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Aflac Inc. (AFL)
Price$114.67
Favorite Metrics
Price vs S&P 500 (26W)-2.89%
Price vs S&P 500 (4W)-0.62%
Market Capitalization$59.11B
P/E Ratio (Annual)16.21x
Indicated Dividend Yield (Annual)2.13%
All Metrics
P/CF (Annual)23.14x
Book Value / Share (Quarterly)$56.85
P/TBV (Annual)2.41x
Indicated Dividend (Annual)$2.32
Revenue Growth (3Y)-4.21%
Cash Flow / Share (Quarterly)$4.93
Payout Ratio (TTM)32.86%
Price vs S&P 500 (YTD)0.06%
Net Profit Margin (TTM)21.24%
EPS (TTM)$6.89
10-Day Avg Trading Volume2.11M
EPS Excl Extra (TTM)$6.89
Revenue Growth (5Y)-4.97%
EPS (Annual)$6.82
Dividend / Share (Annual)$2.24
ROI (Annual)9.64%
Net Profit Margin (5Y Avg)23.19%
Cash / Share (Quarterly)$9.37
P/E Basic Excl Extra (TTM)16.21x
Revenue Growth QoQ (YoY)-9.94%
EPS Growth (5Y)0.43%
P/E Normalized (Annual)16.21x
ROA (Last FY)3.13%
Revenue Growth TTM (YoY)-9.31%
EBITD / Share (TTM)$8.89
ROE (5Y Avg)17.66%
Operating Margin (TTM)27.69%
Cash Flow / Share (Annual)$4.93
P/B Ratio2.00x
P/B Ratio (Quarterly)1.96x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)3.57x
Net Interest Coverage (TTM)21.60x
ROA (TTM)3.01%
EPS Growth QoQ (YoY)-22.91%
EV / EBITDA (TTM)12.88x
EPS Incl Extra (Annual)$6.82
Current Ratio (Annual)0.04x
Quick Ratio (Quarterly)0.11x
3-Month Avg Trading Volume2.39M
52-Week Price Return6.73%
EV / Free Cash Flow (Annual)23.95x
P/E Incl Extra (TTM)16.21x
Revenue / Employee (TTM)$1
Tangible BV / Share (Quarterly)$38.63
P/S Ratio (Annual)3.44x
Asset Turnover (Annual)0.15x
52-Week High$119.32
Operating Margin (5Y Avg)28.33%
EPS Excl Extra (Annual)$6.82
Tangible BV CAGR (5Y)-3.92%
26-Week Price Return4.00%
Quick Ratio (Annual)0.04x
13-Week Price Return4.62%
Total Debt / Equity (Annual)0.28x
Current Ratio (Quarterly)0.11x
Enterprise Value$61,201.273
Revenue / Share Growth (5Y)0.74%
Asset Turnover (TTM)0.14x
Book Value / Share Growth (5Y)3.23%
Revenue / Employee (Annual)$1
Pretax Margin (Annual)26.41%
Cash / Share (Annual)$6.41
3-Month Return Std Dev17.87%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)1.54%
EBITDA Interim CAGR (5Y)5.02%
ROE (Last FY)12.36%
Net Interest Coverage (Annual)21.60x
EPS Basic Excl Extra (Annual)$6.82
P/FCF (TTM)23.14x
EV / Free Cash Flow (TTM)23.95x
Total Debt / Equity (Quarterly)0.28x
EPS Incl Extra (TTM)$6.89
ROI (TTM)10.05%
Dividend Growth Rate (5Y)15.65%
P/S Ratio (TTM)3.44x
Pretax Margin (5Y Avg)27.22%
Revenue / Share (Annual)$32.09
Tangible BV / Share (Annual)$32.73
Forward P/E15.83x
Free OCF CAGR (5Y)-15.58%
Price vs S&P 500 (52W)-27.90%
P/E Ratio (TTM)16.21x
EPS Growth TTM (YoY)-28.33%
Year-to-Date Return3.99%
5-Day Price Return2.44%
EPS Normalized (Annual)$6.82
ROA (5Y Avg)3.48%
Net Profit Margin (Annual)21.24%
Month-to-Date Return4.52%
EBITD / Share (Annual)$8.95
EPS Growth (3Y)1.16%
Operating Margin (Annual)27.69%
LT Debt / Equity (Annual)0.28x
P/CF (TTM)23.14x
ROI (5Y Avg)13.53%
P/E Excl Extra (TTM)16.21x
LT Debt / Equity (Quarterly)0.28x
EPS Basic Excl Extra (TTM)$6.89
P/TBV (Quarterly)2.14x
Payout Ratio (Annual)32.86%
P/B Ratio (Annual)1.96x
Dividend / Share (TTM)$2.24
Pretax Margin (TTM)26.41%
Book Value / Share (Annual)$56.85
Price vs S&P 500 (13W)2.24%
Net Margin Growth (5Y)-0.31%
Dividend Yield (TTM)2.03%
Beta0.65x
P/FCF (Annual)23.14x
Revenue / Share (TTM)$32.86
ROE (TTM)13.05%
52-Week Low$96.95
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
2.76
2.76
2.76
2.77
Industry Peers — Accident & Health Insurance(4)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | Indicated Dividend Yield (Annual) | Operating Margin (TTM) | Price |
|---|---|---|---|---|---|
AFLAflac Inc. | 1.96x | 13.05% | 2.13% | 27.69% | $114.67 |
PFGPrincipal Financial Group, Inc. | 1.63x | 10.26% | 3.33% | 11.62% | $96.19 |
UNMUnum Group | 1.17x | 6.63% | 2.31% | 8.74% | $79.23 |
UNMAUnum Group 6.250% Junior Subordinated Notes due 2058 | 1.17x | 6.63% | 2.31% | 8.74% | $23.68 |
CNOCNO Financial Group, Inc. | 1.53x | 8.60% | 1.56% | 11.04% | $43.94 |
About
Aflac Inc provides supplemental health and life insurance across the United States and Japan, with products including cancer, accident, dental, vision, disability, and long-term care coverage. The company distributes primarily through independent distributors and workplace-based direct sales, complemented by digital channels. Aflac Japan is the primary revenue driver, while the company's diversified offerings address gaps in consumers' existing insurance coverage.