Summit State Bank (SSBI)

Price$13.65

Favorite Metrics

Price vs S&P 500 (26W)7.91%

Price vs S&P 500 (4W)-5.87%

Market Capitalization$91.17M

P/E Ratio (Annual)13.41x

Indicated Dividend Yield (Annual)3.74%

All Metrics

P/CF (Annual)15.58x

Book Value / Share (Quarterly)$14.94

P/TBV (Annual)1.01x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)17.73%

Cash Flow / Share (Quarterly)$0.82

Payout Ratio (TTM)78.29%

Price vs S&P 500 (YTD)13.92%

Net Profit Margin (TTM)29.34%

EPS (TTM)$1.01

10-Day Avg Trading Volume0.00M

EPS Excl Extra (TTM)$1.01

Revenue Growth (5Y)18.77%

EPS (Annual)$1.01

Dividend / Share (Annual)$0.28

ROI (Annual)6.34%

Net Profit Margin (5Y Avg)30.83%

Cash / Share (Quarterly)$12.77

P/E Basic Excl Extra (TTM)13.41x

Revenue Growth QoQ (YoY)19.06%

EPS Growth (5Y)-8.48%

P/E Normalized (Annual)13.41x

ROA (Last FY)0.68%

Revenue Growth TTM (YoY)30.11%

EBITD / Share (TTM)$1.37

ROE (5Y Avg)9.97%

Operating Margin (TTM)41.16%

Cash Flow / Share (Annual)$0.83

P/B Ratio0.90x

P/B Ratio (Quarterly)0.77x

Net Income / Employee (Annual)$0

ROA (TTM)0.66%

EV / EBITDA (TTM)10.50x

EPS Incl Extra (Annual)$1.01

3-Month Avg Trading Volume0.01M

52-Week Price Return65.02%

EV / Free Cash Flow (Annual)17.28x

P/E Incl Extra (TTM)13.41x

Tangible BV / Share (Quarterly)$13.17

P/S Ratio (Annual)1.72x

52-Week High$14.00

Operating Margin (5Y Avg)43.35%

EPS Excl Extra (Annual)$1.01

CapEx CAGR (5Y)20.75%

Tangible BV CAGR (5Y)8.73%

26-Week Price Return16.65%

13-Week Price Return12.08%

Total Debt / Equity (Annual)0.06x

Enterprise Value$97.117

Revenue / Share Growth (5Y)19.65%

Book Value / Share Growth (5Y)5.75%

Pretax Margin (Annual)47.81%

Cash / Share (Annual)$11.25

3-Month Return Std Dev24.85%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)-10.22%

EBITDA Interim CAGR (5Y)-19.47%

ROE (Last FY)6.72%

EPS Basic Excl Extra (Annual)$1.01

P/FCF (TTM)10.32x

EV / Free Cash Flow (TTM)17.39x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$1.01

ROI (TTM)6.50%

Dividend Growth Rate (5Y)-3.81%

P/S Ratio (TTM)1.87x

Pretax Margin (5Y Avg)43.35%

Revenue / Share (Annual)$7.47

Tangible BV / Share (Annual)$12.62

Free OCF CAGR (5Y)4.87%

Price vs S&P 500 (52W)29.93%

P/E Ratio (TTM)13.41x

Year-to-Date Return18.06%

5-Day Price Return0.81%

EPS Normalized (Annual)$1.01

ROA (5Y Avg)0.86%

Net Profit Margin (Annual)33.99%

Month-to-Date Return2.69%

Cash Flow / Share (TTM)$1.09

EBITD / Share (Annual)$1.33

EPS Growth (3Y)-26.41%

Operating Margin (Annual)47.81%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)16.24x

ROI (5Y Avg)9.35%

P/E Excl Extra (TTM)13.41x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$1.01

P/TBV (Quarterly)0.96x

Payout Ratio (Annual)18.92%

P/B Ratio (Annual)0.77x

Dividend / Share (TTM)$0.28

Pretax Margin (TTM)41.16%

Book Value / Share (Annual)$14.94

Price vs S&P 500 (13W)9.22%

Net Margin Growth (5Y)13.98%

Dividend Yield (TTM)2.08%

Beta0.18x

P/FCF (Annual)16.23x

Revenue / Share (TTM)$6.86

ROE (TTM)6.89%

52-Week Low$7.50

About

Summit State Bank is a community bank providing comprehensive deposit and lending services to individuals and businesses in Sonoma County, California. Its offerings include checking, savings, money market, and retirement accounts, alongside a diverse loan portfolio covering commercial, residential mortgage, small business, agricultural, and equipment financing.