Q2 Holdings Inc (QTWO)

Price$45.71

Value ScoreD

Growth ScoreB

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-44.55%

Price vs S&P 500 (4W)-8.81%

VGM Score44.76

Market Capitalization$2.86B

P/E Ratio (Annual)55.02x

All Metrics

P/CF (Annual)14.20x

Book Value / Share (Quarterly)$9.76

P/TBV (Annual)7.73x

Revenue Growth (3Y)12.00%

Cash Flow / Share (Quarterly)$2.87

Price vs S&P 500 (YTD)-44.81%

Gross Margin (TTM)55.58%

Net Profit Margin (TTM)8.99%

EPS (TTM)$1.09

10-Day Avg Trading Volume0.78M

EPS Excl Extra (TTM)$1.09

Revenue Growth (5Y)14.56%

EPS (Annual)$0.80

ROI (Annual)5.39%

Gross Margin (Annual)54.06%

Net Profit Margin (5Y Avg)-10.27%

Cash / Share (Quarterly)$6.05

P/E Basic Excl Extra (TTM)38.72x

Revenue Growth QoQ (YoY)14.11%

P/E Normalized (Annual)55.02x

ROA (Last FY)4.07%

Revenue Growth TTM (YoY)14.00%

EBITD / Share (TTM)$0.96

ROE (5Y Avg)-11.99%

Operating Margin (TTM)7.96%

Cash Flow / Share (Annual)$2.76

P/B Ratio4.68x

P/B Ratio (Quarterly)4.83x

Net Income / Employee (Annual)$20,400

EV / Revenue (TTM)3.44x

Net Interest Coverage (TTM)-80.62x

ROA (TTM)5.54%

EPS Growth QoQ (YoY)437.24%

EV / EBITDA (TTM)43.16x

EPS Incl Extra (Annual)$0.80

Current Ratio (Annual)1.02x

Quick Ratio (Quarterly)0.89x

3-Month Avg Trading Volume1.01M

52-Week Price Return-49.20%

EV / Free Cash Flow (Annual)16.28x

P/E Incl Extra (TTM)38.72x

Revenue / Employee (TTM)$322,400

Tangible BV / Share (Quarterly)$8.55

P/S Ratio (Annual)3.60x

Asset Turnover (Annual)0.62x

52-Week High$96.68

Operating Margin (5Y Avg)-9.22%

EPS Excl Extra (Annual)$0.80

CapEx CAGR (5Y)2.63%

Tangible BV CAGR (5Y)4.94%

26-Week Price Return-36.63%

Quick Ratio (Annual)0.97x

13-Week Price Return-12.21%

Total Debt / Equity (Annual)0.46x

Current Ratio (Quarterly)0.93x

Enterprise Value$2.82B

Revenue / Share Growth (5Y)9.52%

Asset Turnover (TTM)0.62x

Book Value / Share Growth (5Y)-1.84%

Revenue / Employee (Annual)$311,900

Pretax Margin (Annual)6.89%

Cash / Share (Annual)$6.90

3-Month Return Std Dev52.72%

Gross Margin (5Y Avg)48.77%

Net Income / Employee (TTM)$29,000

ROE (Last FY)7.86%

Net Interest Coverage (Annual)-9.76x

EPS Basic Excl Extra (Annual)$0.80

P/FCF (TTM)15.92x

Receivables Turnover (TTM)10.92x

EV / Free Cash Flow (TTM)15.70x

Total Debt / Equity (Quarterly)0.50x

EPS Incl Extra (TTM)$1.09

Receivables Turnover (Annual)14.41x

ROI (TTM)7.25%

P/S Ratio (TTM)3.48x

Pretax Margin (5Y Avg)-9.70%

Revenue / Share (Annual)$12.21

Tangible BV / Share (Annual)$9.30

Forward P/E16.39x

Price vs S&P 500 (52W)-73.57%

P/E Ratio (TTM)38.72x

Year-to-Date Return-36.65%

5-Day Price Return-13.05%

EPS Normalized (Annual)$0.80

ROA (5Y Avg)-4.11%

Net Profit Margin (Annual)6.54%

Month-to-Date Return-3.46%

Cash Flow / Share (TTM)$-0.22

EBITD / Share (Annual)$0.61

Operating Margin (Annual)5.02%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)13.36x

ROI (5Y Avg)-5.09%

P/E Excl Extra (TTM)38.72x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$1.09

P/TBV (Quarterly)5.51x

P/B Ratio (Annual)6.82x

Pretax Margin (TTM)9.64%

Book Value / Share (Annual)$10.55

Price vs S&P 500 (13W)-20.47%

Beta1.35x

P/FCF (Annual)16.51x

Revenue / Share (TTM)$12.15

ROE (TTM)11.91%

52-Week Low$44.46

vGradeD

gGradeB

mGradeD

vgmGradeC

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Earnings Surprise History

Q1 260.63est. 0.71

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.00

4.05

4.14

Industry Peers — Software(268)

Symbol	Value Score	Growth Score	Momentum Score	Price
QTWOQ2 Holdings Inc	D	B	D	$45.71
MSFTMicrosoft Corp	D	B	C	$416.67
ORCLOracle Corp	F	C	B	$213.68
PLTRPalantir Technologies Inc. Class A Common Stock	F	A	C	$135.53
SAPSAP SE	D	C	C	$184.77
CRWDCrowdStrike Holdings, Inc. Class A Common Stock	F	A	B	$671.02
CRMSalesforce, Inc.	C	B	C	$185.66
SHOPShopify Inc. Class A subordinate voting shares	F	B	C	$109.54
NOWSERVICENOW, INC.	F	B	D	$112.45
CDNSCadence Design Systems	F	C	B	$376.19
ADBEAdobe Inc.	C	C	D	$251.44

About

Q2 Holdings provides cloud-based digital banking and lending solutions to financial institutions and fintech companies. The platform addresses compliance, risk management, fraud detection, and cybersecurity while enabling customer engagement and account servicing. The company generates revenue primarily through subscription fees for its hosted solutions, including digital banking, lending technology, relationship pricing tools, and specialized platforms like Q2 Innovation Studio.