OP Bancorp Common Stock (OPBK)

Price$13.98

Value ScoreA

Growth ScoreB

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-5.66%

Price vs S&P 500 (4W)-9.13%

VGM Score63.54

Market Capitalization$209.41M

P/E Ratio (Annual)8.17x

Indicated Dividend Yield (Annual)3.98%

All Metrics

P/CF (Annual)8.00x

Book Value / Share (Quarterly)$15.62

P/TBV (Annual)0.77x

Indicated Dividend (Annual)$0.56

Revenue Growth (3Y)14.49%

Cash Flow / Share (Quarterly)$1.57

Payout Ratio (TTM)27.83%

Price vs S&P 500 (YTD)-11.36%

Net Profit Margin (TTM)34.34%

EPS (TTM)$1.83

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$1.83

Revenue Growth (5Y)16.97%

EPS (Annual)$1.72

Dividend / Share (Annual)$0.48

ROI (Annual)10.15%

Net Profit Margin (5Y Avg)31.85%

Cash / Share (Quarterly)$11.87

P/E Basic Excl Extra (TTM)7.67x

Revenue Growth QoQ (YoY)59.35%

EPS Growth (5Y)14.80%

P/E Normalized (Annual)8.17x

ROA (Last FY)0.97%

Revenue Growth TTM (YoY)44.39%

EBITD / Share (TTM)$3.12

ROE (5Y Avg)14.05%

Operating Margin (TTM)48.14%

Cash Flow / Share (Annual)$1.57

P/B Ratio0.90x

P/B Ratio (Quarterly)0.85x

Net Income / Employee (Annual)$103,000

ROA (TTM)1.04%

EPS Growth QoQ (YoY)29.48%

EV / EBITDA (TTM)5.29x

EPS Incl Extra (Annual)$1.72

3-Month Avg Trading Volume0.04M

52-Week Price Return11.76%

EV / Free Cash Flow (Annual)10.02x

P/E Incl Extra (TTM)7.67x

Tangible BV / Share (Quarterly)$12.02

P/S Ratio (Annual)1.45x

52-Week High$15.27

EPS Excl Extra (Annual)$1.72

CapEx CAGR (5Y)35.20%

Tangible BV CAGR (5Y)14.10%

26-Week Price Return10.27%

13-Week Price Return2.18%

Total Debt / Equity (Annual)0.11x

Enterprise Value$234.02M

Revenue / Share Growth (5Y)16.10%

Book Value / Share Growth (5Y)9.89%

Revenue / Employee (Annual)$456,666,700,000

Pretax Margin (Annual)49.43%

Cash / Share (Annual)$5.43

3-Month Return Std Dev25.02%

Net Income / Employee (TTM)$109,700

EBITDA CAGR (5Y)21.44%

EBITDA Interim CAGR (5Y)19.99%

ROE (Last FY)11.25%

EPS Basic Excl Extra (Annual)$1.72

P/FCF (TTM)6.74x

EV / Free Cash Flow (TTM)10.02x

Total Debt / Equity (Quarterly)0.11x

EPS Incl Extra (TTM)$1.83

ROI (TTM)11.56%

Dividend Growth Rate (5Y)11.59%

P/S Ratio (TTM)1.44x

Pretax Margin (5Y Avg)44.10%

Revenue / Share (Annual)$6.21

Tangible BV / Share (Annual)$11.59

Forward P/E7.28x

Free OCF CAGR (5Y)11.80%

Price vs S&P 500 (52W)-16.44%

P/E Ratio (TTM)7.67x

EPS Growth TTM (YoY)26.96%

Year-to-Date Return-0.42%

5-Day Price Return-0.57%

EPS Normalized (Annual)$1.72

ROA (5Y Avg)1.25%

Net Profit Margin (Annual)35.24%

Month-to-Date Return-1.95%

Cash Flow / Share (TTM)$2.24

EBITD / Share (Annual)$2.86

EPS Growth (3Y)-7.70%

Operating Margin (Annual)49.43%

LT Debt / Equity (Annual)0.11x

P/CF (TTM)8.00x

ROI (5Y Avg)13.83%

P/E Excl Extra (TTM)7.67x

LT Debt / Equity (Quarterly)0.11x

EPS Basic Excl Extra (TTM)$1.83

P/TBV (Quarterly)0.74x

Payout Ratio (Annual)27.83%

P/B Ratio (Annual)0.92x

Dividend / Share (TTM)$0.48

Pretax Margin (TTM)48.14%

Book Value / Share (Annual)$15.31

Price vs S&P 500 (13W)-7.57%

Net Margin Growth (5Y)8.30%

Dividend Yield (TTM)3.41%

Beta0.61x

P/FCF (Annual)8.96x

Revenue / Share (TTM)$6.24

ROE (TTM)12.19%

52-Week Low$11.52

vGradeA

gGradeB

mGradeD

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Earnings Surprise History

Q1 260.48est. 0.42

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.00

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
OPBKOP Bancorp Common Stock	A	B	D	$13.98
BNSBank of Nova Scotia	C	C	B	$78.61
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.79
DBDeutsche Bank Aktiengesellschaft	B	B	F	$32.19
FITBIFifth Third Bancorp Depositary Shares	D	C	C	$25.71
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	C	$26.26
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	C	$18.52
FITBFifth Third Bancorp	D	C	C	$48.56
STTState Street Corporation	C	C	A	$159.79
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	F	$3.47

About

OP Bancorp is a regional commercial bank with 11 branches serving small- to medium-sized businesses, professionals, and residents across California, Texas, and Nevada. The company specializes in serving Korean and other ethnic minority communities, capitalizing on underserved market segments in major metropolitan areas including Los Angeles, Orange County, and Las Vegas.