Republic Bancorp Inc/KY (RBCAA)

Price$79.77

Value ScoreC

Growth ScoreD

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)7.32%

Price vs S&P 500 (4W)1.15%

VGM Score52.70

Market Capitalization$1.42B

P/E Ratio (Annual)10.78x

Indicated Dividend Yield (Annual)2.45%

All Metrics

P/CF (Annual)8.41x

Book Value / Share (Quarterly)$57.78

P/TBV (Annual)0.94x

Indicated Dividend (Annual)$1.98

Revenue Growth (3Y)-4.56%

Cash Flow / Share (Quarterly)$7.02

Payout Ratio (TTM)27.44%

Price vs S&P 500 (YTD)6.40%

Net Profit Margin (TTM)25.40%

EPS (TTM)$6.39

10-Day Avg Trading Volume0.07M

EPS Excl Extra (TTM)$6.39

Revenue Growth (5Y)2.22%

EPS (Annual)$6.63

Dividend / Share (Annual)$1.74

ROI (Annual)11.03%

Net Profit Margin (5Y Avg)27.97%

Cash / Share (Quarterly)$11.29

P/E Basic Excl Extra (TTM)11.18x

Revenue Growth QoQ (YoY)41.66%

EPS Growth (5Y)10.95%

P/E Normalized (Annual)10.78x

ROA (Last FY)1.86%

Revenue Growth TTM (YoY)44.95%

EBITD / Share (TTM)$6.87

ROE (5Y Avg)10.63%

Operating Margin (TTM)32.24%

Cash Flow / Share (Annual)$8.24

P/B Ratio1.25x

P/B Ratio (Quarterly)1.22x

Net Income / Employee (Annual)$135,900

ROA (TTM)1.79%

EPS Growth QoQ (YoY)-10.09%

EV / EBITDA (TTM)8.77x

EPS Incl Extra (Annual)$6.63

3-Month Avg Trading Volume0.07M

52-Week Price Return16.46%

EV / Free Cash Flow (Annual)9.29x

P/E Incl Extra (TTM)11.18x

Tangible BV / Share (Quarterly)$43.84

P/S Ratio (Annual)2.93x

52-Week High$81.52

Operating Margin (5Y Avg)34.90%

EPS Excl Extra (Annual)$6.63

CapEx CAGR (5Y)14.56%

Tangible BV CAGR (5Y)14.51%

26-Week Price Return23.25%

13-Week Price Return13.69%

Total Debt / Equity (Annual)0.08x

Enterprise Value$1.50B

Revenue / Share Growth (5Y)4.98%

Book Value / Share Growth (5Y)7.44%

Revenue / Employee (Annual)$310,550,800,000

Pretax Margin (Annual)37.27%

Cash / Share (Annual)$15.89

3-Month Return Std Dev26.10%

Net Income / Employee (TTM)$131,100

EBITDA CAGR (5Y)3.08%

EBITDA Interim CAGR (5Y)4.16%

ROE (Last FY)11.91%

EPS Basic Excl Extra (Annual)$6.63

P/FCF (TTM)10.28x

EV / Free Cash Flow (TTM)10.87x

Total Debt / Equity (Quarterly)0.07x

EPS Incl Extra (TTM)$6.39

ROI (TTM)10.78%

Dividend Growth Rate (5Y)9.36%

P/S Ratio (TTM)2.58x

Pretax Margin (5Y Avg)34.90%

Revenue / Share (Annual)$15.60

Tangible BV / Share (Annual)$26.10

Forward P/E11.77x

Free OCF CAGR (5Y)17.54%

Price vs S&P 500 (52W)-11.75%

P/E Ratio (TTM)11.18x

EPS Growth TTM (YoY)7.05%

Year-to-Date Return17.34%

5-Day Price Return1.94%

EPS Normalized (Annual)$6.63

ROA (5Y Avg)1.54%

Net Profit Margin (Annual)29.06%

Month-to-Date Return6.89%

Cash Flow / Share (TTM)$4.98

EBITD / Share (Annual)$8.70

EPS Growth (3Y)13.51%

Operating Margin (Annual)37.27%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)9.56x

ROI (5Y Avg)9.10%

P/E Excl Extra (TTM)11.18x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$6.39

P/TBV (Quarterly)1.08x

Payout Ratio (Annual)25.78%

P/B Ratio (Annual)1.09x

Dividend / Share (TTM)$1.78

Pretax Margin (TTM)32.24%

Book Value / Share (Annual)$56.41

Price vs S&P 500 (13W)3.95%

Net Margin Growth (5Y)7.52%

Dividend Yield (TTM)2.45%

Beta0.61x

P/FCF (Annual)8.78x

Revenue / Share (TTM)$17.90

ROE (TTM)11.56%

52-Week Low$63.97

vGradeC

gGradeD

mGradeB

vgmGradeC

Show chart for

Earnings Surprise History

Q1 262.18est. 1.76

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.11

2.00

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
RBCAARepublic Bancorp Inc/KY	C	D	B	$79.77
BNSBank of Nova Scotia	C	C	B	$78.61
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.79
DBDeutsche Bank Aktiengesellschaft	B	B	F	$32.19
FITBIFifth Third Bancorp Depositary Shares	D	C	C	$25.71
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	C	$26.26
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	C	$18.52
FITBFifth Third Bancorp	D	C	C	$48.56
STTState Street Corporation	C	C	A	$159.79
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	F	$3.47

About

Republic Bancorp Inc is a diversified financial services company operating through five segments: traditional banking, warehouse lending, tax refund solutions, payment processing, and credit solutions. Traditional banking—including retail mortgages, commercial lending, construction financing, and private banking—generates the majority of revenue. The company's specialized segments provide complementary lending, payment processing, and credit services to diversify income streams.