Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK (WTFCN)

Price$26.12

Favorite Metrics

Price vs S&P 500 (26W)6.99%

Price vs S&P 500 (4W)5.91%

Market Capitalization$9.84B

P/E Ratio (Annual)11.94x

Indicated Dividend Yield (Annual)1.51%

All Metrics

P/CF (Annual)10.81x

Book Value / Share (Quarterly)$108.38

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$2.00

Revenue Growth (3Y)8.05%

Cash Flow / Share (Quarterly)$12.85

Payout Ratio (TTM)20.56%

Price vs S&P 500 (YTD)1.82%

Net Profit Margin (TTM)28.60%

EPS (TTM)$12.13

10-Day Avg Trading Volume0.35M

EPS Excl Extra (TTM)$12.13

Revenue Growth (5Y)13.05%

EPS (Annual)$12.13

Dividend / Share (Annual)$2.54

ROI (Annual)9.94%

Net Profit Margin (5Y Avg)24.29%

Cash / Share (Quarterly)$6.83

P/E Basic Excl Extra (TTM)11.94x

Revenue Growth QoQ (YoY)63.44%

EPS Growth (5Y)19.16%

P/E Normalized (Annual)11.94x

ROA (Last FY)1.16%

Revenue Growth TTM (YoY)79.30%

EBITD / Share (TTM)$18.22

ROE (5Y Avg)10.97%

Operating Margin (TTM)38.86%

Cash Flow / Share (Annual)$12.85

P/B Ratio1.36x

P/B Ratio (Quarterly)1.29x

Net Income / Employee (Annual)$0

ROA (TTM)1.20%

EPS Growth QoQ (YoY)19.69%

EV / EBITDA (TTM)8.78x

EPS Incl Extra (Annual)$12.13

3-Month Avg Trading Volume0.49M

52-Week Price Return44.61%

EV / Free Cash Flow (Annual)12.63x

P/E Incl Extra (TTM)11.94x

Tangible BV / Share (Quarterly)$106.92

P/S Ratio (Annual)2.64x

52-Week High$162.96

EPS Excl Extra (Annual)$12.13

CapEx CAGR (5Y)-4.72%

Tangible BV CAGR (5Y)11.91%

26-Week Price Return10.98%

13-Week Price Return1.71%

Total Debt / Equity (Annual)0.14x

Enterprise Value$10,868.14

Revenue / Share Growth (5Y)9.89%

Book Value / Share Growth (5Y)8.46%

Revenue / Employee (Annual)$372,154

Pretax Margin (Annual)35.81%

Cash / Share (Annual)$8.07

3-Month Return Std Dev30.07%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)20.54%

EBITDA Interim CAGR (5Y)15.75%

ROE (Last FY)11.35%

EPS Basic Excl Extra (Annual)$12.13

P/FCF (TTM)11.43x

EV / Free Cash Flow (TTM)12.63x

Total Debt / Equity (Quarterly)0.14x

EPS Incl Extra (TTM)$12.13

ROI (TTM)10.12%

Dividend Growth Rate (5Y)11.19%

P/S Ratio (TTM)2.30x

Pretax Margin (5Y Avg)32.96%

Revenue / Share (Annual)$32.56

Tangible BV / Share (Annual)$106.92

Forward P/E11.75x

Free OCF CAGR (5Y)28.13%

Price vs S&P 500 (52W)14.78%

P/E Ratio (TTM)11.94x

EPS Growth TTM (YoY)12.94%

Year-to-Date Return4.46%

5-Day Price Return-0.93%

EPS Normalized (Annual)$12.13

ROA (5Y Avg)1.05%

Net Profit Margin (Annual)26.05%

Month-to-Date Return5.12%

Cash Flow / Share (TTM)$11.23

EBITD / Share (Annual)$18.22

EPS Growth (3Y)12.68%

Operating Margin (Annual)35.81%

LT Debt / Equity (Annual)0.14x

P/CF (TTM)10.81x

ROI (5Y Avg)9.02%

P/E Excl Extra (TTM)11.94x

LT Debt / Equity (Quarterly)0.14x

EPS Basic Excl Extra (TTM)$12.13

P/TBV (Quarterly)1.31x

Payout Ratio (Annual)20.56%

P/B Ratio (Annual)1.29x

Dividend / Share (TTM)$2.54

Pretax Margin (TTM)38.86%

Book Value / Share (Annual)$108.38

Price vs S&P 500 (13W)1.02%

Net Margin Growth (5Y)3.70%

Dividend Yield (TTM)1.72%

Beta0.87x

P/FCF (Annual)11.43x

Revenue / Share (TTM)$36.32

ROE (TTM)11.71%

52-Week Low$97.68

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
WTFCNWintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK	1.29x	11.71%	1.20%	—	$26.12
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

Wintrust Financial operates as a regional banking company across the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company generates revenue through three segments: community banking (its largest contributor), specialty finance services including insurance premium financing, and wealth management.