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Q2 Holdings Inc (QTWO)

Price$53.27

Favorite Metrics

Price vs S&P 500 (26W)-25.50%
Price vs S&P 500 (4W)-1.98%
Market Capitalization$3.25B
P/E Ratio (Annual)62.58x

All Metrics

P/CF (Annual)16.16x
Book Value / Share (Quarterly)$10.55
P/TBV (Annual)7.73x
Revenue Growth (3Y)12.00%
Cash Flow / Share (Quarterly)$2.76
Price vs S&P 500 (YTD)-32.34%
Gross Margin (TTM)54.06%
Net Profit Margin (TTM)6.54%
EPS (TTM)$0.77
10-Day Avg Trading Volume0.60M
EPS Excl Extra (TTM)$0.77
Revenue Growth (5Y)14.56%
EPS (Annual)$0.80
ROI (Annual)5.39%
Gross Margin (Annual)54.06%
Net Profit Margin (5Y Avg)-10.27%
Cash / Share (Quarterly)$6.90
P/E Basic Excl Extra (TTM)62.58x
Revenue Growth QoQ (YoY)13.75%
P/E Normalized (Annual)62.58x
ROA (Last FY)4.07%
Revenue Growth TTM (YoY)14.12%
EBITD / Share (TTM)$0.59
ROE (5Y Avg)-11.99%
Operating Margin (TTM)5.02%
Cash Flow / Share (Annual)$2.76
P/B Ratio4.92x
P/B Ratio (Quarterly)6.82x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)4.01x
Net Interest Coverage (TTM)-80.62x
ROA (TTM)3.83%
EPS Growth QoQ (YoY)11503.70%
EV / EBITDA (TTM)79.78x
EPS Incl Extra (Annual)$0.80
Current Ratio (Annual)1.02x
Quick Ratio (Quarterly)0.97x
3-Month Avg Trading Volume0.87M
52-Week Price Return-30.83%
EV / Free Cash Flow (Annual)18.40x
P/E Incl Extra (TTM)62.58x
Revenue / Employee (TTM)$0
Tangible BV / Share (Quarterly)$9.30
P/S Ratio (Annual)4.09x
Asset Turnover (Annual)0.62x
52-Week High$96.68
Operating Margin (5Y Avg)-9.22%
EPS Excl Extra (Annual)$0.80
CapEx CAGR (5Y)2.63%
Tangible BV CAGR (5Y)4.94%
26-Week Price Return-16.76%
Quick Ratio (Annual)0.97x
13-Week Price Return-24.67%
Total Debt / Equity (Annual)0.46x
Current Ratio (Quarterly)1.02x
Enterprise Value$3,190.437
Revenue / Share Growth (5Y)9.52%
Asset Turnover (TTM)0.58x
Book Value / Share Growth (5Y)-1.84%
Revenue / Employee (Annual)$0
Pretax Margin (Annual)6.89%
Cash / Share (Annual)$6.90
3-Month Return Std Dev42.55%
Gross Margin (5Y Avg)48.77%
Net Income / Employee (TTM)$0
ROE (Last FY)7.86%
Net Interest Coverage (Annual)-9.76x
EPS Basic Excl Extra (Annual)$0.80
P/FCF (TTM)18.77x
Receivables Turnover (TTM)14.41x
EV / Free Cash Flow (TTM)18.40x
Total Debt / Equity (Quarterly)0.46x
EPS Incl Extra (TTM)$0.77
Receivables Turnover (Annual)14.41x
ROI (TTM)4.96%
P/S Ratio (TTM)4.09x
Pretax Margin (5Y Avg)-9.70%
Revenue / Share (Annual)$12.21
Tangible BV / Share (Annual)$9.30
Forward P/E18.24x
Price vs S&P 500 (52W)-65.92%
P/E Ratio (TTM)62.58x
Year-to-Date Return-28.20%
5-Day Price Return7.98%
EPS Normalized (Annual)$0.80
ROA (5Y Avg)-4.11%
Net Profit Margin (Annual)6.54%
Month-to-Date Return9.53%
Cash Flow / Share (TTM)$-0.22
EBITD / Share (Annual)$0.61
Operating Margin (Annual)5.02%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)16.16x
ROI (5Y Avg)-5.09%
P/E Excl Extra (TTM)62.58x
LT Debt / Equity (Quarterly)0.00x
EPS Basic Excl Extra (TTM)$0.77
P/TBV (Quarterly)7.73x
P/B Ratio (Annual)6.82x
Pretax Margin (TTM)6.89%
Book Value / Share (Annual)$10.55
Price vs S&P 500 (13W)-27.54%
Beta1.43x
P/FCF (Annual)18.77x
Revenue / Share (TTM)$12.18
ROE (TTM)8.62%
52-Week Low$44.65

Analyst Recommendations

Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.96
3.96
4.00
4.05

Industry Peers — Software(207)

SymbolP/S Ratio (TTM)Revenue Growth TTM (YoY)Gross Margin (TTM)Operating Margin (TTM)Price
QTWOQ2 Holdings Inc
4.09x14.12%54.06%5.02%$53.27
MSFTMicrosoft Corp
10.14x16.67%68.59%46.62%$418.07
ORCLOracle Corp
7.84x14.87%67.08%30.56%$177.58
PLTRPalantir Technologies Inc. Class A Common Stock
78.23x56.18%82.37%31.59%$145.89
SAPSAP SE
4.96x7.67%73.62%26.71%$178.94
SHOPShopify Inc. Class A subordinate voting shares
15.25x30.14%48.07%12.70%$135.14
CRMSalesforce, Inc.
4.12x9.58%77.68%19.34%$186.27
INTUIntuit Inc
5.44x17.21%80.05%27.08%$404.83
CRWDCrowdStrike Holdings, Inc. Class A Common Stock
22.34x21.71%74.81%-6.10%$433.15
NOWSERVICENOW, INC.
7.75x20.88%77.56%13.74%$99.72
ADBEAdobe Inc.
4.04x10.96%89.40%36.65%$248.63

About

Q2 Holdings provides cloud-based digital banking and lending solutions to financial institutions and fintech companies. The platform addresses compliance, risk management, fraud detection, and cybersecurity while enabling customer engagement and account servicing. The company generates revenue primarily through subscription fees for its hosted solutions, including digital banking, lending technology, relationship pricing tools, and specialized platforms like Q2 Innovation Studio.