Republic Bancorp Inc/KY (RBCAA) Stock Price

RBCAAStock

$94.90+23.28%52W

Market Cap$1.86B

P/E13.04x

PEG Ratio1.27

Div yield3.15%

Beta0.58

RBCAA Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)25.33%

Price vs S&P 500 (4W)-6.18%

PEG Ratio1.27

VGM Score52.53

P/E Ratio (Annual)13.04x

Indicated Dividend Yield (Annual)3.15%

P/CF (Annual)10.18x

Book Value / Share (Quarterly)$58.91

P/TBV (Annual)0.94x

Indicated Dividend (Annual)$1.98

Revenue Growth (3Y)-4.56%

Cash Flow / Share (Quarterly)$7.02

Payout Ratio (TTM)27.44%

Price vs S&P 500 (YTD)24.73%

Net Profit Margin (TTM)25.40%

EPS (TTM)$6.46

10-Day Avg Trading Volume0.09M

EPS Excl Extra (TTM)$6.46

Revenue Growth (5Y)2.22%

EPS (Annual)$6.63

Dividend / Share (Annual)$1.74

ROI (Annual)11.03%

Net Profit Margin (5Y Avg)27.97%

Cash / Share (Quarterly)$11.29

P/E Basic Excl Extra (TTM)13.38x

Revenue Growth QoQ (YoY)41.66%

EPS Growth (5Y)10.95%

P/E Normalized (Annual)13.04x

ROA (Last FY)1.86%

Revenue Growth TTM (YoY)44.95%

EBITD / Share (TTM)$6.87

ROE (5Y Avg)10.63%

Operating Margin (TTM)32.24%

Cash Flow / Share (Annual)$8.24

P/B Ratio1.48x

P/B Ratio (Quarterly)1.53x

Net Income / Employee (Annual)$135,900

ROA (TTM)1.80%

EPS Growth QoQ (YoY)3.97%

EV / EBITDA (TTM)8.77x

EPS Incl Extra (Annual)$6.63

3-Month Avg Trading Volume0.10M

52-Week Price Return23.28%

EV / Free Cash Flow (Annual)11.05x

P/E Incl Extra (TTM)13.38x

Tangible BV / Share (Quarterly)$43.84

P/S Ratio (Annual)2.93x

52-Week High$102.22

Operating Margin (5Y Avg)34.90%

EPS Excl Extra (Annual)$6.63

CapEx CAGR (5Y)14.56%

Tangible BV CAGR (5Y)14.51%

26-Week Price Return37.26%

13-Week Price Return18.12%

Total Debt / Equity (Annual)0.08x

Enterprise Value$1.78B

Revenue / Share Growth (5Y)4.98%

Book Value / Share Growth (5Y)7.44%

Revenue / Employee (Annual)$310,550,800,000

Pretax Margin (Annual)37.27%

Cash / Share (Annual)$15.89

3-Month Return Std Dev24.41%

Net Income / Employee (TTM)$132,500

EBITDA CAGR (5Y)3.08%

EBITDA Interim CAGR (5Y)4.16%

ROE (Last FY)11.91%

EPS Basic Excl Extra (Annual)$6.63

P/FCF (TTM)12.44x

EV / Free Cash Flow (TTM)12.94x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$6.46

ROI (TTM)10.69%

Dividend Growth Rate (5Y)9.36%

P/S Ratio (TTM)2.58x

Pretax Margin (5Y Avg)34.90%

Revenue / Share (Annual)$15.60

Tangible BV / Share (Annual)$26.10

Forward P/E13.36x

Free OCF CAGR (5Y)17.54%

Price vs S&P 500 (52W)4.72%

P/E Ratio (TTM)13.38x

EPS Growth TTM (YoY)2.73%

Year-to-Date Return37.56%

5-Day Price Return-0.08%

EPS Normalized (Annual)$6.63

ROA (5Y Avg)1.54%

Net Profit Margin (Annual)29.06%

Month-to-Date Return-4.66%

Cash Flow / Share (TTM)$4.98

EBITD / Share (Annual)$8.70

EPS Growth (3Y)13.51%

Operating Margin (Annual)37.27%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)11.57x

ROI (5Y Avg)9.10%

P/E Excl Extra (TTM)13.38x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$6.46

