Southern First Bancshares, Inc. (SFST) Stock Price

SFSTStock

$62.26+37.74%52W

Market Cap$589.71M

P/E20.30x

PEG Ratio1.61

Div yield—

Beta0.72

SFST Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-7.20%

Price vs S&P 500 (4W)-3.42%

PEG Ratio1.61

VGM Score51.46

P/E Ratio (Annual)20.30x

P/CF (Annual)20.24x

Book Value / Share (Quarterly)$47.77

P/TBV (Annual)0.81x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)8.29%

Cash Flow / Share (Quarterly)$4.15

Price vs S&P 500 (YTD)8.03%

Net Profit Margin (TTM)16.04%

EPS (TTM)$4.64

10-Day Avg Trading Volume0.11M

EPS Excl Extra (TTM)$4.64

Revenue Growth (5Y)13.96%

EPS (Annual)$3.72

ROI (Annual)7.72%

Net Profit Margin (5Y Avg)30.59%

Cash / Share (Quarterly)$2.15

P/E Basic Excl Extra (TTM)15.57x

Revenue Growth QoQ (YoY)53.38%

EPS Growth (5Y)9.66%

P/E Normalized (Annual)20.30x

ROA (Last FY)0.69%

Revenue Growth TTM (YoY)53.12%

EBITD / Share (TTM)$4.30

ROE (5Y Avg)8.78%

Cash Flow / Share (Annual)$3.64

P/B Ratio1.36x

P/B Ratio (Quarterly)1.28x

Net Income / Employee (Annual)$96,400

ROA (TTM)0.88%

EPS Growth QoQ (YoY)48.49%

EV / EBITDA (TTM)11.51x

EPS Incl Extra (Annual)$3.72

3-Month Avg Trading Volume0.13M

52-Week Price Return37.74%

EV / Free Cash Flow (Annual)21.08x

P/E Incl Extra (TTM)15.57x

Tangible BV / Share (Quarterly)$37.57

P/S Ratio (Annual)2.22x

52-Week High$65.09

EPS Excl Extra (Annual)$3.72

CapEx CAGR (5Y)-39.69%

Tangible BV CAGR (5Y)14.49%

26-Week Price Return4.73%

13-Week Price Return7.70%

Total Debt / Equity (Annual)0.07x

Enterprise Value$629.92M

Revenue / Share Growth (5Y)10.28%

Book Value / Share Growth (5Y)8.93%

Revenue / Employee (Annual)$375,485,100,000

Pretax Margin (Annual)35.55%

Cash / Share (Annual)$2.35

3-Month Return Std Dev23.94%

Net Income / Employee (TTM)$125,700

EBITDA CAGR (5Y)12.19%

EBITDA Interim CAGR (5Y)2.12%

ROE (Last FY)8.24%

EPS Basic Excl Extra (Annual)$3.72

P/FCF (TTM)14.81x

EV / Free Cash Flow (TTM)16.04x

Total Debt / Equity (Quarterly)0.03x

EPS Incl Extra (TTM)$4.64

ROI (TTM)9.63%

P/S Ratio (TTM)2.59x

Pretax Margin (5Y Avg)39.61%

Revenue / Share (Annual)$13.28

Tangible BV / Share (Annual)$36.76

Forward P/E10.76x

Free OCF CAGR (5Y)17.50%

Price vs S&P 500 (52W)19.18%

P/E Ratio (TTM)15.57x

EPS Growth TTM (YoY)72.13%

Year-to-Date Return20.85%

5-Day Price Return-1.19%

EPS Normalized (Annual)$3.72

ROA (5Y Avg)0.76%

Net Profit Margin (Annual)27.16%

Month-to-Date Return-0.22%

Cash Flow / Share (TTM)$2.42

EBITD / Share (Annual)$5.38

EPS Growth (3Y)1.18%

LT Debt / Equity (Annual)0.07x

P/CF (TTM)14.96x

ROI (5Y Avg)7.92%

P/E Excl Extra (TTM)15.57x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$4.64

