Unum Group (UNM)

Price$83.43

Value ScoreD

Growth ScoreD

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)-6.83%

Price vs S&P 500 (4W)-2.02%

VGM Score46.23

Market Capitalization$13.25B

P/E Ratio (Annual)17.94x

Indicated Dividend Yield (Annual)2.21%

All Metrics

P/CF (Annual)19.27x

Book Value / Share (Quarterly)$67.76

P/TBV (Annual)0.93x

Indicated Dividend (Annual)$1.84

Revenue Growth (3Y)2.93%

Cash Flow / Share (Quarterly)$3.35

Payout Ratio (TTM)39.33%

Price vs S&P 500 (YTD)-3.54%

Net Profit Margin (TTM)5.86%

EPS (TTM)$4.60

10-Day Avg Trading Volume1.13M

EPS Excl Extra (TTM)$4.60

Revenue Growth (5Y)-0.13%

EPS (Annual)$4.27

Dividend / Share (Annual)$1.78

ROI (Annual)4.96%

Net Profit Margin (5Y Avg)9.95%

Cash / Share (Quarterly)$0.85

P/E Basic Excl Extra (TTM)16.96x

Revenue Growth QoQ (YoY)8.53%

EPS Growth (5Y)1.90%

P/E Normalized (Annual)17.94x

ROA (Last FY)1.16%

Revenue Growth TTM (YoY)4.39%

EBITD / Share (TTM)$7.84

ROE (5Y Avg)12.17%

Operating Margin (TTM)9.01%

Cash Flow / Share (Annual)$3.35

P/B Ratio1.22x

P/B Ratio (Quarterly)1.08x

Net Income / Employee (Annual)$69,100

EV / Revenue (TTM)1.26x

Net Interest Coverage (TTM)5.47x

ROA (TTM)1.24%

EPS Growth QoQ (YoY)33.50%

EV / EBITDA (TTM)12.67x

EPS Incl Extra (Annual)$4.27

3-Month Avg Trading Volume1.54M

52-Week Price Return2.27%

EV / Free Cash Flow (Annual)30.29x

P/E Incl Extra (TTM)16.96x

Revenue / Employee (TTM)$1,248,500

Tangible BV / Share (Quarterly)$21.92

P/S Ratio (Annual)1.01x

Asset Turnover (Annual)0.21x

52-Week High$85.27

Operating Margin (5Y Avg)14.16%

EPS Excl Extra (Annual)$4.27

CapEx CAGR (5Y)2.12%

Tangible BV CAGR (5Y)7.19%

26-Week Price Return9.10%

13-Week Price Return12.75%

Total Debt / Equity (Annual)0.34x

Enterprise Value$16.82B

Revenue / Share Growth (5Y)3.22%

Asset Turnover (TTM)0.21x

Book Value / Share Growth (5Y)4.72%

Revenue / Employee (Annual)$1,223,800

Pretax Margin (Annual)7.14%

Cash / Share (Annual)$0.60

3-Month Return Std Dev21.27%

Net Income / Employee (TTM)$73,100

EBITDA CAGR (5Y)0.00%

EBITDA Interim CAGR (5Y)7.30%

ROE (Last FY)6.64%

Net Interest Coverage (Annual)5.73x

EPS Basic Excl Extra (Annual)$4.27

P/FCF (TTM)14.08x

EV / Free Cash Flow (TTM)31.22x

Total Debt / Equity (Quarterly)0.35x

EPS Incl Extra (TTM)$4.60

ROI (TTM)5.27%

Dividend Growth Rate (5Y)9.31%

P/S Ratio (TTM)0.99x

Pretax Margin (5Y Avg)12.59%

Revenue / Share (Annual)$75.62

Tangible BV / Share (Annual)$22.27

Forward P/E9.06x

Free OCF CAGR (5Y)3.03%

Price vs S&P 500 (52W)-25.93%

P/E Ratio (TTM)16.96x

EPS Growth TTM (YoY)-45.69%

Year-to-Date Return7.39%

5-Day Price Return-1.53%

EPS Normalized (Annual)$4.27

ROA (5Y Avg)1.95%

Net Profit Margin (Annual)5.65%

Month-to-Date Return3.55%

Cash Flow / Share (TTM)$6.74

EBITD / Share (Annual)$7.32

EPS Growth (3Y)-15.03%

Operating Margin (Annual)8.74%

LT Debt / Equity (Annual)0.34x

P/CF (TTM)19.64x

ROI (5Y Avg)9.01%

P/E Excl Extra (TTM)16.96x

LT Debt / Equity (Quarterly)0.35x

EPS Basic Excl Extra (TTM)$4.60

P/TBV (Quarterly)0.88x

Payout Ratio (Annual)41.46%

P/B Ratio (Annual)1.17x

Dividend / Share (TTM)$1.83

Pretax Margin (TTM)7.44%

Book Value / Share (Annual)$67.11

Price vs S&P 500 (13W)3.00%

Net Margin Growth (5Y)-1.26%

Dividend Yield (TTM)2.32%

Beta0.25x

P/FCF (Annual)23.86x

Revenue / Share (TTM)$81.14

ROE (TTM)7.07%

52-Week Low$68.28

vGradeD

gGradeD

mGradeB

vgmGradeC

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Earnings Surprise History

Q1 262.14est. 2.09

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

3.94

4.00

Industry Peers — Accident & Health Insurance(5)

Symbol	Value Score	Growth Score	Momentum Score	Price
UNMUnum Group	D	D	B	$83.43
AFLAflac Inc.	F	C	B	$112.11
PFGPrincipal Financial Group, Inc.	D	C	A	$102.90
UNMAUnum Group 6.250% Junior Subordinated Notes due 2058	D	D	B	$22.77
CNOCNO Financial Group, Inc.	D	D	B	$45.97
CNOpACNO Financial Group, Inc. 5.125% Subordinated Debentures due 2060	—	—	—	$0.00

About

Unum Group is the leading provider of group disability insurance in the United States, with operations in the United Kingdom, Poland, and other markets. The company offers a diversified portfolio of income protection and employee benefits solutions, including long-term care insurance and life insurance, distributed primarily through brokers. Its Unum USA segment generates the majority of revenues, supported by complementary business lines including Colonial Life.