OP Bancorp Common Stock (OPBK)

Price$14.22

Favorite Metrics

Price vs S&P 500 (26W)-1.07%

Price vs S&P 500 (4W)6.06%

Market Capitalization$210.26M

P/E Ratio (Annual)8.20x

Indicated Dividend Yield (Annual)3.40%

All Metrics

P/CF (Annual)8.04x

Book Value / Share (Quarterly)$15.31

P/TBV (Annual)0.77x

Indicated Dividend (Annual)$0.48

Revenue Growth (3Y)14.49%

Cash Flow / Share (Quarterly)$1.57

Payout Ratio (TTM)27.83%

Price vs S&P 500 (YTD)-2.64%

Net Profit Margin (TTM)34.34%

EPS (TTM)$1.72

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$1.72

Revenue Growth (5Y)16.97%

EPS (Annual)$1.72

Dividend / Share (Annual)$0.48

ROI (Annual)10.15%

Net Profit Margin (5Y Avg)31.85%

Cash / Share (Quarterly)$11.87

P/E Basic Excl Extra (TTM)8.20x

Revenue Growth QoQ (YoY)59.35%

EPS Growth (5Y)14.80%

P/E Normalized (Annual)8.20x

ROA (Last FY)0.97%

Revenue Growth TTM (YoY)44.39%

EBITD / Share (TTM)$2.86

ROE (5Y Avg)14.05%

Operating Margin (TTM)48.14%

Cash Flow / Share (Annual)$1.57

P/B Ratio0.92x

P/B Ratio (Quarterly)0.92x

Net Income / Employee (Annual)$0

ROA (TTM)0.99%

EPS Growth QoQ (YoY)40.42%

EV / EBITDA (TTM)5.51x

EPS Incl Extra (Annual)$1.72

3-Month Avg Trading Volume0.04M

52-Week Price Return33.14%

EV / Free Cash Flow (Annual)10.05x

P/E Incl Extra (TTM)8.20x

Tangible BV / Share (Quarterly)$12.02

P/S Ratio (Annual)1.45x

52-Week High$15.27

EPS Excl Extra (Annual)$1.72

CapEx CAGR (5Y)35.20%

Tangible BV CAGR (5Y)14.10%

26-Week Price Return2.92%

13-Week Price Return-0.21%

Total Debt / Equity (Annual)0.11x

Enterprise Value$234.843

Revenue / Share Growth (5Y)16.10%

Book Value / Share Growth (5Y)9.89%

Revenue / Employee (Annual)$456,667

Pretax Margin (Annual)49.43%

Cash / Share (Annual)$5.43

3-Month Return Std Dev29.72%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)16.88%

EBITDA Interim CAGR (5Y)14.58%

ROE (Last FY)11.25%

EPS Basic Excl Extra (Annual)$1.72

P/FCF (TTM)6.77x

EV / Free Cash Flow (TTM)10.05x

Total Debt / Equity (Quarterly)0.11x

EPS Incl Extra (TTM)$1.72

ROI (TTM)11.42%

Dividend Growth Rate (5Y)11.59%

P/S Ratio (TTM)1.44x

Pretax Margin (5Y Avg)44.10%

Revenue / Share (Annual)$6.21

Tangible BV / Share (Annual)$11.59

Forward P/E7.71x

Free OCF CAGR (5Y)11.80%

Price vs S&P 500 (52W)3.31%

P/E Ratio (TTM)8.20x

EPS Growth TTM (YoY)21.47%

Year-to-Date Return0.00%

5-Day Price Return-0.28%

EPS Normalized (Annual)$1.72

ROA (5Y Avg)1.25%

Net Profit Margin (Annual)35.24%

Month-to-Date Return6.17%

Cash Flow / Share (TTM)$2.24

EBITD / Share (Annual)$2.86

EPS Growth (3Y)-7.70%

Operating Margin (Annual)49.43%

LT Debt / Equity (Annual)0.11x

P/CF (TTM)8.04x

ROI (5Y Avg)13.83%

P/E Excl Extra (TTM)8.20x

LT Debt / Equity (Quarterly)0.11x

EPS Basic Excl Extra (TTM)$1.72

P/TBV (Quarterly)0.74x

Payout Ratio (Annual)27.83%

P/B Ratio (Annual)0.92x

Dividend / Share (TTM)$0.48

Pretax Margin (TTM)48.14%

Book Value / Share (Annual)$15.31

Price vs S&P 500 (13W)-0.90%

Net Margin Growth (5Y)8.30%

Dividend Yield (TTM)3.39%

Beta0.63x

P/FCF (Annual)9.00x

Revenue / Share (TTM)$6.24

ROE (TTM)11.74%

52-Week Low$10.50

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.00

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
OPBKOP Bancorp Common Stock	0.92x	11.74%	0.99%	—	$14.22
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

OP Bancorp is a regional commercial bank with 11 branches serving small- to medium-sized businesses, professionals, and residents across California, Texas, and Nevada. The company specializes in serving Korean and other ethnic minority communities, capitalizing on underserved market segments in major metropolitan areas including Los Angeles, Orange County, and Las Vegas.