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Pinnacle Financial Partners, Inc. (PNFP)

Price$97.06

Favorite Metrics

Price vs S&P 500 (26W)3.62%
Price vs S&P 500 (4W)7.19%
Market Capitalization$14.68B
P/E Ratio (Annual)22.86x
Indicated Dividend Yield (Annual)2.15%

All Metrics

P/CF (Annual)19.34x
Book Value / Share (Quarterly)$90.65
P/TBV (Annual)1.06x
Indicated Dividend (Annual)$0.96
Revenue Growth (3Y)8.76%
Cash Flow / Share (Quarterly)$8.56
Payout Ratio (TTM)14.00%
Price vs S&P 500 (YTD)-2.41%
Net Profit Margin (TTM)35.57%
EPS (TTM)$8.26
10-Day Avg Trading Volume1.36M
EPS Excl Extra (TTM)$8.26
Revenue Growth (5Y)16.65%
EPS (Annual)$8.26
Dividend / Share (Annual)$1.16
ROI (Annual)8.24%
Net Profit Margin (5Y Avg)36.13%
Cash / Share (Quarterly)$3.64
P/E Basic Excl Extra (TTM)22.86x
Revenue Growth QoQ (YoY)68.73%
EPS Growth (5Y)14.90%
P/E Normalized (Annual)22.86x
ROA (Last FY)1.11%
Revenue Growth TTM (YoY)82.73%
EBITD / Share (TTM)$11.52
ROE (5Y Avg)9.18%
Operating Margin (TTM)44.69%
Cash Flow / Share (Annual)$8.56
P/B Ratio2.08x
P/B Ratio (Quarterly)1.05x
Net Income / Employee (Annual)$0
ROA (TTM)1.15%
EPS Growth QoQ (YoY)11.79%
EV / EBITDA (TTM)17.24x
EPS Incl Extra (Annual)$8.26
3-Month Avg Trading Volume1.60M
52-Week Price Return2.44%
EV / Free Cash Flow (Annual)23.18x
P/E Incl Extra (TTM)22.86x
Tangible BV / Share (Quarterly)$90.27
P/S Ratio (Annual)3.54x
52-Week High$120.45
EPS Excl Extra (Annual)$8.26
CapEx CAGR (5Y)18.71%
Tangible BV CAGR (5Y)7.60%
26-Week Price Return12.36%
13-Week Price Return1.05%
Total Debt / Equity (Annual)0.11x
Enterprise Value$15,418.623
Revenue / Share Growth (5Y)13.67%
Book Value / Share Growth (5Y)7.03%
Revenue / Employee (Annual)$508,110
Pretax Margin (Annual)45.13%
Cash / Share (Annual)$3.51
3-Month Return Std Dev31.67%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)16.51%
EBITDA Interim CAGR (5Y)9.96%
ROE (Last FY)9.11%
EPS Basic Excl Extra (Annual)$8.26
P/FCF (TTM)20.72x
EV / Free Cash Flow (TTM)23.18x
Total Debt / Equity (Quarterly)0.11x
EPS Incl Extra (TTM)$8.26
ROI (TTM)8.57%
Dividend Growth Rate (5Y)9.26%
P/S Ratio (TTM)3.22x
Pretax Margin (5Y Avg)44.62%
Revenue / Share (Annual)$20.30
Tangible BV / Share (Annual)$90.27
Forward P/E9.43x
Free OCF CAGR (5Y)11.44%
Price vs S&P 500 (52W)-32.66%
P/E Ratio (TTM)22.86x
EPS Growth TTM (YoY)34.41%
Year-to-Date Return1.73%
5-Day Price Return4.53%
EPS Normalized (Annual)$8.26
ROA (5Y Avg)1.18%
Net Profit Margin (Annual)36.28%
Month-to-Date Return12.68%
Cash Flow / Share (TTM)$8.74
EBITD / Share (Annual)$11.51
EPS Growth (3Y)3.89%
Operating Margin (Annual)45.13%
LT Debt / Equity (Annual)0.06x
P/CF (TTM)19.34x
ROI (5Y Avg)8.29%
P/E Excl Extra (TTM)22.86x
LT Debt / Equity (Quarterly)0.06x
EPS Basic Excl Extra (TTM)$8.26
P/TBV (Quarterly)1.06x
Payout Ratio (Annual)14.00%
P/B Ratio (Annual)1.05x
Dividend / Share (TTM)$1.16
Pretax Margin (TTM)44.69%
Book Value / Share (Annual)$90.65
Price vs S&P 500 (13W)-1.81%
Net Margin Growth (5Y)3.98%
Dividend Yield (TTM)0.61%
Beta1.06x
P/FCF (Annual)22.06x
Revenue / Share (TTM)$22.30
ROE (TTM)9.48%
52-Week Low$81.08

Analyst Recommendations

Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.95
3.92
3.92
4.00

Industry Peers — National Banks(97)

SymbolP/B Ratio (Quarterly)ROE (TTM)ROA (TTM)Net Interest Coverage (TTM)Price
PNFPPinnacle Financial Partners, Inc.
1.05x9.48%1.15%$97.06
JPMJPMorgan Chase & Co.
2.17x16.32%1.28%$310.29
BACBank of America Corporation
1.16x10.50%0.92%$53.91
WFCWells Fargo & Co.
1.37x12.02%1.03%$81.41
CCitigroup Inc.
0.92x7.55%0.60%$132.18
COFCapital One Financial
1.36x2.44%0.40%$206.47
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)
1.27x9.73%0.37%$8.82
UBSUBS Group AG
1.64x8.71%0.48%$43.74
PNCPNC Financial Services Group
1.32x11.98%1.25%$224.81
USBU.S. Bancorp
1.23x12.21%1.13%$56.93
TFCTruist Financial Corporation
0.97x8.15%0.98%$50.57

About

Pinnacle Financial Partners is a Tennessee-based community bank focused on commercial and real estate lending to small and medium-sized businesses. Operating across urban markets in Nashville, Knoxville, Memphis, and Chattanooga, the bank maintains a loan portfolio concentrated in commercial real estate and industrial loans. Revenue is primarily generated through net interest income, with growth pursued through strategic mergers and acquisitions.