P/TBV (Quarterly)1.08x

Payout Ratio (Annual)25.78%

P/B Ratio (Annual)1.09x

Dividend / Share (TTM)$1.78

Pretax Margin (TTM)32.24%

Book Value / Share (Annual)$56.41

Price vs S&P 500 (13W)16.17%

Net Margin Growth (5Y)7.52%

Dividend Yield (TTM)2.03%

Beta0.58x

P/FCF (Annual)10.63x

Revenue / Share (TTM)$17.90

ROE (TTM)11.44%

52-Week Low$63.97

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RBCAA Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 24, 2026	$1.55	$1.68	+8.39%(+$0.13)
Q1 2026	Apr 23, 2026	$1.84	$2.04	+10.87%(+$0.20)
Q4 2025	Jan 30, 2026	$1.32	$1.16	-11.84%(-$0.16)
Q3 2025	Oct 17, 2025	$1.41	$1.51	+7.25%(+$0.10)
Q2 2025	Jul 18, 2025	$1.44	$1.58	+10.00%(+$0.14)

RBCAA Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.00

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
RBCAARepublic Bancorp Inc/KY	C	D	B	$94.90
BNSBank of Nova Scotia	C	C	A	$92.39
BNYBank of New York Mellon Corporation	F	B	A	$162.50
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.50
DBDeutsche Bank Aktiengesellschaft	A	C	B	$40.36
STTState Street Corporation	C	B	A	$193.33
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.10
FITBFifth Third Bancorp	D	C	C	$54.54
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
MTBM&T Bank Corp.	C	B	C	$237.29
NTRSNorthern Trust Corp	D	C	B	$186.79
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.03
CFGCitizens Financial Group, Inc.	C	C	B	$69.71
FCNCAFirst Citizens BancShares Inc	C	B	C	$2194.07
EWBCEast-West Bancorp Inc	C	B	C	$129.44
ALLYAlly Financial Inc.	A	C	D	$42.18
BPOPPopular Inc	C	C	B	$169.75
WTFCWintrust Financial Corp	B	B	D	$152.95
SSBSouthState Bank Corporation	C	B	C	$105.98
PBProsperity Bancshares Inc	D	D	D	$72.30
WALWestern Alliance Bancorporation	B	B	D	$78.53
COLBColumbia Banking Systems Inc	B	C	D	$30.07
CBSHCommerce Bancshares Inc	C	D	D	$58.04
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	A	$32.60
UBSIUnited Bankshares Inc	C	C	C	$47.60
GBCIGlacier Bancorp Inc	D	C	D	$46.88
HWCHancock Whitney Corporation Common Stock	C	C	C	$75.07
HOMBHome BancShares, Inc.	C	D	D	$29.62
ASBAssociated Banc-Corp	B	C	C	$30.92
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.66
ABCBAmeris Bancorp	D	C	D	$85.59
FFINFirst Financial Bankshares Inc	D	D	F	$33.39
SFBSServisFirst Bancshares Inc.	D	B	D	$43.20
IBOCInternational Bancshares Corp	C	C	F	$70.93
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.64
FBPFirst BanCorp.	C	C	B	$28.01
UCBUnited Community Banks, Inc.	B	B	D	$35.18
CATYCathay General Bancorp	C	C	C	$61.87
CVBFCVB Financial Corp	D	D	D	$22.19
INDBIndependent Bank Corp/MA	C	C	D	$82.06
RNSTRenasant Corporation	C	B	D	$41.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.04
MCHBMechanics Bancorp Class A Common Stock	D	C	C	$15.89
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.37
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.79
BOHBank of Hawaii Corp.	C	C	D	$77.29
FBKFB Financial Corporation	D	B	D	$57.85
CUBICUSTOMERS BANCORP INC	B	B	D	$78.58
FBNCFirst Bancorp/NC	D	C	C	$63.99
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$30.29
SYBTStock Yards Bancorp, Inc.	D	C	C	$79.84

About Republic Bancorp Inc/KY

Republic Bancorp Inc is a diversified financial services company operating through five segments: traditional banking, warehouse lending, tax refund solutions, payment processing, and credit solutions. Traditional banking—including retail mortgages, commercial lending, construction financing, and private banking—generates the majority of revenue. The company's specialized segments provide complementary lending, payment processing, and credit services to diversify income streams.