WaFd, Inc. Common Stock (WAFD)

Price$35.57

Value ScoreB

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)4.42%

Price vs S&P 500 (4W)0.07%

VGM Score59.35

Market Capitalization$2.55B

P/E Ratio (Annual)11.30x

Indicated Dividend Yield (Annual)3.07%

All Metrics

P/CF (Annual)10.78x

Book Value / Share (Quarterly)$40.37

P/TBV (Annual)0.79x

Indicated Dividend (Annual)$1.08

Revenue Growth (3Y)18.85%

Cash Flow / Share (Quarterly)$2.93

Payout Ratio (TTM)38.54%

Price vs S&P 500 (YTD)2.89%

Net Profit Margin (TTM)34.67%

EPS (TTM)$3.25

10-Day Avg Trading Volume0.50M

EPS Excl Extra (TTM)$3.25

Revenue Growth (5Y)11.43%

EPS (Annual)$2.82

Dividend / Share (Annual)$1.25

ROI (Annual)7.31%

Net Profit Margin (5Y Avg)34.57%

Cash / Share (Quarterly)$15.15

P/E Basic Excl Extra (TTM)10.12x

Revenue Growth QoQ (YoY)42.33%

EPS Growth (5Y)4.50%

P/E Normalized (Annual)11.30x

ROA (Last FY)0.85%

Revenue Growth TTM (YoY)56.52%

EBITD / Share (TTM)$7.11

ROE (5Y Avg)8.75%

Operating Margin (TTM)43.79%

Cash Flow / Share (Annual)$2.66

P/B Ratio0.86x

P/B Ratio (Quarterly)0.78x

Net Income / Employee (Annual)$111,000

ROA (TTM)0.93%

EPS Growth QoQ (YoY)25.04%

EV / EBITDA (TTM)8.28x

EPS Incl Extra (Annual)$2.82

3-Month Avg Trading Volume0.64M

52-Week Price Return25.20%

EV / Free Cash Flow (Annual)12.51x

P/E Incl Extra (TTM)10.12x

Tangible BV / Share (Quarterly)$40.00

P/S Ratio (Annual)2.35x

52-Week High$38.59

EPS Excl Extra (Annual)$2.82

CapEx CAGR (5Y)-2.09%

Tangible BV CAGR (5Y)8.46%

26-Week Price Return12.35%

13-Week Price Return12.63%

Total Debt / Equity (Annual)0.02x

Enterprise Value$2.61B

Revenue / Share Growth (5Y)13.41%

Book Value / Share Growth (5Y)7.97%

Revenue / Employee (Annual)$349,216,800,000

Pretax Margin (Annual)43.79%

Cash / Share (Annual)$15.15

3-Month Return Std Dev23.67%

Net Income / Employee (TTM)$123,900

EBITDA CAGR (5Y)4.81%

EBITDA Interim CAGR (5Y)4.81%

ROE (Last FY)7.44%

EPS Basic Excl Extra (Annual)$2.82

P/FCF (TTM)11.78x

EV / Free Cash Flow (TTM)12.03x

Total Debt / Equity (Quarterly)0.02x

EPS Incl Extra (TTM)$3.25

ROI (TTM)8.22%

Dividend Growth Rate (5Y)7.73%

P/S Ratio (TTM)2.35x

Pretax Margin (5Y Avg)43.67%

Revenue / Share (Annual)$11.38

Tangible BV / Share (Annual)$38.53

Forward P/E10.57x

Free OCF CAGR (5Y)9.10%

Price vs S&P 500 (52W)0.84%

P/E Ratio (TTM)10.12x

EPS Growth TTM (YoY)15.20%

Year-to-Date Return11.05%

5-Day Price Return1.63%

EPS Normalized (Annual)$2.82

ROA (5Y Avg)0.96%

Net Profit Margin (Annual)34.67%

Month-to-Date Return0.03%

Cash Flow / Share (TTM)$4.07

EBITD / Share (Annual)$3.73

EPS Growth (3Y)-7.96%

Operating Margin (Annual)43.79%

LT Debt / Equity (Annual)0.02x

P/CF (TTM)10.00x

ROI (5Y Avg)8.70%

P/E Excl Extra (TTM)10.12x

LT Debt / Equity (Quarterly)0.02x

EPS Basic Excl Extra (TTM)$3.25

P/TBV (Quarterly)0.79x

Payout Ratio (Annual)43.91%

P/B Ratio (Annual)0.79x

Dividend / Share (TTM)$1.26

Pretax Margin (TTM)43.79%

Book Value / Share (Annual)$38.88

Price vs S&P 500 (13W)4.38%

Net Margin Growth (5Y)-2.04%

Dividend Yield (TTM)3.81%

Beta0.85x

P/FCF (Annual)12.26x

Revenue / Share (TTM)$11.38

ROE (TTM)8.36%

52-Week Low$26.31

vGradeB

gGradeC

mGradeB

vgmGradeC

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Earnings Surprise History

Q2 260.82est. 0.77

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.44

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
WAFDWaFd, Inc. Common Stock	B	C	B	$35.57
JPMJPMorgan Chase & Co.	D	C	C	$312.37
BACBank of America Corporation	C	C	C	$53.83
WFCWells Fargo & Co.	D	C	D	$81.94
CCitigroup Inc.	C	C	A	$132.47
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	A	$9.52
UBSUBS Group AG	C	C	B	$47.01
COFCapital One Financial	C	D	F	$180.67
PNCPNC Financial Services Group	D	C	B	$228.37
USBU.S. Bancorp	B	C	C	$55.69
TFCTruist Financial Corporation	B	C	C	$49.20

About

WaFd Inc is a regional bank serving consumers, mid-sized businesses, and real estate developers across nine western states. It generates revenue through lending (residential mortgages, construction and development loans), deposit-taking, U.S. government securities investments, and insurance brokerage services. The bank operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California, and Texas.