Trico Bancshares (TCBK)

Price$49.48

Favorite Metrics

Price vs S&P 500 (26W)11.13%

Price vs S&P 500 (4W)3.43%

Market Capitalization$1.61B

P/E Ratio (Annual)13.28x

Indicated Dividend Yield (Annual)2.87%

All Metrics

P/CF (Annual)12.11x

Book Value / Share (Quarterly)$41.07

P/TBV (Annual)1.16x

Indicated Dividend (Annual)$1.44

Revenue Growth (3Y)9.28%

Cash Flow / Share (Quarterly)$3.96

Payout Ratio (TTM)37.04%

Price vs S&P 500 (YTD)3.33%

Net Profit Margin (TTM)29.67%

EPS (TTM)$3.70

10-Day Avg Trading Volume0.11M

EPS Excl Extra (TTM)$3.70

Revenue Growth (5Y)14.40%

EPS (Annual)$3.70

Dividend / Share (Annual)$1.38

ROI (Annual)8.80%

Net Profit Margin (5Y Avg)28.69%

Cash / Share (Quarterly)$3.34

P/E Basic Excl Extra (TTM)13.28x

Revenue Growth QoQ (YoY)16.62%

EPS Growth (5Y)11.36%

P/E Normalized (Annual)13.28x

ROA (Last FY)1.24%

Revenue Growth TTM (YoY)31.49%

EBITD / Share (TTM)$5.25

ROE (5Y Avg)10.49%

Operating Margin (TTM)40.81%

Cash Flow / Share (Annual)$3.96

P/B Ratio1.22x

P/B Ratio (Quarterly)1.16x

Net Income / Employee (Annual)$0

ROA (TTM)1.23%

EPS Growth QoQ (YoY)17.74%

EV / EBITDA (TTM)9.66x

EPS Incl Extra (Annual)$3.70

3-Month Avg Trading Volume0.15M

52-Week Price Return37.99%

EV / Free Cash Flow (Annual)13.03x

P/E Incl Extra (TTM)13.28x

Tangible BV / Share (Quarterly)$40.93

P/S Ratio (Annual)2.92x

52-Week High$53.18

EPS Excl Extra (Annual)$3.70

CapEx CAGR (5Y)13.88%

Tangible BV CAGR (5Y)7.84%

26-Week Price Return15.11%

13-Week Price Return4.58%

Total Debt / Equity (Annual)0.04x

Enterprise Value$1,667.556

Revenue / Share Growth (5Y)5.34%

Book Value / Share Growth (5Y)5.69%

Revenue / Employee (Annual)$358,163

Pretax Margin (Annual)42.52%

Cash / Share (Annual)$3.22

3-Month Return Std Dev23.08%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)12.94%

EBITDA Interim CAGR (5Y)7.20%

ROE (Last FY)9.15%

EPS Basic Excl Extra (Annual)$3.70

P/FCF (TTM)12.62x

EV / Free Cash Flow (TTM)13.03x

Total Debt / Equity (Quarterly)0.04x

EPS Incl Extra (TTM)$3.70

ROI (TTM)8.72%

Dividend Growth Rate (5Y)9.56%

P/S Ratio (TTM)2.77x

Pretax Margin (5Y Avg)39.53%

Revenue / Share (Annual)$12.50

Tangible BV / Share (Annual)$40.93

Forward P/E12.35x

Free OCF CAGR (5Y)2.70%

Price vs S&P 500 (52W)8.16%

P/E Ratio (TTM)13.28x

EPS Growth TTM (YoY)7.09%

Year-to-Date Return5.97%

5-Day Price Return-1.55%

EPS Normalized (Annual)$3.70

ROA (5Y Avg)1.25%

Net Profit Margin (Annual)30.66%

Month-to-Date Return5.60%

Cash Flow / Share (TTM)$4.21

EBITD / Share (Annual)$5.25

EPS Growth (3Y)-1.19%

Operating Margin (Annual)42.52%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)12.11x

ROI (5Y Avg)8.53%

P/E Excl Extra (TTM)13.28x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$3.70

P/TBV (Quarterly)1.16x

Payout Ratio (Annual)37.04%

P/B Ratio (Annual)1.16x

Dividend / Share (TTM)$1.38

Pretax Margin (TTM)40.81%

Book Value / Share (Annual)$41.07

Price vs S&P 500 (13W)3.90%

Net Margin Growth (5Y)7.45%

Dividend Yield (TTM)2.79%

Beta0.65x

P/FCF (Annual)12.62x

Revenue / Share (TTM)$12.89

ROE (TTM)9.43%

52-Week Low$35.25

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

3.92

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
TCBKTrico Bancshares	1.16x	9.43%	1.23%	—	$49.48
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

TriCo Bancshares operates Tri Counties Bank, a California-chartered financial institution serving personal, small business, and commercial customers across multiple California counties. The company generates revenue primarily through net interest income from lending and deposit products, including commercial, real estate, and consumer loans, plus treasury management services. The bank provides comprehensive banking services spanning personal and business banking, deposits, and related financial products.