White Mountains Insurance Group Ltd. (WTM) Stock Price

WTMStock

$2135.41+16.98%52W

Market Cap$5.10B

P/E4.76x

PEG Ratio0.81

Div yield0.04%

Beta0.29

WTM Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-15.89%

Price vs S&P 500 (4W)0.07%

PEG Ratio0.81

VGM Score54.27

P/E Ratio (Annual)4.76x

Indicated Dividend Yield (Annual)0.04%

P/CF (Annual)9.54x

Book Value / Share (Quarterly)$2257.62

P/TBV (Annual)1.11x

Indicated Dividend (Annual)$1.00

Revenue Growth (3Y)35.58%

Cash Flow / Share (Quarterly)$162.65

Payout Ratio (TTM)7.67%

Price vs S&P 500 (YTD)-10.06%

Net Profit Margin (TTM)37.34%

EPS (TTM)$445.23

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$445.23

Revenue Growth (5Y)19.57%

EPS (Annual)$435.47

Dividend / Share (Annual)$1.03

ROI (Annual)17.62%

Net Profit Margin (5Y Avg)19.04%

Cash / Share (Quarterly)$63.58

P/E Basic Excl Extra (TTM)4.72x

Revenue Growth QoQ (YoY)22.55%

EPS Growth (5Y)13.76%

P/E Normalized (Annual)4.76x

ROA (Last FY)8.97%

Revenue Growth TTM (YoY)15.52%

EBITD / Share (TTM)$561.62

ROE (5Y Avg)10.18%

Operating Margin (TTM)46.71%

Cash Flow / Share (Annual)$222.00

P/B Ratio0.97x

P/B Ratio (Quarterly)0.95x

Net Income / Employee (Annual)$669,700

EV / Revenue (TTM)2.04x

Net Interest Coverage (TTM)17.95x

ROA (TTM)8.62%

EPS Growth QoQ (YoY)68.86%

EV / EBITDA (TTM)4.37x

EPS Incl Extra (Annual)$435.47

Current Ratio (Annual)0.02x

Quick Ratio (Quarterly)0.01x

3-Month Avg Trading Volume0.02M

52-Week Price Return16.98%

EV / Free Cash Flow (Annual)11.05x

P/E Incl Extra (TTM)4.72x

Revenue / Employee (TTM)$1,807,500

Tangible BV / Share (Quarterly)$1941.53

P/S Ratio (Annual)1.82x

Asset Turnover (Annual)0.23x

52-Week High$2333.00

Operating Margin (5Y Avg)9.61%

EPS Excl Extra (Annual)$435.47

Tangible BV CAGR (5Y)4.84%

26-Week Price Return-3.96%

Quick Ratio (Annual)0.02x

13-Week Price Return2.45%

Total Debt / Equity (Annual)0.15x

Current Ratio (Quarterly)0.01x

Enterprise Value$6.08B

Revenue / Share Growth (5Y)24.49%

Asset Turnover (TTM)0.23x

Book Value / Share Growth (5Y)10.94%

Revenue / Employee (Annual)$1,751,000

Pretax Margin (Annual)46.04%

Cash / Share (Annual)$99.14

3-Month Return Std Dev20.10%

Net Income / Employee (TTM)$674,900

EBITDA CAGR (5Y)15.00%

EBITDA Interim CAGR (5Y)10.81%

ROE (Last FY)20.34%

Net Interest Coverage (Annual)17.16x

EPS Basic Excl Extra (Annual)$435.47

P/FCF (TTM)8.45x

EV / Free Cash Flow (TTM)15.67x

Total Debt / Equity (Quarterly)0.17x

EPS Incl Extra (TTM)$445.23

ROI (TTM)18.21%

Dividend Growth Rate (5Y)-0.70%

P/S Ratio (TTM)1.76x

Pretax Margin (5Y Avg)5.63%

Revenue / Share (Annual)$1138.66

Tangible BV / Share (Annual)$1864.19

Forward P/E16.05x

Price vs S&P 500 (52W)-1.57%

P/E Ratio (TTM)4.72x

EPS Growth TTM (YoY)450.36%

Year-to-Date Return2.76%

5-Day Price Return0.15%

EPS Normalized (Annual)$435.47

ROA (5Y Avg)4.83%

Net Profit Margin (Annual)38.24%

Month-to-Date Return1.80%

Cash Flow / Share (TTM)$23.24

EBITD / Share (Annual)$555.22

EPS Growth (3Y)15.79%

Operating Margin (Annual)48.76%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)13.52x

