Towne Bank (TOWN)

Price$33.45

Value ScoreD

Growth ScoreB

Momentum ScoreF

Favorite Metrics

Price vs S&P 500 (26W)-10.55%

Price vs S&P 500 (4W)-9.62%

VGM Score39.22

Market Capitalization$3.14B

P/E Ratio (Annual)18.53x

Indicated Dividend Yield (Annual)3.29%

All Metrics

P/CF (Annual)22.70x

Book Value / Share (Quarterly)$31.31

P/TBV (Annual)1.16x

Indicated Dividend (Annual)$1.12

Revenue Growth (3Y)3.45%

Cash Flow / Share (Quarterly)$1.34

Payout Ratio (TTM)43.28%

Price vs S&P 500 (YTD)-8.84%

Net Profit Margin (TTM)24.25%

EPS (TTM)$1.99

10-Day Avg Trading Volume0.57M

EPS Excl Extra (TTM)$1.99

Revenue Growth (5Y)11.16%

EPS (Annual)$2.21

Dividend / Share (Annual)$1.00

ROI (Annual)6.19%

Net Profit Margin (5Y Avg)27.72%

Cash / Share (Quarterly)$1.12

P/E Basic Excl Extra (TTM)19.70x

Revenue Growth QoQ (YoY)32.96%

EPS Growth (5Y)1.89%

P/E Normalized (Annual)18.53x

ROA (Last FY)0.86%

Revenue Growth TTM (YoY)41.54%

EBITD / Share (TTM)$3.73

ROE (5Y Avg)8.70%

Operating Margin (TTM)29.85%

Cash Flow / Share (Annual)$1.08

P/B Ratio1.09x

P/B Ratio (Quarterly)1.08x

Net Income / Employee (Annual)$62,300

ROA (TTM)0.80%

EPS Growth QoQ (YoY)-32.58%

EV / EBITDA (TTM)16.67x

EPS Incl Extra (Annual)$2.21

3-Month Avg Trading Volume0.53M

52-Week Price Return-1.42%

EV / Free Cash Flow (Annual)42.62x

P/E Incl Extra (TTM)19.70x

Tangible BV / Share (Quarterly)$30.20

P/S Ratio (Annual)2.89x

52-Week High$37.86

Operating Margin (5Y Avg)34.09%

EPS Excl Extra (Annual)$2.21

CapEx CAGR (5Y)9.31%

Tangible BV CAGR (5Y)6.22%

26-Week Price Return5.38%

13-Week Price Return-3.81%

Total Debt / Equity (Annual)0.13x

Enterprise Value$3.46B

Revenue / Share Growth (5Y)5.62%

Book Value / Share Growth (5Y)4.86%

Revenue / Employee (Annual)$255,223,900,000

Pretax Margin (Annual)34.51%

Cash / Share (Annual)$0.76

3-Month Return Std Dev20.26%

Net Income / Employee (TTM)$58,600

EBITDA CAGR (5Y)8.29%

EBITDA Interim CAGR (5Y)4.47%

ROE (Last FY)7.00%

EPS Basic Excl Extra (Annual)$2.21

P/FCF (TTM)14.28x

EV / Free Cash Flow (TTM)34.22x

Total Debt / Equity (Quarterly)0.11x

EPS Incl Extra (TTM)$1.99

ROI (TTM)5.71%

Dividend Growth Rate (5Y)7.96%

P/S Ratio (TTM)2.78x

Pretax Margin (5Y Avg)34.09%

Revenue / Share (Annual)$9.46

Tangible BV / Share (Annual)$29.45

Forward P/E10.00x

Price vs S&P 500 (52W)-29.62%

P/E Ratio (TTM)19.70x

EPS Growth TTM (YoY)-15.77%

Year-to-Date Return2.10%

5-Day Price Return-1.62%

EPS Normalized (Annual)$2.21

ROA (5Y Avg)1.04%

Net Profit Margin (Annual)27.73%

Month-to-Date Return-4.19%

Cash Flow / Share (TTM)$2.06

EBITD / Share (Annual)$2.74

EPS Growth (3Y)-5.31%

Operating Margin (Annual)34.51%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)18.93x

ROI (5Y Avg)7.53%

P/E Excl Extra (TTM)19.70x

LT Debt / Equity (Quarterly)0.10x

EPS Basic Excl Extra (TTM)$1.99

P/TBV (Quarterly)1.12x

Payout Ratio (Annual)46.49%

P/B Ratio (Annual)1.12x

Dividend / Share (TTM)$1.00

Pretax Margin (TTM)29.85%

Book Value / Share (Annual)$30.67

Price vs S&P 500 (13W)-13.56%

Net Margin Growth (5Y)3.89%

Dividend Yield (TTM)2.39%

Beta0.73x

P/FCF (Annual)38.73x

Revenue / Share (TTM)$9.63

ROE (TTM)6.41%

52-Week Low$31.91

vGradeD

gGradeB

mGradeF

vgmGradeD

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Earnings Surprise History

Q1 260.74est. 0.78

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.00

About

Towne Bank is a diversified financial services company serving individuals and businesses across Virginia and North Carolina. It operates three segments: banking (loans, deposits, and wealth management), real estate services (residential sales, mortgages, and title insurance), and insurance (property, casualty, life, and health products). This multi-segment model enables the company to serve customers across their financial and real estate needs.