21%
EPS Normalized (Annual)$1.24
ROA (5Y Avg)0.81%
Net Profit Margin (Annual)33.75%
Month-to-Date Return5.71%
Cash Flow / Share (TTM)$2.41
EBITD / Share (Annual)$1.79
EPS Growth (3Y)-20.81%
Operating Margin (Annual)44.42%
LT Debt / Equity (Annual)0.15x
P/CF (TTM)12.35x
ROI (5Y Avg)5.58%
P/E Excl Extra (TTM)15.18x
LT Debt / Equity (Quarterly)0.15x
EPS Basic Excl Extra (TTM)$1.23
P/TBV (Quarterly)0.62x
Payout Ratio (Annual)67.97%
P/B Ratio (Annual)0.62x
Dividend / Share (TTM)$0.83
Pretax Margin (TTM)39.09%
Book Value / Share (Annual)$28.97
Price vs S&P 500 (13W)5.55%
Net Margin Growth (5Y)7.52%
Dividend Yield (TTM)4.48%
Beta1.02x
P/FCF (Annual)13.55x
Revenue / Share (TTM)$7.42
ROE (TTM)4.26%
52-Week Low$14.79
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.92
3.92
3.83
3.83
Industry Peers — National Banks(97)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
OCFCOceanFirst Financial Corp | 0.62x | 4.26% | 0.51% | — | $18.77 |
JPMJPMorgan Chase & Co. | 2.17x | 16.32% | 1.28% | — | $309.95 |
BACBank of America Corporation | 1.16x | 10.50% | 0.92% | — | $53.51 |
WFCWells Fargo & Co. | 1.37x | 12.02% | 1.03% | — | $81.25 |
CCitigroup Inc. | 0.92x | 7.55% | 0.60% | — | $129.34 |
COFCapital One Financial | 1.36x | 2.44% | 0.40% | — | $200.71 |
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | 1.27x | 9.73% | 0.37% | — | $8.63 |
UBSUBS Group AG | 1.64x | 8.71% | 0.48% | — | $42.72 |
PNCPNC Financial Services Group | 1.35x | 11.88% | 1.23% | — | $220.07 |
USBU.S. Bancorp | 1.23x | 12.21% | 1.13% | — | $55.48 |
TFCTruist Financial Corporation | 0.97x | 8.15% | 0.98% | — | $49.43 |
About
OceanFirst Financial Corp is a regional bank that attracts retail and business deposits and invests them primarily in single-family residential and commercial real estate mortgage loans. The company generates revenue principally from interest on loans and securities, supplemented by bank card services and wealth management offerings.