← Back to Screener
Peoples Financial Services Corp. (PFIS)
Price$58.17
Favorite Metrics
Price vs S&P 500 (26W)19.32%
Price vs S&P 500 (4W)3.96%
Market Capitalization$583.44M
P/E Ratio (Annual)9.86x
Indicated Dividend Yield (Annual)4.28%
All Metrics
P/CF (Annual)10.75x
Book Value / Share (Quarterly)$52.01
P/TBV (Annual)0.99x
Indicated Dividend (Annual)$2.47
Revenue Growth (3Y)6.04%
Cash Flow / Share (Quarterly)$4.34
Payout Ratio (TTM)41.63%
Price vs S&P 500 (YTD)15.86%
Net Profit Margin (TTM)31.94%
EPS (TTM)$5.88
10-Day Avg Trading Volume0.05M
EPS Excl Extra (TTM)$5.88
Revenue Growth (5Y)8.44%
EPS (Annual)$5.88
Dividend / Share (Annual)$2.47
ROI (Annual)9.68%
Net Profit Margin (5Y Avg)32.99%
Cash / Share (Quarterly)$5.58
P/E Basic Excl Extra (TTM)9.86x
Revenue Growth QoQ (YoY)32.62%
EPS Growth (5Y)7.84%
P/E Normalized (Annual)9.86x
ROA (Last FY)1.12%
Revenue Growth TTM (YoY)36.85%
EBITD / Share (TTM)$7.50
ROE (5Y Avg)9.22%
Operating Margin (TTM)37.98%
Cash Flow / Share (Annual)$4.34
P/B Ratio1.12x
P/B Ratio (Quarterly)0.94x
Net Income / Employee (Annual)$0
ROA (TTM)1.15%
EPS Growth QoQ (YoY)95.02%
EV / EBITDA (TTM)8.93x
EPS Incl Extra (Annual)$5.88
3-Month Avg Trading Volume0.03M
52-Week Price Return38.70%
EV / Free Cash Flow (Annual)15.57x
P/E Incl Extra (TTM)9.86x
Tangible BV / Share (Quarterly)$49.12
P/S Ratio (Annual)2.81x
52-Week High$59.42
EPS Excl Extra (Annual)$5.88
CapEx CAGR (5Y)36.71%
Tangible BV CAGR (5Y)9.27%
26-Week Price Return28.07%
13-Week Price Return17.39%
Total Debt / Equity (Annual)0.18x
Enterprise Value$674.772
Revenue / Share Growth (5Y)5.93%
Book Value / Share Growth (5Y)3.40%
Revenue / Employee (Annual)$282,029
Pretax Margin (Annual)42.16%
Cash / Share (Annual)$5.26
3-Month Return Std Dev26.72%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)15.29%
EBITDA Interim CAGR (5Y)8.70%
ROE (Last FY)11.39%
EPS Basic Excl Extra (Annual)$5.88
P/FCF (TTM)13.46x
EV / Free Cash Flow (TTM)15.57x
Total Debt / Equity (Quarterly)0.18x
EPS Incl Extra (TTM)$5.88
ROI (TTM)10.20%
Dividend Growth Rate (5Y)11.34%
P/S Ratio (TTM)2.94x
Pretax Margin (5Y Avg)38.83%
Revenue / Share (Annual)$14.92
Tangible BV / Share (Annual)$49.12
Forward P/E8.91x
Free OCF CAGR (5Y)4.43%
Price vs S&P 500 (52W)3.61%
P/E Ratio (TTM)9.86x
EPS Growth TTM (YoY)422.77%
Year-to-Date Return20.00%
5-Day Price Return1.30%
EPS Normalized (Annual)$5.88
ROA (5Y Avg)0.88%
Net Profit Margin (Annual)35.40%
Month-to-Date Return9.60%
Cash Flow / Share (TTM)$5.04
EBITD / Share (Annual)$7.50
EPS Growth (3Y)3.55%
Operating Margin (Annual)42.16%
LT Debt / Equity (Annual)0.18x
P/CF (TTM)10.75x
ROI (5Y Avg)8.26%
P/E Excl Extra (TTM)9.86x
LT Debt / Equity (Quarterly)0.18x
EPS Basic Excl Extra (TTM)$5.88
P/TBV (Quarterly)0.99x
Payout Ratio (Annual)41.63%
P/B Ratio (Annual)0.94x
Dividend / Share (TTM)$2.47
Pretax Margin (TTM)37.98%
Book Value / Share (Annual)$52.01
Price vs S&P 500 (13W)14.53%
Net Margin Growth (5Y)-6.44%
Dividend Yield (TTM)4.22%
Beta0.79x
P/FCF (Annual)13.46x
Revenue / Share (TTM)$14.35
ROE (TTM)11.81%
52-Week Low$40.89
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
2.29
2.29
2.29
2.29
Industry Peers — National Banks(97)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
PFISPeoples Financial Services Corp. | 0.94x | 11.81% | 1.15% | — | $58.17 |
JPMJPMorgan Chase & Co. | 2.17x | 16.32% | 1.28% | — | $316.99 |
BACBank of America Corporation | 1.16x | 10.50% | 0.92% | — | $53.95 |
WFCWells Fargo & Co. | 1.37x | 12.02% | 1.03% | — | $81.97 |
CCitigroup Inc. | 0.92x | 7.55% | 0.60% | — | $133.05 |
COFCapital One Financial | 1.36x | 2.44% | 0.40% | — | $205.71 |
UBSUBS Group AG | 1.64x | 8.71% | 0.48% | — | $43.82 |
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | 1.27x | 9.73% | 0.37% | — | $8.60 |
PNCPNC Financial Services Group | 1.32x | 11.98% | 1.25% | — | $227.03 |
USBU.S. Bancorp | 1.23x | 12.21% | 1.13% | — | $57.00 |
TFCTruist Financial Corporation | 0.89x | 8.51% | 1.01% | — | $50.84 |
About
Peoples Financial Services Corp is a Pennsylvania-based bank holding company offering a comprehensive range of financial services through its subsidiaries. The company provides deposit products including checking, savings, and money market accounts, alongside consumer and commercial lending services. Its loan portfolio spans commercial real estate, municipal loans, residential mortgages, and consumer lending, while also offering payment processing and card services.