Patriot National Bancorp Inc (PNBK) Stock Price

PNBKStock

$0.83−31.32%52W

Market Cap$104.71M

P/E—

PEG Ratio—

Div yield—

Beta-0.57

PNBK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-47.42%

Price vs S&P 500 (4W)-13.05%

VGM Score25.65

P/CF (Annual)57.39x

Book Value / Share (Quarterly)$0.76

P/TBV (Annual)2.21x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)0.28%

Cash Flow / Share (Quarterly)$-0.16

Price vs S&P 500 (YTD)-66.27%

Net Profit Margin (TTM)-9.21%

EPS (TTM)$-0.06

10-Day Avg Trading Volume0.13M

EPS Excl Extra (TTM)$-0.06

Revenue Growth (5Y)6.03%

EPS (Annual)$-0.17

ROI (Annual)-11.44%

Net Profit Margin (5Y Avg)5.20%

Cash / Share (Quarterly)$0.59

Revenue Growth QoQ (YoY)25.18%

ROA (Last FY)-1.17%

Revenue Growth TTM (YoY)50.40%

EBITD / Share (TTM)$1.36

ROE (5Y Avg)-188.01%

Operating Margin (TTM)-12.46%

Cash Flow / Share (Annual)$-0.12

P/B Ratio1.15x

P/B Ratio (Quarterly)1.27x

Net Income / Employee (Annual)$-118,800

ROA (TTM)-0.58%

EV / EBITDA (TTM)32.43x

EPS Incl Extra (Annual)$-0.17

3-Month Avg Trading Volume0.37M

52-Week Price Return-31.32%

EV / Free Cash Flow (Annual)64.84x

Tangible BV / Share (Quarterly)$0.76

P/S Ratio (Annual)0.54x

52-Week High$2.00

EPS Excl Extra (Annual)$-0.17

CapEx CAGR (5Y)19.70%

Tangible BV CAGR (5Y)8.50%

26-Week Price Return-37.52%

13-Week Price Return-30.17%

Total Debt / Equity (Annual)0.17x

Enterprise Value$119.11M

Revenue / Share Growth (5Y)5.81%

Book Value / Share Growth (5Y)-44.90%

Revenue / Employee (Annual)$285,767,400,000

Pretax Margin (Annual)21.04%

Cash / Share (Annual)$1.31

3-Month Return Std Dev48.59%

Net Income / Employee (TTM)$-61,100

EBITDA CAGR (5Y)6.11%

EBITDA Interim CAGR (5Y)-14.53%

ROE (Last FY)-13.42%

EPS Basic Excl Extra (Annual)$-0.17

P/FCF (TTM)111.82x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$-0.06

ROI (TTM)-6.02%

P/S Ratio (TTM)0.55x

Pretax Margin (5Y Avg)5.98%

Revenue / Share (Annual)$9.30

Tangible BV / Share (Annual)$0.82

Price vs S&P 500 (52W)-46.85%

Year-to-Date Return-54.34%

5-Day Price Return-7.55%

EPS Normalized (Annual)$-0.17

ROA (5Y Avg)-0.87%

Net Profit Margin (Annual)16.71%

Month-to-Date Return-9.67%

Cash Flow / Share (TTM)$-0.51

EBITD / Share (Annual)$-0.15

Operating Margin (Annual)21.04%

LT Debt / Equity (Annual)0.17x

ROI (5Y Avg)-24.23%

LT Debt / Equity (Quarterly)0.19x

EPS Basic Excl Extra (TTM)$-0.06

P/TBV (Quarterly)1.27x

P/B Ratio (Annual)2.21x

Pretax Margin (TTM)-12.46%

Book Value / Share (Annual)$0.82

Price vs S&P 500 (13W)-32.85%

Net Margin Growth (5Y)1.78%

Beta-0.57x

P/FCF (Annual)39.06x

Revenue / Share (TTM)$9.08

ROE (TTM)-7.10%

52-Week Low$0.83

vGradeC

gGradeD

mGradeF

vgmGradeD

PNBK Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q3 2024	Nov 19, 2024	—	-$6.78	—

PNBK Analyst Recommendations

Sep 2021

Oct 2021

Nov 2021

Dec 2021

2.17

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
PNBKPatriot National Bancorp Inc	C	D	F	1.3x	-7.1%	-0.6%	—	$0.83
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69

About Patriot National Bancorp Inc

Patriot National Bancorp is a community bank serving individuals, small to medium-sized businesses, professionals, and municipalities across Fairfield and New Haven Counties in Connecticut and Westchester County, New York. The bank offers a full range of consumer and commercial banking products, including deposits, lending, and digital banking services. Its lending portfolio emphasizes commercial mortgages, construction loans, commercial credit, and consumer loans including home equity and personal lending.

PNBK Next Earnings Report

Report dateNov 13, 2026

QuarterQ4 2024

Report timeAMC

Also reporting on Nov 13, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

PNBK Insider Transactions

BuySep 8, 2026
DE TOMASI MARIO
Director
Shares: 63,000Value: $60,480

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Analyst Sentiment

2.2

Sell

Consensus rating

52-Week Range

Low$0.83

High$2.00