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United Security Bancshares (UBFO)
Price$0.00
Value ScoreC
Growth ScoreD
Momentum ScoreB
Favorite Metrics
Price vs S&P 500 (26W)10.88%
Price vs S&P 500 (4W)3.86%
VGM Score50.73
Market Capitalization$181.36M
P/E Ratio (Annual)14.76x
Indicated Dividend Yield (Annual)4.70%
All Metrics
P/CF (Annual)9.24x
Book Value / Share (Quarterly)$7.94
P/TBV (Annual)1.01x
Indicated Dividend (Annual)$0.48
Revenue Growth (3Y)6.57%
Cash Flow / Share (Quarterly)$1.23
Payout Ratio (TTM)73.42%
Price vs S&P 500 (YTD)9.00%
Net Profit Margin (TTM)36.23%
EPS (TTM)$0.71
10-Day Avg Trading Volume0.06M
EPS Excl Extra (TTM)$0.71
Revenue Growth (5Y)8.39%
EPS (Annual)$0.71
Dividend / Share (Annual)$0.48
ROI (Annual)8.42%
Net Profit Margin (5Y Avg)31.13%
Cash / Share (Quarterly)$2.06
P/E Basic Excl Extra (TTM)14.76x
Revenue Growth QoQ (YoY)13.38%
EPS Growth (5Y)6.21%
P/E Normalized (Annual)14.76x
ROA (Last FY)0.98%
Revenue Growth TTM (YoY)34.42%
EBITD / Share (TTM)$1.86
ROE (5Y Avg)11.73%
Operating Margin (TTM)51.01%
Cash Flow / Share (Annual)$1.07
P/B Ratio1.30x
P/B Ratio (Quarterly)1.27x
Net Income / Employee (Annual)$108,700
ROA (TTM)1.01%
EPS Growth QoQ (YoY)36.53%
EV / EBITDA (TTM)10.20x
EPS Incl Extra (Annual)$0.71
3-Month Avg Trading Volume0.04M
52-Week Price Return17.30%
EV / Free Cash Flow (Annual)10.09x
P/E Incl Extra (TTM)14.76x
Tangible BV / Share (Quarterly)$4.88
P/S Ratio (Annual)2.85x
52-Week High$11.52
EPS Excl Extra (Annual)$0.71
CapEx CAGR (5Y)1.59%
Tangible BV CAGR (5Y)2.35%
26-Week Price Return9.25%
13-Week Price Return3.75%
Total Debt / Equity (Annual)0.05x
Enterprise Value$187.65M
Revenue / Share Growth (5Y)5.98%
Book Value / Share Growth (5Y)2.75%
Revenue / Employee (Annual)$405,932,200,000
Pretax Margin (Annual)46.05%
Cash / Share (Annual)$2.26
3-Month Return Std Dev24.30%
Net Income / Employee (TTM)$108,700
EBITDA CAGR (5Y)6.39%
EBITDA Interim CAGR (5Y)9.91%
ROE (Last FY)8.80%
EPS Basic Excl Extra (Annual)$0.71
P/FCF (TTM)8.40x
EV / Free Cash Flow (TTM)8.69x
Total Debt / Equity (Quarterly)0.05x
EPS Incl Extra (TTM)$0.71
ROI (TTM)8.32%
Dividend Growth Rate (5Y)7.81%
P/S Ratio (TTM)2.51x
Pretax Margin (5Y Avg)43.05%
Revenue / Share (Annual)$2.81
Tangible BV / Share (Annual)$4.88
Free OCF CAGR (5Y)6.87%
Price vs S&P 500 (52W)1.04%
P/E Ratio (TTM)14.76x
EPS Growth TTM (YoY)-18.09%
Year-to-Date Return4.37%
5-Day Price Return1.74%
EPS Normalized (Annual)$0.71
ROA (5Y Avg)1.16%
Net Profit Margin (Annual)32.75%
Month-to-Date Return1.16%
Cash Flow / Share (TTM)$1.24
EBITD / Share (Annual)$0.97
EPS Growth (3Y)-8.16%
Operating Margin (Annual)46.05%
LT Debt / Equity (Annual)0.05x
P/CF (TTM)7.78x
ROI (5Y Avg)9.87%
P/E Excl Extra (TTM)14.76x
LT Debt / Equity (Quarterly)0.05x
EPS Basic Excl Extra (TTM)$0.71
P/TBV (Quarterly)1.01x
Payout Ratio (Annual)56.19%
P/B Ratio (Annual)1.27x
Dividend / Share (TTM)$0.48
Pretax Margin (TTM)51.01%
Book Value / Share (Annual)$7.94
Price vs S&P 500 (13W)9.54%
Net Margin Growth (5Y)3.85%
Dividend Yield (TTM)4.60%
Beta-0.04x
P/FCF (Annual)9.75x
Revenue / Share (TTM)$3.18
ROE (TTM)9.03%
52-Week Low$8.04
vGradeC
gGradeD
mGradeB
vgmGradeC
Show chart for
Industry Peers — National Banks(117)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
UBFOUnited Security Bancshares | C | D | B | $0.00 |
| JPMJPMorgan Chase & Co. | D | C | D | $296.58 |
| BACBank of America Corporation | C | C | D | $51.51 |
| WFCWells Fargo & Co. | D | C | D | $77.17 |
| CCitigroup Inc. | C | C | A | $129.09 |
| COFCapital One Financial | C | D | F | $184.56 |
| UBSUBS Group AG | C | C | B | $47.99 |
| MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | D | B | B | $9.03 |
| PNCPNC Financial Services Group | C | C | C | $216.07 |
| USBU.S. Bancorp | C | C | C | $53.55 |
| TFCTruist Financial Corporation | B | C | D | $46.87 |
About
United Security Bancshares is a bank holding company providing commercial and retail banking services throughout California's Central Valley, including Fresno, Madera, Santa Clara, and Kern Counties. The company offers loans, deposit accounts, wealth management, and digital banking services to businesses, professionals, and individuals. Revenue is generated primarily through interest income from loans and investment securities.