P/TBV (Quarterly)0.78x

P/B Ratio (Annual)1.14x

Pretax Margin (TTM)20.86%

Book Value / Share (Annual)$44.89

Price vs S&P 500 (13W)5.74%

Net Margin Growth (5Y)1.10%

Beta0.72x

P/FCF (Annual)20.64x

Revenue / Share (TTM)$11.39

ROE (TTM)10.18%

52-Week Low$40.90

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SFST Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 21, 2026	$1.19	$1.20	+0.84%(+$0.01)
Q1 2026	Apr 21, 2026	$1.23	$1.19	-3.25%(-$0.04)
Q4 2025	Jan 22, 2026	$1.11	$1.21	+9.01%(+$0.10)
Q3 2025	Oct 28, 2025	$0.89	$1.07	+20.22%(+$0.18)
Q2 2025	Jul 22, 2025	$0.65	$0.81	+24.62%(+$0.16)

SFST Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.14

4.00

Industry Peers — National Banks(119)

Symbol	Value Score	Growth Score	Momentum Score	Price
SFSTSouthern First Bancshares, Inc.	D	B	C	$62.26
JPMJPMorgan Chase & Co.	D	B	B	$357.62
BACBank of America Corporation	C	C	B	$62.32
WFCWells Fargo & Co.	C	C	C	$86.69
CCitigroup Inc.	C	C	B	$132.90
UBSUBS Group AG	C	C	A	$54.90
COFCapital One Financial	B	D	C	$215.67
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	A	$10.64
USBU.S. Bancorp	C	C	B	$62.47
PNCPNC Financial Services Group	C	C	C	$242.22
TFCTruist Financial Corporation	B	C	D	$50.43
SHGShinhan Financial Group Co Ltd	B	C	B	$79.15
HBANHuntington Bancshares Inc	C	C	D	$16.92
RFRegions Financial Corp.	C	D	D	$30.33
KEYKeyCorp	C	C	D	$21.91
PNFPPinnacle Financial Partners, Inc.	D	B	D	$101.09
WBSWebster Financial Corporation Waterbury	C	B	C	$77.57
FHNFirst Horizon Corporation	C	B	D	$24.65
UMBFUMB Financial Corp	C	B	B	$144.59
CFRCullen/Frost Bankers Inc.	D	C	B	$161.69
ZIONZions Bancorporation N.A.	B	C	C	$67.78
ONBOld National Bancorp	C	B	C	$25.85
BOKFBOK Financial Corp	C	C	D	$137.48
VLYValley National Bancorp	C	B	C	$13.92
FNBF.N.B. Corp	B	C	D	$18.41
FULTFulton Financial Corp	B	C	C	$23.68
WSFSWSFS Financial Corp	D	B	C	$78.30
WSBCWesBanco Inc	B	B	B	$40.42
BANFBancfirst Corp	D	C	F	$110.55
NICNicolet Bankshares,Inc.	F	C	B	$171.74
PRKPark National Corporation	D	D	C	$198.12
FFBCFirst Financial Bancorp	B	B	C	$32.82
CBUCommunity Financial System, Inc.	D	D	D	$63.16
SFNCSimmons First National Corp	B	C	D	$22.69
BANCBanc of California, Inc.	B	C	D	$18.60
TRMKTrustmark Corp	C	C	D	$46.27
TBBKThe Bancorp Inc.	D	B	C	$65.70
NBTBNBT Bancorp Inc	C	C	C	$51.55
WAFDWaFd, Inc. Common Stock	B	C	D	$36.09
FRMEFirst Merchants Corp	B	C	D	$41.93
NWBINorthwest Bancshares, Inc	C	D	C	$15.34
FCFFirst Commonwealth Financial Corporation	C	C	C	$20.85
CHCOCity Holding Co	D	D	C	$143.46
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	$41.22
OCFCOceanFirst Financial Corp	D	C	D	$18.88
DCOMDime Commercial Bancshares, Inc.	C	B	B	$40.47
HOPEHope Bancorp, Inc.	C	C	B	$13.92
FSUNFirstSun Capital Bancorp Common Stock	D	F	C	$40.07
BFCBank First Corporation Common Stock	F	C	C	$152.81
CASHPathward Financial, Inc. Common Stock	B	C	F	$81.50
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	C	C	$71.71

About Southern First Bancshares, Inc.

Southern First Bancshares is a regional bank holding company offering commercial, consumer, and mortgage lending across the Southeast. The company operates through retail offices in South Carolina (Greenville, Columbia, Charleston), North Carolina (Raleigh, Greensboro, Charlotte), and Atlanta, Georgia, providing deposit-taking, loan services, and ATM processing with FDIC-insured deposits.