The Bancorp Inc. (TBBK)

Price$54.49

Value ScoreC

Growth ScoreB

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-23.19%

Price vs S&P 500 (4W)-11.81%

VGM Score46.93

Market Capitalization$2.27B

P/E Ratio (Annual)9.94x

All Metrics

P/CF (Annual)8.56x

Book Value / Share (Quarterly)$16.65

P/TBV (Annual)4.30x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)19.74%

Cash Flow / Share (Quarterly)$5.04

Price vs S&P 500 (YTD)-29.24%

Net Profit Margin (TTM)41.94%

EPS (TTM)$5.14

10-Day Avg Trading Volume0.41M

EPS Excl Extra (TTM)$5.14

Revenue Growth (5Y)20.37%

EPS (Annual)$4.92

ROI (Annual)20.52%

Net Profit Margin (5Y Avg)31.30%

Cash / Share (Quarterly)$0.09

P/E Basic Excl Extra (TTM)9.82x

Revenue Growth QoQ (YoY)53.68%

EPS Growth (5Y)29.09%

P/E Normalized (Annual)9.94x

ROA (Last FY)2.44%

Revenue Growth TTM (YoY)89.13%

EBITD / Share (TTM)$4.83

ROE (5Y Avg)24.03%

Operating Margin (TTM)56.46%

Cash Flow / Share (Annual)$6.09

P/B Ratio3.26x

P/B Ratio (Quarterly)3.25x

Net Income / Employee (Annual)$311,300

ROA (TTM)2.52%

EPS Growth QoQ (YoY)18.30%

EV / EBITDA (TTM)9.63x

EPS Incl Extra (Annual)$4.92

3-Month Avg Trading Volume0.55M

52-Week Price Return6.06%

EV / Free Cash Flow (Annual)11.49x

P/E Incl Extra (TTM)9.82x

Tangible BV / Share (Quarterly)$16.27

P/S Ratio (Annual)5.88x

52-Week High$81.65

Operating Margin (5Y Avg)42.37%

EPS Excl Extra (Annual)$4.92

CapEx CAGR (5Y)13.89%

Tangible BV CAGR (5Y)3.56%

26-Week Price Return-7.26%

13-Week Price Return-3.53%

Total Debt / Equity (Annual)0.61x

Enterprise Value$2.96B

Revenue / Share Growth (5Y)11.90%

Book Value / Share Growth (5Y)10.05%

Revenue / Employee (Annual)$518,689,100,000

Pretax Margin (Annual)50.18%

Cash / Share (Annual)$0.43

3-Month Return Std Dev32.25%

Net Income / Employee (TTM)$315,300

EBITDA CAGR (5Y)27.64%

EBITDA Interim CAGR (5Y)14.70%

ROE (Last FY)33.08%

EPS Basic Excl Extra (Annual)$4.92

P/FCF (TTM)9.16x

EV / Free Cash Flow (TTM)14.04x

Total Debt / Equity (Quarterly)0.99x

EPS Incl Extra (TTM)$5.14

ROI (TTM)19.72%

P/S Ratio (TTM)4.64x

Pretax Margin (5Y Avg)42.37%

Revenue / Share (Annual)$6.19

Tangible BV / Share (Annual)$16.27

Forward P/E8.18x

Price vs S&P 500 (52W)-22.15%

P/E Ratio (TTM)9.82x

EPS Growth TTM (YoY)16.07%

Year-to-Date Return-18.31%

5-Day Price Return-0.29%

EPS Normalized (Annual)$4.92

ROA (5Y Avg)2.14%

Net Profit Margin (Annual)36.73%

Month-to-Date Return-7.81%

Cash Flow / Share (TTM)$3.44

EBITD / Share (Annual)$6.63

EPS Growth (3Y)29.34%

Operating Margin (Annual)50.18%

LT Debt / Equity (Annual)0.02x

P/CF (TTM)10.42x

ROI (5Y Avg)18.84%

P/E Excl Extra (TTM)9.82x

LT Debt / Equity (Quarterly)0.02x

EPS Basic Excl Extra (TTM)$5.14

P/TBV (Quarterly)4.30x

P/B Ratio (Annual)4.30x

Pretax Margin (TTM)56.46%

Book Value / Share (Annual)$16.29

Price vs S&P 500 (13W)-13.28%

Net Margin Growth (5Y)16.02%

Beta1.24x

P/FCF (Annual)8.80x

Revenue / Share (TTM)$8.08

ROE (TTM)30.56%

52-Week Low$48.86

vGradeC

gGradeB

mGradeD

vgmGradeC

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Earnings Surprise History

Q1 261.41est. 1.36

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.11

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
TBBKThe Bancorp Inc.	C	B	D	$54.49
JPMJPMorgan Chase & Co.	D	C	D	$296.58
BACBank of America Corporation	C	C	D	$51.51
WFCWells Fargo & Co.	D	C	D	$77.17
CCitigroup Inc.	C	C	A	$129.09
COFCapital One Financial	C	D	F	$184.56
UBSUBS Group AG	C	C	B	$47.99
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$9.03
PNCPNC Financial Services Group	C	C	C	$216.07
USBU.S. Bancorp	C	C	C	$53.55
TFCTruist Financial Corporation	B	C	D	$46.87

About

The Bancorp Inc is a financial holding company operating three segments: fintech, Credit Solutions, and corporate. Its fintech division offers deposit, payment, and lending services through prepaid and debit cards, ACH processing, and credit products accessed via payment relationships. The Credit Solutions segment specializes in real estate bridge lending for apartment rehabilitation, while corporate manages investment securities and corporate expenses.