← Back to Screener
Orrstown Financial Services Inc (ORRF)
Price$38.04
Favorite Metrics
Price vs S&P 500 (26W)10.35%
Price vs S&P 500 (4W)7.23%
Market Capitalization$743.20M
P/E Ratio (Annual)9.19x
Indicated Dividend Yield (Annual)3.12%
All Metrics
P/CF (Annual)9.94x
Book Value / Share (Quarterly)$30.32
P/TBV (Annual)1.25x
Indicated Dividend (Annual)$1.08
Revenue Growth (3Y)5.32%
Cash Flow / Share (Quarterly)$3.61
Payout Ratio (TTM)25.53%
Price vs S&P 500 (YTD)5.91%
Net Profit Margin (TTM)28.57%
EPS (TTM)$4.18
10-Day Avg Trading Volume0.12M
EPS Excl Extra (TTM)$4.18
Revenue Growth (5Y)16.13%
EPS (Annual)$4.18
Dividend / Share (Annual)$1.06
ROI (Annual)12.37%
Net Profit Margin (5Y Avg)21.14%
Cash / Share (Quarterly)$3.27
P/E Basic Excl Extra (TTM)9.19x
Revenue Growth QoQ (YoY)41.11%
EPS Growth (5Y)11.64%
P/E Normalized (Annual)9.19x
ROA (Last FY)1.46%
Revenue Growth TTM (YoY)41.29%
EBITD / Share (TTM)$6.09
ROE (5Y Avg)10.63%
Operating Margin (TTM)35.84%
Cash Flow / Share (Annual)$3.61
P/B Ratio1.26x
P/B Ratio (Quarterly)1.17x
Net Income / Employee (Annual)$0
ROA (TTM)1.48%
EPS Growth QoQ (YoY)56.63%
EV / EBITDA (TTM)6.83x
EPS Incl Extra (Annual)$4.18
3-Month Avg Trading Volume0.25M
52-Week Price Return45.81%
EV / Free Cash Flow (Annual)11.42x
P/E Incl Extra (TTM)9.19x
Tangible BV / Share (Quarterly)$28.38
P/S Ratio (Annual)1.98x
52-Week High$40.72
EPS Excl Extra (Annual)$4.18
CapEx CAGR (5Y)26.64%
Tangible BV CAGR (5Y)18.11%
26-Week Price Return14.33%
13-Week Price Return7.67%
Total Debt / Equity (Annual)0.10x
Enterprise Value$805.163
Revenue / Share Growth (5Y)8.81%
Book Value / Share Growth (5Y)6.64%
Revenue / Employee (Annual)$310,250
Pretax Margin (Annual)21.03%
Cash / Share (Annual)$2.67
3-Month Return Std Dev28.93%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)24.72%
EBITDA Interim CAGR (5Y)17.14%
ROE (Last FY)13.67%
EPS Basic Excl Extra (Annual)$4.18
P/FCF (TTM)10.54x
EV / Free Cash Flow (TTM)11.42x
Total Debt / Equity (Quarterly)0.10x
EPS Incl Extra (TTM)$4.18
ROI (TTM)12.60%
Dividend Growth Rate (5Y)9.33%
P/S Ratio (TTM)1.90x
Pretax Margin (5Y Avg)25.51%
Revenue / Share (Annual)$11.82
Tangible BV / Share (Annual)$28.38
Forward P/E8.99x
Free OCF CAGR (5Y)19.55%
Price vs S&P 500 (52W)15.98%
P/E Ratio (TTM)9.19x
EPS Growth TTM (YoY)126.90%
Year-to-Date Return8.55%
5-Day Price Return-1.28%
EPS Normalized (Annual)$4.18
ROA (5Y Avg)0.99%
Net Profit Margin (Annual)17.41%
Month-to-Date Return6.57%
Cash Flow / Share (TTM)$4.00
EBITD / Share (Annual)$6.09
EPS Growth (3Y)26.61%
Operating Margin (Annual)21.03%
LT Debt / Equity (Annual)0.06x
P/CF (TTM)9.94x
ROI (5Y Avg)9.12%
P/E Excl Extra (TTM)9.19x
LT Debt / Equity (Quarterly)0.06x
EPS Basic Excl Extra (TTM)$4.18
P/TBV (Quarterly)1.25x
Payout Ratio (Annual)25.53%
P/B Ratio (Annual)1.17x
Dividend / Share (TTM)$1.06
Pretax Margin (TTM)35.84%
Book Value / Share (Annual)$30.32
Price vs S&P 500 (13W)6.99%
Net Margin Growth (5Y)0.69%
Dividend Yield (TTM)2.78%
Beta0.76x
P/FCF (Annual)10.54x
Revenue / Share (TTM)$12.59
ROE (TTM)14.41%
52-Week Low$25.70
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.18
4.10
4.09
4.10
Industry Peers — State Banks(184)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
ORRFOrrstown Financial Services Inc | 1.17x | 14.41% | 1.48% | — | $38.04 |
ITUBItau Unibanco Holding S.A. American Depositary Shares | 2.03x | 20.76% | 1.50% | — | $9.33 |
BNSBank of Nova Scotia | 1.45x | 10.41% | 0.62% | — | $75.00 |
BKBank of New York Mellon Corporation | 1.83x | 12.66% | 1.20% | — | $134.84 |
FITBFifth Third Bancorp | 1.42x | 11.96% | 1.19% | — | $49.52 |
FITBIFifth Third Bancorp Depositary Shares | 1.42x | 11.96% | 1.19% | — | $25.32 |
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | 1.42x | 11.96% | 1.19% | — | $25.83 |
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | 1.42x | 11.96% | 1.19% | — | $19.38 |
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A | 1.42x | 11.96% | 1.19% | — | $24.05 |
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | 1.04x | 9.84% | 0.81% | — | $4.15 |
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value) | 1.04x | 9.84% | 0.81% | — | $3.72 |
About
Orrstown Financial Services is a community bank holding company offering comprehensive deposit services, commercial and consumer lending, and wealth management solutions. The company provides checking, savings, and money market accounts alongside commercial mortgages, construction loans, and municipal lending. Through its Financial Advisors division, it offers investment and brokerage services to clients. Revenue is generated from deposit account fees, overdraft services, and wealth management and investment advisory fees.