Towne Bank (TOWN)

Price$35.34

Favorite Metrics

Price vs S&P 500 (26W)1.15%

Price vs S&P 500 (4W)3.40%

Market Capitalization$3.25B

P/E Ratio (Annual)19.15x

Indicated Dividend Yield (Annual)3.05%

All Metrics

P/CF (Annual)23.46x

Book Value / Share (Quarterly)$30.67

P/TBV (Annual)1.16x

Indicated Dividend (Annual)$1.08

Revenue Growth (3Y)3.45%

Cash Flow / Share (Quarterly)$1.34

Payout Ratio (TTM)43.28%

Price vs S&P 500 (YTD)3.44%

Net Profit Margin (TTM)24.25%

EPS (TTM)$2.21

10-Day Avg Trading Volume0.40M

EPS Excl Extra (TTM)$2.21

Revenue Growth (5Y)11.16%

EPS (Annual)$2.21

Dividend / Share (Annual)$1.00

ROI (Annual)6.19%

Net Profit Margin (5Y Avg)27.72%

Cash / Share (Quarterly)$1.12

P/E Basic Excl Extra (TTM)19.20x

Revenue Growth QoQ (YoY)32.96%

EPS Growth (5Y)1.89%

P/E Normalized (Annual)19.15x

ROA (Last FY)0.86%

Revenue Growth TTM (YoY)41.54%

EBITD / Share (TTM)$2.97

ROE (5Y Avg)8.70%

Operating Margin (TTM)29.85%

Cash Flow / Share (Annual)$1.08

P/B Ratio1.34x

P/B Ratio (Quarterly)1.12x

Net Income / Employee (Annual)$0

ROA (TTM)0.90%

EPS Growth QoQ (YoY)-6.02%

EV / EBITDA (TTM)15.64x

EPS Incl Extra (Annual)$2.21

3-Month Avg Trading Volume0.49M

52-Week Price Return13.94%

EV / Free Cash Flow (Annual)43.96x

P/E Incl Extra (TTM)19.20x

Tangible BV / Share (Quarterly)$29.45

P/S Ratio (Annual)2.89x

52-Week High$37.86

Operating Margin (5Y Avg)34.09%

EPS Excl Extra (Annual)$2.21

CapEx CAGR (5Y)9.31%

Tangible BV CAGR (5Y)6.22%

26-Week Price Return5.14%

13-Week Price Return3.18%

Total Debt / Equity (Annual)0.13x

Enterprise Value$3,564.527

Revenue / Share Growth (5Y)5.62%

Book Value / Share Growth (5Y)4.86%

Revenue / Employee (Annual)$255,224

Pretax Margin (Annual)34.51%

Cash / Share (Annual)$0.76

3-Month Return Std Dev24.40%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)-1.82%

EBITDA Interim CAGR (5Y)-5.67%

ROE (Last FY)7.00%

EPS Basic Excl Extra (Annual)$2.21

P/FCF (TTM)14.76x

EV / Free Cash Flow (TTM)35.29x

Total Debt / Equity (Quarterly)0.13x

EPS Incl Extra (TTM)$2.21

ROI (TTM)6.48%

Dividend Growth Rate (5Y)7.96%

P/S Ratio (TTM)2.78x

Pretax Margin (5Y Avg)34.09%

Revenue / Share (Annual)$9.46

Tangible BV / Share (Annual)$29.45

Forward P/E10.13x

Price vs S&P 500 (52W)-15.89%

P/E Ratio (TTM)19.20x

EPS Growth TTM (YoY)2.49%

Year-to-Date Return6.08%

5-Day Price Return-2.02%

EPS Normalized (Annual)$2.21

ROA (5Y Avg)1.04%

Net Profit Margin (Annual)27.73%

Month-to-Date Return5.14%

Cash Flow / Share (TTM)$2.06

EBITD / Share (Annual)$2.74

EPS Growth (3Y)-5.31%

Operating Margin (Annual)34.51%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)19.57x

ROI (5Y Avg)7.53%

P/E Excl Extra (TTM)19.20x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$2.21

P/TBV (Quarterly)1.16x

Payout Ratio (Annual)46.49%

P/B Ratio (Annual)1.12x

Dividend / Share (TTM)$1.00

Pretax Margin (TTM)29.85%

Book Value / Share (Annual)$30.67

Price vs S&P 500 (13W)2.49%

Net Margin Growth (5Y)3.89%

Dividend Yield (TTM)2.32%

Beta0.76x

P/FCF (Annual)40.03x

Revenue / Share (TTM)$9.63

ROE (TTM)7.31%

52-Week Low$30.42

Analyst Recommendations

Jan 2026

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Apr 2026

4.00

About

Towne Bank is a diversified financial services company serving individuals and businesses across Virginia and North Carolina. It operates three segments: banking (loans, deposits, and wealth management), real estate services (residential sales, mortgages, and title insurance), and insurance (property, casualty, life, and health products). This multi-segment model enables the company to serve customers across their financial and real estate needs.