WaFd, Inc. Common Stock (WAFD) Stock Price

WAFDStock

$29.15+4.74%52W

Market Cap$2.16B

P/E8.59x

PEG Ratio1.85

Div yield3.72%

Beta0.89

WAFD Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-20.79%

Price vs S&P 500 (4W)-8.40%

PEG Ratio1.85

VGM Score45.90

P/E Ratio (Annual)8.59x

Indicated Dividend Yield (Annual)3.72%

P/CF (Annual)9.27x

Book Value / Share (Quarterly)$40.54

P/TBV (Annual)0.75x

Indicated Dividend (Annual)$1.08

Revenue Growth (3Y)18.85%

Cash Flow / Share (Quarterly)$3.07

Payout Ratio (TTM)37.30%

Price vs S&P 500 (YTD)-20.92%

Net Profit Margin (TTM)34.67%

EPS (TTM)$3.40

10-Day Avg Trading Volume1.05M

EPS Excl Extra (TTM)$3.40

Revenue Growth (5Y)11.43%

EPS (Annual)$3.40

Dividend / Share (Annual)$1.25

ROI (Annual)8.38%

Net Profit Margin (5Y Avg)34.57%

Cash / Share (Quarterly)$15.15

P/E Basic Excl Extra (TTM)8.59x

Revenue Growth QoQ (YoY)42.33%

EPS Growth (5Y)6.11%

P/E Normalized (Annual)8.59x

ROA (Last FY)0.94%

Revenue Growth TTM (YoY)56.52%

EBITD / Share (TTM)$7.11

ROE (5Y Avg)8.73%

Operating Margin (TTM)43.79%

Cash Flow / Share (Annual)$2.66

P/B Ratio0.73x

P/B Ratio (Quarterly)0.74x

Net Income / Employee (Annual)$125,600

ROA (TTM)0.93%

EPS Growth QoQ (YoY)4.87%

EV / EBITDA (TTM)8.28x

EPS Incl Extra (Annual)$3.40

3-Month Avg Trading Volume0.85M

52-Week Price Return4.74%

EV / Free Cash Flow (Annual)10.80x

P/E Incl Extra (TTM)8.59x

Tangible BV / Share (Quarterly)$40.22

P/S Ratio (Annual)2.35x

52-Week High$39.49

EPS Excl Extra (Annual)$3.40

CapEx CAGR (5Y)-2.09%

Tangible BV CAGR (5Y)7.04%

26-Week Price Return-10.88%

13-Week Price Return-23.53%

Total Debt / Equity (Annual)0.02x

Enterprise Value$2.25B

Revenue / Share Growth (5Y)13.41%

Book Value / Share Growth (5Y)4.39%

Revenue / Employee (Annual)$349,216,800,000

Pretax Margin (Annual)43.79%

Cash / Share (Annual)$15.15

3-Month Return Std Dev21.35%

Net Income / Employee (TTM)$125,600

EBITDA CAGR (5Y)4.81%

EBITDA Interim CAGR (5Y)4.81%

ROE (Last FY)8.53%

EPS Basic Excl Extra (Annual)$3.40

P/FCF (TTM)9.68x

EV / Free Cash Flow (TTM)9.91x

Total Debt / Equity (Quarterly)0.02x

EPS Incl Extra (TTM)$3.40

ROI (TTM)8.36%

Dividend Growth Rate (5Y)7.73%

P/S Ratio (TTM)2.35x

Pretax Margin (5Y Avg)43.67%

Revenue / Share (Annual)$11.38

Tangible BV / Share (Annual)$40.22

Forward P/E9.41x

Free OCF CAGR (5Y)9.10%

Price vs S&P 500 (52W)-10.79%

P/E Ratio (TTM)8.59x

EPS Growth TTM (YoY)20.63%

Year-to-Date Return-8.99%

5-Day Price Return-1.22%

EPS Normalized (Annual)$3.40

ROA (5Y Avg)0.96%

Net Profit Margin (Annual)34.67%

Month-to-Date Return-2.61%

Cash Flow / Share (TTM)$4.07

EBITD / Share (Annual)$3.73

EPS Growth (3Y)-4.81%

Operating Margin (Annual)43.79%

LT Debt / Equity (Annual)0.02x

P/CF (TTM)8.21x

ROI (5Y Avg)8.65%

P/E Excl Extra (TTM)8.59x

LT Debt / Equity (Quarterly)0.02x

EPS Basic Excl Extra (TTM)$3.40

P/TBV (Quarterly)0.75x

Payout Ratio (Annual)43.91%

P/B Ratio (Annual)0.74x

Dividend / Share (TTM)$1.25

Pretax Margin (TTM)43.79%

Book Value / Share (Annual)$40.54

Price vs S&P 500 (13W)-26.22%

Net Margin Growth (5Y)-2.04%

Dividend Yield (TTM)4.35%

Beta0.89x

P/FCF (Annual)10.55x

Revenue / Share (TTM)$11.38

ROE (TTM)8.50%

52-Week Low$26.31

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WAFD Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q3 2026	Oct 15, 2026	$0.84	$0.85	+0.89%(+$0.01)
Q2 2026	Jul 16, 2026	$0.81	$0.81	-0.61%(-$0.01)
Q1 2026	Apr 16, 2026	$0.75	$0.83	+10.67%(+$0.08)
Q4 2025	Jan 15, 2026	$0.76	$0.75	-0.66%(-$0.01)
Q3 2025	Oct 16, 2025	$0.77	$0.72	-5.88%(-$0.05)

WAFD Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.44

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69
AMTBAmerant Bancorp Inc.	C	C	A	1.1x	6.1%	0.6%	—	$28.96

About WaFd, Inc. Common Stock

WaFd Inc is a regional bank serving consumers, mid-sized businesses, and real estate developers across nine western states. It generates revenue through lending (residential mortgages, construction and development loans), deposit-taking, U.S. government securities investments, and insurance brokerage services. The bank operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California, and Texas.