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Westamerica Bancorporation (WABC)
Price$53.71
Favorite Metrics
Price vs S&P 500 (26W)9.18%
Price vs S&P 500 (4W)0.95%
Market Capitalization$1.29B
P/E Ratio (Annual)11.14x
Indicated Dividend Yield (Annual)3.45%
All Metrics
P/CF (Annual)10.62x
Book Value / Share (Quarterly)$37.91
P/TBV (Annual)1.28x
Indicated Dividend (Annual)$1.84
Revenue Growth (3Y)11.80%
Cash Flow / Share (Quarterly)$4.86
Payout Ratio (TTM)40.40%
Price vs S&P 500 (YTD)8.79%
Net Profit Margin (TTM)50.13%
EPS (TTM)$4.52
10-Day Avg Trading Volume0.15M
EPS Excl Extra (TTM)$4.52
Revenue Growth (5Y)9.90%
EPS (Annual)$4.52
Dividend / Share (Annual)$1.83
ROI (Annual)10.85%
Net Profit Margin (5Y Avg)40.39%
Cash / Share (Quarterly)$15.78
P/E Basic Excl Extra (TTM)11.14x
Revenue Growth QoQ (YoY)19.81%
EPS Growth (5Y)8.73%
P/E Normalized (Annual)11.14x
ROA (Last FY)1.95%
Revenue Growth TTM (YoY)44.25%
EBITD / Share (TTM)$6.38
ROE (5Y Avg)15.93%
Operating Margin (TTM)68.48%
Cash Flow / Share (Annual)$4.86
P/B Ratio1.39x
P/B Ratio (Quarterly)1.28x
Net Income / Employee (Annual)$0
ROA (TTM)1.96%
EPS Growth QoQ (YoY)-5.69%
EV / EBITDA (TTM)8.73x
EPS Incl Extra (Annual)$4.52
3-Month Avg Trading Volume0.17M
52-Week Price Return21.44%
EV / Free Cash Flow (Annual)11.97x
P/E Incl Extra (TTM)11.14x
Tangible BV / Share (Quarterly)$37.91
P/S Ratio (Annual)4.91x
52-Week High$54.71
EPS Excl Extra (Annual)$4.52
CapEx CAGR (5Y)0.41%
Tangible BV CAGR (5Y)2.04%
26-Week Price Return13.16%
13-Week Price Return9.47%
Total Debt / Equity (Annual)0.15x
Enterprise Value$1,431.915
Revenue / Share Growth (5Y)6.15%
Book Value / Share Growth (5Y)3.76%
Revenue / Employee (Annual)$429,420
Pretax Margin (Annual)62.50%
Cash / Share (Annual)$10.93
3-Month Return Std Dev20.20%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)4.84%
EBITDA Interim CAGR (5Y)1.61%
ROE (Last FY)12.44%
EPS Basic Excl Extra (Annual)$4.52
P/FCF (TTM)10.82x
EV / Free Cash Flow (TTM)11.97x
Total Debt / Equity (Quarterly)0.15x
EPS Incl Extra (TTM)$4.52
ROI (TTM)11.06%
Dividend Growth Rate (5Y)2.16%
P/S Ratio (TTM)4.04x
Pretax Margin (5Y Avg)53.65%
Revenue / Share (Annual)$9.85
Tangible BV / Share (Annual)$37.91
Forward P/E12.61x
Free OCF CAGR (5Y)2.55%
Price vs S&P 500 (52W)-8.39%
P/E Ratio (TTM)11.14x
EPS Growth TTM (YoY)-12.95%
Year-to-Date Return11.44%
5-Day Price Return-1.93%
EPS Normalized (Annual)$4.52
ROA (5Y Avg)1.94%
Net Profit Margin (Annual)46.06%
Month-to-Date Return2.21%
Cash Flow / Share (TTM)$6.47
EBITD / Share (Annual)$6.39
EPS Growth (3Y)-0.08%
Operating Margin (Annual)62.50%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)10.62x
ROI (5Y Avg)14.28%
P/E Excl Extra (TTM)11.14x
LT Debt / Equity (Quarterly)0.25x
EPS Basic Excl Extra (TTM)$4.52
P/TBV (Quarterly)1.28x
Payout Ratio (Annual)40.40%
P/B Ratio (Annual)1.28x
Dividend / Share (TTM)$1.83
Pretax Margin (TTM)68.48%
Book Value / Share (Annual)$37.91
Price vs S&P 500 (13W)8.78%
Net Margin Growth (5Y)7.36%
Dividend Yield (TTM)3.63%
Beta0.57x
P/FCF (Annual)10.82x
Revenue / Share (TTM)$12.04
ROE (TTM)12.53%
52-Week Low$43.12
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
2.29
2.29
2.29
2.29
Industry Peers — National Banks(97)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
WABCWestamerica Bancorporation | 1.28x | 12.53% | 1.96% | — | $53.71 |
JPMJPMorgan Chase & Co. | 2.17x | 16.32% | 1.28% | — | $309.95 |
BACBank of America Corporation | 1.16x | 10.50% | 0.92% | — | $53.51 |
WFCWells Fargo & Co. | 1.37x | 12.02% | 1.03% | — | $81.25 |
CCitigroup Inc. | 0.92x | 7.55% | 0.60% | — | $129.34 |
COFCapital One Financial | 1.36x | 2.44% | 0.40% | — | $200.71 |
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share) | 1.27x | 9.73% | 0.37% | — | $8.63 |
UBSUBS Group AG | 1.64x | 8.71% | 0.48% | — | $42.72 |
PNCPNC Financial Services Group | 1.35x | 11.88% | 1.23% | — | $220.07 |
USBU.S. Bancorp | 1.23x | 12.21% | 1.13% | — | $55.48 |
TFCTruist Financial Corporation | 0.97x | 8.15% | 0.98% | — | $49.43 |
About
Westamerica Bancorp is a regional community bank headquartered in San Rafael, California, with approximately $7.5 billion in assets. The company primarily serves smaller commercial clients across central and northern California, from Mendocino County in the north to Kern County in the south and Nevada County to the east. Revenue is generated primarily through net interest income and deposit service charges.