ROI (5Y Avg)8.93%

P/E Excl Extra (TTM)4.72x

LT Debt / Equity (Quarterly)0.17x

EPS Basic Excl Extra (TTM)$445.23

P/TBV (Quarterly)1.11x

Payout Ratio (Annual)0.24%

P/B Ratio (Annual)0.95x

Dividend / Share (TTM)$0.97

Pretax Margin (TTM)43.99%

Book Value / Share (Annual)$2187.94

Price vs S&P 500 (13W)0.50%

Net Margin Growth (5Y)-8.62%

Dividend Yield (TTM)0.05%

Beta0.29x

P/FCF (Annual)9.54x

Revenue / Share (TTM)$1237.21

ROE (TTM)21.23%

52-Week Low$1648.00

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WTM Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q4 2018	Feb 6, 2019	$1.16	-$2.99	-357.76%(-$4.15)
Q3 2018	Nov 5, 2018	$2.37	-$2.52	-206.15%(-$4.89)
Q2 2018	Aug 7, 2018	$0.13	-$2.04	-1669.23%(-$2.17)
Q1 2018	May 2, 2018	-$1.07	-$0.61	+42.59%(+$0.46)

WTM Analyst Recommendations

Jan 2026

Jun 2026

Jul 2026

Aug 2026

2.25

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2135.41
BRK.ABerkshire Hathaway Inc.	D	C	D	$757985.00
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$505.00
CBChubb Limited	D	C	C	$339.92
PGRProgressive Corporation	C	C	D	$218.64
TRVThe Travelers Companies, Inc.	C	C	B	$369.90
ALLThe Allstate Corporation	B	B	B	$260.58
AIGAmerican International Group, Inc.	C	D	D	$76.93
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.55
ACGLArch Capital Group Ltd	C	C	D	$98.84
CINFCincinnati Financial Corp	D	C	C	$171.97
WRBW.R. Berkley Corporation	D	C	D	$68.44
MKLMarkel Group Inc.	C	C	D	$1818.69
LLoews Corporation	D	C	D	$109.72
EGEverest Group, Ltd.	B	C	C	$377.61
RNRRenaissanceRe Holdings Ltd.	B	C	B	$330.74
CNACNA Financial Corporation	B	C	C	$49.31
AFGAmerican Financial Group, Inc.	C	D	D	$143.62
KNSLKinsale Capital Group, Inc.	F	B	D	$380.61
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.67
AXSAxis Capital Holders Limited	B	B	D	$99.52
RLIRLI Corp.	D	B	C	$64.31
MCYMercury General Corp.	B	B	C	$102.97
SIGISelective Insurance Group	C	C	C	$92.46
LMNDLemonade, Inc.	F	A	D	$52.96
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.63
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.35
SPNTSiriusPoint Ltd.	C	B	B	$24.18
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.48
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$58.29
HCIHCI Group, Inc.	C	B	B	$186.29
PLGOPelagos Insurance Capital Limited	B	C	B	$24.52
HMNHorace Mann Educators Corporation	C	C	C	$51.35
KMPRKemper Corporation	B	F	D	$27.93
SAFTSafety Insurance Group Inc	D	C	A	$103.64
UFCSUnited Fire Group Inc.	C	B	A	$53.98
ASICAtegrity Specialty Insurance Company Holdings	D	A	B	$26.59
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	B	$43.43
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$33.86
MHLAMaiden Holdings, Ltd.	C	D	F	$10.64
EIGEmployers Holdings, Inc.	D	D	B	$49.17
HIPOHippo Holdings Inc.	D	A	C	$33.18
ROOTRoot, Inc. Class A Common Stock	B	C	D	$56.43
DGICBDonegal Group Inc	C	D	C	$23.17
DGICADonegal Group Inc	C	D	C	$19.24
TIPTTiptree Inc. Common Stock	B	C	D	$18.45
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.32
GLREGreenlight Captial RE, LTD. Class A	B	B	D	$15.37
AMSFAMERISAFE, Inc.	D	D	F	$26.25
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	D	$9.50

About White Mountains Insurance Group Ltd.

White Mountains Insurance Group acquires and operates insurance and financial services businesses, targeting opportunistic entries and disciplined exits when valuations become attractive. The company's diversified portfolio spans property and casualty insurance, reinsurance, municipal bond reinsurance, capital solutions for asset managers, and insurance distribution through subsidiaries including Ark/WM Outrigger, HG Global, Kudu, and Distinguished. This multi-segment approach enables returns across distinct insurance and financial services markets.